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TRUSTED FRATERNAL LIFE

EIN 39-0201015 MILWAUKEE, WI

Revenue 2024
$162,824,762
Expenses 2024
$158,715,741

Program services were 100.0% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.

As filed

Subsection
08
Classification
1000
Street
1100 W WELLS ST STE 1

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Group exemption

The central organization of an IRS group exemption (group number 0507), covering 382 subordinate organizations. matched by us

The IRS lists each organization's group exemption number; we match a subordinate to its central organization by that number and the affiliation code the IRS assigns.

  • 0002

    CATHOLIC FINANCIAL LIFE EIN 23-7574446 MILWAUKEE, WI

  • 0006

    CATHOLIC FINANCIAL LIFE EIN 23-7574447 MILWAUKEE, WI

  • 0011

    CATHOLIC FINANCIAL LIFE EIN 93-0762250 MILWAUKEE, WI

  • 0013

    CATHOLIC FINANCIAL LIFE EIN 23-7574448 MILWAUKEE, WI

  • 0019

    CATHOLIC FINANCIAL LIFE EIN 23-7574450 MILWAUKEE, WI

  • 001 CO

    CATHOLIC FINANCIAL LIFE EIN 23-7550151 MILWAUKEE, WI

  • 001-CU

    CATHOLIC FINANCIAL LIFE EIN 41-1370067 MILWAUKEE, WI

  • 001 DE

    CATHOLIC FINANCIAL LIFE EIN 23-7550175 MILWAUKEE, WI

  • 001 HI

    CATHOLIC FINANCIAL LIFE EIN 23-7550193 MILWAUKEE, WI

  • 001 ID

    CATHOLIC FINANCIAL LIFE EIN 82-0207008 MILWAUKEE, WI

All 382 subordinates →

Mission and programs · 2024

Mission

Trusted Fraternal Life's mission is serving communities, providing financial security and enhancing quality of life.

Activities or mission (Part I)

Trusted Fraternal Life, a fraternal benefit society, facilitates consolidation within the fraternal life insurance sector while preserving the unique identities and traditions of its member organizations. It provides financial strength, technology, and additional products to its family of brands, which include Catholic Financial Life, Woman's Life, and Degree of Honor. TFL's core purpose is to serve communities, provide financial security, and enhance the quality of life for its members and their families.

  • Financial Security: The Society operates to provide its members long term financial security through the offering of individual life insurance and annuity products. Members are served by a network of Financial Advisors that provide financial planning, estate planning and other financial services. Each member has access to their financial products and information through their own Financial Service Advisors and/or Home Office Member Services Representative.

    Expenses $156,889,912 · Revenue $162,823,042

  • Fraternal Benefits & Community Outreach: The Society exists to benefit its members and community in non-financial ways. This includes faith based education, fraternal social events and community outreach. The Society is committed to provide fraternal benefits including child cancer and orphan benefits, will preparation benefit and the coordination and support of community service. In addition to monetary contributions, over 109,775 hours of service were donated to support various Diocesan and community programs and events in 2024 valued at nearly $3.7 million.

    Expenses $1,825,829 · Revenue $1,720

As filed on the 2024 return.

Officers and directors · 2024

As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • John T Borgen

    President and Chief Executive Officer

    Total calculated
    $558,701
    From this org
    $509,886
    From related orgs
    $0
    Other
    $48,815
    Hours/week
    45 + 2 related

    Schedule J breakdown matched by us

    Base
    $343,983
    Bonus
    $94,940
    Other
    $12,248
    Deferred
    $77,015
    Nontaxable benefits
    $30,515
    Filer's total
    $558,701

  • Christopher J Martin

    Vice President Compliance

    Total calculated
    $436,940
    From this org
    $410,094
    From related orgs
    $0
    Other
    $26,846
    Hours/week
    45

    Schedule J breakdown matched by us

    Base
    $253,222
    Bonus
    $5,000
    Other
    $137,876
    Deferred
    $24,997
    Nontaxable benefits
    $15,845
    Filer's total
    $436,940

  • Kari R Diestelhorst

    Chief Financial Officer

    Total calculated
    $336,058
    From this org
    $287,809
    From related orgs
    $0
    Other
    $48,249
    Hours/week
    45

    Schedule J breakdown matched by us

    Base
    $191,520
    Bonus
    $44,900
    Other
    $270
    Deferred
    $68,853
    Nontaxable benefits
    $30,515
    Filer's total
    $336,058

  • Michael C Eyrich

    Vice President Distribution

    Total calculated
    $294,239
    From this org
    $263,559
    From related orgs
    $0
    Other
    $30,680
    Hours/week
    45

    Schedule J breakdown matched by us

    Base
    $144,194
    Bonus
    $28,800
    Other
    $66,938
    Deferred
    $26,162
    Nontaxable benefits
    $28,146
    Filer's total
    $294,240

  • Joseph K Kohut

    Director of Brokerage Operations

    Total calculated
    $275,820
    From this org
    $229,920
    From related orgs
    $0
    Other
    $45,900
    Hours/week
    45

    Schedule J breakdown matched by us

    Base
    $72,821
    Bonus
    $0
    Other
    $118,336
    Deferred
    $53,416
    Nontaxable benefits
    $31,247
    Filer's total
    $275,820

  • Michael J Attewell

    Chief Information Officer

    Total calculated
    $271,687
    From this org
    $260,874
    From related orgs
    $0
    Other
    $10,813
    Hours/week
    45

    Schedule J breakdown matched by us

    Base
    $212,013
    Bonus
    $35,600
    Other
    $1,674
    Deferred
    $21,517
    Nontaxable benefits
    $883
    Filer's total
    $271,687

  • Rogelio Cabral

    Vice President Sales

    Total calculated
    $254,873
    From this org
    $215,135
    From related orgs
    $0
    Other
    $39,738
    Hours/week
    45

    Schedule J breakdown matched by us

    Base
    $107,827
    Bonus
    $0
    Other
    $71,056
    Deferred
    $45,505
    Nontaxable benefits
    $30,484
    Filer's total
    $254,872

  • Linda M Hanson

    Vice President Actuary

    Total calculated
    $251,552
    From this org
    $240,685
    From related orgs
    $0
    Other
    $10,867
    Hours/week
    45

    Schedule J breakdown matched by us

    Base
    $180,577
    Bonus
    $35,500
    Other
    $1,314
    Deferred
    $32,706
    Nontaxable benefits
    $1,456
    Filer's total
    $251,553

  • Janet J Carmody

    Director of Information Systems

    Total calculated
    $250,996
    From this org
    $229,393
    From related orgs
    $0
    Other
    $21,603
    Hours/week
    45 + 2 related

    Schedule J breakdown matched by us

    Base
    $132,016
    Bonus
    $2,500
    Other
    $71,960
    Deferred
    $29,157
    Nontaxable benefits
    $15,362
    Filer's total
    $250,995

  • Sara J Walker

    Vice President Investments

    Total calculated
    $245,208
    From this org
    $220,910
    From related orgs
    $0
    Other
    $24,298
    Hours/week
    45 + 1 related

    Schedule J breakdown matched by us

    Base
    $161,285
    Bonus
    $24,600
    Other
    $1,188
    Deferred
    $46,058
    Nontaxable benefits
    $12,077
    Filer's total
    $245,208

  • Amy L Bellows

    Vice President Transformation

    Total calculated
    $235,130
    From this org
    $193,599
    From related orgs
    $0
    Other
    $41,531
    Hours/week
    45

    Schedule J breakdown matched by us

    Base
    $146,708
    Bonus
    $5,000
    Other
    $180
    Deferred
    $53,088
    Nontaxable benefits
    $30,154
    Filer's total
    $235,130

  • Kristen L Mueller

    Secretary and Vice President Human Resources

    Total calculated
    $233,792
    From this org
    $210,180
    From related orgs
    $0
    Other
    $23,612
    Hours/week
    45

    Schedule J breakdown matched by us

    Base
    $148,432
    Bonus
    $29,000
    Other
    $270
    Deferred
    $44,562
    Nontaxable benefits
    $11,528
    Filer's total
    $233,792

  • Peter L Duellman

    Director of Actuarial and Analystics

    Total calculated
    $218,180
    From this org
    $205,694
    From related orgs
    $0
    Other
    $12,486
    Hours/week
    45

    Schedule J breakdown matched by us

    Base
    $166,457
    Bonus
    $25,527
    Other
    $1,062
    Deferred
    $23,740
    Nontaxable benefits
    $1,394
    Filer's total
    $218,180

  • Julie B Langolf

    Director of Office Administration

    Total calculated
    $215,534
    From this org
    $192,783
    From related orgs
    $0
    Other
    $22,751
    Hours/week
    45

    Schedule J breakdown matched by us

    Base
    $106,514
    Bonus
    $2,500
    Other
    $60,264
    Deferred
    $31,567
    Nontaxable benefits
    $14,690
    Filer's total
    $215,535

  • Jake G Maliszewski

    Director of Financial Planning & Analysis

    Total calculated
    $184,198
    From this org
    $158,628
    From related orgs
    $0
    Other
    $25,570
    Hours/week
    45

    Schedule J breakdown matched by us

    Base
    $113,931
    Bonus
    $19,228
    Other
    $144
    Deferred
    $29,982
    Nontaxable benefits
    $20,913
    Filer's total
    $184,198

  • William R O'Toole

    Former Chief Executive Officer

    Total calculated
    $55,073
    From this org
    $55,073
    From related orgs
    $0
    Other
    $0
    Hours/week
    0 + 2 related

  • Allan G Lorge

    Director and Board Chair

    Total calculated
    $50,000
    From this org
    $50,000
    From related orgs
    $0
    Other
    $0
    Hours/week
    4

  • William R O'Toole

    Director

    Total calculated
    $38,000
    From this org
    $38,000
    From related orgs
    $0
    Other
    $0
    Hours/week
    3

  • Michael A Giffhorn

    Director

    Total calculated
    $34,000
    From this org
    $34,000
    From related orgs
    $0
    Other
    $0
    Hours/week
    3

  • Kari L Niedfeldt-Thomas

    Director

    Total calculated
    $31,000
    From this org
    $31,000
    From related orgs
    $0
    Other
    $0
    Hours/week
    3

  • Susan M Obermiller

    Director

    Total calculated
    $26,750
    From this org
    $26,750
    From related orgs
    $0
    Other
    $0
    Hours/week
    3

  • Jeffrey B Tilley

    Director

    Total calculated
    $26,750
    From this org
    $26,750
    From related orgs
    $0
    Other
    $0
    Hours/week
    3

  • Coral M Grout

    Director

    Total calculated
    $25,000
    From this org
    $25,000
    From related orgs
    $0
    Other
    $0
    Hours/week
    3

  • Sandra T Dempsey

    Director

    Total calculated
    $24,500
    From this org
    $24,500
    From related orgs
    $0
    Other
    $0
    Hours/week
    3

  • Joseph G Kopinski

    Director

    Total calculated
    $24,500
    From this org
    $24,500
    From related orgs
    $0
    Other
    $0
    Hours/week
    3

The first 25 listed. Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2024
    Revenue
    $162,824,762
    Expenses
    $158,715,741
    Contributions
    $1,720
    Grants paid
    $1,149,097
  • 2023
    Revenue
    $161,829,151
    Expenses
    $151,748,838
    Contributions
    $1,730
    Grants paid
    $1,168,381
  • 2022
    Revenue
    $127,605,313
    Expenses
    $118,686,636
    Contributions
    $1,860
    Grants paid
    $1,086,364

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $138,292,152
    Expenses
    $127,105,719
    Assets (EOY)
    $1,696,774,589

  • 2020 · 990

    Revenue
    $141,566,619
    Expenses
    $127,613,237
    Assets (EOY)
    $1,683,228,815

  • 2019 · 990

    Revenue
    $154,766,865
    Expenses
    $146,089,742
    Assets (EOY)
    $1,678,942,715

  • 2018 · 990

    Revenue
    $156,982,865
    Expenses
    $142,675,339
    Assets (EOY)
    $1,653,316,399

  • 2017 · 990

    Revenue
    $157,387,126
    Expenses
    $145,334,684
    Assets (EOY)
    $1,641,577,299

  • 2016 · 990

    Revenue
    $139,343,312
    Expenses
    $127,723,135
    Assets (EOY)
    $1,417,204,684

  • 2015 · 990

    Revenue
    $127,490,089
    Expenses
    $117,845,267
    Assets (EOY)
    $1,378,099,759

  • 2014 · 990

    Revenue
    $129,044,544
    Expenses
    $118,286,105
    Assets (EOY)
    $1,350,071,147

  • 2013 · 990

    Revenue
    $129,344,076
    Expenses
    $122,156,498
    Assets (EOY)
    $1,320,445,745

  • 2012 · 990

    Revenue
    not reported
    Expenses
    $140,363,751
    Assets (EOY)
    $1,288,204,173

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.

Grants made

The 10 largest by cash amount. The API serves every itemized grant.

Where these grants went next →

Grants received

No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.

Related organizations

From Schedule R Part II, where a filer lists the tax-exempt organizations it is related to by control. It does not record shared board members or money.

Declared on its 2024 return

Declared as related by

Taxable family

From Schedule R Parts I, III and IV: entities that legally are the filer, and taxable partnerships, corporations and trusts it is related to. These record ownership and control, not shared board members or money.

Related corporations and trusts on its 2024 return

  • Catholic Knights Financial Services Inc

    C · Holding company · WI · 100% owned

  • Catholic Brokerage Service Corp

    C · Supplemental brokerage services · WI · 0% owned

  • Conventus Now LLC

    C · Technology solutions · DE · 50% owned · share of income -$9,734,250 · share of assets $35,321 · controlled entity

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Listed as of 13 October 2026, under deductibility EO, GROUP, LODGE.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 13 October 2026 and read 29 October 2026, for every organization at once. Returns through tax year 2024, the newest we have parsed for this organization.