- Revenue 2025
- $131,488
- Expenses 2025
- $58,882
Program services were 69.2% of total expenses calculated — Part III's total program service expenses over total expenses, both as filed.
As filed
- Subsection
- 03
- NTEE code
- O99
- Classification
- 2000
- Street
- 2733 MONTE MAR TER
These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).
Mission and programs · 2025
Primary exempt purpose
CARE (Credit Abuse Resistance Education) is a national organization thats designed to alert students and adults to the many consequences of consumer credit abuse. Originally founded in 2002 by U.S. Bankruptcy Court Judge John C. Ninfo II in upstate New York, CARE programs proliferated around the country until 2015 when CARE was organized into its own independent 501(c)(3) not-for-profit organization. CARE developed out of a growing conviction among legal and business professionals that financial literacy in America must improve.The CARE program achieves its mission by providing in-school presentations to students at high schools and colleges, as well as other community groups. Bankruptcy judges, lawyers, bankruptcy trustees, business professionals, and financial services professionals (including TransUnion, one of the big 3 credit bureaus) typically give these presentations. We make these presentations for free, taking time out of our own schedules to meet with students in the school e
-
During 2025, CARE Los Angeles significantly expanded the scale, reach, and delivery of its financial literacy programming, providing more than 127 presentations across Southern California. These workshops engaged an estimated 3,000 students, young adults, and community members. During this period, CARE Los Angeles also established partnerships with 35 new presentation sites, reflecting strong and growing community demand for accessible, practical financial education.While CARE Los Angeles continued to primarily serve inner-city high schools, the organization also broadened its reach by delivering financial literacy presentations to a diverse range of community-based organizations. These partnerships allowed CARE LA to engage individuals and families at various life stages and points of need, including presentations for Childrens Collective, Tarzana Treatment Center, PalmsRancho Park Library, Aviva Family and Childrens Services, and Partners for Children South LA.In practice, CARE Los Angeles implemented its program through in-person and virtual, interactive workshops facilitated by trained volunteers with professional expertise in bankruptcy law, finance, and business. During the grant period, a portion of the funding supported a comprehensive refresh and rebranding of CARE LAs presentation materials. This effort significantly improved clarity, consistency, and relevance across all workshops. High school student volunteers were intentionally engaged in the rebranding process, providing valuable feedback and helping to update content, visuals, and examples to better reflect the real-life experiences and challenges faced by todays youth.The refreshed presentations incorporate real-world financial scenarios and are tailored to meet the needs of specific audiences, including high school students, first-generation college seekers, families, and adults navigating financial hardship. As part of this rebrand, CARE Los Angeles formally integrated interactive Kahoot-style quizzes and activities into its workshops. These tools reinforced key concepts such as budgeting, responsible credit use, and fraud prevention, while increasing participant engagement and knowledge retention through real-time feedback and discussion.CARE Los Angeles expanded its footprint to 35 new presentation sites, including high schools and community-based organizations serving survivors of domestic violence, formerly incarcerated youth, individuals in addiction recovery, families navigating financial settlements, and other underserved populations. This expansion enabled CARE LA to reach individuals facing heightened financial vulnerability who often lack access to reliable, unbiased financial education.Participant engagement throughout the year remained consistently strong. Workshops generated active discussion and thoughtful questions around real-life financial decisions, including managing debt, avoiding scams, understanding credit scores, and planning for education or employment expenses. Many participants noted that the refreshed materials, interactive Kahoot activities, and relatable examples made the content more approachable and immediately applicable.Overall, the accomplishments achieved during this period demonstrate CARE Los Angeles ability to responsibly scale its volunteer-led model while simultaneously enhancing program quality and participant engagement. The programs growth in volume, geographic reach, and instructional effectiveness reflects increasing community trust and underscores the ongoing need for practical, engaging, and accessible financial literacy education.
Expenses $40,764
As filed on the 2025 return.
Officers and directors · 2025
As listed in Part VII of the 2025 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.
-
Jeffrey Pomerantz
Chairman
- Total calculated
- $0
- Compensation
- $0
- Benefit plans
- not reported
- Expense account
- not reported
- Hours/week
- 5
-
Sharon Kopman
Vice Chair
- Total calculated
- $0
- Compensation
- $0
- Benefit plans
- not reported
- Expense account
- not reported
- Hours/week
- 5
-
Elissa Miller
Vice Chairperso
- Total calculated
- $0
- Compensation
- $0
- Benefit plans
- not reported
- Expense account
- not reported
- Hours/week
- 5
-
Victor Owens
Treasurer
- Total calculated
- $0
- Compensation
- $0
- Benefit plans
- not reported
- Expense account
- not reported
- Hours/week
- 5
-
Jeffrey Dulberg
Secretary
- Total calculated
- $0
- Compensation
- $0
- Benefit plans
- not reported
- Expense account
- not reported
- Hours/week
- 5
Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. Earlier years are each on their own filing page.
Filings
-
2025
- Revenue
- $131,488
- Expenses
- $58,882
- Contributions
- $131,131
- Grants paid
- not reported
-
2024
- Revenue
- $68,837
- Expenses
- $134
- Contributions
- $68,837
- Grants paid
- not reported
-
2023
- Revenue
- $0
- Expenses
- not reported
- Contributions
- not reported
- Grants paid
- not reported
The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.
Grants made
No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.
Grants received
-
2024 TO PROVIDE PROJECT SUPPORT FOR BANKRUPTCY TRAININGS FOR ATTORNEYS.
-
2025 TO PROVIDE PROJECT SUPPORT FOR BANKRUPTCY TRAININGS FOR ATTORNEYS.
-
2024 GENERAL PURPOSE / UNRESTRICTED
Other IRS files
Auto-Revocation List
Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.
Publication 78
Listed as of 13 October 2026, under deductibility PC.
These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.
What this page reflects
The registration facts above come from the IRS Business Master File published 9 November 2026 and read 9 November 2026, for every organization at once. Returns through tax year 2025, the newest we have parsed for this organization.