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RCAP SOLUTIONS FINANCIAL SERVICESINC

EIN 20-5660521 WORCESTER, MA

Revenue 2023
$241,664
Expenses 2023
$171,020

Program services were 74.1% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.

As filed

Subsection
03
Classification
1000
Street
191 MAY ST

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Mission and programs · 2023

Mission

TO PROMOTE COMMUNITY DEVELOPMENT BY IMPROVING THE SOCIAL AND ECONOMIC CONDITIONS OF UNDER-SERVED PERSONS AND DISTRESSED COMMUNITIES AND TO DEVELOP AND FOSTER SELF-SUFFICIENCY AMONG SUCH PERSONS AND COMMUNITIES. TO IMPROVE THE QUALITY OF LIFE FOR LOW-INCOME FAMILIES AND COMMUNITIES BY PROVIDING AND DEVELOPING EDUCATIONAL PROGRAMS, SERVICES, FINANCIAL AND TECHNICAL ASSISTANCE INCLUDING LOANS AND GRANTS FOR HOUSING, PROTECTION OF THE ENVIRONMENT, HUMAN SERVICES AND COMMUNITY DEVELOPMENT INCLUDING SEWER AND WATER PROJECTS.

Activities or mission (Part I)

PROVIDE LOANS FOR INDIVIDUALS AND FAMILIES FOR HOME REPAIR AND FOR HELPING DISABLED FAMILIES.

  • TO PROVIDE LOANS FOR INDIVIDUALS AND FAMILIES FOR HOME REPAIR AND FOR HELPING DISABLED FAMILIES AND SMALL BUSINESSES.

    Expenses $126,781 · Revenue $213,529

As filed on the 2023 return. The filer continues this part on Schedule O, which is not shown here.

Officers and directors · 2023

As listed in Part VII of the 2023 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • BRIAN SCALES

    PRESIDENT & CEO/CLERK

    Total calculated
    $240,515
    From this org
    $0
    From related orgs
    $225,945
    Other
    $14,570
    Hours/week
    6 + 42.5 related

    Schedule J breakdown matched by us

    Base
    $0 + $216,745 related
    Bonus
    $0
    Other
    $0 + $9,200 related
    Deferred
    $0 + $13,038 related
    Nontaxable benefits
    $0 + $1,532 related
    Filer's total
    $0 + $240,515 related

  • LAURA MCGEE

    CHAIR

    Total calculated
    $0
    Hours/week
    1 + 6 related

  • KEN REID

    TREASURER

    Total calculated
    $0
    Hours/week
    1 + 5 related

  • CARL H ALLEN

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1 + 5 related

  • HENRY NOEL JR

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1 + 5 related

  • JULIE CAROLL

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1 + 5 related

  • SUSAN BACHMAN

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1 + 5 related

  • TIM GRINHAM

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1 + 5 related

  • TRACEY WEEDEN

    VICE CHAIR

    Total calculated
    $0
    Hours/week
    1 + 5 related

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2023
    Revenue
    $241,664
    Expenses
    $171,020
    Contributions
    $27,000
    Grants paid
    $0
  • 2022
    Revenue
    $215,148
    Expenses
    $129,303
    Contributions
    $32,000
    Grants paid
    $0

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $150,052
    Expenses
    $122,534
    Assets (EOY)
    $13,741,762

  • 2020 · 990

    Revenue
    $143,939
    Expenses
    $142,810
    Assets (EOY)
    $13,066,355

  • 2019 · 990

    Revenue
    $176,482
    Expenses
    $166,482
    Assets (EOY)
    $11,671,609

  • 2018 · 990

    Revenue
    $248,977
    Expenses
    $162,832
    Assets (EOY)
    $11,039,311

  • 2017 · 990

    Revenue
    $184,051
    Expenses
    $172,250
    Assets (EOY)
    $9,615,942

  • 2016 · 990

    Revenue
    $181,461
    Expenses
    $197,820
    Assets (EOY)
    $8,873,495

  • 2015 · 990

    Revenue
    $180,494
    Expenses
    $219,193
    Assets (EOY)
    $8,126,668

  • 2014 · 990

    Revenue
    $241,825
    Expenses
    $313,710
    Assets (EOY)
    $7,822,649

  • 2013 · 990

    Revenue
    $273,966
    Expenses
    $256,214
    Assets (EOY)
    $7,303,142

  • 2012 · 990

    Revenue
    not reported
    Expenses
    $300,680
    Assets (EOY)
    $6,751,308

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.

Grants made

No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.

Grants received

No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.

Related organizations

From Schedule R Part II, where a filer lists the tax-exempt organizations it is related to by control. It does not record shared board members or money.

Declared on its 2023 return

Declared as related by

Taxable family

From Schedule R Parts I, III and IV: entities that legally are the filer, and taxable partnerships, corporations and trusts it is related to. These record ownership and control, not shared board members or money.

Related partnerships on its 2023 return

Related corporations and trusts on its 2023 return

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Listed as of 13 October 2026, under deductibility SOUNK.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 13 October 2026 and read 26 October 2026, for every organization at once. Returns through tax year 2023, the newest we have parsed for this organization.