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Nonprofiteer
← ONEAZ CREDIT UNION

Form 990 for tax year 2024

Filed by ONEAZ CREDIT UNION.

Totals

Total revenue
$198,883,800
Total expenses
$166,468,298
Contributions and grants received
$0
Grants paid
$915,144
Program services expenses (Part IX)
not reported
Management and general expenses
not reported
Fundraising expenses
not reported
Program service expenses (Part III)
not reported

Listed in Part VII

  • ED SANCHEZ

    DIRECTOR

    Total calculated
    $29,000
    From this org
    $29,000
    From related orgs
    $0
    Other
    $0
    Hours/week
    2

  • GEORGANNA MEYER

    SECRETARY

    Total calculated
    $29,000
    From this org
    $29,000
    From related orgs
    $0
    Other
    $0
    Hours/week
    2

  • JON BORGE

    CHAIRMAN

    Total calculated
    $35,000
    From this org
    $35,000
    From related orgs
    $0
    Other
    $0
    Hours/week
    2

  • MARQUETTA WHITE

    DIRECTOR

    Total calculated
    $28,000
    From this org
    $28,000
    From related orgs
    $0
    Other
    $0
    Hours/week
    2

  • MARTHA ROZEN

    DIRECTOR

    Total calculated
    $29,000
    From this org
    $29,000
    From related orgs
    $0
    Other
    $0
    Hours/week
    2

  • PEARLETTE RAMOS

    VICE CHAIRPERSON

    Total calculated
    $29,000
    From this org
    $29,000
    From related orgs
    $0
    Other
    $0
    Hours/week
    2

  • RAY O'CONNOR

    DIRECTOR

    Total calculated
    $10,500
    From this org
    $10,500
    From related orgs
    $0
    Other
    $0
    Hours/week
    2

  • RYAN WILLIAMS

    TREASURER

    Total calculated
    $28,000
    From this org
    $28,000
    From related orgs
    $0
    Other
    $0
    Hours/week
    2

  • SAM WHEELER

    DIRECTOR

    Total calculated
    $28,476
    From this org
    $28,476
    From related orgs
    $0
    Other
    $0
    Hours/week
    2

  • T PAUL THOMAS

    DIRECTOR

    Total calculated
    $18,278
    From this org
    $18,278
    From related orgs
    $0
    Other
    $0
    Hours/week
    2

  • BRANDON MICHAELS

    CEO/PRESIDENT

    Total calculated
    $1,353,915
    From this org
    $1,006,890
    From related orgs
    $0
    Other
    $347,025
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $810,247
    Bonus
    $196,643
    Other
    $0
    Deferred
    $327,380
    Nontaxable benefits
    $19,645
    Filer's total
    $1,353,915

  • DEBORAH PEARSON

    EVP STRATEGY & BRAND

    Total calculated
    $755,028
    From this org
    $747,284
    From related orgs
    $0
    Other
    $7,744
    Hours/week
    40 + 5 related

    Schedule J breakdown matched by us

    Base
    $6,310
    Bonus
    $105,840
    Other
    $635,134
    Deferred
    $5,495
    Nontaxable benefits
    $2,249
    Filer's total
    $755,028

  • KEN BAUER

    EVP CLO

    Total calculated
    $679,885
    From this org
    $521,526
    From related orgs
    $0
    Other
    $158,359
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $415,440
    Bonus
    $106,086
    Other
    $0
    Deferred
    $136,513
    Nontaxable benefits
    $21,846
    Filer's total
    $679,885

  • LAURA WORZELLA

    EVP COO

    Total calculated
    $794,264
    From this org
    $607,741
    From related orgs
    $0
    Other
    $186,523
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $472,737
    Bonus
    $135,004
    Other
    $0
    Deferred
    $168,393
    Nontaxable benefits
    $18,130
    Filer's total
    $794,264

  • MICHAEL BODEN

    EVP CFO

    Total calculated
    $777,393
    From this org
    $593,698
    From related orgs
    $0
    Other
    $183,695
    Hours/week
    40 + 1 related

    Schedule J breakdown matched by us

    Base
    $448,352
    Bonus
    $128,107
    Other
    $17,239
    Deferred
    $161,269
    Nontaxable benefits
    $22,426
    Filer's total
    $777,393

  • MICHAEL EMANUELLI

    EVP CAO

    Total calculated
    $414,940
    From this org
    $413,477
    From related orgs
    $0
    Other
    $1,463
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $43,469
    Bonus
    $106,295
    Other
    $263,713
    Deferred
    $963
    Nontaxable benefits
    $500
    Filer's total
    $414,940

  • OSMAN ZAFAR ULHAQ

    EVP CHIEF STRATEGY & GROWTH OFFICER

    Total calculated
    $559,588
    From this org
    $420,631
    From related orgs
    $0
    Other
    $138,957
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $404,635
    Bonus
    $15,996
    Other
    $0
    Deferred
    $122,049
    Nontaxable benefits
    $16,908
    Filer's total
    $559,588

  • SANDEEP UTHRA

    EVP CHIEF TECHNOLOGY OFFICER

    Total calculated
    $452,524
    From this org
    $411,468
    From related orgs
    $0
    Other
    $41,056
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $402,400
    Bonus
    $9,068
    Other
    $0
    Deferred
    $24,173
    Nontaxable benefits
    $16,883
    Filer's total
    $452,524

  • BEAM CHIP GRIFFITH

    SVP RETAIL SALES & OPERATI

    Total calculated
    $426,415
    From this org
    $350,625
    From related orgs
    $0
    Other
    $75,790
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $280,947
    Bonus
    $66,507
    Other
    $3,171
    Deferred
    $54,828
    Nontaxable benefits
    $20,962
    Filer's total
    $426,415

  • BRIAN JOHNSON

    SVP BUSINESS PLANNING

    Total calculated
    $327,220
    From this org
    $250,354
    From related orgs
    $0
    Other
    $76,866
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $197,820
    Bonus
    $52,534
    Other
    $0
    Deferred
    $61,559
    Nontaxable benefits
    $15,307
    Filer's total
    $327,220

  • KRISTEN RENEE

    SVP REVENUE OPTIMIZATION &

    Total calculated
    $384,328
    From this org
    $324,680
    From related orgs
    $0
    Other
    $59,648
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $254,936
    Bonus
    $59,988
    Other
    $9,756
    Deferred
    $50,532
    Nontaxable benefits
    $9,116
    Filer's total
    $384,328

  • LIZA BUCHANAN

    SVP MARKETING OPERATIONS

    Total calculated
    $222,594
    From this org
    $191,288
    From related orgs
    $0
    Other
    $31,306
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $148,006
    Bonus
    $43,282
    Other
    $0
    Deferred
    $24,236
    Nontaxable benefits
    $7,070
    Filer's total
    $222,594

  • THOMAS MITCHELL

    SVP WEALTH MANAGEMENT

    Total calculated
    $494,004
    From this org
    $447,192
    From related orgs
    $0
    Other
    $46,812
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $238,359
    Bonus
    $40,517
    Other
    $168,316
    Deferred
    $45,043
    Nontaxable benefits
    $1,769
    Filer's total
    $494,004

  • AUSTIN WILLIAMS

    MORTGAGE LOAN OFFICER

    Total calculated
    $296,392
    From this org
    $272,226
    From related orgs
    $0
    Other
    $24,166
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $40,593
    Bonus
    $231,633
    Other
    $0
    Deferred
    $13,645
    Nontaxable benefits
    $10,521
    Filer's total
    $296,392

  • GREGORY RUSSO

    MARKET PRESIDENT

    Total calculated
    $299,055
    From this org
    $268,094
    From related orgs
    $0
    Other
    $30,961
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $197,869
    Bonus
    $62,217
    Other
    $8,008
    Deferred
    $10,400
    Nontaxable benefits
    $20,561
    Filer's total
    $299,055

  • JERAME PEARSON

    ASSISTANT DIRECTOR SPECIAL

    Total calculated
    $326,312
    From this org
    $295,320
    From related orgs
    $0
    Other
    $30,992
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $155,088
    Bonus
    $140,232
    Other
    $0
    Deferred
    $16,782
    Nontaxable benefits
    $14,210
    Filer's total
    $326,312

  • MICHAEL SAMMONS

    WEALTH ADVISOR

    Total calculated
    $511,813
    From this org
    $445,099
    From related orgs
    $0
    Other
    $66,714
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $54,557
    Bonus
    $390,542
    Other
    $0
    Deferred
    $44,609
    Nontaxable benefits
    $22,105
    Filer's total
    $511,813

  • TAMMY PAQUETTE

    WEALTH ADVISOR

    Total calculated
    $430,650
    From this org
    $378,375
    From related orgs
    $0
    Other
    $52,275
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $37,326
    Bonus
    $341,049
    Other
    $0
    Deferred
    $30,671
    Nontaxable benefits
    $21,604
    Filer's total
    $430,650

  • RICHARD K REEDY

    CEO/PRESIDENT

    Total calculated
    $346,553
    From this org
    $346,553
    From related orgs
    $0
    Other
    $0
    Hours/week
    40 + 2 related

    Schedule J breakdown matched by us

    Base
    $0
    Bonus
    $346,553
    Other
    $0
    Deferred
    $0
    Nontaxable benefits
    $0
    Filer's total
    $346,553

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us.

Schedule J

Answered yes

  • 3 · Compensation committee
  • 3 · Independent compensation consultant
  • 3 · Compensation survey or study
  • 3 · Approval by the board or compensation committee
  • 4a · Severance or change-of-control payment
  • 4b · Supplemental nonqualified retirement plan

Answered no

  • 4c · Equity-based compensation arrangement

The filer's explanations (Part III)

PART I, LINES 4A-B
THE CREDIT UNION HAS A 457F NONQUALIFIED DEFERRED COMPENSATION PLAN FOR MEMBERS OF MANAGEMENT. THE FOLLOWING EMPLOYEES RECEIVED DISTRIBUTIONS FROM THIS PLAN DURING 2024: MICHAEL EMANUELLI - $252,333 DEBORAH PEARSON - $320,130 THOMAS MITCHELL - $168,316 THE FOLLOWING EMPLOYEES RECEIVED CONTRIBUTIONS FROM THIS PLAN DURING 2024: BRANDON MICHAELS - $310,130 MICHAEL BODEN - $144,019 LAURA WORZELLA - $151,143 KEN BAUER - $119,263 OSMAN ZAFAR ULHAQ - $104,799 SANDEEP UTHRA - $6,923 LIZA BUCHANAN - $16,985 BRIAN JOHNSON - $29,951 BEAM CHIP GRIFFITH - $40,938 THOMAS MITCHELL - $32,139 KRISTEN RENEE - $37,615
PART II
DEBORAH PEARSON RECIEVED SEVERANCE PAYMENTS OF $315,004.00 DURING 2024. RICHARD REEDY RECEIVED A FINAL INCENTIVE PAYMENT BASED ON 2023'S PERFORMACE OF $346,552.96 DURING 2024.

Part I's answers as filed. A line not listed was left unanswered; on lines 1a and 3 that means the box was not checked.

Grants on this return

Related organizations on this return

Schedule R Part II: tax-exempt organizations related to the filer by control. It does not record shared board members or money.

  • ONEAZ COMMUNITY FOUNDATION INC

    501(C)(3) · PHILANTRROPIC,EDUCATIONAL,CHARITABLE ACTIVITIES AIMED AT AZ COMMUNITIES · AZ · controlled entity

    Directly controlled by ONEAZ CREDIT UNION

Provenance

Return type
form_990
Tax year
2024
Filed
6 October 2025
IRS schema version
2024v5.2
Source object
202522829349301927

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