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ROCK VALLEY FEDERAL CREDIT UNION

EIN 36-2659309 LOVES PARK, IL

Revenue 2025
$13,398,265
Expenses 2025
$11,830,953

As filed

Subsection
14
NTEE code
W61
Classification
1000
Street
1201 CLIFFORD AVE

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Mission and programs · 2025

Mission

ROCK VALLEY CREDIT UNION IS A COOPERATIVE NON-PROFIT ASSOCIATION, ORGANIZED UNDER THE NATIONAL CREDIT UNION ACT FOR THE PURPOSES OF ENCOURAGING THRIFT AMONG ITS MEMBERS, AND PROVIDING A SOURCE OF CREDIT AT REASONABLE RATES OF INTEREST.

  • PROVIDED 6,226 CONSUMER LOANS TO MEMBERS.

    Expenses $11,830,953 · Revenue $13,398,265

  • PROVIDED 811 MORTGAGE AND HOME EQUITY LOANS TO MEMBERS.

  • PROVIDED CHECKING SERVICE TO 11,090 MEMBER ACCOUNTS;PROVIDED SAVINGS SERVICES TO 20,970 MEMBER ACCOUNTS

As filed on the 2025 return.

Officers and directors · 2025

As listed in Part VII of the 2025 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • DAVID GILL

    CHAIRPERSON

    Total calculated
    $0
    Hours/week
    1

  • LYNNE KOWALCZYK

    TREASURER

    Total calculated
    $0
    Hours/week
    1

  • DEBBIE ARANKI

    VICE CHAIRPERSON

    Total calculated
    $0
    Hours/week
    1

  • PAUL DIONNE

    SECRETARY

    Total calculated
    $0
    Hours/week
    1

  • SHONDA WILSON

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1

  • MARTIN REYES

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1

  • CLAUDIA CONSUELOS

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1

  • ANNTONISHA WILLIAMS

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1

  • DARLYNE KELLER

    CEO

    Total calculated
    $267,424
    From this org
    $247,813
    From related orgs
    $0
    Other
    $19,611
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $247,813
    Bonus
    $0
    Other
    $0
    Deferred
    $0
    Nontaxable benefits
    $19,611
    Filer's total
    $267,424

  • JODI APPELGREN

    VICE PRESIDENT OF FINANCE

    Total calculated
    $173,990
    From this org
    $158,235
    From related orgs
    $0
    Other
    $15,755
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $158,235
    Bonus
    $0
    Other
    $0
    Deferred
    $0
    Nontaxable benefits
    $15,755
    Filer's total
    $173,990

  • MATT PAPOCCIA

    VICE PRESIDENT OF LENDING

    Total calculated
    $176,024
    From this org
    $158,910
    From related orgs
    $0
    Other
    $17,114
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $158,910
    Bonus
    $0
    Other
    $0
    Deferred
    $0
    Nontaxable benefits
    $17,114
    Filer's total
    $176,024

  • MARK D'ANGELO

    VP OF MEMBER EXPERIENCE

    Total calculated
    $160,045
    From this org
    $138,726
    From related orgs
    $0
    Other
    $21,319
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $138,726
    Bonus
    $0
    Other
    $0
    Deferred
    $0
    Nontaxable benefits
    $21,319
    Filer's total
    $160,045

  • BRIAN FISCHER

    EMPLOYEE

    Total calculated
    $147,561
    From this org
    $132,663
    From related orgs
    $0
    Other
    $14,898
    Hours/week
    40

  • ANA MONTOYA

    VP OF MARKETING

    Total calculated
    $114,047
    From this org
    $104,218
    From related orgs
    $0
    Other
    $9,829
    Hours/week
    40

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2025
    Revenue
    $13,398,265
    Expenses
    $11,830,953
    Contributions
    $0
    Grants paid
    $0
  • 2024
    Revenue
    $11,303,297
    Expenses
    $10,753,682
    Contributions
    $0
    Grants paid
    $0
  • 2023
    Revenue
    $10,281,588
    Expenses
    $9,636,877
    Contributions
    $0
    Grants paid
    $0
  • 2022
    Revenue
    $10,229,890
    Expenses
    $8,497,661
    Contributions
    $0
    Grants paid
    $0

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $9,262,082
    Expenses
    $7,820,556
    Assets (EOY)
    $147,532,659

  • 2020 · 990

    Revenue
    $8,722,328
    Expenses
    $7,251,043
    Assets (EOY)
    $135,085,441

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all.

Grants made

No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.

Grants received

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Not present in the most recent drop.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 13 October 2026 and read 26 October 2026, for every organization at once. Returns through tax year 2025, the newest we have parsed for this organization.