- Revenue 2023
- $9,028,852
- Expenses 2023
- $8,841,417
Program services were 0.0% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.
As filed
- Subsection
- 14
- Classification
- 1000
- Street
- 510 E MOUND ST
These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).
Group exemption
A subordinate covered by the group exemption of OHIO CHARTERED CREDIT UNIONS (EIN 23-7092827). matched by us
The IRS lists each organization's group exemption number; we match a subordinate to its central organization by that number and the affiliation code the IRS assigns.
Mission and programs · 2023
Mission
PROVIDE LOW COST LOANS TO SELECT MEMBERSHIP GROUPS, AS WELL AS PROVIDE SAVINGS OPTIONS, FINANCIAL LITERACY AND OTHER FINANCIAL SERVICES AND PRODUCTS WITH A SERVICE BASED EMPHASIS THAT RECOGNIZES MEMBERS AS OWNERS.
-
DURING 2023, EDUCATION FIRST CREDIT UNION INCURRED DIVIDEND EXPENSES PROVIDING SHARE DEPOSIT ACOUNTS TO APPROXIMATELY 12,472 MEMBERS. THE NUMBER OF THOSE ACCOUNTS TOTAL APPROXIMATELY 22,938.
-
DURING 2023, EDUCATION FIRST CREDIT UNION INCURRED DIRECT LABOR COSTS AND EMPLOYEE BENEFIT COSTS BY PROVIDING SAVINGS DEPOSIT SERVICES, ORIGINATING NEW LOANS AND SERVICING THE LOAN PORTFOLIO FOR MEMBERS.
-
DURING 2023, EDUCATION FIRST CREDIT UNION INCURRED OPERATIONS EXPENSES PROVIDING FINANCIAL SERVICES TO MEMBERS SUCH AS ATM ACCESS, SHARED BRANCHING ACCESS, SHARE DRAFT SERVICES, AND OTHER EXPENSES ASSOCIATED WITH FINANCIAL ACCOUNT PROGRAMS. EDUCATION FIRST PROVIDED THESE SERVICES TO AN ESTIMATED 12,472 MEMBERS DURING 2023.
As filed on the 2023 return.
Officers and directors · 2023
As listed in Part VII of the 2023 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.
-
MICHAEL WETTRICH
PRESIDENT/CE
- Total calculated
- $233,131
- From this org
- $194,053
- From related orgs
- $0
- Other
- $39,078
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $192,140
- Bonus
- not reported
- Other
- $1,913
- Deferred
- $13,963
- Nontaxable benefits
- $25,115
- Filer's total
- $233,131
-
JARED ELSASS
CFO
- Total calculated
- $172,669
- From this org
- $160,129
- From related orgs
- $0
- Other
- $12,540
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $144,437
- Bonus
- $4,110
- Other
- $11,582
- Deferred
- $11,277
- Nontaxable benefits
- $1,263
- Filer's total
- $172,669
-
JASON THOMAS
COO
- Total calculated
- $156,267
- From this org
- $145,822
- From related orgs
- $0
- Other
- $10,445
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $139,114
- Bonus
- $3,934
- Other
- $2,774
- Deferred
- $10,192
- Nontaxable benefits
- $253
- Filer's total
- $156,267
-
JULIE DIDLICK
CHAIRPERSON
- Total calculated
- $0
- Hours/week
- 2
-
HENRY BLAND III
TREASURER
- Total calculated
- $0
- Hours/week
- 2
-
EZETTA MURRAY
DIRECTOR
- Total calculated
- $0
- Hours/week
- 2
-
BARBARA OVERHOLSER
DIRECTOR
- Total calculated
- $0
- Hours/week
- 2
-
ROBERT SECREST
DIRECTOR
- Total calculated
- $0
- Hours/week
- 2
-
IRMA TURNER
SECRETARY
- Total calculated
- $0
- Hours/week
- 2
-
JEFFERY WOODSON
VICE CHAIRPE
- Total calculated
- $0
- Hours/week
- 2
Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.
Filings
-
2023
- Revenue
- $9,028,852
- Expenses
- $8,841,417
- Contributions
- $0
- Grants paid
- $0
-
2022
- Revenue
- $7,953,641
- Expenses
- $7,426,406
- Contributions
- $0
- Grants paid
- $0
The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.
Other returns filed
-
2021 · 990
- Revenue
- $7,698,435
- Expenses
- $7,062,616
- Assets (EOY)
- $140,644,680
-
2020 · 990
- Revenue
- $8,214,189
- Expenses
- $7,348,998
- Assets (EOY)
- $132,948,726
-
2019 · 990
- Revenue
- $8,701,033
- Expenses
- $7,487,781
- Assets (EOY)
- $112,373,367
-
2018 · 990
- Revenue
- $7,759,493
- Expenses
- $7,282,976
- Assets (EOY)
- $109,171,552
-
2017 · 990
- Revenue
- $6,886,659
- Expenses
- $6,393,262
- Assets (EOY)
- $100,347,279
-
2016 · 990
- Revenue
- $5,950,614
- Expenses
- $5,753,752
- Assets (EOY)
- $94,744,941
-
2015 · 990
- Revenue
- $5,494,050
- Expenses
- $5,462,147
- Assets (EOY)
- $94,492,772
-
2014 · 990
- Revenue
- $5,478,805
- Expenses
- $6,370,290
- Assets (EOY)
- $85,949,062
-
2013 · 990
- Revenue
- $5,830,631
- Expenses
- $6,243,065
- Assets (EOY)
- $86,422,157
-
2012 · 990
- Revenue
- not reported
- Expenses
- $6,399,793
- Assets (EOY)
- $87,906,796
Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.
Grants made
No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.
Grants received
-
$34,500
2022 FINANCIAL EDUCATION - BANZAI PROGRAM
Other IRS files
Auto-Revocation List
Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.
Publication 78
Not present in the most recent drop.
These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.
What this page reflects
The registration facts above come from the IRS Business Master File published 13 October 2026 and read 26 October 2026, for every organization at once. Returns through tax year 2023, the newest we have parsed for this organization.