- Revenue 2024
- $3,546,199
- Expenses 2024
- $4,099,148
Program services were 80.9% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.
As filed
- Subsection
- 03
- NTEE code
- S31
- Classification
- 1000
- Street
- 633 THIRD AVE 19J
These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).
Mission and programs · 2024
Mission
THE GROW AMERICA FUND, INC. ("GAF") HAS A PRIMARY MISSION TO CREATE ECONOMIC OPPORTUNITY, STIMULATE INVESTMENT, AND TO ENCOURAGE ENTREPRENEURSHIP IN LOW-INCOME COMMUNITIES BY FINANCING BUSINESSES AND ENTREPRENEURS THAT INVEST IN THOSE DISADVANTAGED (CONT. ON SCHEDULE O) COMMUNITIES, AND/OR CREATE JOBS FOR LOW-INCOME UNEMPLOYED AND UNDER-EMPLOYED INDIVIDUALS. GAF, A LICENSED U.S. SBA SMALL BUSINESS LENDING COMPANY, AND U.S. DEPARTMENT OF THE TREASURY CERTIFIED COMMUNITY DEVELOPMENT FINANCIAL INSTITUTION, PROVIDES ACCESS TO CAPITAL FOR BUSINESS EXPANSION STRUCTURED WITH LONGER AMORTIZATION TERMS AND LOWER INTEREST RATES. THESE LENDING TERMS SERVE TO DECREASE DEBT SERVICE COSTS AND IMPROVE THE BORROWER'S OPERATING CASH FLOW, GIVING BUSINESSES A FINANCIAL ADVANTAGE THAT HELPS STRENGTHEN BOTH THE ECONOMIC BASE OF THE BUSINESS, AND THE COMMUNITY.
Activities or mission (Part I)
SEE SCHEDULE O
-
GAF PROVIDES LONGER TERM, LOWER INTEREST RATE SMALL BUSINESS LOANS THAT ENABLE SMALL BUSINESSES TO CREATE JOBS, STIMULATE INVESTMENT, AND EXPAND THE ENTREPRENEURIAL AND SMALL BUSINESS BASE IN LOW-INCOME COMMUNITIES. (CONT. ON SCHEDULE O)
Expenses $3,314,274 · Revenue $3,546,199
As filed on the 2024 return. The filer continues this part on Schedule O, which is not shown here.
Officers and directors · 2024
As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.
-
Adam EnnisADAM ENNIS
TREASURER
- Total calculated
- $444,236
- From this org
- $0
- From related orgs
- $351,274
- Other
- $92,962
- Hours/week
- 3 + 47 related
Schedule J breakdown matched by us
- Base
- $0 + $286,274 related
- Bonus
- $0 + $65,000 related
- Other
- $0
- Deferred
- $0 + $39,024 related
- Nontaxable benefits
- $0 + $53,938 related
- Filer's total
- $0 + $444,236 related
-
Charley DepewCHARLEY DEPEW
BOARD MEMBER
- Total calculated
- $294,068
- From this org
- $0
- From related orgs
- $255,296
- Other
- $38,772
- Hours/week
- 1 + 49 related
Schedule J breakdown matched by us
- Base
- $0 + $220,296 related
- Bonus
- $0 + $35,000 related
- Other
- $0
- Deferred
- $0 + $19,979 related
- Nontaxable benefits
- $0 + $18,793 related
- Filer's total
- $0 + $294,068 related
-
Daniel Marsh IIIDANIEL MARSH III
CHAIRMAN
- Total calculated
- $605,052
- From this org
- $0
- From related orgs
- $531,397
- Other
- $73,655
- Hours/week
- 2.75 + 52.25 related
Schedule J breakdown matched by us
- Base
- $0 + $431,397 related
- Bonus
- $0 + $100,000 related
- Other
- $0
- Deferred
- $0 + $54,928 related
- Nontaxable benefits
- $0 + $18,727 related
- Filer's total
- $0 + $605,052 related
-
David TrevisaniDAVID TREVISANI
BOARD MEMBER/INTERIM PRESI
- Total calculated
- $409,255
- From this org
- $0
- From related orgs
- $284,339
- Other
- $124,916
- Hours/week
- 8.5 + 41.5 related
Schedule J breakdown matched by us
- Base
- $0 + $244,339 related
- Bonus
- $0 + $40,000 related
- Other
- $0
- Deferred
- $0 + $76,453 related
- Nontaxable benefits
- $0 + $48,463 related
- Filer's total
- $0 + $409,255 related
-
Dawayne SimsDAWAYNE SIMS
BOARD MEMBER
- Total calculated
- $0
- Hours/week
- 0.25
-
Earl RicharsonEARL RICHARSON
BOARD MEMBER
- Total calculated
- $0
- Hours/week
- 0.25
-
Kevin GremseKEVIN GREMSE
BOARD MEMBER
- Total calculated
- $375,233
- From this org
- $0
- From related orgs
- $274,418
- Other
- $100,815
- Hours/week
- 1 + 49 related
Schedule J breakdown matched by us
- Base
- $0 + $260,418 related
- Bonus
- $0 + $14,000 related
- Other
- $0
- Deferred
- $0 + $47,098 related
- Nontaxable benefits
- $0 + $53,717 related
- Filer's total
- $0 + $375,233 related
-
Patricia ThomsonPATRICIA THOMSON
BOARD MEMBER
- Total calculated
- $0
- Hours/week
- 0.25
-
Raquel FavelaRAQUEL FAVELA
BOARD MEMBER
- Total calculated
- $332,730
- From this org
- $0
- From related orgs
- $293,881
- Other
- $38,849
- Hours/week
- 1 + 49 related
Schedule J breakdown matched by us
- Base
- $0 + $243,881 related
- Bonus
- $0 + $50,000 related
- Other
- $0
- Deferred
- $0 + $15,902 related
- Nontaxable benefits
- $0 + $22,947 related
- Filer's total
- $0 + $332,730 related
-
Stephanie DuganSTEPHANIE DUGAN
BOARD MEMBER
- Total calculated
- $341,816
- From this org
- $0
- From related orgs
- $250,665
- Other
- $91,151
- Hours/week
- 1 + 49 related
Schedule J breakdown matched by us
- Base
- $0 + $225,665 related
- Bonus
- $0 + $25,000 related
- Other
- $0
- Deferred
- $0 + $48,660 related
- Nontaxable benefits
- $0 + $42,491 related
- Filer's total
- $0 + $341,816 related
-
Daniel ChoiDANIEL CHOI
CFO AND VICE PRESIDENT
- Total calculated
- $332,089
- From this org
- $0
- From related orgs
- $271,108
- Other
- $60,981
- Hours/week
- 12.5 + 37.5 related
Schedule J breakdown matched by us
- Base
- $0 + $231,108 related
- Bonus
- $0 + $40,000 related
- Other
- $0
- Deferred
- $0 + $10,941 related
- Nontaxable benefits
- $0 + $50,040 related
- Filer's total
- $0 + $332,089 related
-
Jennifer VertreesJENNIFER VERTREES
SECRETARY
- Total calculated
- $201,814
- From this org
- $0
- From related orgs
- $114,248
- Other
- $87,566
- Hours/week
- 7.5 + 42.5 related
Schedule J breakdown matched by us
- Base
- $0 + $108,248 related
- Bonus
- $0 + $6,000 related
- Other
- $0
- Deferred
- $0 + $37,589 related
- Nontaxable benefits
- $0 + $49,977 related
- Filer's total
- $0 + $201,814 related
-
Ann FinneganANN FINNEGAN
MANAGING DIRECTOR OF LENDI
- Total calculated
- $344,150
- From this org
- $0
- From related orgs
- $248,434
- Other
- $95,716
- Hours/week
- 20 + 30 related
Schedule J breakdown matched by us
- Base
- $0 + $226,434 related
- Bonus
- $0 + $22,000 related
- Other
- $0
- Deferred
- $0 + $39,876 related
- Nontaxable benefits
- $0 + $55,840 related
- Filer's total
- $0 + $344,150 related
Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.
Filings
-
2024
- Revenue
- $3,546,199
- Expenses
- $4,099,148
- Contributions
- $0
- Grants paid
- $0
-
2023
- Revenue
- $3,921,676
- Expenses
- $3,460,919
- Contributions
- $890,000
- Grants paid
- $0
-
2022
- Revenue
- $3,801,712
- Expenses
- $4,293,994
- Contributions
- $407,298
- Grants paid
- $0
The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.
Other returns filed
-
2021 · 990
- Revenue
- $12,181,976
- Expenses
- $4,876,587
- Assets (EOY)
- $143,748,091
-
2020 · 990
- Revenue
- $4,973,286
- Expenses
- $4,437,805
- Assets (EOY)
- $138,000,715
-
2019 · 990
- Revenue
- $3,721,122
- Expenses
- $5,684,767
- Assets (EOY)
- $47,711,988
-
2018 · 990
- Revenue
- $5,283,699
- Expenses
- $4,935,684
- Assets (EOY)
- $59,780,108
-
2017 · 990
- Revenue
- $5,716,189
- Expenses
- $4,933,664
- Assets (EOY)
- $62,578,502
-
2016 · 990
- Revenue
- $4,776,140
- Expenses
- $5,010,810
- Assets (EOY)
- $65,759,536
-
2015 · 990
- Revenue
- $4,436,826
- Expenses
- $5,549,563
- Assets (EOY)
- $64,917,551
-
2014 · 990
- Revenue
- $9,066,891
- Expenses
- $5,479,440
- Assets (EOY)
- $94,191,571
-
2013 · 990
- Revenue
- $7,422,524
- Expenses
- $7,344,093
- Assets (EOY)
- $92,866,863
-
2012 · 990
- Revenue
- not reported
- Expenses
- $6,247,887
- Assets (EOY)
- $78,582,697
Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.
Grants made
No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.
Grants received
-
no cash amount reported
2023 19720
Related organizations
From Schedule R Part II, where a filer lists the tax-exempt organizations it is related to by control. It does not record shared board members or money.
Declared on its 2024 return
-
NDC HOUSING & ECONOMIC DEVELOPMENT CORPORATION-GROUP RETURN
501(C)(3) · ECON DEV/ASSIST GOV/HOUSING · VA
-
501(C)(3) · SUPPORT NDC · NY
-
NDC HOUSING & ECONOMIC DEVELOPMENT CORPORATION
501(C)(3) · ECON DEV/ASSIST GOV/HOUSING · VA
-
NATIONAL COUNCIL FOR COMMUNITY DEVELOPMENT
501(C)(3) · ASSIST GOV · NY
-
NDC GREEN RENEWABLE ENERGY ENTERPRISE NEXUS
501(C)(3) · ECONOMIC DEVELOPMENT · NY
-
NDC RESOURCES
501(C)(3) · ECON DEV/HOUSING/ASSIST GOV'T · DC
Declared as related by
-
NDC HOUSING AND ECONOMIC DEVELOPMENT CORPORATION
On its 2024 return
-
On its 2024 return
-
NDC HOUSING AND ECONOMIC DEVELOPMENT CORPORATION
On its 2024 return
-
NATIONAL COUNCIL FOR COMMUNITY DEVELOPMENT INC
On its 2024 return as a controlled entity
Taxable family
From Schedule R Parts I, III and IV: entities that legally are the filer, and taxable partnerships, corporations and trusts it is related to. These record ownership and control, not shared board members or money.
Disregarded entities on its 2024 return
-
MAIN STREET PROPERTIES NEW YORK LLC
REAL ESTATE HOLDING COMPANY · NY · income $0 · assets $0
-
MAIN STREET PROPERTIES CONNECTICUT LLC
REAL ESTATE HOLDING COMPANY · NY · income $0 · assets $0
Related partnerships on its 2024 return
-
NDC CORPORATE EQUITY FUND III
LOW INCOME HOUSING · NY
-
NDC CORPORATE EQUITY FUND IV
LOW INCOME HOUSING · NY
-
NDC CORPORATE EQUITY FUND V
LOW INCOME HOUSING · NY
-
NDC CORPORATE EQUITY FUND VI
LOW INCOME HOUSING · NY
-
NDC CORPORATE EQUITY FUND VII
LOW INCOME HOUSING · NY
-
NDC CORPORATE EQUITY FUND VIII
LOW INCOME HOUSING · NY
-
NDC CORPORATE EQUITY FUND IX
LOW INCOME HOUSING · NY
-
NDC CORPORATE EQUITY FUND X
LOW INCOME HOUSING · NY
-
NDC CORPORATE EQUITY FUND XI
LOW INCOME HOUSING · NY
-
NDC CORPORATE EQUITY FUND XII
LOW INCOME HOUSING · NY
-
NDC CORPORATE EQUITY FUND XIII
LOW INCOME HOUSING · NY
-
NDC CORPORATE EQUITY FUND XV
LOW INCOME HOUSING · NY
-
NDC CORPORATE EQUITY FUND XVII LP
LOW INCOME HOUSING · NY
-
NDC CORPORATE EQUITY FUND XVIII LP
LOW INCOME HOUSING · NY
-
NDC CORPORATE EQUITY FUND XIX
LOW INCOME HOUSING · NY
-
NDC CORPORATE EQUITY FUND XX LP
LOW INCOME HOUSING · NY
-
NDC CORPORATE EQUITY FUND XI LP
LOW INCOME HOUSING · NY
Related corporations and trusts on its 2024 return
-
COMMUNITY DEVELOPMENT GROUP HOLT
C · HOUSING · NY
-
COMMUNITY DEVELOPMENT GROUP ILLINOIS INC
C · ECONOMIC DEVELOPMENT · NY
-
COMMUNITY DEVELOPMENT GROUP KENTUCKY INC
C · ECONOMIC DEVELOPMENT · NY
-
COMMUNITY DEVELOPMENT GROUP RENEWABLE ENERGY
C · ECONOMIC DEVELOPMENT · NY
-
COMMUNITY DEVELOPMENT GROUP WALLA WALLA INC
C · ECONOMIC DEVELOPMENT · NY
-
COMMUNITY DEVELOPMENT INVESTOR BROOKLYN
C · ECONOMIC DEVELOPMENT · NY
-
HOUSING DEVELOPMENT GROUP III
C · HOUSING · NY
Other IRS files
Auto-Revocation List
Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.
Publication 78
Listed as of 13 October 2026, under deductibility PC.
These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.
What this page reflects
The registration facts above come from the IRS Business Master File published 13 October 2026 and read 1 November 2026, for every organization at once. Returns through tax year 2024, the newest we have parsed for this organization.