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CREDIT UNIONS CHARTERED IN THE STATE OF COLORADO

EIN 84-0188017 DENVER, CO

Largest nonprofits in Colorado

Revenue 2024
$135,792,779
Expenses 2024
$130,262,494

As filed

Subsection
14
Classification
1000
Street
3700 E ALAMEDA AVE

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Group exemption

A subordinate covered by the group exemption of CREDIT UNIONS CHARTERED IN COLORADO (EIN 84-6000457). matched by us

The IRS lists each organization's group exemption number; we match a subordinate to its central organization by that number and the affiliation code the IRS assigns.

Mission and programs · 2024

Mission

OUR PURPOSE IS TO CARE DEEPLY, EDUCATE ENDLESSLY, AND TO ENRICH LIFE FOR A FINANCIAL COMMUNITY OF MEMBERS AND TO EMPOWER THE MEMBERS TO ACHIEVE THEIR DREAMS.

Activities or mission (Part I)

TO POSITIVELY IMPACT LIVES THROUGH PERSONAL ATTENTION AND FINANCIAL EDUCATION.

  • PROVIDE A WIDE VARIETY OF FINANCIAL PRODUCTS AND SERVICES TO THE 111,866 MEMBERS OF THE CREDIT UNION.

As filed on the 2024 return.

Officers and directors · 2024

As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • Andy Raicevich

    CHAIRMAN

    Total calculated
    $30,000
    From this org
    $30,000
    From related orgs
    $0
    Other
    $0
    Hours/week
    16
  • Larry Ottele

    VICE CHAIRMAN

    Total calculated
    $24,000
    From this org
    $24,000
    From related orgs
    $0
    Other
    $0
    Hours/week
    8
  • James Kullhem

    DIRECTOR

    Total calculated
    $24,000
    From this org
    $24,000
    From related orgs
    $0
    Other
    $0
    Hours/week
    8
  • Barry Beal Jr

    TREASURER

    Total calculated
    $25,800
    From this org
    $25,800
    From related orgs
    $0
    Other
    $0
    Hours/week
    10
  • William Abbey

    SECRETARY

    Total calculated
    $24,000
    From this org
    $24,000
    From related orgs
    $0
    Other
    $0
    Hours/week
    8
  • John Thomas Gaietto

    DIRECTOR

    Total calculated
    $24,000
    From this org
    $24,000
    From related orgs
    $0
    Other
    $0
    Hours/week
    8
  • Laura Morales

    DIRECTOR

    Total calculated
    $24,000
    From this org
    $24,000
    From related orgs
    $0
    Other
    $0
    Hours/week
    8
  • Steven Schmidle

    CHIEF EXECUTIVE OFFICER

    Total calculated
    $1,273,088
    From this org
    $1,055,797
    From related orgs
    $0
    Other
    $217,291
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $471,373
    Bonus
    $72,500
    Other
    $511,924
    Deferred
    $209,390
    Nontaxable benefits
    $7,901
    Filer's total
    $1,273,088
  • Brooke Fleming

    CHIEF LENDING OFFICER

    Total calculated
    $445,580
    From this org
    $329,888
    From related orgs
    $0
    Other
    $115,692
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $289,328
    Bonus
    $40,560
    Other
    $0
    Deferred
    $115,692
    Nontaxable benefits
    $0
    Filer's total
    $445,580
  • Daniel J Kutch

    CHIEF FINANCIAL OFFICER

    Total calculated
    $228,995
    From this org
    $218,077
    From related orgs
    $0
    Other
    $10,918
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $218,077
    Bonus
    $0
    Other
    $0
    Deferred
    $3,635
    Nontaxable benefits
    $7,283
    Filer's total
    $228,995
  • Elinor Fordyce

    CHIEF PEOPLE OFFICER (THRU 07/05/24)

    Total calculated
    $188,192
    From this org
    $157,423
    From related orgs
    $0
    Other
    $30,769
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $138,199
    Bonus
    $19,224
    Other
    $0
    Deferred
    $30,769
    Nontaxable benefits
    $0
    Filer's total
    $188,192
  • Milton Stevens

    CHIEF DIGITAL OFFICER(THRU 01/24/24)

    Total calculated
    $71,391
    From this org
    $71,391
    From related orgs
    $0
    Other
    $0
    Hours/week
    40
  • Gerald Annis

    SVP TECHNOLOGY

    Total calculated
    $271,429
    From this org
    $230,100
    From related orgs
    $0
    Other
    $41,329
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $223,171
    Bonus
    $6,929
    Other
    $0
    Deferred
    $36,391
    Nontaxable benefits
    $4,938
    Filer's total
    $271,429
  • Samuel Roy-Jackson Stookey

    COMMERCIAL LOAN OFFICER

    Total calculated
    $335,843
    From this org
    $327,942
    From related orgs
    $0
    Other
    $7,901
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $145,000
    Bonus
    $182,942
    Other
    $0
    Deferred
    $0
    Nontaxable benefits
    $7,901
    Filer's total
    $335,843
  • Kevin Kendall

    RETAIL MORTGAGE LOAN OFFICER

    Total calculated
    $292,343
    From this org
    $272,045
    From related orgs
    $0
    Other
    $20,298
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $39,000
    Bonus
    $233,045
    Other
    $0
    Deferred
    $13,115
    Nontaxable benefits
    $7,183
    Filer's total
    $292,343
  • David Neff

    COMMERCIAL LOAN OFFICER

    Total calculated
    $275,205
    From this org
    $261,567
    From related orgs
    $0
    Other
    $13,638
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $145,000
    Bonus
    $116,567
    Other
    $0
    Deferred
    $8,700
    Nontaxable benefits
    $4,938
    Filer's total
    $275,205
  • Brian Berrier

    VP FINANCE

    Total calculated
    $253,896
    From this org
    $233,887
    From related orgs
    $0
    Other
    $20,009
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $212,098
    Bonus
    $21,789
    Other
    $0
    Deferred
    $12,726
    Nontaxable benefits
    $7,283
    Filer's total
    $253,896
  • Michelle Burke

    VP MORTGAGE LENDING

    Total calculated
    $286,726
    From this org
    $232,953
    From related orgs
    $0
    Other
    $53,773
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $212,922
    Bonus
    $20,031
    Other
    $0
    Deferred
    $46,490
    Nontaxable benefits
    $7,283
    Filer's total
    $286,726

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2024
    Revenue
    $135,792,779
    Expenses
    $130,262,494
    Contributions
    $0
    Grants paid
    $0
  • 2023
    Revenue
    $121,250,039
    Expenses
    $111,713,999
    Contributions
    $0
    Grants paid
    $0
  • 2022
    Revenue
    $72,674,242
    Expenses
    $73,263,219
    Contributions
    $0
    Grants paid
    $0

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $60,087,395
    Expenses
    $61,125,029
    Assets (EOY)
    $1,970,586,116
  • 2020 · 990

    Revenue
    $66,905,343
    Expenses
    $64,449,601
    Assets (EOY)
    $1,816,975,621
  • 2019 · 990

    Revenue
    $71,471,009
    Expenses
    $61,337,537
    Assets (EOY)
    $1,571,773,647
  • 2018 · 990

    Revenue
    $66,895,032
    Expenses
    $58,453,539
    Assets (EOY)
    $1,539,994,930
  • 2017 · 990

    Revenue
    $58,564,193
    Expenses
    $53,322,930
    Assets (EOY)
    $1,535,005,684
  • 2016 · 990

    Revenue
    $55,347,256
    Expenses
    $50,738,358
    Assets (EOY)
    $1,437,080,760
  • 2015 · 990

    Revenue
    $52,449,414
    Expenses
    $45,389,200
    Assets (EOY)
    $1,361,036,800
  • 2014 · 990

    Revenue
    $48,505,346
    Expenses
    $40,096,495
    Assets (EOY)
    $1,282,218,975
  • 2013 · 990

    Revenue
    $52,861,709
    Expenses
    $43,453,026
    Assets (EOY)
    $1,267,191,514
  • 2012 · 990

    Revenue
    not reported
    Expenses
    $44,571,131
    Assets (EOY)
    $1,229,426,943

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.

Grants made

No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.

Grants received

No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.

Taxable family

From Schedule R Parts I, III and IV: entities that legally are the filer, and taxable partnerships, corporations and trusts it is related to. These record ownership and control, not shared board members or money.

Related corporations and trusts on its 2024 return

  • WESTERRA SERVICES INC

    C · PROVIDING BUSINESS MGMT. SERVICES TO OTHER CREDIT UNIONS · CO · 100% owned · share of assets $3,684 · controlled entity

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Not present in the most recent drop.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 13 October 2026 and read 1 November 2026, for every organization at once. Returns through tax year 2024, the newest we have parsed for this organization.