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CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN

EIN 38-1447620 PLYMOUTH, MI

Revenue 2024
$106,672,065
Expenses 2024
$106,128,097

As filed

Subsection
14
Classification
1000
Street
500 S HARVEY ST

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Group exemption

A subordinate covered by the group exemption of CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN (EIN 38-6092097). matched by us

The IRS lists each organization's group exemption number; we match a subordinate to its central organization by that number and the affiliation code the IRS assigns.

Officers and directors · 2024

As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • TERI KUEHN

    BOARD CHAIR

    Total calculated
    $0
    Hours/week
    1
  • DAN HERRIMAN

    VICE-CHAIR

    Total calculated
    $0
    Hours/week
    1
  • HEIDI MUSSER

    VICE-CHAIR

    Total calculated
    $0
    Hours/week
    1
  • YASIR KHOGALI

    TREASURER & SECRETARY

    Total calculated
    $0
    Hours/week
    1
  • PAUL BEDICH

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1
  • DENNIS LAVOY

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1
  • NED STAEBLER

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1
  • JOHNNIE TURNAGE

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1
  • ANGELA PEAT

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1
  • TANSLEY STEARNS

    PRESIDENT/CEO

    Total calculated
    $621,885
    From this org
    $583,005
    From related orgs
    $0
    Other
    $38,880
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $582,375
    Bonus
    $0
    Other
    $630
    Deferred
    $30,740
    Nontaxable benefits
    $8,140
    Filer's total
    $621,885
  • ELRY ARMAZA

    CHIEF OF STAFF

    Total calculated
    $301,353
    From this org
    $297,567
    From related orgs
    $0
    Other
    $3,786
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $281,203
    Bonus
    $15,734
    Other
    $630
    Deferred
    $0
    Nontaxable benefits
    $3,786
    Filer's total
    $301,353
  • ART BEARD

    CHIEF IT OFFICER

    Total calculated
    $418,176
    From this org
    $354,288
    From related orgs
    $0
    Other
    $63,888
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $339,388
    Bonus
    $13,934
    Other
    $966
    Deferred
    $63,888
    Nontaxable benefits
    $0
    Filer's total
    $418,176
  • SCOTT CAMERON

    CHIEF FINANCIAL OFFICER

    Total calculated
    $372,738
    From this org
    $337,912
    From related orgs
    $0
    Other
    $34,826
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $323,558
    Bonus
    $13,934
    Other
    $420
    Deferred
    $23,000
    Nontaxable benefits
    $11,826
    Filer's total
    $372,738
  • DANIELLE FRAWLEY

    CHIEF GROWTH OFFICER

    Total calculated
    $358,088
    From this org
    $340,300
    From related orgs
    $0
    Other
    $17,788
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $315,020
    Bonus
    $24,873
    Other
    $407
    Deferred
    $15,766
    Nontaxable benefits
    $2,022
    Filer's total
    $358,088
  • JILL JOHNSON

    CHIEF REVENUE AND LENDING (THRU 05.31.24)

    Total calculated
    $522,760
    From this org
    $473,109
    From related orgs
    $0
    Other
    $49,651
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $170,283
    Bonus
    $6,430
    Other
    $296,396
    Deferred
    $46,308
    Nontaxable benefits
    $3,343
    Filer's total
    $522,760
  • CATHY MEYERS

    CHIEF PEOPLE OFFICER

    Total calculated
    $414,471
    From this org
    $325,377
    From related orgs
    $0
    Other
    $89,094
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $309,637
    Bonus
    $13,934
    Other
    $1,806
    Deferred
    $84,491
    Nontaxable benefits
    $4,603
    Filer's total
    $414,471
  • DANIELLE MILNER

    CHIEF EXPERIENCE OFFICER

    Total calculated
    $332,631
    From this org
    $295,863
    From related orgs
    $0
    Other
    $36,768
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $279,499
    Bonus
    $15,734
    Other
    $630
    Deferred
    $17,902
    Nontaxable benefits
    $18,866
    Filer's total
    $332,631
  • CHRIS CURRY

    SVP OPERATIONS AND RISK

    Total calculated
    $373,299
    From this org
    $304,837
    From related orgs
    $0
    Other
    $68,462
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $291,787
    Bonus
    $12,420
    Other
    $630
    Deferred
    $48,184
    Nontaxable benefits
    $20,278
    Filer's total
    $373,299
  • MIKE ERFOURTH

    VP BUSINESS EXPERIENCE

    Total calculated
    $217,181
    From this org
    $200,650
    From related orgs
    $0
    Other
    $16,531
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $195,023
    Bonus
    $5,100
    Other
    $527
    Deferred
    $12,320
    Nontaxable benefits
    $4,211
    Filer's total
    $217,181
  • TOM VARGO

    AVP CORE OPERATIONS

    Total calculated
    $228,277
    From this org
    $194,378
    From related orgs
    $0
    Other
    $33,899
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $193,190
    Bonus
    $0
    Other
    $1,188
    Deferred
    $25,324
    Nontaxable benefits
    $8,575
    Filer's total
    $228,277
  • JAMES POTTER

    INVESTMENT REPRESENTATIVE

    Total calculated
    $215,004
    From this org
    $199,606
    From related orgs
    $0
    Other
    $15,398
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $199,296
    Bonus
    $0
    Other
    $310
    Deferred
    $7,827
    Nontaxable benefits
    $7,571
    Filer's total
    $215,004
  • LISA MULLEN

    SENIOR GENERAL COUNSEL

    Total calculated
    $208,767
    From this org
    $179,333
    From related orgs
    $0
    Other
    $29,434
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $178,019
    Bonus
    $900
    Other
    $414
    Deferred
    $9,280
    Nontaxable benefits
    $20,154
    Filer's total
    $208,767

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2024
    Revenue
    $106,672,065
    Expenses
    $106,128,097
    Contributions
    $0
    Grants paid
    $811,740
  • 2023
    Revenue
    $99,983,788
    Expenses
    $96,013,609
    Contributions
    $0
    Grants paid
    $973,333
  • 2022
    Revenue
    $68,299,039
    Expenses
    $58,544,558
    Contributions
    $0
    Grants paid
    $812,590

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $61,092,324
    Expenses
    $48,698,466
    Assets (EOY)
    $1,253,139,306
  • 2020 · 990

    Revenue
    $59,570,795
    Expenses
    $50,153,741
    Assets (EOY)
    $1,160,339,636
  • 2019 · 990

    Revenue
    $56,742,135
    Expenses
    $49,078,834
    Assets (EOY)
    $1,013,235,547
  • 2018 · 990

    Revenue
    $48,432,169
    Expenses
    $39,781,919
    Assets (EOY)
    $932,017,676
  • 2017 · 990

    Revenue
    $43,314,527
    Expenses
    $34,394,742
    Assets (EOY)
    $856,824,004
  • 2016 · 990

    Revenue
    $39,182,523
    Expenses
    $31,558,306
    Assets (EOY)
    $766,064,130
  • 2015 · 990

    Revenue
    $35,367,180
    Expenses
    $27,253,306
    Assets (EOY)
    $701,971,073
  • 2014 · 990

    Revenue
    $31,319,467
    Expenses
    $23,978,882
    Assets (EOY)
    $604,957,148
  • 2013 · 990

    Revenue
    $32,672,547
    Expenses
    $23,034,326
    Assets (EOY)
    $543,090,240

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all.

Grants made

The 10 largest by cash amount. The API serves every itemized grant.

Where these grants went next →

Grants received

Related organizations

From Schedule R Part II, where a filer lists the tax-exempt organizations it is related to by control. It does not record shared board members or money.

Declared on its 2024 return

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Not present in the most recent drop.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 13 October 2026 and read 23 October 2026, for every organization at once. Returns through tax year 2024, the newest we have parsed for this organization.