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CONSUMER EDUCATION AND TRAINING SERVICES

EIN 91-2061723 SEATTLE, WA

Revenue 2024
$303,551
Expenses 2024
$274,185

Program services were 66.9% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.

As filed

Subsection
03
NTEE code
P51
Classification
1200
Street
10002 AURORA AVE N STE 36 PMB 215

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Mission and programs · 2024

Mission

CENTS is a financial education nonprofit organization with a mission of helping people to improve their financial health. In 1995, CENTS was founded by the Honorable Karen A. Overstreet, the first women bankruptcy judge in the history of Washington, and veteran attorneys and financial professionals. All of CENTS programs are provided free-of-charge

Activities or mission (Part I)

Consumer bankruptcy education

  • DEBT SLAPPED CENTS designed a financial education curriculum to help high school students obtain critical information so they can make informed decisions about postsecondary education or training, The curriculum was used as the centerpiece of the statewide Student Loan Awareness Month SLAM campaign, which received a proclamation from Governor Jay Inslee. In the 2023-24 academic year, CENTS provided 84 Debt Slapped classes accross the state, focusing on areas with higher percentages of Latino/Latina/Latinix students, while enhancing the curriculum. www.debtslapped.org.

    Expenses $157,888

  • SENIOR MONEY CENTS partnered with Washington State Attorney General Bob Ferguson to create a project to help senior citizens identify and avoid scams. The project consists of in-person and virtual presentations educational videos articles written for the newsletters of senior citizens and further resources. CENTS wrote six articles and delivered two in-person presentions in 2024. www.seniormoneyproject.org.

    Expenses $5,048

As filed on the 2024 return. The filer continues this part on Schedule O, which is not shown here.

Officers and directors · 2024

As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • Tony Leahy

    Executive Director

    Total calculated
    $204,541
    From this org
    $185,000
    From related orgs
    $0
    Other
    $19,541
    Hours/week
    60

    Schedule J breakdown matched by us

    Base
    $100,000
    Bonus
    $85,000
    Other
    not reported
    Deferred
    not reported
    Nontaxable benefits
    $19,541
    Filer's total
    $204,541

  • Sandra Jones

    Director

    Total calculated
    $0
    Hours/week
    1

  • Jennifer Aspaas

    Director

    Total calculated
    $0
    Hours/week
    1

  • David Neu

    Director

    Total calculated
    $0
    Hours/week
    1

  • Brian Free

    Director

    Total calculated
    $0
    Hours/week
    1

  • Melissa Huelsman

    Director

    Total calculated
    $0
    Hours/week
    1

  • John Kaplan

    Director

    Total calculated
    $0
    Hours/week
    1

  • William Malaier

    Director

    Total calculated
    $0
    Hours/week
    1

  • Hugh McCullough

    Director

    Total calculated
    $0
    Hours/week
    1

  • Todd Tracy

    Director

    Total calculated
    $0
    Hours/week
    1

  • David Papiez

    Director and Secretary

    Total calculated
    $0
    Hours/week
    2

  • James Zack

    Director

    Total calculated
    $0
    Hours/week
    1

  • Jane Pearson

    Director

    Total calculated
    $0
    Hours/week
    1

  • Alicia Thomas

    Director

    Total calculated
    $0
    Hours/week
    1

  • Hilary Mohr

    Director

    Total calculated
    $0
    Hours/week
    1

  • Aditi Paranjpye

    Director President

    Total calculated
    $0
    Hours/week
    2

  • Vincente Barraza

    Director

    Total calculated
    $0
    Hours/week
    1

  • Thomas Buford

    Director

    Total calculated
    $0
    Hours/week
    1

  • Kern Gillette

    Treasurer

    Total calculated
    $0
    Hours/week
    2

  • Dan Hagen

    Director

    Total calculated
    $0
    Hours/week
    1

  • Dan Youngblut

    Director Vice President

    Total calculated
    $0
    Hours/week
    2

  • Latife Neu

    Director

    Total calculated
    $0
    Hours/week
    1

  • Will Corbit

    Director

    Total calculated
    $0
    Hours/week
    1

  • Fayre Rasch

    Director

    Total calculated
    $0
    Hours/week
    1

  • Mallory Satre

    Director

    Total calculated
    $0
    Hours/week
    1

The first 25 listed. Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2024
    Revenue
    $303,551
    Expenses
    $274,185
    Contributions
    $246,374
    Grants paid
    $0
  • 2023
    Revenue
    $359,805
    Expenses
    $275,325
    Contributions
    $323,017
    Grants paid
    $0
  • 2022
    Revenue
    $253,952
    Expenses
    $220,927
    Contributions
    $214,289
    Grants paid
    $0

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $228,882
    Expenses
    $211,131
    Assets (EOY)
    $276,555

  • 2020 · 990

    Revenue
    $198,195
    Expenses
    $162,434
    Assets (EOY)
    $346,560

  • 2019 · 990

    Revenue
    $215,705
    Expenses
    $191,788
    Assets (EOY)
    $277,307

  • 2018 · 990

    Revenue
    $201,562
    Expenses
    $135,445
    Assets (EOY)
    $253,390

  • 2017 · 990-EZ

    Revenue
    $129,531
    Expenses
    $134,096
    Assets (EOY)
    $187,273

  • 2016 · 990-EZ

    Revenue
    $182,815
    Expenses
    $159,439
    Assets (EOY)
    $191,838

  • 2015 · 990-EZ

    Revenue
    $112,001
    Expenses
    $160,279
    Assets (EOY)
    $168,213

  • 2014 · 990-EZ

    Revenue
    $135,091
    Expenses
    $142,431
    Assets (EOY)
    $216,491

  • 2013 · 990

    Revenue
    $197,151
    Expenses
    $172,328
    Assets (EOY)
    $223,831

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all.

Grants made

No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.

Grants received

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Listed as of 13 October 2026, under deductibility PC.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 13 October 2026 and read 26 October 2026, for every organization at once. Returns through tax year 2024, the newest we have parsed for this organization.