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HABITAT FOR HUMANITY INTERNATIONAL INC

EIN 41-1889904 SAINT PAUL, MN

Largest nonprofits in Minnesota

Revenue 2024
$5,502,703
Expenses 2024
$2,513,282

Program services were 83.0% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.

As filed

Subsection
03
Classification
1000
Street
PO BOX 14297

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Group exemption

A subordinate covered by the group exemption of HABITAT FOR HUMANITY INTERNATIONAL INC (EIN 91-1914868). matched by us

The IRS lists each organization's group exemption number; we match a subordinate to its central organization by that number and the affiliation code the IRS assigns.

Mission and programs · 2024

Mission

HABITAT FOR HUMANITY BRINGS PEOPLE TOGETHER TO BUILD HOMES, COMMUNITY, AND HOPE. THROUGH ADVOCACY, COLLABORATION, AND LEADERSHIP, HFH-MN ADVANCES THE WORK OF MINNESOTA'S HABITAT FOR HUMANITY AFFILIATES TO CREATE AND PRESERVE AFFORDABLE HOMEOWNERSHIP. (CONTINUED ON SCH O)HABITAT MINNESOTA IS A STATEWIDE RESOURCE DEVELOPMENT AND SUPPORT ORGANIZATION THAT ADVOCATES FOR AND ADVANCES THE WORK OF MINNESOTA'S HABITAT FOR HUMANITY AFFILIATES. HABITAT MINNESOTA FOCUSES ON SYSTEM CHANGE AND BOLSTERS THE HABITAT NETWORK IN MINNESOTA, WITH THE GOAL OF A THRIVING, SUSTAINABLE, AND EFFICIENT NETWORK OF AFFORDABLE HOMEOWNERSHIP PROVIDERS IN MINNESOTA. THIS IS ACCOMPLISHED THROUGH FOUR MAIN LINES OF WORK: LENDING AND GRANT PROGRAMS; PUBLIC POLICY AND ADVOCACY EFFORTS; TRAINING AND TECHNICAL ASSISTANCE.

Activities or mission (Part I)

HABITAT FOR HUMANITY BRINGS PEOPLE TOGETHER TO BUILD HOMES, COMMUNITY, AND HOPE.

  • LOAN PROGRAM:THE MAIN PROGRAM OFFERED BY HABITAT FOR HUMANITY OF MINNESOTA (HFH-MN) IS A LOAN PROGRAM THROUGH WHICH WE PROVIDE A SECONDARY MARKET FOR HABITAT MORTGAGES. AS OF JUNE 30, 2025, WE HAVE FINANCED 976 MORTGAGES FOR AFFILIATES FOR TOTAL LOAN DISBURSEMENTS OF $73 MILLION. OVER 2,750 HABITAT FOR HUMANITY HOMES HAVE BEEN SOLD TO PARTNER FAMILIES IN MINNESOTA SINCE THE LATE 1980S. COLLECTIVELY, THESE MORTGAGES TOTAL OVER $100 MILLION IN PRINCIPAL BALANCES. THESE HOMES ARE SOLD WITH 0% INTEREST OR ZERO-EQUIVALENT MORTGAGES. HOMEOWNER MORTGAGE PAYMENTS ARE USED TO BUILD MORE HABITAT HOMES. (CONTINUED ON SCHEDULE O)THE HABITAT MINNESOTA LOAN FUND ALLOWS HFH-MN TO ACT AS A SECONDARY LENDER FOR MINNESOTA HFH MORTGAGES. AFFILIATES PLEDGE THEIR HOMEOWNERS' MORTGAGES AND MONTHLY MORTGAGE PAYMENTS TO THE FUND. IN RETURN, AFFILIATES GET THE CASH VALUE OF THE MORTGAGE RIGHT AWAY, RATHER THAN HAVING TO WAIT 20 TO 30 YEARS FOR THE PAYMENTS TO COME IN. AFFILIATES THEN USE THIS CASH TO ACCELERATE HOME BUILDING, ACQUIRE LAND FOR LARGE-SCALE PROJECTS, AND LEVERAGE SUPPORT FROM OTHERS. ALL PLEDGED MORTGAGES MUST BE GIVEN TO HOMEOWNERS WITH INCOMES AT OR BELOW 80% OF MEDIAN AT THE TIME THE FAMILY WAS SELECTED. A SUBSET OF THIS LOAN FUND WAS APPROVED AND ROLLED OUT IN FY22. HABITAT HOMEBUYERS MAKING EQUAL TO OR LESS THAN 80% AREA MEDIAN INCOME CAN BE QUALIFIED TO RECEIVE DOWNPAYMENT ASSISTANCE IN THE FORM OF A SUBORDINATE MORTGAGE. THIS SUBORDINATE MORTGAGE LOWERS THE FIRST MORTGAGE AMOUNT, MAKING THEIR PAYMENTS MORE AFFORDABLE, AND FUNDS ARE DISBURSED AFTER CLOSING TO THE HABITAT AFFILIATE WHO DEVELOPED AND SOLD THE PROPERTY. THE HOMEOWNER BEGINS AMORTIZED REPAYMENT OF THE SUBORDINATE MORTGAGE ONLY AFTER THE FIRST MORTGAGE HAS BEEN PAID IN FULL. AS OF JUNE 30, 2025, $8 MILLION HAS BEEN DISBURSED FOR THESE PURPOSES.

    Expenses $674,549 · Revenue $367,109

  • DEVELOPMENT SERVICES:IN FY25, WE HELD A REGIONAL HABITAT CONFERENCE IN PARTNERSHIP WITH STATE-WIDE HABITATS FROM IOWA AND ILLINOIS. 78 HABITAT AFFILIATED ORGANIZATIONS FROM 9 STATES ATTENDED THE CONFERENCE. WE PROVIDED TRAINING THAT INCLUDED LEADERSHIP DEVELOPMENT, COMPLIANCE, NEW STAFF ORIENTATIONS, MONTHLY WEBINARS, AND WEEKLY NETWORKING CALLS. WE PROVIDED TECHNICAL ASSISTANCE THAT INCLUDED SUPPORT ON MORTGAGE ORIGINATION, FUNDRAISING, FINANCE, POLICY APPLICATION, AND BOARD DEVELOPMENT.

    Expenses $387,152 · Grants $7,242 · Revenue $132,228

  • CAPACITY BUILDING: IN FY25, OUR GRANTING PROGRAM GREW TO A TOTAL OF $301,000 IN GRANTS TO THE MN HABITAT AFFILIATES. $30,800 OF THOSE GRANTS ARE A TITHE TO HABITAT FOR HUMANITY INTERNATIONAL, REPORTED ON FORM 990, PART IX, LINE 21.

    Expenses $443,989 · Grants $270,500 · Revenue $187,953

  • OTHER PROGRAM SERVICES INCLUDED SUSTAINABLE BUILDING, COST SAVINGS TECHNIQUES, ADVOCACY, MARKETING AND COMMUNICATIONS, AND FUNDRAISING EVENTS.

    Expenses $580,030 · Grants $142,968

As filed on the 2024 return. The filer continues this part on Schedule O, which is not shown here.

Officers and directors · 2024

As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • Bret Busse

    CHAIR

    Total calculated
    $0
    Hours/week
    0.25

  • Emma Kasiga

    VICE CHAIR

    Total calculated
    $0
    Hours/week
    0.25

  • Jill Kiener

    TREASURER

    Total calculated
    $0
    Hours/week
    0.25

  • Irene Ruiz-Briseno

    SECRETARY

    Total calculated
    $0
    Hours/week
    0.25

  • Aubrey Albrecht

    MEMBER

    Total calculated
    $0
    Hours/week
    0.25

  • Stan Carignan

    MEMBER

    Total calculated
    $0
    Hours/week
    0.25

  • Pat Cullen

    MEMBER

    Total calculated
    $0
    Hours/week
    0.25

  • Katie Cumming

    MEMBER

    Total calculated
    $0
    Hours/week
    0.25

  • Danielle Duncan

    MEMBER

    Total calculated
    $0
    Hours/week
    0.25

  • Vincent Henry

    MEMBER

    Total calculated
    $0
    Hours/week
    0.25

  • Sondra Herman

    MEMBER

    Total calculated
    $0
    Hours/week
    0.25

  • Kasey Kier

    MEMBER

    Total calculated
    $0
    Hours/week
    0.25

  • Ruth Lunde

    MEMBER

    Total calculated
    $0
    Hours/week
    0.25

  • Jim Nelson

    MEMBER

    Total calculated
    $0
    Hours/week
    0.25

  • Cole St Arnold

    MEMBER

    Total calculated
    $0
    Hours/week
    0.25

  • Nathan Thompson

    MEMBER

    Total calculated
    $0
    Hours/week
    0.25

  • Cristen Incitti

    PRESIDENT & CEO

    Total calculated
    $200,948
    From this org
    $153,577
    From related orgs
    $0
    Other
    $47,371
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $153,577
    Bonus
    $0
    Other
    $0
    Deferred
    $6,546
    Nontaxable benefits
    $40,825
    Filer's total
    $200,948

  • Phil Hatlie

    FINANCE DIRECTOR

    Total calculated
    $116,622
    From this org
    $114,058
    From related orgs
    $0
    Other
    $2,564
    Hours/week
    40

  • Becca Seidel

    DEPUTY EXECUTIVE DIRECTOR

    Total calculated
    $136,606
    From this org
    $109,777
    From related orgs
    $0
    Other
    $26,829
    Hours/week
    40

  • Devon Pohlman

    LENDING STRATEGIES DIRECTOR

    Total calculated
    $115,115
    From this org
    $114,105
    From related orgs
    $0
    Other
    $1,010
    Hours/week
    40

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2024
    Revenue
    $5,502,703
    Expenses
    $2,513,282
    Contributions
    $4,620,980
    Grants paid
    $420,710
  • 2023
    Revenue
    $1,848,383
    Expenses
    $1,750,139
    Contributions
    $1,181,443
    Grants paid
    $97,090
  • 2022
    Revenue
    $3,152,606
    Expenses
    $1,459,043
    Contributions
    $2,344,846
    Grants paid
    $176,317

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $2,293,890
    Expenses
    $1,816,618
    Assets (EOY)
    $30,111,691

  • 2020 · 990

    Revenue
    $2,116,307
    Expenses
    $1,692,099
    Assets (EOY)
    $31,495,864

  • 2019 · 990

    Revenue
    $2,135,875
    Expenses
    $2,238,367
    Assets (EOY)
    $32,226,335

  • 2018 · 990

    Revenue
    $2,104,710
    Expenses
    $2,178,385
    Assets (EOY)
    $32,674,910

  • 2017 · 990

    Revenue
    $2,474,187
    Expenses
    $2,449,916
    Assets (EOY)
    $33,264,340

  • 2016 · 990

    Revenue
    $2,306,669
    Expenses
    $2,466,534
    Assets (EOY)
    $33,922,212

  • 2015 · 990

    Revenue
    $3,702,701
    Expenses
    $3,029,120
    Assets (EOY)
    $34,244,804

  • 2014 · 990

    Revenue
    $3,880,495
    Expenses
    $3,837,827
    Assets (EOY)
    $32,294,389

  • 2013 · 990

    Revenue
    $3,160,280
    Expenses
    $3,145,174
    Assets (EOY)
    $30,793,312

  • 2012 · 990

    Revenue
    not reported
    Expenses
    $3,206,103
    Assets (EOY)
    $29,387,218

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.

Grants made

The 10 largest by cash amount. The API serves every itemized grant.

Where these grants went next →

Grants received

The 10 largest by cash amount. The API serves every itemized grant.

Related organizations

From Schedule R Part II, where a filer lists the tax-exempt organizations it is related to by control. It does not record shared board members or money.

Declared as related by

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Not present in the most recent drop.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 13 October 2026 and read 1 November 2026, for every organization at once. Returns through tax year 2024, the newest we have parsed for this organization.