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VIA CREDIT UNION

EIN 35-0884006 MARION, IN

Revenue 2024
$31,379,952
Expenses 2024
$25,479,380

As filed

Subsection
14
NTEE code
W61
Classification
1000
Street
4505 S ADAMS ST

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Mission and programs · 2024

Mission

VIA CREDIT UNION IS COMMITTED TO MEMBER SERVICE WHILE MAINTAINING FINANCIAL STABILITY. THE CREDIT UNION RETURNS THE PROFITS TO ITS MEMBERS IN THE FORM OF LOWER LOAN RATE, HIGHER SAVINGS RATES, AND FREE OR LOW COST SERVICES. SERVICES TO PEOPLE WHO ARE UNABLE TO OBTAIN THEM ELSEWHERE OR AS A VALUABLE ALTERNATIVE TO THE TRADITIONAL FOR-PROFIT BANKING SYSTEM. THE CREDIT UNION RECEIVES DEPOSITS FROM AND MAKES LOANS TO ITS MEMBERS PRIMARILY LOCATED IN THE INDIANA COUNTIES OF BLACKFORD, GRANT, DELAWARE, MADISON, AND MIAMI. THE MAJORITY OF ITS LOANS ARE COLLATERALIZED BY SPECIFIC ITEMS, INCLUDING CONSUMER ASSETS, RESIDENTIAL REAL ESTATE, AND MEMBER SHARE BALANCES.

Activities or mission (Part I)

PEOPLE HELPING PEOPLE ACHIEVE FINANCIAL SUCCESS.

  • VIA CREDIT UNION OFFERS SEVERAL DIFFERENT SAVINGS ACCOUNTS. MEMBERSHIP SHARES ARE REQUIRED FOR MEMBERSHIP; SECONDARY SHARES CAN BE NAMED DIFFERENTLY FOR BUDGETING PURPOSES AND CHRISTMAS CLUB ACCOUNTS. VIA CREDIT UNION ALSO OFFERS MONEY MARKET AND PREMIER MONEY MARKET SHARE ACCOUNTS AND SEVERAL DIFFERENT TERMS OF SHARE CERTIFICATES.

  • VIA CREDIT UNION OFFERS FREE CHECKING, REQUIRES NO MINIMUM BALANCE AND OFFERS UNLIMITED CHECK WRITING. MEMBERS ARE ABLE TO MANAGE THE CHECKING ACCOUNT THROUGH "VIA CONNECT", OUR INTERNET BANKING, VIA MOBILE OR VIAVOICE, OUR AUTOMATED TELEPHONE SERVICE. "VIA BILL PAY" ALLOWS YOU TO PAY YOUR BILLS ONLINE FOR FREE.

  • THE CREDIT UNION OFFERS NEW AND USED AUTO LOANS, HOME EQUITY LOANS, UNSECURED LOANS, MORTGAGES, BUSINESS AND CREDIT CARD LOANS AT COMPETITIVE LOAN RATES, FLEXIBLE TERMS AND AUTOMATIC PAYMENT OPTION OPTIONS.

  • THE CREDIT UNION'S WHOLLY OWNED SUBSIDIARY, VIA FINANCIAL GROUP, SELLS INSURANCE PRODUCTS TO CREDIT UNION MEMBERS AND OTHERS FROM ITS MARION, INDIANA OFFICE.

As filed on the 2024 return. The filer continues this part on Schedule O, which is not shown here.

Officers and directors · 2024

As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • CINDY KOHLMORGEN

    PRESIDENT/CEO/TREASURER OF THE BOARD

    Total calculated
    $309,744
    From this org
    $262,948
    From related orgs
    $0
    Other
    $46,796
    Hours/week
    45

    Schedule J breakdown matched by us

    Base
    $262,948
    Bonus
    $0
    Other
    $0
    Deferred
    $24,230
    Nontaxable benefits
    $22,566
    Filer's total
    $309,744

  • CLYDE THORNELL

    BOARD PRESIDENT

    Total calculated
    $0
    Hours/week
    1

  • DELEANE SOLOMAN

    VICE CHAIRMAN

    Total calculated
    $0
    Hours/week
    1

  • JOHN VELASQUEZ

    SECRETARY

    Total calculated
    $0
    Hours/week
    1

  • GREG MAURER

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    1

  • JOHN LIGHTLE

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    1

  • VALERIE MCHARRY

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    1

  • DEBBIE PARRIE

    CHIEF OPERATIONS OFFICER

    Total calculated
    $180,984
    From this org
    $143,777
    From related orgs
    $0
    Other
    $37,207
    Hours/week
    43

    Schedule J breakdown matched by us

    Base
    $143,777
    Bonus
    $0
    Other
    $0
    Deferred
    $13,481
    Nontaxable benefits
    $23,726
    Filer's total
    $180,984

  • GEORGETTE MILLER

    CHIEF CONSUMER LOAN OFFICER

    Total calculated
    $140,025
    From this org
    $119,754
    From related orgs
    $0
    Other
    $20,271
    Hours/week
    45

  • KAREN MITCHENER

    CHIEF PEOPLE OFFICER

    Total calculated
    $154,684
    From this org
    $139,943
    From related orgs
    $0
    Other
    $14,741
    Hours/week
    42

    Schedule J breakdown matched by us

    Base
    $139,943
    Bonus
    $0
    Other
    $0
    Deferred
    $12,637
    Nontaxable benefits
    $2,104
    Filer's total
    $154,684

  • LORI FIENE

    CHIEF FINANCIAL OFFICER

    Total calculated
    $209,445
    From this org
    $171,053
    From related orgs
    $0
    Other
    $38,392
    Hours/week
    44

    Schedule J breakdown matched by us

    Base
    $171,053
    Bonus
    $0
    Other
    $0
    Deferred
    $15,826
    Nontaxable benefits
    $22,566
    Filer's total
    $209,445

  • MICHELLE PETERSON

    CHIEF MARKETING OFFICER

    Total calculated
    $150,378
    From this org
    $111,974
    From related orgs
    $0
    Other
    $38,404
    Hours/week
    42

    Schedule J breakdown matched by us

    Base
    $111,974
    Bonus
    $0
    Other
    $0
    Deferred
    $10,786
    Nontaxable benefits
    $27,618
    Filer's total
    $150,378

  • Kristen McDaniel

    VP of Applications Development

    Total calculated
    $123,484
    From this org
    $100,912
    From related orgs
    $0
    Other
    $22,572
    Hours/week
    40

  • Paul McVicker

    VP Information Technology

    Total calculated
    $123,625
    From this org
    $104,940
    From related orgs
    $0
    Other
    $18,685
    Hours/week
    40

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2024
    Revenue
    $31,379,952
    Expenses
    $25,479,380
    Contributions
    $0
    Grants paid
    $15,313
  • 2023
    Revenue
    $25,849,601
    Expenses
    $20,618,217
    Contributions
    $0
    Grants paid
    $25,250
  • 2022
    Revenue
    $20,356,846
    Expenses
    $16,010,185
    Contributions
    $0
    Grants paid
    $0

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $18,473,040
    Expenses
    $14,127,641
    Assets (EOY)
    $517,398,165

  • 2020 · 990

    Revenue
    $16,858,903
    Expenses
    $15,417,664
    Assets (EOY)
    $449,645,503

  • 2019 · 990

    Revenue
    $16,839,844
    Expenses
    $14,296,713
    Assets (EOY)
    $395,968,027

  • 2018 · 990

    Revenue
    $15,165,541
    Expenses
    $12,674,106
    Assets (EOY)
    $360,759,938

  • 2017 · 990

    Revenue
    $13,592,806
    Expenses
    $11,081,032
    Assets (EOY)
    $341,489,143

  • 2016 · 990

    Revenue
    $12,665,991
    Expenses
    $10,611,220
    Assets (EOY)
    $323,402,288

  • 2015 · 990

    Revenue
    $12,296,989
    Expenses
    $10,107,112
    Assets (EOY)
    $313,904,688

  • 2014 · 990

    Revenue
    $12,174,456
    Expenses
    $10,236,071
    Assets (EOY)
    $308,878,262

  • 2013 · 990

    Revenue
    $12,358,097
    Expenses
    $10,539,182
    Assets (EOY)
    $298,327,172

  • 2012 · 990

    Revenue
    not reported
    Expenses
    $10,719,062
    Assets (EOY)
    $286,587,795

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.

Form 990-N e-Postcard, tax year 2014

Tax period
1 January 2014 to 31 December 2014
Principal officer
Margaret Wilson
Mailing address
110 N E StreetMarion IN 46952

As filed, from the IRS e-Postcard file of 26 October 2026. The IRS publishes only each organization's most recent postcard, so earlier years are not shown. A 990-N carries no financial detail. The postcard also gives the principal officer's address, which is not shown here.

Grants made

Where these grants went next →

Grants received

No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.

Related organizations

From Schedule R Part II, where a filer lists the tax-exempt organizations it is related to by control. It does not record shared board members or money.

Declared as related by

Taxable family

From Schedule R Parts I, III and IV: entities that legally are the filer, and taxable partnerships, corporations and trusts it is related to. These record ownership and control, not shared board members or money.

Disregarded entities on its 2024 return

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Not present in the most recent drop.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 13 October 2026 and read 26 October 2026, for every organization at once. Returns through tax year 2024, the newest we have parsed for this organization.