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EDUCATIONAL CREDIT MANAGEMENT CORPORATION

EIN 41-1778617 MINNEAPOLIS, MN

Revenue 2024
$264,998,856
Expenses 2024
$261,591,267

Program services were 81.8% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.

As filed

Subsection
03
NTEE code
W600
Classification
1000
Street
111 WASHINGTON AVE S1400

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Officers and directors · 2024

As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • DANIEL FISHER

    PRESIDENT & CEO, ECMC GROUP

    Total calculated
    $1,503,752
    From this org
    $0
    From related orgs
    $1,373,427
    Other
    $130,325
    Hours/week
    0 + 40 related

    Schedule J breakdown matched by us

    Base
    $0 + $575,192 related
    Bonus
    $0 + $769,206 related
    Other
    $0 + $29,029 related
    Deferred
    $0 + $90,656 related
    Nontaxable benefits
    $0 + $39,669 related
    Filer's total
    $0 + $1,503,752 related
  • JAMES V MCKEON

    BOARD CHAIR

    Total calculated
    $197,500
    From this org
    $0
    From related orgs
    $197,500
    Other
    $0
    Hours/week
    1 + 16 related

    Schedule J breakdown matched by us

    Base
    $0 + $197,500 related
    Bonus
    $0
    Other
    $0
    Deferred
    $0
    Nontaxable benefits
    $0
    Filer's total
    $0 + $197,500 related
  • DIANA J INGRAM

    DIRECTOR

    Total calculated
    $151,250
    From this org
    $0
    From related orgs
    $151,250
    Other
    $0
    Hours/week
    1 + 9 related

    Schedule J breakdown matched by us

    Base
    $0 + $151,250 related
    Bonus
    $0
    Other
    $0
    Deferred
    $0
    Nontaxable benefits
    $0
    Filer's total
    $0 + $151,250 related
  • JACK O'CONNELL

    DIRECTOR

    Total calculated
    $135,000
    From this org
    $0
    From related orgs
    $135,000
    Other
    $0
    Hours/week
    1 + 8 related
  • JULIA S GOUW

    DIRECTOR

    Total calculated
    $155,000
    From this org
    $0
    From related orgs
    $155,000
    Other
    $0
    Hours/week
    1 + 7 related

    Schedule J breakdown matched by us

    Base
    $0 + $155,000 related
    Bonus
    $0
    Other
    $0
    Deferred
    $0
    Nontaxable benefits
    $0
    Filer's total
    $0 + $155,000 related
  • DEREK LANGHAUSER

    DIRECTOR

    Total calculated
    $127,500
    From this org
    $0
    From related orgs
    $127,500
    Other
    $0
    Hours/week
    1 + 8 related
  • JAMES RUNCIE

    DIRECTOR

    Total calculated
    $135,000
    From this org
    $0
    From related orgs
    $135,000
    Other
    $0
    Hours/week
    1 + 9 related
  • JENNIFER ANDERSON

    DIRECTOR

    Total calculated
    $138,750
    From this org
    $0
    From related orgs
    $138,750
    Other
    $0
    Hours/week
    1 + 8 related
  • K PAUL SINGH

    DIRECTOR

    Total calculated
    $145,000
    From this org
    $0
    From related orgs
    $145,000
    Other
    $0
    Hours/week
    1 + 12 related
  • MARTIN SCANLON

    CFO & TREASURER

    Total calculated
    $1,011,175
    From this org
    $0
    From related orgs
    $903,005
    Other
    $108,170
    Hours/week
    0 + 40 related

    Schedule J breakdown matched by us

    Base
    $0 + $416,394 related
    Bonus
    $0 + $459,850 related
    Other
    $0 + $26,761 related
    Deferred
    $0 + $73,791 related
    Nontaxable benefits
    $0 + $34,379 related
    Filer's total
    $0 + $1,011,175 related
  • BRIAN BOARDMAN

    GENERAL COUNSEL & CORP SECRETARY

    Total calculated
    $612,291
    From this org
    $0
    From related orgs
    $520,510
    Other
    $91,781
    Hours/week
    0 + 40 related

    Schedule J breakdown matched by us

    Base
    $0 + $334,254 related
    Bonus
    $0 + $175,875 related
    Other
    $0 + $10,381 related
    Deferred
    $0 + $48,740 related
    Nontaxable benefits
    $0 + $43,041 related
    Filer's total
    $0 + $612,291 related
  • PAULA CRAW

    VP, OUTREACH

    Total calculated
    $307,165
    From this org
    $279,939
    From related orgs
    $0
    Other
    $27,226
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $195,414
    Bonus
    $79,047
    Other
    $5,478
    Deferred
    $26,638
    Nontaxable benefits
    $588
    Filer's total
    $307,165
  • THERESE BICKLER

    VP, ECMC OPERATIONS

    Total calculated
    $391,878
    From this org
    $345,093
    From related orgs
    $0
    Other
    $46,785
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $199,276
    Bonus
    $119,467
    Other
    $26,350
    Deferred
    $30,121
    Nontaxable benefits
    $16,664
    Filer's total
    $391,878
  • CHAD TATE

    PRESIDENT, ECMC

    Total calculated
    $688,729
    From this org
    $599,179
    From related orgs
    $0
    Other
    $89,550
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $369,292
    Bonus
    $213,629
    Other
    $16,258
    Deferred
    $55,960
    Nontaxable benefits
    $33,590
    Filer's total
    $688,729
  • JAN JACOBSON

    DIR, CUSTOMER SERVICE

    Total calculated
    $263,063
    From this org
    $205,258
    From related orgs
    $0
    Other
    $57,805
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $160,968
    Bonus
    $42,279
    Other
    $2,011
    Deferred
    $23,836
    Nontaxable benefits
    $33,969
    Filer's total
    $263,063
  • J HAMLIN SJOBERG

    SR DIR, GUARANTOR SERVICES

    Total calculated
    $287,958
    From this org
    $245,596
    From related orgs
    $0
    Other
    $42,362
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $193,193
    Bonus
    $50,177
    Other
    $2,226
    Deferred
    $27,131
    Nontaxable benefits
    $15,231
    Filer's total
    $287,958
  • HAN CHO

    DIR, PORTFOLIO MANAGEMENT

    Total calculated
    $269,895
    From this org
    $210,205
    From related orgs
    $0
    Other
    $59,690
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $167,310
    Bonus
    $41,726
    Other
    $1,169
    Deferred
    $25,769
    Nontaxable benefits
    $33,921
    Filer's total
    $269,895
  • NATHAN VICKERY

    SR DIR, REPAYMENT SUCCESS CENTER

    Total calculated
    $299,631
    From this org
    $254,849
    From related orgs
    $0
    Other
    $44,782
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $200,557
    Bonus
    $53,557
    Other
    $735
    Deferred
    $29,425
    Nontaxable benefits
    $15,357
    Filer's total
    $299,631
  • CHARLES NADEAU

    DIR, ANALYTICS & REVENUE MGMT

    Total calculated
    $251,499
    From this org
    $187,153
    From related orgs
    $0
    Other
    $64,346
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $146,932
    Bonus
    $39,092
    Other
    $1,129
    Deferred
    $21,331
    Nontaxable benefits
    $43,015
    Filer's total
    $251,499
  • JEREMY WHEATON

    FORMER PRESIDENT & CEO, ECMC GROUP

    Total calculated
    $19,539
    From this org
    $0
    From related orgs
    $19,539
    Other
    $0
    Hours/week
    0

    Schedule J breakdown matched by us

    Base
    $0
    Bonus
    $0
    Other
    $0 + $19,539 related
    Deferred
    $0
    Nontaxable benefits
    $0
    Filer's total
    $0 + $19,539 related
  • JOHN F DEPODESTA

    FORMER BOARD CHAIR

    Total calculated
    $60,000
    From this org
    $0
    From related orgs
    $60,000
    Other
    $0
    Hours/week
    0

    Schedule J breakdown matched by us

    Base
    $0 + $60,000 related
    Bonus
    $0
    Other
    $0
    Deferred
    $0
    Nontaxable benefits
    $0
    Filer's total
    $0 + $60,000 related

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2024
    Revenue
    $264,998,856
    Expenses
    $261,591,267
    Contributions
    $14,611,000
    Grants paid
    $177,847,940
  • 2023
    Revenue
    $318,087,346
    Expenses
    $362,056,007
    Contributions
    $17,188,000
    Grants paid
    $267,565,683
  • 2022
    Revenue
    $361,979,726
    Expenses
    $338,613,468
    Contributions
    $2,150,000
    Grants paid
    $249,820,764

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Grants made

The 10 largest by cash amount. The API serves every itemized grant.

Where these grants went next →

Grants received

Related organizations

From Schedule R Part II, where a filer lists the tax-exempt organizations it is related to by control. It does not record shared board members or money.

Declared on its 2024 return

Declared as related by

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Listed as of 10 September 2026, under deductibility PC.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.