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U S EMPLOYEES CREDIT UNION

EIN 36-2479293 CHICAGO, IL

Revenue 2025
$5,493,686
Expenses 2025
$4,313,761

As filed

Subsection
14
NTEE code
W61
Classification
1000
Street
230 S DEARBORN ST STE 2962

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Mission and programs · 2025

Mission

Illinois state chartered credit union operated for the mutual benefit of its members. The Credit Union makes loans to members and pays dividends to members with share deposits at a competitive rate of interest.

Activities or mission (Part I)

Illinois state chartered credit union offering financial services to its members.

  • Credit Union makes and services consumer and real estate loans to members. The number of loans outstanding at 12/31/25 was 131,991 for a total of $27,013,602.

  • Credit Union pays out dividends to its members share deposit accounts at a market rate of interest. The number of share accounts at 12/31/25 was 5,957 for a total of $88,232,750.

As filed on the 2025 return.

Officers and directors · 2025

As listed in Part VII of the 2025 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • Paul E Durbak

    Chairman

    Total calculated
    $0
    Hours/week
    2

  • Therese Anderson

    Vice-Chairman/Secretary

    Total calculated
    $0
    Hours/week
    2

  • Eric Stiegel

    CU CEO/Board Treasurer

    Total calculated
    $549,368
    From this org
    $491,123
    From related orgs
    $0
    Other
    $58,245
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $412,076
    Bonus
    $79,047
    Other
    $0
    Deferred
    $34,750
    Nontaxable benefits
    $23,495
    Filer's total
    $549,368

  • Michael Myers

    Director

    Total calculated
    $0
    Hours/week
    2

  • John Kuck

    Director

    Total calculated
    $0
    Hours/week
    2

  • Steve Slamar

    Director

    Total calculated
    $0
    Hours/week
    2

  • Cherie McClendon

    Director

    Total calculated
    $0
    Hours/week
    2

  • Nilda R Padin

    Chief Operating Officer

    Total calculated
    $309,633
    From this org
    $272,844
    From related orgs
    $0
    Other
    $36,789
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $224,557
    Bonus
    $48,287
    Other
    $0
    Deferred
    $23,500
    Nontaxable benefits
    $13,289
    Filer's total
    $309,633

  • John Morin

    VP-Information Technology

    Total calculated
    $231,406
    From this org
    $207,906
    From related orgs
    $0
    Other
    $23,500
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $176,997
    Bonus
    $30,909
    Other
    $0
    Deferred
    $23,500
    Nontaxable benefits
    $0
    Filer's total
    $231,406

  • Frank Nicholson

    Chief Financial Officer

    Total calculated
    $307,021
    From this org
    $276,240
    From related orgs
    $0
    Other
    $30,781
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $227,983
    Bonus
    $48,257
    Other
    $0
    Deferred
    $16,574
    Nontaxable benefits
    $14,207
    Filer's total
    $307,021

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2025
    Revenue
    $5,493,686
    Expenses
    $4,313,761
    Contributions
    $0
    Grants paid
    $0
  • 2024
    Revenue
    $4,915,539
    Expenses
    $4,178,896
    Contributions
    $0
    Grants paid
    $0
  • 2023
    Revenue
    $4,423,407
    Expenses
    $4,066,628
    Contributions
    $0
    Grants paid
    $0
  • 2022
    Revenue
    $4,317,476
    Expenses
    $3,635,414
    Contributions
    $0
    Grants paid
    $0

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $3,921,100
    Expenses
    $3,427,272
    Assets (EOY)
    $100,781,168

  • 2020 · 990

    Revenue
    $3,975,488
    Expenses
    $3,664,732
    Assets (EOY)
    $95,275,894

  • 2019 · 990

    Revenue
    $4,663,214
    Expenses
    $4,294,606
    Assets (EOY)
    $84,234,411

  • 2018 · 990

    Revenue
    $4,448,715
    Expenses
    $4,188,215
    Assets (EOY)
    $85,910,362

  • 2017 · 990

    Revenue
    $4,877,976
    Expenses
    $4,777,605
    Assets (EOY)
    $83,987,995

  • 2016 · 990

    Revenue
    $4,100,115
    Expenses
    $4,030,902
    Assets (EOY)
    $83,233,889

  • 2015 · 990

    Revenue
    $3,978,197
    Expenses
    $3,825,120
    Assets (EOY)
    $83,031,183

  • 2014 · 990

    Revenue
    $3,946,109
    Expenses
    $3,763,185
    Assets (EOY)
    $79,793,517

  • 2013 · 990

    Revenue
    $4,248,838
    Expenses
    $4,313,654
    Assets (EOY)
    $78,867,974

  • 2012 · 990

    Revenue
    not reported
    Expenses
    $4,297,526
    Assets (EOY)
    $79,669,969

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.

Form 990-N e-Postcard, tax year 2024

Tax period
1 January 2024 to 31 December 2024
Principal officer
Not named on the postcard
Mailing address
PO BOX 0518Chicago IL 60690

As filed, from the IRS e-Postcard file of 19 October 2026. The IRS publishes only each organization's most recent postcard, so earlier years are not shown. A 990-N carries no financial detail. The postcard also gives the principal officer's address, which is not shown here.

Grants made

No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.

Grants received

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Not present in the most recent drop.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 13 October 2026 and read 23 October 2026, for every organization at once. Returns through tax year 2025, the newest we have parsed for this organization.