- Revenue 2024
- $39,775,082
- Expenses 2024
- $34,544,467
Program services were 73.8% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.
As filed
- Subsection
- 03
- NTEE code
- Q20
- Classification
- 1000
- Street
- 535 MISSION ST 1725
These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).
Mission and programs · 2024
Mission
KIVA IS A NON-PROFIT ORGANIZATION WITH A MISSION TO EXPAND FINANCIAL ACCESS TO HELP UNDERSERVED COMMUNITIES THRIVE BY PROVIDING AN ONLINE PLATFORM THAT FACILITATES MICROLOANS GLOBALLY; BEING A MANAGER OF IMPACT INVESTMENT FUNDS (AS AN EXEMPT REPORTING ADVISER).
Activities or mission (Part I)
KIVA EXPANDS FINANCIAL ACCESS TO HELP UNDERSERVED COMMUNITIES THRIVE.
-
KIVA PARTNERS WITH 206 ACTIVE GLOBAL MICROFINANCE INSTITUTIONS ("MFIS") AND OTHER SOCIALLY MINDED ORGANIZATIONS AND ENTERPRISES IN NINETY-SIX (96) COUNTRIES. THIS NETWORK OF PARTNERSHIPS ENABLES KIVA TO CONNECT WITH BORROWERS SEEKING MICRO-LOANS. KIVA'S PARTNER ORGANIZATIONS ARE RESPONSIBLE FOR SELECTING AND VETTING THE BORROWERS AND ADMINISTERING THE LOANS. KIVA'S ONLINE PLATFORM CONNECTS THESE BORROWERS WITH INDIVIDUALS WHO WANT TO CONTRIBUTE LOAN FUNDS VIA THE INTERNET.KIVA ALSO FACILITATES DIRECT LOANS TO INDIVIDUALS IN THE UNITED STATES.KIVA CREATED KIVA- DAF, LLC ("KDAF") IN 2013 TO HOLD DONOR ADVISED FUNDS.
Expenses $25,488,781 · Grants $209,478 · Revenue $2,012,017
As filed on the 2024 return.
Officers and directors · 2024
As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.
-
Julie Hanna FarrisJULIE HANNA FARRIS
BOARD OF DIRECTOR
- Total calculated
- $108,000
- From this org
- $0
- From related orgs
- $108,000
- Other
- $0
- Hours/week
- 10
-
John MullerJOHN MULLER
BOARD OF DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
Maya ChorengelMAYA CHORENGEL
BOARD OF DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
Andre HaddadANDRE HADDAD
BOARD OF DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
Silvija MartincevicSILVIJA MARTINCEVIC
BOARD OF DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
Vishal GhotgeVISHAL GHOTGE
CEO
- Total calculated
- $553,577
- From this org
- $536,837
- From related orgs
- $0
- Other
- $16,740
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $446,837
- Bonus
- $90,000
- Other
- $0
- Deferred
- $2,500
- Nontaxable benefits
- $14,240
- Filer's total
- $553,577
-
Reid HoffmanREID HOFFMAN
BOARD OF DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
Austin ChoiAUSTIN CHOI
GENERAL COUNSEL
- Total calculated
- $394,200
- From this org
- $377,460
- From related orgs
- $0
- Other
- $16,740
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $356,460
- Bonus
- $21,000
- Other
- $0
- Deferred
- $2,500
- Nontaxable benefits
- $14,240
- Filer's total
- $394,200
-
Donald CarterDONALD CARTER
EXEC. VP, PEOPLE & PLACES
- Total calculated
- $323,302
- From this org
- $306,562
- From related orgs
- $0
- Other
- $16,740
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $273,562
- Bonus
- $33,000
- Other
- $0
- Deferred
- $2,500
- Nontaxable benefits
- $14,240
- Filer's total
- $323,302
-
Kathleen GuisKATHLEEN GUIS
EXEC. VP, IMPACT INV
- Total calculated
- $294,691
- From this org
- $277,951
- From related orgs
- $0
- Other
- $16,740
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $249,951
- Bonus
- $28,000
- Other
- $0
- Deferred
- $2,500
- Nontaxable benefits
- $14,240
- Filer's total
- $294,691
-
Anna TitulaerANNA TITULAER
EXEC. VP, PARTNERSHIPS & COMMUNICATIONS
- Total calculated
- $302,264
- From this org
- $285,524
- From related orgs
- $0
- Other
- $16,740
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $252,524
- Bonus
- $33,000
- Other
- $0
- Deferred
- $2,500
- Nontaxable benefits
- $14,240
- Filer's total
- $302,264
-
Victor PaulsamyVICTOR PAULSAMY
CTO
- Total calculated
- $396,909
- From this org
- $380,169
- From related orgs
- $0
- Other
- $16,740
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $328,169
- Bonus
- $52,000
- Other
- $0
- Deferred
- $2,500
- Nontaxable benefits
- $14,240
- Filer's total
- $396,909
-
Richard Carter-BrownRICHARD CARTER-BROWN
INTERIM CFO
- Total calculated
- $196,265
- From this org
- $179,525
- From related orgs
- $0
- Other
- $16,740
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $164,825
- Bonus
- $14,700
- Other
- $0
- Deferred
- $2,500
- Nontaxable benefits
- $14,240
- Filer's total
- $196,265
-
Nathan GeorgeNATHAN GEORGE
SENIOR DIRECTOR, ENGINEERING
- Total calculated
- $276,868
- From this org
- $262,628
- From related orgs
- $0
- Other
- $14,240
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $245,078
- Bonus
- $17,550
- Other
- $0
- Deferred
- $0
- Nontaxable benefits
- $14,240
- Filer's total
- $276,868
-
Pradeep RagothamanPRADEEP RAGOTHAMAN
DIRECTOR OF DATA SCIENCE
- Total calculated
- $255,032
- From this org
- $238,292
- From related orgs
- $0
- Other
- $16,740
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $221,712
- Bonus
- $16,580
- Other
- $0
- Deferred
- $2,500
- Nontaxable benefits
- $14,240
- Filer's total
- $255,032
-
Margo JohnsonMARGO JOHNSON
SENIOR DIRECTOR, PRODUCT
- Total calculated
- $245,873
- From this org
- $229,133
- From related orgs
- $0
- Other
- $16,740
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $211,683
- Bonus
- $17,450
- Other
- $0
- Deferred
- $2,500
- Nontaxable benefits
- $14,240
- Filer's total
- $245,873
-
Shehaam HoukalSHEHAAM HOUKAL
SENIOR DIRECTOR, PRODUCT
- Total calculated
- $250,806
- From this org
- $234,066
- From related orgs
- $0
- Other
- $16,740
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $199,543
- Bonus
- $34,523
- Other
- $0
- Deferred
- $2,500
- Nontaxable benefits
- $14,240
- Filer's total
- $250,806
-
Henry W HobbsHENRY W HOBBS
DIRECTOR OF SOFTWARE DEVELOPMENT
- Total calculated
- $229,230
- From this org
- $214,990
- From related orgs
- $0
- Other
- $14,240
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $203,290
- Bonus
- $11,700
- Other
- $0
- Deferred
- $0
- Nontaxable benefits
- $14,240
- Filer's total
- $229,230
Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.
Filings
-
2024
- Revenue
- $39,775,082
- Expenses
- $34,544,467
- Contributions
- $33,841,076
- Grants paid
- $209,478
-
2023
- Revenue
- $34,294,683
- Expenses
- $35,435,612
- Contributions
- $27,693,941
- Grants paid
- $126,559
-
2022
- Revenue
- $34,727,565
- Expenses
- $37,635,582
- Contributions
- $28,358,806
- Grants paid
- $5,000
-
2022
- Revenue
- $14,808,996
- Expenses
- $21,067,658
- Contributions
- $13,996,171
- Grants paid
- $0
-
2022
- Revenue
- $14,808,996
- Expenses
- $21,067,658
- Contributions
- $13,996,171
- Grants paid
- $0
The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.
Other returns filed
-
2024 · 990-T
- Revenue
- not reported
- Expenses
- not reported
- Assets (EOY)
- not reported
-
2021 · 990
- Revenue
- $42,407,113
- Expenses
- $35,400,319
- Assets (EOY)
- $245,372,729
-
2020 · 990
- Revenue
- $38,603,028
- Expenses
- $30,902,781
- Assets (EOY)
- $38,469,820
-
2019 · 990
- Revenue
- $19,945,312
- Expenses
- $26,934,227
- Assets (EOY)
- $29,265,474
-
2018 · 990
- Revenue
- $23,183,659
- Expenses
- $18,715,309
- Assets (EOY)
- $46,231,095
-
2017 · 990
- Revenue
- $17,711,126
- Expenses
- $17,714,851
- Assets (EOY)
- $40,525,883
-
2016 · 990
- Revenue
- $17,219,880
- Expenses
- $16,895,877
- Assets (EOY)
- $39,766,482
-
2015 · 990
- Revenue
- $19,847,885
- Expenses
- $15,915,830
- Assets (EOY)
- $28,633,236
-
2014 · 990
- Revenue
- $16,628,214
- Expenses
- $15,274,691
- Assets (EOY)
- $24,753,734
-
2013 · 990
- Revenue
- $20,787,434
- Expenses
- $14,795,733
- Assets (EOY)
- $23,251,120
Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.
Grants made
-
$208,950
2024 GENERAL ASSISTANCE
-
$108,244
2023 GENERAL ASSISTANCE
-
$18,315
2023 GENERAL ASSISTANCE
Grants received
-
SILICON VALLEY COMMUNITY FOUNDATION
$2,050,000
2022 International Development
-
SILICON VALLEY COMMUNITY FOUNDATION
$1,500,000
2023 International Development
-
FIDELITY INVESTMENTS CHARITABLE GIFT FUND
$1,181,127
2022 For grant recipient's exempt purposes
-
SILICON VALLEY COMMUNITY FOUNDATION
$755,000
2024 International Development
-
$375,500
2022 HEALTHY INDIVIDUALS AND COMMUNITIES
-
$222,654
2023 GENERAL SUPPORT
-
2022 GENERAL SUPPORT
-
DONOR ADVISED CHARITABLE GIVING
$169,351
2024 INTERNATIONAL, FOREIGN AFFAIRS
-
2022 SEE PART IV
-
2023 GENERAL SUPPORT
The 10 largest by cash amount. The API serves every itemized grant.
Taxable family
From Schedule R Parts I, III and IV: entities that legally are the filer, and taxable partnerships, corporations and trusts it is related to. These record ownership and control, not shared board members or money.
Disregarded entities on its 2024 return
-
KIVA USER FUNDS LLC
FBO ACCOUNT HOLDER · CA · income $0 · assets $157,856,428
-
KIVA-DAF LLC
DONOR ADVISED FUND ACCOUNT · DE · income $2,415,170 · assets $6,515,434
-
KIVA IMPACT FUNDS LLC
VEHICLE TO FACILITATE PRIOR OPIC LENDING TRANSACTION · DE · income $0 · assets $0
-
KIVA CAPITAL MANAGEMENT LLC
IMPACT INVESTMENT FUND MANAGER · DE · income $890,840 · assets $2,493,286
-
CALIFORNIA REBUILDING FUND LLC
CALIFORNIA FUND FOR SMALL BUSINESSES (COVID-19 RESPONSE) · DE · income $0 · assets $0
-
CASE B-SPV LLC
CALIFORNIA FUND FOR SMALL BUSINESSES (COVID-19 RESPONSE) · DE · income $0 · assets $0
-
CASE G-SPV LLC
CALIFORNIA FUND FOR SMALL BUSINESSES (COVID-19 RESPONSE) · DE · income $0 · assets $0
Other IRS files
Auto-Revocation List
Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.
Publication 78
Listed as of 13 October 2026, under deductibility PC.
These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.
What this page reflects
The registration facts above come from the IRS Business Master File published 13 October 2026 and read 29 October 2026, for every organization at once. Returns through tax year 2024, the newest we have parsed for this organization.