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KIVA MICROFUNDS

EIN 71-0992446 SAN FRANCISCO, CA

Revenue 2024
$39,775,082
Expenses 2024
$34,544,467

Program services were 73.8% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.

As filed

Subsection
03
NTEE code
Q20
Classification
1000
Street
535 MISSION ST 1725

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Mission and programs · 2024

Mission

KIVA IS A NON-PROFIT ORGANIZATION WITH A MISSION TO EXPAND FINANCIAL ACCESS TO HELP UNDERSERVED COMMUNITIES THRIVE BY PROVIDING AN ONLINE PLATFORM THAT FACILITATES MICROLOANS GLOBALLY; BEING A MANAGER OF IMPACT INVESTMENT FUNDS (AS AN EXEMPT REPORTING ADVISER).

Activities or mission (Part I)

KIVA EXPANDS FINANCIAL ACCESS TO HELP UNDERSERVED COMMUNITIES THRIVE.

  • KIVA PARTNERS WITH 206 ACTIVE GLOBAL MICROFINANCE INSTITUTIONS ("MFIS") AND OTHER SOCIALLY MINDED ORGANIZATIONS AND ENTERPRISES IN NINETY-SIX (96) COUNTRIES. THIS NETWORK OF PARTNERSHIPS ENABLES KIVA TO CONNECT WITH BORROWERS SEEKING MICRO-LOANS. KIVA'S PARTNER ORGANIZATIONS ARE RESPONSIBLE FOR SELECTING AND VETTING THE BORROWERS AND ADMINISTERING THE LOANS. KIVA'S ONLINE PLATFORM CONNECTS THESE BORROWERS WITH INDIVIDUALS WHO WANT TO CONTRIBUTE LOAN FUNDS VIA THE INTERNET.KIVA ALSO FACILITATES DIRECT LOANS TO INDIVIDUALS IN THE UNITED STATES.KIVA CREATED KIVA- DAF, LLC ("KDAF") IN 2013 TO HOLD DONOR ADVISED FUNDS.

    Expenses $25,488,781 · Grants $209,478 · Revenue $2,012,017

As filed on the 2024 return.

Officers and directors · 2024

As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • Julie Hanna Farris

    BOARD OF DIRECTOR

    Total calculated
    $108,000
    From this org
    $0
    From related orgs
    $108,000
    Other
    $0
    Hours/week
    10
  • John Muller

    BOARD OF DIRECTOR

    Total calculated
    $0
    Hours/week
    1
  • Maya Chorengel

    BOARD OF DIRECTOR

    Total calculated
    $0
    Hours/week
    1
  • Andre Haddad

    BOARD OF DIRECTOR

    Total calculated
    $0
    Hours/week
    1
  • Silvija Martincevic

    BOARD OF DIRECTOR

    Total calculated
    $0
    Hours/week
    1
  • Vishal Ghotge

    CEO

    Total calculated
    $553,577
    From this org
    $536,837
    From related orgs
    $0
    Other
    $16,740
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $446,837
    Bonus
    $90,000
    Other
    $0
    Deferred
    $2,500
    Nontaxable benefits
    $14,240
    Filer's total
    $553,577
  • Reid Hoffman

    BOARD OF DIRECTOR

    Total calculated
    $0
    Hours/week
    1
  • Austin Choi

    GENERAL COUNSEL

    Total calculated
    $394,200
    From this org
    $377,460
    From related orgs
    $0
    Other
    $16,740
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $356,460
    Bonus
    $21,000
    Other
    $0
    Deferred
    $2,500
    Nontaxable benefits
    $14,240
    Filer's total
    $394,200
  • Donald Carter

    EXEC. VP, PEOPLE & PLACES

    Total calculated
    $323,302
    From this org
    $306,562
    From related orgs
    $0
    Other
    $16,740
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $273,562
    Bonus
    $33,000
    Other
    $0
    Deferred
    $2,500
    Nontaxable benefits
    $14,240
    Filer's total
    $323,302
  • Kathleen Guis

    EXEC. VP, IMPACT INV

    Total calculated
    $294,691
    From this org
    $277,951
    From related orgs
    $0
    Other
    $16,740
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $249,951
    Bonus
    $28,000
    Other
    $0
    Deferred
    $2,500
    Nontaxable benefits
    $14,240
    Filer's total
    $294,691
  • Anna Titulaer

    EXEC. VP, PARTNERSHIPS & COMMUNICATIONS

    Total calculated
    $302,264
    From this org
    $285,524
    From related orgs
    $0
    Other
    $16,740
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $252,524
    Bonus
    $33,000
    Other
    $0
    Deferred
    $2,500
    Nontaxable benefits
    $14,240
    Filer's total
    $302,264
  • Victor Paulsamy

    CTO

    Total calculated
    $396,909
    From this org
    $380,169
    From related orgs
    $0
    Other
    $16,740
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $328,169
    Bonus
    $52,000
    Other
    $0
    Deferred
    $2,500
    Nontaxable benefits
    $14,240
    Filer's total
    $396,909
  • Richard Carter-Brown

    INTERIM CFO

    Total calculated
    $196,265
    From this org
    $179,525
    From related orgs
    $0
    Other
    $16,740
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $164,825
    Bonus
    $14,700
    Other
    $0
    Deferred
    $2,500
    Nontaxable benefits
    $14,240
    Filer's total
    $196,265
  • Nathan George

    SENIOR DIRECTOR, ENGINEERING

    Total calculated
    $276,868
    From this org
    $262,628
    From related orgs
    $0
    Other
    $14,240
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $245,078
    Bonus
    $17,550
    Other
    $0
    Deferred
    $0
    Nontaxable benefits
    $14,240
    Filer's total
    $276,868
  • Pradeep Ragothaman

    DIRECTOR OF DATA SCIENCE

    Total calculated
    $255,032
    From this org
    $238,292
    From related orgs
    $0
    Other
    $16,740
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $221,712
    Bonus
    $16,580
    Other
    $0
    Deferred
    $2,500
    Nontaxable benefits
    $14,240
    Filer's total
    $255,032
  • Margo Johnson

    SENIOR DIRECTOR, PRODUCT

    Total calculated
    $245,873
    From this org
    $229,133
    From related orgs
    $0
    Other
    $16,740
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $211,683
    Bonus
    $17,450
    Other
    $0
    Deferred
    $2,500
    Nontaxable benefits
    $14,240
    Filer's total
    $245,873
  • Shehaam Houkal

    SENIOR DIRECTOR, PRODUCT

    Total calculated
    $250,806
    From this org
    $234,066
    From related orgs
    $0
    Other
    $16,740
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $199,543
    Bonus
    $34,523
    Other
    $0
    Deferred
    $2,500
    Nontaxable benefits
    $14,240
    Filer's total
    $250,806
  • Henry W Hobbs

    DIRECTOR OF SOFTWARE DEVELOPMENT

    Total calculated
    $229,230
    From this org
    $214,990
    From related orgs
    $0
    Other
    $14,240
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $203,290
    Bonus
    $11,700
    Other
    $0
    Deferred
    $0
    Nontaxable benefits
    $14,240
    Filer's total
    $229,230

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2024
    Revenue
    $39,775,082
    Expenses
    $34,544,467
    Contributions
    $33,841,076
    Grants paid
    $209,478
  • 2023
    Revenue
    $34,294,683
    Expenses
    $35,435,612
    Contributions
    $27,693,941
    Grants paid
    $126,559
  • 2022
    Revenue
    $34,727,565
    Expenses
    $37,635,582
    Contributions
    $28,358,806
    Grants paid
    $5,000
  • 2022
    Revenue
    $14,808,996
    Expenses
    $21,067,658
    Contributions
    $13,996,171
    Grants paid
    $0
  • 2022
    Revenue
    $14,808,996
    Expenses
    $21,067,658
    Contributions
    $13,996,171
    Grants paid
    $0

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2024 · 990-T

    Revenue
    not reported
    Expenses
    not reported
    Assets (EOY)
    not reported
  • 2021 · 990

    Revenue
    $42,407,113
    Expenses
    $35,400,319
    Assets (EOY)
    $245,372,729
  • 2020 · 990

    Revenue
    $38,603,028
    Expenses
    $30,902,781
    Assets (EOY)
    $38,469,820
  • 2019 · 990

    Revenue
    $19,945,312
    Expenses
    $26,934,227
    Assets (EOY)
    $29,265,474
  • 2018 · 990

    Revenue
    $23,183,659
    Expenses
    $18,715,309
    Assets (EOY)
    $46,231,095
  • 2017 · 990

    Revenue
    $17,711,126
    Expenses
    $17,714,851
    Assets (EOY)
    $40,525,883
  • 2016 · 990

    Revenue
    $17,219,880
    Expenses
    $16,895,877
    Assets (EOY)
    $39,766,482
  • 2015 · 990

    Revenue
    $19,847,885
    Expenses
    $15,915,830
    Assets (EOY)
    $28,633,236
  • 2014 · 990

    Revenue
    $16,628,214
    Expenses
    $15,274,691
    Assets (EOY)
    $24,753,734
  • 2013 · 990

    Revenue
    $20,787,434
    Expenses
    $14,795,733
    Assets (EOY)
    $23,251,120

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.

Grants made

Where these grants went next →

Grants received

The 10 largest by cash amount. The API serves every itemized grant.

Taxable family

From Schedule R Parts I, III and IV: entities that legally are the filer, and taxable partnerships, corporations and trusts it is related to. These record ownership and control, not shared board members or money.

Disregarded entities on its 2024 return

  • KIVA USER FUNDS LLC

    FBO ACCOUNT HOLDER · CA · income $0 · assets $157,856,428

  • KIVA-DAF LLC

    DONOR ADVISED FUND ACCOUNT · DE · income $2,415,170 · assets $6,515,434

  • KIVA IMPACT FUNDS LLC

    VEHICLE TO FACILITATE PRIOR OPIC LENDING TRANSACTION · DE · income $0 · assets $0

  • KIVA CAPITAL MANAGEMENT LLC

    IMPACT INVESTMENT FUND MANAGER · DE · income $890,840 · assets $2,493,286

  • CALIFORNIA REBUILDING FUND LLC

    CALIFORNIA FUND FOR SMALL BUSINESSES (COVID-19 RESPONSE) · DE · income $0 · assets $0

  • CASE B-SPV LLC

    CALIFORNIA FUND FOR SMALL BUSINESSES (COVID-19 RESPONSE) · DE · income $0 · assets $0

  • CASE G-SPV LLC

    CALIFORNIA FUND FOR SMALL BUSINESSES (COVID-19 RESPONSE) · DE · income $0 · assets $0

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Listed as of 13 October 2026, under deductibility PC.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 13 October 2026 and read 29 October 2026, for every organization at once. Returns through tax year 2024, the newest we have parsed for this organization.