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FINANCIAL BEGINNINGS

EIN 20-3530960 PORTLAND, OR

Revenue 2023
$1,238,981
Expenses 2023
$1,553,324

Program services were 64.8% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.

As filed

Subsection
03
NTEE code
P51
Classification
1200
Street
619 SW 11TH AVE

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Other organizations at this address

1 other organization in the IRS Business Master File lists the same street address. matched by us

We match the street line and ZIP code as the IRS gives them, ignoring case and outer spaces and nothing else, so "AVE" and "AVENUE" count as different streets and this list can miss some. A shared address can mean related organizations or a shared office, but it can also be a registered agent, a mail drop or a service provider holding mail for unrelated clients. It is not, by itself, evidence that two organizations are connected.

Mission and programs · 2023

Mission

FINANCIAL BEGINNINGS EMPOWERS YOUTH AND ADULTS TO TAKE CONTROL OF THEIR FINANCIAL FUTURE.

  • FINANCIAL BEGINNINGS FULFILLS ITS MISSION BY PROVIDING FINANCIAL EDUCATION AND EMPOWERMENT OPPORTUNITIES. AS A NATIONAL NONPROFIT, FINANCIAL BEGINNINGS PROVIDES PROGRAMS TO LEARNERS ACROSS THE UNITED STATES.FINANCIAL BEGINNINGS INCREASES THE FINANCIAL CAPABILITY OF YOUTH AND ADULTS, WHICH ALLOWS THEM TO LIVE WITH LESS FINANCIAL UNCERTAINTY. OUR GOALS ARE TO INCREASE KNOWLEDGE AND CONFIDENCE AROUND PERSONAL FINANCE TOPICS TO HELP PEOPLE ACHIEVE THEIR PERSONAL GOALS SUCH AS HOME OWNERSHIP, HIGHER EDUCATION, AND SECURE RETIREMENT.FINANCIAL BEGINNINGS WORKS TO:- PROMOTE FINANCIAL WELLNESS BY TEACHING AND EMPOWERING INDIVIDUALS TO IMPROVE THEIR FINANCIAL HEALTH PROACTIVELY-ENHANCE FINANCIAL KNOWLEDGE, CONFIDENCE, AND RESILIENCY AMONG UNDERSERVED POPULATIONS.- SUPPORT INDIVIDUALS IN UNDERSTANDING, ACCESSING, AND PARTICIPATING IN FINANCIAL SERVICES. - PROVIDE AGE-APPROPRIATE FINANCIAL EDUCATION THAT MEETS OR EXCEEDS STATE-SPECIFIC STANDARDS. - CREATE COMMUNITIES THAT UNDERSTAND THE NEED FOR FINANCIAL EDUCATION, BUILDING PARTNERSHIPS THAT WORK COLLABORATIVELY TOWARDS INCREASED FINANCIAL LITERACY AND EMPOWERMENT. THESE GOALS ARE ACCOMPLISHED THROUGH FINANCIAL BEGINNINGS' MAIN PROGRAM, WHICH INCLUDES AGE-APPROPRIATE LESSONS FOR YOUTH IN GRADES K-12, AS WELL AS PROGRAMMING FOR COLLEGE STUDENTS AND ADULTS. PROGRAMS ARE PROVIDED IN PARTNERSHIP WITH SCHOOLS AND COMMUNITY-BASED ORGANIZATIONS. FINANCIAL BEGINNINGS HAS ALSO DEVELOPED ONLINE PROGRAMMING TO COMPLEMENT IN-PERSON LESSONS.

    Expenses $1,007,178

As filed on the 2023 return.

Officers and directors · 2023

As listed in Part VII of the 2023 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • Ronecca Norvell

    CEO

    Total calculated
    $162,308
    From this org
    $155,752
    From related orgs
    $0
    Other
    $6,556
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $155,752
    Bonus
    not reported
    Other
    not reported
    Deferred
    not reported
    Nontaxable benefits
    not reported
    Filer's total
    $155,752
  • Amy Theuma

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    1
  • Jamese Beauford

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    1
  • Donald L Bielen

    Treasurer

    Total calculated
    $0
    Hours/week
    1
  • Ken Calhoun

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    1
  • Sean Edwards

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    1
  • Holly Files

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    1
  • Mike Fisher

    Secretary

    Total calculated
    $0
    Hours/week
    1
  • Joe Herrle

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    1
  • Frewine Kiros

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    1
  • Martha Mickelson

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    1
  • Logwone Warrior Mitz

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    1
  • Amanda Lang

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    1
  • Heidi Sexton

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    1
  • Tom Soma

    CHAIR

    Total calculated
    $0
    Hours/week
    1
  • John Stirek

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    1
  • John Stirek Sr

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    1
  • Jeff Strickler

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    1
  • Duncan Taylor

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    1
  • Marc Wright

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    1
  • Bridget Banz

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    1

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2023
    Revenue
    $1,238,981
    Expenses
    $1,553,324
    Contributions
    $1,079,031
    Grants paid
    $0
  • 2022
    Revenue
    $1,855,588
    Expenses
    $1,107,901
    Contributions
    $1,629,730
    Grants paid
    $0

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $739,533
    Expenses
    $958,158
    Assets (EOY)
    $67,187
  • 2020 · 990

    Revenue
    $690,120
    Expenses
    $920,925
    Assets (EOY)
    $300,011
  • 2019 · 990

    Revenue
    $1,080,917
    Expenses
    $767,840
    Assets (EOY)
    $589,851
  • 2018 · 990

    Revenue
    $506,570
    Expenses
    $582,659
    Assets (EOY)
    $174,014
  • 2017 · 990

    Revenue
    $521,697
    Expenses
    $559,375
    Assets (EOY)
    $239,526
  • 2016 · 990

    Revenue
    $952,741
    Expenses
    $740,485
    Assets (EOY)
    $559,704
  • 2015 · 990

    Revenue
    $653,493
    Expenses
    $589,998
    Assets (EOY)
    $293,441
  • 2014 · 990

    Revenue
    $572,036
    Expenses
    $481,143
    Assets (EOY)
    $237,653
  • 2013 · 990

    Revenue
    $342,024
    Expenses
    $309,386
    Assets (EOY)
    $142,100
  • 2012 · 990

    Revenue
    not reported
    Expenses
    $226,858
    Assets (EOY)
    $98,476

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.

Grants made

No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.

Grants received

The 10 largest by cash amount. The API serves every itemized grant.

Related organizations

From Schedule R Part II, where a filer lists the tax-exempt organizations it is related to by control. It does not record shared board members or money.

Declared on its 2023 return

Declared as related by

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Listed as of 13 October 2026, under deductibility PC.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 13 October 2026 and read 29 October 2026, for every organization at once. Returns through tax year 2023, the newest we have parsed for this organization.