- Revenue 2024
- $29,777,395
- Expenses 2024
- $30,672,003
As filed
- Subsection
- 14
- NTEE code
- W61
- Classification
- 1000
- Street
- 10110 RANDOLPH ST
These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).
Mission and programs · 2024
Mission
TO PROVIDE SERVICES THAT ENABLE OUR MEMBERS TO ACHIEVE A LIFETIME OF FINANCIAL SUCCESS.
Activities or mission (Part I)
TO PROMOTE THRIFT AND PROVIDE LOW COST LOANS TO MEMBERS. THIS IS ACCOMPLISHED ON A CO-OPERATIVE BASIS FOR THE MUTUAL BENEFIT OF THOSE WITHIN THE MEMBERSHIP.
-
MAINTAIN SAVINGS ACCOUNTS FOR MEMBERS (TO PROMOTE THRIFT) AND OFFER LOANS TO MEMBERS AT LOW COST AND REASONABLE INTEREST RATES. THE CREDIT UNION HAD APPROXIMATELY 37,784 MEMBERS AT THE END OF THE YEAR.
As filed on the 2024 return.
Officers and directors · 2024
As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.
-
JOE MACHARA
CHAIRMAN
- Total calculated
- $7,000
- From this org
- $7,000
- From related orgs
- $0
- Other
- $0
- Hours/week
- 4
-
WALTER GARBARCZYK
SECRETARY
- Total calculated
- $5,500
- From this org
- $5,500
- From related orgs
- $0
- Other
- $0
- Hours/week
- 4
-
LISA BECK
DIRECTOR
- Total calculated
- $6,000
- From this org
- $6,000
- From related orgs
- $0
- Other
- $0
- Hours/week
- 4
-
LUIS GONZALEZ
DIRECTOR
- Total calculated
- $5,500
- From this org
- $5,500
- From related orgs
- $0
- Other
- $0
- Hours/week
- 4
-
LEE LANE
DIRECTOR
- Total calculated
- $6,750
- From this org
- $6,750
- From related orgs
- $0
- Other
- $0
- Hours/week
- 4
-
JAMES MACK
DIRECTOR
- Total calculated
- $6,750
- From this org
- $6,750
- From related orgs
- $0
- Other
- $0
- Hours/week
- 4
-
EDWARD PETYO
DIRECTOR
- Total calculated
- $6,000
- From this org
- $6,000
- From related orgs
- $0
- Other
- $0
- Hours/week
- 4
-
GREG SALVATORE
DIRECTOR
- Total calculated
- $4,500
- From this org
- $4,500
- From related orgs
- $0
- Other
- $0
- Hours/week
- 4
-
RICHARD YOUNG
DIRECTOR
- Total calculated
- $6,750
- From this org
- $6,750
- From related orgs
- $0
- Other
- $0
- Hours/week
- 4
-
EUGENE NOVELLO
PRESIDENT/CEO
- Total calculated
- $387,176
- From this org
- $342,068
- From related orgs
- $0
- Other
- $45,108
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $337,262
- Bonus
- $250
- Other
- $4,556
- Deferred
- $32,488
- Nontaxable benefits
- $12,620
- Filer's total
- $387,176
-
CRIS RIZZO KRATKOCZKI
VP OF FINANCE
- Total calculated
- $155,209
- From this org
- $129,659
- From related orgs
- $0
- Other
- $25,550
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $129,409
- Bonus
- $250
- Other
- $0
- Deferred
- $12,596
- Nontaxable benefits
- $12,954
- Filer's total
- $155,209
-
JOHN WILKENING
EXECUTIVE VP, CHIEF BANKING OFFICER
- Total calculated
- $252,123
- From this org
- $204,373
- From related orgs
- $0
- Other
- $47,750
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $204,123
- Bonus
- $250
- Other
- $0
- Deferred
- $12,705
- Nontaxable benefits
- $35,045
- Filer's total
- $252,123
-
ERIC RAUCH
SENIOR VP, CHIEF FINANCIAL OFFICER
- Total calculated
- $81,288
- From this org
- $73,099
- From related orgs
- $0
- Other
- $8,189
- Hours/week
- 40
-
ZACHERY HOHULIN
VP OF INFORMATION TECHNOLOGY, CIO
- Total calculated
- $168,600
- From this org
- $159,710
- From related orgs
- $0
- Other
- $8,890
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $159,460
- Bonus
- $250
- Other
- $0
- Deferred
- $8,745
- Nontaxable benefits
- $145
- Filer's total
- $168,600
-
ROSEANN DENNIS
VP, CHIEF HUMAN RESOURCE OFFICER
- Total calculated
- $156,725
- From this org
- $110,173
- From related orgs
- $0
- Other
- $46,552
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $109,923
- Bonus
- $250
- Other
- $0
- Deferred
- $11,507
- Nontaxable benefits
- $35,045
- Filer's total
- $156,725
-
MICHAEL CASEY
EXECUTIVE VP-PART YEAR
- Total calculated
- $310,473
- From this org
- $269,392
- From related orgs
- $0
- Other
- $41,081
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $269,392
- Bonus
- $0
- Other
- $0
- Deferred
- $18,012
- Nontaxable benefits
- $23,069
- Filer's total
- $310,473
-
KIM CARPENTER
CUMS MANAGER
- Total calculated
- $179,621
- From this org
- $163,941
- From related orgs
- $0
- Other
- $15,680
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $163,691
- Bonus
- $250
- Other
- $0
- Deferred
- $15,680
- Nontaxable benefits
- $0
- Filer's total
- $179,621
-
DONALD MCCORMICK
VP OF COMMERICIAL LENDING
- Total calculated
- $180,409
- From this org
- $132,068
- From related orgs
- $0
- Other
- $48,341
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $131,818
- Bonus
- $250
- Other
- $0
- Deferred
- $13,296
- Nontaxable benefits
- $35,045
- Filer's total
- $180,409
-
JILL SANDILLA
VP OF LENDING
- Total calculated
- $138,517
- From this org
- $125,386
- From related orgs
- $0
- Other
- $13,131
- Hours/week
- 40
-
LARRY SCHAFFER
VP OF MARKETING -PART YEAR
- Total calculated
- $163,863
- From this org
- $147,905
- From related orgs
- $0
- Other
- $15,958
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $147,905
- Bonus
- $0
- Other
- $0
- Deferred
- $4,444
- Nontaxable benefits
- $11,514
- Filer's total
- $163,863
-
LORA STURTRIDGE
VP OF INFORMATION TECHNOLOGY - PART YEAR
- Total calculated
- $145,007
- From this org
- $129,373
- From related orgs
- $0
- Other
- $15,634
- Hours/week
- 40
Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.
Filings
-
2024
- Revenue
- $29,777,395
- Expenses
- $30,672,003
- Contributions
- $0
- Grants paid
- $0
-
2023
- Revenue
- $33,400,748
- Expenses
- $26,556,412
- Contributions
- $0
- Grants paid
- $0
-
2022
- Revenue
- $23,189,269
- Expenses
- $20,696,239
- Contributions
- $0
- Grants paid
- $0
The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.
Other returns filed
-
2021 · 990
- Revenue
- $20,890,462
- Expenses
- $18,440,676
- Assets (EOY)
- $509,548,706
-
2018 · 990
- Revenue
- $17,272,387
- Expenses
- $14,245,724
- Assets (EOY)
- $360,917,214
-
2017 · 990
- Revenue
- $14,937,838
- Expenses
- $13,796,508
- Assets (EOY)
- $356,935,538
-
2016 · 990
- Revenue
- $14,321,695
- Expenses
- $13,617,003
- Assets (EOY)
- $346,316,433
-
2015 · 990
- Revenue
- $13,958,944
- Expenses
- $12,898,516
- Assets (EOY)
- $330,848,432
-
2014 · 990
- Revenue
- $13,462,407
- Expenses
- $13,698,561
- Assets (EOY)
- $321,489,659
-
2013 · 990
- Revenue
- $13,556,381
- Expenses
- $13,132,965
- Assets (EOY)
- $320,353,160
-
2012 · 990
- Revenue
- not reported
- Expenses
- $12,855,070
- Assets (EOY)
- $310,700,667
-
2011 · 990
- Revenue
- not reported
- Expenses
- $12,941,088
- Assets (EOY)
- $294,603,795
-
2010 · 990
- Revenue
- not reported
- Expenses
- $15,073,609
- Assets (EOY)
- $283,484,571
Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.
Grants made
No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.
Grants received
No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.
Related organizations
From Schedule R Part II, where a filer lists the tax-exempt organizations it is related to by control. It does not record shared board members or money.
Declared as related by
-
On its 2023 return
Taxable family
From Schedule R Parts I, III and IV: entities that legally are the filer, and taxable partnerships, corporations and trusts it is related to. These record ownership and control, not shared board members or money.
Related corporations and trusts on its 2024 return
-
CREDIT UNION MORTGAGE SERVICES LLC
C · MORTGAGE ORIGINATION · IN · 100% owned · share of income -$34,323 · share of assets $1,956,676 · controlled entity
Other IRS files
Auto-Revocation List
Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.
Publication 78
Not present in the most recent drop.
These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.
What this page reflects
The registration facts above come from the IRS Business Master File published 13 October 2026 and read 26 October 2026, for every organization at once. Returns through tax year 2024, the newest we have parsed for this organization.