Form 990 for tax year 2023

Totals

Total revenue

$2,138,899

Total expenses

$2,166,362

Contributions and grants received

$988,618

Grants paid

$0

Program service revenue

$1,061,072

Investment income

$25,729

Other revenue

$63,480

Total assets, end of year

$7,113,051

Total liabilities, end of year

$2,479,736

Net assets or fund balances, end of year

$4,633,315

Program services expenses (Part IX)

$1,862,053

Management and general expenses

$235,806

Fundraising expenses

$68,503

Program service expenses (Part III)

$1,862,053

Program services were 86.0% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.

Line items

Every line the filer filed in Parts VIII, IX and X, as filed and in filed order. Blank columns are left out, and the lines are not forced to add up to the totals above.

Mission and programs · 2023

• HOME CONSTRUCTION/HOMEOWNER PROGRAM: BLUE RIDGE HABITAT FOR HUMANITY (BRHFH) PROVIDES SAFE, AFFORDABLE HOUSING FOR LOW-INCOME FAMILIES IN THE CITY OF WINCHESTER, AND THE COUNTIES OF FREDERICK, CLARKE, AND SHENANDOAH EARNING 30% TO 80% OF THE AREA MEDIAN INCOME (AMI), AS DEFINED BY HUD. BY SETTING MORTGAGE PAYMENTS AT OR BELOW 30% OF GROSS ANNUAL INCOME, BRHFH ENSURES LONG-TERM AFFORDABILITY FOR HOMEOWNERS. AS AN AWARD-WINNING AFFORDABLE HOUSING BUILDER, BRHFH IS COMMITTED TO CONSTRUCTING HIGH-QUALITY, ENERGY-EFFICIENT, AND SUSTAINABLE HOMES THAT ARE NOT ONLY AFFORDABLE TO PURCHASE BUT ALSO ECONOMICAL TO MAINTAIN. AMID RISING CONSTRUCTION COSTS, BRHFH UTILIZES GRANTS AND DONOR SUPPORT TO HELP KEEP HOME SALE PRICES AFFORDABLE FOR FAMILIES. THE NATIONWIDE INCREASE IN HOME PRICES HAS PRICED MANY LOW-TO-MODERATE-INCOME FAMILIES OUT OF THE MARKET. BRHFH ADDRESSES THIS CHALLENGE BY OFFERING AFFORDABLE HOMEOWNERSHIP OPPORTUNITIES THROUGH FUNDS RAISED VIA DONATIONS AND GRANTS. SINCE 1997, BRHFH HAS SERVED 89 FAMILIES, WITH PLANS TO INCREASE CONSTRUCTION OF HOMES IN THE NEXT YEAR. CURRENTLY, BRHFH IS MANAGING $1 MILLION IN PROJECTS, WITH THREE HOMES COMPLETED AND IN THE PROCESS OF CLOSING. THIS WORK UNDERSCORES BRHFH'S COMMITMENT TO MAKING A LASTING IMPACT ON WORKING FAMILIES AND THE COMMUNITY.

  Expenses $713,987 · Revenue $352,572

• HOMEOWNERSHIP SERVICES PROGRAMS HOMEOWNERSHIP FOR LOW-INCOME FAMILIES HAS PROFOUND IMPACTS THAT EXTEND BEYOND FINANCIAL STABILITY, INFLUENCING OVERALL COMMUNITY WELL-BEING. SECURE, STABLE HOUSING IMPROVES MENTAL AND PHYSICAL HEALTH BY REDUCING STRESS, FOSTERING A SENSE OF SAFETY, AND PROVIDING A HEALTHIER LIVING ENVIRONMENT. FAMILIES WHO OWN HOMES EXPERIENCE GREATER HOUSING STABILITY, WHICH CONTRIBUTES TO IMPROVED EDUCATIONAL OUTCOMES FOR CHILDREN AND STRONGER SOCIAL TIES WITHIN THE COMMUNITY. ECONOMICALLY, HOMEOWNERSHIP STIMULATES LOCAL GROWTH BY INCREASING PROPERTY VALUES, GENERATING TAX REVENUE, AND PROMOTING INVESTMENTS IN NEIGHBORHOOD INFRASTRUCTURE. BY ENHANCING QUALITY OF LIFE AND CONTRIBUTING TO THE ECONOMIC VITALITY OF CITIES, AFFORDABLE HOMEOWNERSHIP PLAYS A CRITICAL ROLE IN CREATING HEALTHIER, MORE RESILIENT COMMUNITIES. BRHFH MANAGES A DIVERSE RANGE OF PROGRAMS AIMED AT MAXIMIZING OUR IMPACT. THE ORGANIZATION SERVICES A PORTFOLIO OF 50 ACTIVE MORTGAGES, ALL NON-INTEREST LOANS FOR INDIVIDUALS WHO COMPLETED THE HOMEOWNER PROGRAM. HOMEOWNERS' COMPLETE FINANCIAL EDUCATION, HOUSING COUNSELING, AND 250 HOURS OF SWEAT EQUITY BEFORE PURCHASING THEIR HOMES. BRHFH ALSO OWNS AND MANAGES RENTAL UNITS, PROVIDING BELOW-MARKET RENT TO QUALIFIED TENANTS. THESE RENTALS ARE PART OF BRHFH'S COMMITMENT TO PRESERVING AFFORDABLE HOUSING IN TARGETED NEIGHBORHOODS.

  Expenses $538,747 · Revenue $242,137

• WINCHESTER RESTORE: THE WINCHESTER RESTORE SUPPORTS THE ORGANIZATION'S MISSION BY SELLING DONATED GOODS AT REDUCED PRICES, WITH PROCEEDS DIRECTLY FUNDING AFFORDABLE HOUSING. IN FY24, THE RESTORE DIVERTED TONS OF ITEMS FROM ENDING UP IN LANDFILLS, PROMOTING REUSE, RECYCLING, AND REPURPOSING ALL OF WHICH BENEFIT THE PLANET BY REDUCING ENVIRONMENTAL STRAIN. IN ADDITION, THE RESTORE PROVIDED LOCAL JOBS AND VOLUNTEER OPPORTUNITIES, SERVING APPROXIMATELY 19,000 CUSTOMERS. EVERY DOLLAR SPENT NOT ONLY SUPPORTS SUSTAINABLE SHOPPING BUT ALSO REINVESTS $1.70 INTO THE LOCAL ECONOMY, AMPLIFYING ITS IMPACT ON THE COMMUNITY.

  Expenses $556,012 · Revenue $463,044

• HOME REPAIR AND AGING IN PLACE PROGRAM: BFHFH'S HOME REPAIR AND AGING IN PLACE PROGRAMS ASSISTS LOW-INCOME HOMEOWNERS, PARTICULARLY VETERANS AND SENIORS, WHO FACE CHALLENGES IN MAINTAINING THEIR HOMES DUE TO AGE, DISABILITY, AND/OR FINANCIAL CONSTRAINTS. THE PROGRAM FOCUSES ON CRITICAL HEALTH AND SAFETY REPAIRS, SUCH AS ROOF REPLACEMENTS, PORCH AND ENTRYWAY REPAIRS, AND ACCESSIBILITY MODIFICATIONS LIKE RAMP INSTALLATIONS. MAINTAINING A HOME IS CRUCIAL FOR LOW-INCOME SENIORS, AS IT PROVIDES THEM WITH STABILITY, INDEPENDENCE, AND A SENSE OF BELONGING IN THEIR COMMUNITIES. AGING IN PLACE ALLOWS SENIORS TO REMAIN IN FAMILIAR SURROUNDINGS, WHICH CAN SIGNIFICANTLY ENHANCE THEIR QUALITY OF LIFE AND EMOTIONAL WELL-BEING. HOWEVER, MANY FACE SUBSTANTIAL CHALLENGES, INCLUDING FIXED INCOMES THAT LIMIT THEIR ABILITY TO AFFORD NECESSARY REPAIRS AND MODIFICATIONS, SUCH AS INSTALLING GRAB BARS, FIXING LEAKS, OR IMPROVING ACCESSIBILITY. ADDITIONALLY, PHYSICAL LIMITATIONS AND HEALTH ISSUES CAN MAKE HOME MAINTENANCE DIFFICULT. WITHOUT ADEQUATE SUPPORT, THESE CHALLENGES CAN LEAD TO UNSAFE LIVING CONDITIONS, INCREASED STRESS, AND EVEN THE NEED TO RELOCATE TO ASSISTED LIVING FACILITIES. ADDRESSING THESE BARRIERS IS ESSENTIAL TO ENSURE THAT LOW-INCOME SENIORS CAN SUCCESSFULLY AGE IN PLACE WHILE MAINTAINING THEIR DIGNITY AND INDEPENDENCE. BRHFH COLLABORATES WITH VOLUNTEERS, LOCAL BUSINESSES, SUBCONTRACTORS, AND OTHER NON-PROFITS TO POOL RESOURCES AND COMPLETE REPAIRS THAT SUPPORT HOMEOWNERS TO AGE IN PLACE. BRHFH IS COMMITTED TO CONTINUING TO SERVE THE COMMUNITY, DEMONSTRATING OUR ONGOING DEDICATION TO SUPPORTING VULNERABLE HOMEOWNERS AND CREATING SAFER, MORE SUSTAINABLE LIVING ENVIRONMENTS.

  Expenses $53,307 · Revenue $3,319

As filed on the 2023 return. The filer continues this part on Schedule O, which is not shown here.

Listed in Part VII

• CARY KIMBLE

  SECRETARY

  Total calculated

  $0

  Hours/week

  2

• RACHAEL HITE

  PRESIDENT

  Total calculated

  $0

  Hours/week

  2

• WENDY CONNER

  DIRECTOR

  Total calculated

  $0

  Hours/week

  1

• MILLIE KETRON

  TREASURER

  Total calculated

  $0

  Hours/week

  2

• HEATHER ARNOLD

  VICE PRESIDENT

  Total calculated

  $0

  Hours/week

  2

• AUDRA GOLLENBERG PHD

  DIRECTOR

  Total calculated

  $0

  Hours/week

  1

• TONY LANDA

  DIRECTOR

  Total calculated

  $0

  Hours/week

  1

• MEGAN PACHAS

  DIRECTOR

  Total calculated

  $0

  Hours/week

  1

• KIM HERBSTRITT

  EXECUTIVE DIRECTOR

  Total calculated

  $98,646

  From this org

  $84,324

  From related orgs

  $0

  Other

  $14,322

  Hours/week

  40

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those.

Grants on this return

No itemized grants to organizations on this return.

Taxable family on this return

Schedule R Parts I, III and IV, as filed. These record ownership and control, not shared board members or money moved.

Provenance

Return type

form_990

Tax year

2023

Filed

19 March 2025

IRS schema version

2023v6.0

Source object

202500839349300200

Check it against the return as filed: the GivingTuesday Data Lake hosts a public copy of the original XML.

The source document this was parsed from is served over the API, which is where bulk and document access live.