- Revenue 2024
- $5,593,085
- Expenses 2024
- $5,172,487
Program services were 77.3% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.
As filed
- Subsection
- 03
- NTEE code
- J19
- Classification
- 1000
- Street
- 386 WESTERN AVE
These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).
Officers and directors · 2024
As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.
-
GERARDO ESPINOZA DIRECTOR
EXECUTIVE DIRECTOR
- Total calculated
- $210,840
- From this org
- $200,070
- From related orgs
- $0
- Other
- $10,770
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $176,070
- Bonus
- $24,000
- Other
- $0
- Deferred
- $0
- Nontaxable benefits
- $10,770
- Filer's total
- $210,840
-
CHRISTOPHER HUNTER DIRECTOR
ADVISORY SERVICE DIRE
- Total calculated
- $181,415
- From this org
- $166,658
- From related orgs
- $0
- Other
- $14,757
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $141,877
- Bonus
- $24,781
- Other
- $0
- Deferred
- $0
- Nontaxable benefits
- $14,757
- Filer's total
- $181,415
-
FATIHA AINANE
SENIOR FINANCIAL ANAL
- Total calculated
- $145,566
- From this org
- $130,809
- From related orgs
- $0
- Other
- $14,757
- Hours/week
- 40
-
MATTHEW PIRES
FINANCIAL ANALYST
- Total calculated
- $121,341
- From this org
- $118,880
- From related orgs
- $0
- Other
- $2,461
- Hours/week
- 40
-
DAMILOLA ODETOLA
DIRECTOR & TREASURER
- Total calculated
- $0
- Hours/week
- 2
-
ALEXANDER PYLE
DIRECTOR & CLERK
- Total calculated
- $0
- Hours/week
- 2
-
CHRISTINE CLAMP
DIRECTOR & CHAIRPERSON
- Total calculated
- $0
- Hours/week
- 2
-
TERRY LEWIS
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
DAVID HAMMER
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
JOHN SMITH
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
SHELLEY MILLER
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
AMINE BENALI DIRECTOR
MANAGING DIRECTOR
- Total calculated
- $223,049
- From this org
- $183,154
- From related orgs
- $0
- Other
- $39,895
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $158,880
- Bonus
- $24,274
- Other
- $0
- Deferred
- $0
- Nontaxable benefits
- $39,895
- Filer's total
- $223,049
-
JOSE LUIS ROJAS DIRECTOR
CHIEF LENDING OFFICER
- Total calculated
- $176,893
- From this org
- $169,238
- From related orgs
- $0
- Other
- $7,655
- Hours/week
- 32
Schedule J breakdown matched by us
- Base
- $147,368
- Bonus
- $21,870
- Other
- $0
- Deferred
- $0
- Nontaxable benefits
- $7,655
- Filer's total
- $176,893
-
CAROL ANN MCAULIFFE
CFO
- Total calculated
- $222,857
- From this org
- $182,962
- From related orgs
- $0
- Other
- $39,895
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $154,962
- Bonus
- $28,000
- Other
- $0
- Deferred
- $0
- Nontaxable benefits
- $39,895
- Filer's total
- $222,857
-
VIRGINIA BERMAN
DIR. OF COMM. & MARKETING
- Total calculated
- $131,202
- From this org
- $124,969
- From related orgs
- $0
- Other
- $6,233
- Hours/week
- 40
-
JOSHUA GLICKENHAUS
SENIOR LOAN OFFICER
- Total calculated
- $142,514
- From this org
- $136,154
- From related orgs
- $0
- Other
- $6,360
- Hours/week
- 40
-
MARY WONG
SENIOR LOAN OFFICER
- Total calculated
- $156,366
- From this org
- $125,838
- From related orgs
- $0
- Other
- $30,528
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $115,338
- Bonus
- $10,500
- Other
- $0
- Deferred
- $0
- Nontaxable benefits
- $30,528
- Filer's total
- $156,366
-
JORDAN BROWNE
FINANCIAL ANALYST
- Total calculated
- $138,106
- From this org
- $123,349
- From related orgs
- $0
- Other
- $14,757
- Hours/week
- 40
-
ALAN SINGER
SENIOR LOAN OFFICER
- Total calculated
- $138,959
- From this org
- $118,953
- From related orgs
- $0
- Other
- $20,006
- Hours/week
- 40
-
JAMES LOUNEY
RETIRING CFO
- Total calculated
- $151,594
- From this org
- $149,751
- From related orgs
- $0
- Other
- $1,843
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $118,000
- Bonus
- $31,751
- Other
- $0
- Deferred
- $0
- Nontaxable benefits
- $1,843
- Filer's total
- $151,594
Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.
Filings
-
2024
- Revenue
- $5,593,085
- Expenses
- $5,172,487
- Contributions
- $3,870,413
- Grants paid
- $318,577
-
2023
- Revenue
- $5,216,398
- Expenses
- $4,323,969
- Contributions
- $3,762,944
- Grants paid
- $78,558
-
2022
- Revenue
- $3,524,747
- Expenses
- $2,918,153
- Contributions
- $2,529,240
- Grants paid
- $84,000
The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.
Grants made
-
ELLIOT FARM LLC
$25,000
2023 GRANT TO SUPPORT ACTIVITIES OF ORGANIZATION
-
VICENTE'S NEW BEDFORD LLC
$25,000
2024 GRANT TO SUPPORT ACTIVITIES OF ORGANIZATION
-
BOATHOUSE BISTRO LLC
$25,000
2024 GRANT TO SUPPORT ACTIVITIES OF ORGANIZATION
-
THE BOSTON FOUNDATION
$25,000
2024 GRANT TO SUPPORT ACTIVITIES OF ORGANIZATION
-
MERENGUE RESTAURANT AND CATERING
$22,527
2024 GRANT TO SUPPORT ACTIVITIES OF ORGANIZATION
-
CAITLYN FONTES - TWO SISTERS (NAME OF RESTAURANT)
$22,500
2024 GRANT TO SUPPORT ACTIVITIES OF ORGANIZATION
-
RINCON LIMENO REVERE INC
$22,500
2024 GRANT TO SUPPORT ACTIVITIES OF ORGANIZATION
-
MICHAEL AGRICOLA LLC
$22,500
2024 GRANT TO SUPPORT ACTIVITIES OF ORGANIZATION
-
LENZI'S CATERING
$22,492
2024 GRANT TO SUPPORT ACTIVITIES OF ORGANIZATION
-
ELLEN WILSON DBA FREE RANGERS FARM
$22,000
2024 GRANT TO SUPPORT ACTIVITIES OF ORGANIZATION
The 10 largest by cash amount. The API serves every itemized grant.
Grants received
-
$597,709
2023 Operating Support/Annual Fund
-
$500,000
2022 OFN CDFI TECH GRANT PROGRAM SUPPORTED BY GOOGLE.ORG
-
$307,500
2022 Operating Support/Annual Fund
-
$191,100
2022 COMMUNITY WELFARE
-
$100,000
2022 GENERAL SUPPORT
-
$60,000
2022 Economic Development
-
$60,000
2023 Economic Development
Other IRS files
Auto-Revocation List
Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.
Publication 78
Listed as of 10 September 2026, under deductibility PC.
These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.