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← GROUP HEALTH PROGRAM OF THE NATNL TELECOMMUNICATIONS COOP ASSOC

Form 990 for tax year 2024

Filed by GROUP HEALTH PROGRAM OF THE NATNL TELECOMMUNICATIONS COOP ASSOC.

Totals

Total revenue
$353,314,204
Total expenses
$360,697,436
Contributions and grants received
$0
Grants paid
$0
Program service revenue
$335,104,006
Investment income
$18,195,424
Other revenue
$14,774
Total assets, end of year
$332,542,338
Total liabilities, end of year
$9,621,611
Net assets or fund balances, end of year
$322,920,727
Program services expenses (Part IX)
not reported
Management and general expenses
not reported
Fundraising expenses
not reported
Program service expenses (Part III)
$0

Line items

Every line the filer filed in Parts VIII, IX and X, as filed and in filed order. Blank columns are left out, and the lines are not forced to add up to the totals above.

Revenue

Part VIII, the statement of revenue.

  • 2a · Program service revenue: Medical

    total $295,139,683 · related or exempt $295,139,683

  • 2b · Program service revenue: Dental

    total $19,211,123 · related or exempt $19,211,123

  • 2c · Program service revenue: Long-Term disability

    total $11,670,434 · related or exempt $11,670,434

  • 2d · Program service revenue: Life insurance

    total $7,264,878 · related or exempt $7,264,878

  • 2e · Program service revenue: Short-Term Disability

    total $1,295,750 · related or exempt $1,295,750

  • 2f · All other program service revenue

    total $522,138 · related or exempt $522,138 · unrelated business $0 · excluded $0

  • 3 · Investment income

    total $9,505,907 · excluded $9,505,907

  • 6c · Rental income or loss

    real property $0 · personal property $0

  • 7a · Gross sales of assets other than inventory

    securities $8,689,517

  • 7c · Gain or loss

    securities $8,689,517 · other assets $0

  • 7d · Net gain or loss

    total $8,689,517 · unrelated business $8,689,517

  • 11a · Other revenue: Miscellaneous Revenue

    total $14,774 · excluded $14,774

  • 11d · All other revenue

    total $0 · related or exempt $0 · unrelated business $0 · excluded $0

  • 11e · Other revenue, total

    $14,774

Functional expenses

Part IX, the statement of functional expenses.

  • 4 · Benefits paid to or for members

    total $336,341,650

  • 11a · Fees: management

    total $14,785,059

  • 11b · Fees: legal

    total $250,116

  • 11c · Fees: accounting

    total $54,506

  • 11f · Fees: investment management

    total $50,713

  • 11g · Fees: other

    total $465,959

  • 13 · Office expenses

    total $375,886

  • 17 · Travel

    total $55,349

  • 23 · Insurance

    total $16,271

  • 24a · Other expenses: UBIT Tax

    total $5,264,923

  • 24b · Other expenses: Claims Processing

    total $1,197,453

  • 24c · Other expenses: Claims Investigations

    total $996,044

  • 24d · Other expenses: Pre-Admissions Fees

    total $663,902

  • 24e · All other expenses

    total $179,605

Balance sheet

Part X, book values.

  • 1 · Cash, non-interest-bearing

    beginning of year $43,381,798 · end of year $30,605,555

  • 2 · Savings and temporary cash investments

    beginning of year $1,299,100 · end of year $1,496,164

  • 4 · Accounts receivable

    beginning of year $12,563,173 · end of year $26,707,441

  • 5 · Loans and receivables from officers and key people

    end of year $0

  • 6 · Loans and receivables from disqualified persons

    end of year $0

  • 9 · Prepaid expenses and deferred charges

    beginning of year $100,016 · end of year $74,683

  • 10a · Land, buildings and equipment: cost or other basis

    $0

  • 10b · Land, buildings and equipment: accumulated depreciation

    $0

  • 10c · Land, buildings and equipment, net

    end of year $0

  • 11 · Investments: publicly traded securities

    beginning of year $258,547,911 · end of year $251,254,508

  • 12 · Investments: other securities

    beginning of year $24,381,817 · end of year $22,403,987

  • 13 · Investments: program-related

    beginning of year $0

  • 15 · Other assets

    beginning of year $0 · end of year $0

  • 17 · Accounts payable and accrued expenses

    beginning of year $2,966,314 · end of year $3,409,226

  • 19 · Deferred revenue

    beginning of year $1,829,699 · end of year $1,998,825

  • 22 · Loans and payables to officers and key people

    end of year $0

  • 25 · Other liabilities

    beginning of year $4,350,965 · end of year $4,213,560

  • 29 · Capital stock, trust principal or current funds

    beginning of year $331,126,837 · end of year $322,920,727

Mission and programs · 2024

Mission

To provide medical, dental, short and long-term disability, 24-hour accident and death benefits to substantially all employees and eligible dependents of the National Telecommunications Cooperative Association and its members that have adopted the plan.

Activities or mission (Part I)

To provide medical, dental, short & long-term disability, 24-hour accident & death benefits.

  • The Group Health Program's medical and dental plans provided self-insured medical and dental benefits to more than participants in 2023. The program's short and long-term disability plans provide self-insured disability benefits, and the accident and life insurance plans provide fully-insured accident and life benefits.

As filed on the 2024 return.

Listed in Part VII

  • Cheryl Rue

    Trustee

    Total calculated
    $0
    Hours/week
    3

  • Jeff T Wilson

    Trustee

    Total calculated
    $0
    Hours/week
    3

  • Karl Blake

    Trustee

    Total calculated
    $0
    Hours/week
    3

  • Kristi Westbrook

    Vice Chair

    Total calculated
    $0
    Hours/week
    4

  • Mark Harvey

    Trustee

    Total calculated
    $0
    Hours/week
    3

  • Russell Kacer

    Trustee

    Total calculated
    $0
    Hours/week
    3

  • Toney Prather

    Chair

    Total calculated
    $0
    Hours/week
    4

  • Mano Koilpillai

    NTCA Chief Financial Officer

    Total calculated
    $387,214
    From this org
    $0
    From related orgs
    $278,226
    Other
    $108,988
    Hours/week
    2 + 41.5 related

    Schedule J breakdown matched by us

    Base
    $0 + $253,152 related
    Bonus
    $0 + $25,000 related
    Other
    $0 + $74 related
    Deferred
    $0
    Nontaxable benefits
    $0 + $108,988 related
    Filer's total
    $0 + $387,214 related

  • Shirley Bloomfield

    NTCA Chief Executive Officer

    Total calculated
    $1,187,130
    From this org
    $0
    From related orgs
    $1,086,070
    Other
    $101,060
    Hours/week
    2 + 41.5 related

    Schedule J breakdown matched by us

    Base
    $0 + $899,589 related
    Bonus
    $0 + $184,220 related
    Other
    $0 + $2,261 related
    Deferred
    $0 + $23,000 related
    Nontaxable benefits
    $0 + $78,060 related
    Filer's total
    $0 + $1,187,130 related

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us.

Schedule J

Answered yes

  • 4b · Supplemental nonqualified retirement plan

Answered no

  • 4a · Severance or change-of-control payment
  • 4c · Equity-based compensation arrangement

The filer's explanations (Part III)

Schedule J, Part I, Line 3 Arrangement used to establish the top management official's compensation
The Organization's top management officials are employed and compensated by National Telecommunications Cooperative Association (NTCA), a related organization, and a group health program relies on NTCA to establish reasonable compensation. The Chief Executive Officer's compensation is reviewed by an independent compensation consultant that does a comparison of like positions in the area and presents the study to the NTCA board for approval. This process is documented in the board meeting minutes. This process was last conducted in 2018. However, the annual salary increase and bonus for the CEO are approved by the board every year while the independent consutant study is being done once every five years. Other officers key employees' compensation is reviewed by a compensation consultant every five years. Changes in compensation are presented and approved by the Chief Executive Officer. This process was last reviewed internally by the Association in 2020.

Part I's answers as filed. A line not listed was left unanswered; on lines 1a and 3 that means the box was not checked.

Grants on this return

No itemized grants to organizations on this return.

Related organizations on this return

Schedule R Part II: tax-exempt organizations related to the filer by control. It does not record shared board members or money.

Taxable family on this return

Schedule R Parts I, III and IV, as filed. These record ownership and control, not shared board members or money moved.

Related partnerships

Part III: related organizations taxable as a partnership, with the filer's share.

  • 3RT Networks LLC

  • ACIRA LLC

  • ATV Holdings LLC

  • Bahr Electric LLC

  • Brooklyn Mutual Telecommun Coop

  • Celect Communications LLC

  • Cirrinity Networks LLC

  • Colorado Communications Transport LLC

  • Community Digital Wireless LLC

  • Comtech Solutions LLC

  • Copper Valley Wireless LLC

  • Custer Tele Broadband Services LLC

  • DCN LLC Dba Dakota Carrier Network

  • Eastern Oregon Telecom LLC

  • Farmers Mutual Telephone Co

  • Foursight Communications Inc

  • Harmony Telephone Company

  • Intelligent Fiber Network LLC

  • Jade Communications LLC

  • Kansas Fiber Network LLC

  • Kentucky Telcom Association Inc

  • Lukas Lafuria Gutierrez & Sachs LLP

  • Meridian LTE LLC

  • Midwest Video Solutions

  • Mtech Construction LLC

  • Mutual Tele Comp of Morning Sun

  • NebraskaLink Holdings LLC

  • Onslow Cooperative Tele Assn

  • Peoples Telecommunications LLC

  • Riazzi Rhyne & Swaim Investment Group LLC

  • RMSP LLC

  • Rockwell Cooperative Telephone Assoc

  • SWIFT Services LLC

  • Syringa Networks LLC

  • TEAM SWAT LTD

  • Texas Lone Star Network

  • Totelcom Communications LLC

  • Visions West LLC

Related corporations and trusts

Part IV: related organizations taxable as a corporation or trust.

Provenance

Return type
form_990
Tax year
2024
Filed
17 November 2025
IRS schema version
2024v5.1
Source object
202533219349321753

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