- Revenue 2025
- $23,245,817
- Expenses 2025
- $20,291,551
As filed
- Subsection
- 14
- Street
- PO BOX 160
These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).
Mission and programs · 2025
Mission
TO HELP EVERY MEMBER BE IN A BETTER FINANCIAL POSITION THAN WHEN WE MET THEM.
Activities or mission (Part I)
THE PURPOSES OF THIS CREDIT UNION ARE: TO ENCOURAGE THRIFT AMONG ITS MEMBERS; TO CREATE A SOURCE OF CREDIT AT A FAIR AND REASONABLE COST; TO PROVIDE AN OPPORTUNITY FOR EACH OF ITS MEMBERS TO IMPROVE THE MEMBER'S RESPECTIVE ECONOMIC AND SOCIAL CONDITIONS; AND TO PERFORM THE FUNCTIONS AND EXERCISE THE POWERS DESIGNATED FOR CREDIT UNIONS UNDER APPLICABLE LAW.
-
WE FUNDED 3,337 LOANS DURING 2025. AS OF 12/31/2025 WE HAD $142,494,731 MORTGAGES/HOME EQUITY LINES, $72,576,712 CONSUMER LOANS, $23,079,991 MEMBER BUSINESS LOANS, AND $5,810,215 CREDIT CARD ACCOUNTS WITH OUR MEMBERS.
-
WE HAVE DEPOSIT, TRANSACTION, AND INVESTMENT ACCOUNTS WITH 21,687 MEMBERS AT 12/31/2025. DURING 2025, OUR DEPOSITS INCREASED BY $13,321,068.
-
FCCU IS DEDICATED TO GIVING BACK TO THE COMMUNITIES WE SERVE THROUGH SPONSORSHIPS, DONATIONS, EDUCATION, AND VOLUNTEERING.IN 2025, FCCU GAVE $100,000 IN CAPITAL CAMPAIGN DONATIONS, $45,037 IN SPONSORSHIPS, AND $10,000 IN LOCAL SCHOLARSHIPS TO HELP MEMBERS ACHIEVE THEIR EDUCATIONAL ASPIRATIONS. FCCU TEAM MEMBERS VOLUNTEERED 1,137 HOURS IN 2025 SUPPORTING 148 LOCAL ORGANIZATIONS. FCCU OFFERS A VARIETY OF FREE COMMUNITY, SCHOOL, AND WORKPLACE RESOURCES AND PRESENTATIONS ABOUT PERSONAL FINANCE, CYBERSECURITY, FRAUD, AND MORE. IN 2025, 735 STUDENTS WERE REACHED WITH 66 HOURS SPENT BY FCCU TEAM MEMBERS IN CLASSROOMS WITHIN THE COMMUNITY. FCCU ALSO PROVIDES BANZAI FINANCIAL EDUCATION TO LOCAL SCHOOL AT NO COST TO THE DISTRICT, DISTRIBUTING 460 FINANCIAL WORKBOOKS TO LOCAL SCHOOL IN 2025. SINCE BEGINNING THE PARTNERSHIP WITH BANZAI TEN YEARS AGO, FCCU HAS PAID FOR 9,940 STUDENTS TO USE THE BANZAI CURRICULUM.FCCU CONTINUED TO PARTNER WITH THE WISCONSIN CREDIT UNION LEAGUE TO HOST SEVERAL BITE OF REALITY EVENTS AT LOCAL SCHOOLS. BITE OF REALITY IS A HANDS-ON APP-BASED SIMULATION THAT APPEALS TO TEENS WHILE GIVING THEM A TASTE OF REAL-WORLD FINANCIAL REALITIES. 2025 WAS THE FIRST YEAR THE EVENT WAS HOSTED AT BOTH THE FORT ATKINSON MIDDLE SCHOOL AND HIGH SCHOOL. FCCU ALSO HOSTED THREE COMMON CENTS CAMP WORKSHOPS FOR CHILDREN IN GRADES 2-12, ENSURING THAT EVEN THE YOUNGEST LEARNERS HAVE ACCESS TO FINANCIAL EDUCATION BASICS. FCCU SEEKS OUT PROGRAMS AND OPPORTUNITIES TO PROVIDE DIRECT FINANCIAL BENEFIT TO OUR MEMBERS. IN 2025, FCCU DISTRIBUTED $450,000 TO MEMBERS THROUGH MEMBER LOYALTY CASH, THE PATRONAGE DIVIDED PROGRAM. FCCU ALSO PARTICIPATES IN HOME BUYER GRANT PROGRAMS THAT CAN PROVIDE MEMBERS WITH FUNDS TOWARDS THEIR DOWN PAYMENT. IN 2025, FCCU MEMBERS RECEIVED $50,000 IN DOWN PAYMENT ASSISTANCE.FCCU DEMONSTRATES THE CREDIT UNION DIFFERENCE AS A NOT-FOR-PROFIT FINANCIAL COOPERATIVE.
As filed on the 2025 return. The filer continues this part on Schedule O, which is not shown here.
Officers and directors · 2025
As listed in Part VII of the 2025 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.
-
Philip RistowPHILIP RISTOW
CHAIR
- Total calculated
- $2,000
- From this org
- $2,000
- From related orgs
- $0
- Other
- $0
- Hours/week
- 1
-
Ernest WitzkeERNEST WITZKE
VICE CHAIR
- Total calculated
- $1,700
- From this org
- $1,700
- From related orgs
- $0
- Other
- $0
- Hours/week
- 1
-
Collin W StevensCOLLIN W STEVENS
SECRETARY
- Total calculated
- $1,300
- From this org
- $1,300
- From related orgs
- $0
- Other
- $0
- Hours/week
- 1
-
Margaret BareMARGARET BARE
TREASURER
- Total calculated
- $1,100
- From this org
- $1,100
- From related orgs
- $0
- Other
- $0
- Hours/week
- 1
-
Kimberly HoffmannKIMBERLY HOFFMANN
DIRECTOR
- Total calculated
- $1,500
- From this org
- $1,500
- From related orgs
- $0
- Other
- $0
- Hours/week
- 1
-
Rosalinda MartinezROSALINDA MARTINEZ
DIRECTOR
- Total calculated
- $1,400
- From this org
- $1,400
- From related orgs
- $0
- Other
- $0
- Hours/week
- 1
-
Craig NevermannCRAIG NEVERMANN
DIRECTOR
- Total calculated
- $1,300
- From this org
- $1,300
- From related orgs
- $0
- Other
- $0
- Hours/week
- 1
-
Susan JohnsonSUSAN JOHNSON
CHIEF EXECUTIVE OFFICER
- Total calculated
- $406,249
- From this org
- $329,699
- From related orgs
- $0
- Other
- $76,550
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $300,789
- Bonus
- $27,362
- Other
- $1,548
- Deferred
- $50,292
- Nontaxable benefits
- $26,258
- Filer's total
- $406,249
-
Joshuah KlineJOSHUAH KLINE
CHIEF FINANCIAL OFFICER
- Total calculated
- $193,474
- From this org
- $137,379
- From related orgs
- $0
- Other
- $56,095
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $124,741
- Bonus
- $12,485
- Other
- $153
- Deferred
- $33,987
- Nontaxable benefits
- $22,108
- Filer's total
- $193,474
-
Meghan BernathMEGHAN BERNATH
CHIEF OPERATING OFFICER
- Total calculated
- $184,210
- From this org
- $136,296
- From related orgs
- $0
- Other
- $47,914
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $124,081
- Bonus
- $11,996
- Other
- $219
- Deferred
- $30,823
- Nontaxable benefits
- $17,091
- Filer's total
- $184,210
-
Jeffrey ScheuerellJEFFREY SCHEUERELL
CHIEF EXPERIENCE OFFICER
- Total calculated
- $128,868
- From this org
- $118,827
- From related orgs
- $0
- Other
- $10,041
- Hours/week
- 40
-
Kevin PaynterKEVIN PAYNTER
CHIEF LENDING OFFICER
- Total calculated
- $173,295
- From this org
- $115,042
- From related orgs
- $0
- Other
- $58,253
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $102,967
- Bonus
- $11,123
- Other
- $952
- Deferred
- $26,310
- Nontaxable benefits
- $31,943
- Filer's total
- $173,295
-
Robert RussellROBERT RUSSELL
INTERNAL AUDITOR
- Total calculated
- $152,691
- From this org
- $106,311
- From related orgs
- $0
- Other
- $46,380
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $100,867
- Bonus
- $5,026
- Other
- $418
- Deferred
- $14,418
- Nontaxable benefits
- $31,962
- Filer's total
- $152,691
Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.
Filings
-
2025
- Revenue
- $23,245,817
- Expenses
- $20,291,551
- Contributions
- $0
- Grants paid
- $155,037
-
2024
- Revenue
- $19,851,929
- Expenses
- $18,188,793
- Contributions
- $10,000
- Grants paid
- $18,403
-
2023
- Revenue
- $17,157,637
- Expenses
- $14,826,272
- Contributions
- $11,488
- Grants paid
- $7,727
-
2022
- Revenue
- $12,052,203
- Expenses
- $11,266,675
- Contributions
- $0
- Grants paid
- $31,907
The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.
Other returns filed
-
2021 · 990
- Revenue
- $12,826,463
- Expenses
- $10,714,046
- Assets (EOY)
- $350,222,028
-
2020 · 990
- Revenue
- $12,868,876
- Expenses
- $10,949,669
- Assets (EOY)
- $314,376,984
-
2019 · 990
- Revenue
- $12,759,732
- Expenses
- $10,221,314
- Assets (EOY)
- $259,032,231
-
2018 · 990
- Revenue
- $11,383,700
- Expenses
- $8,921,650
- Assets (EOY)
- $242,438,317
-
2017 · 990
- Revenue
- $10,187,772
- Expenses
- $7,633,659
- Assets (EOY)
- $238,016,353
-
2016 · 990
- Revenue
- $9,287,984
- Expenses
- $6,902,052
- Assets (EOY)
- $230,047,599
-
2015 · 990
- Revenue
- $8,731,778
- Expenses
- $6,605,349
- Assets (EOY)
- $219,648,004
-
2014 · 990
- Revenue
- $8,135,626
- Expenses
- $6,452,680
- Assets (EOY)
- $205,416,516
-
2013 · 990
- Revenue
- $7,723,849
- Expenses
- $6,565,668
- Assets (EOY)
- $196,652,881
-
2012 · 990
- Revenue
- not reported
- Expenses
- $7,058,489
- Assets (EOY)
- $184,152,968
Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.
Form 990-N e-Postcard, tax year 2014
- Tax period
- 1 January 2014 to 31 December 2014
- Principal officer
-
Chris Farrell
- Mailing address
- N2611 Wenham RdFort Atkinson WI 53538
As filed, from the IRS e-Postcard file of 2 November 2026. The IRS publishes only each organization's most recent postcard, so earlier years are not shown. A 990-N carries no financial detail. The postcard also gives the principal officer's address, which is not shown here.
Grants made
-
$105,909
2025 CAPITAL CAMPAIGN - NEW BUILDING + DONATION
-
2025 NEW GOALS
Grants received
-
2023 TO IMPLEMENT PROGRAMS AND SERVICES FOR MULTI-CULTURAL MARKETS UTILIZING RESOURCES FROM COOPERA CONSULTING
-
2024 TO SUPPORT MOBILE FINANCIAL EMPOWERMENT PROGRAM.
Other IRS files
Auto-Revocation List
Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.
Publication 78
Not present in the most recent drop.
These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.
What this page reflects
The registration facts above come from the IRS Business Master File published 13 October 2026 and read 1 November 2026, for every organization at once. Returns through tax year 2025, the newest we have parsed for this organization.