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ONEAZ CREDIT UNION

EIN 86-0108770 PHOENIX, AZ

Revenue 2024
$198,883,800
Expenses 2024
$166,468,298

As filed

Subsection
14
NTEE code
W61
Classification
1000
Street
2355 W PINNACLE PEAK RD

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Group exemption

A subordinate covered by the group exemption of CREDIT UNIONS IN THE STATE OF ARIZONA (EIN 86-6043135). matched by us

The IRS lists each organization's group exemption number; we match a subordinate to its central organization by that number and the affiliation code the IRS assigns.

Officers and directors · 2024

As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • ED SANCHEZ

    DIRECTOR

    Total calculated
    $29,000
    From this org
    $29,000
    From related orgs
    $0
    Other
    $0
    Hours/week
    2

  • GEORGANNA MEYER

    SECRETARY

    Total calculated
    $29,000
    From this org
    $29,000
    From related orgs
    $0
    Other
    $0
    Hours/week
    2

  • JON BORGE

    CHAIRMAN

    Total calculated
    $35,000
    From this org
    $35,000
    From related orgs
    $0
    Other
    $0
    Hours/week
    2

  • MARQUETTA WHITE

    DIRECTOR

    Total calculated
    $28,000
    From this org
    $28,000
    From related orgs
    $0
    Other
    $0
    Hours/week
    2

  • MARTHA ROZEN

    DIRECTOR

    Total calculated
    $29,000
    From this org
    $29,000
    From related orgs
    $0
    Other
    $0
    Hours/week
    2

  • PEARLETTE RAMOS

    VICE CHAIRPERSON

    Total calculated
    $29,000
    From this org
    $29,000
    From related orgs
    $0
    Other
    $0
    Hours/week
    2

  • RAY O'CONNOR

    DIRECTOR

    Total calculated
    $10,500
    From this org
    $10,500
    From related orgs
    $0
    Other
    $0
    Hours/week
    2

  • RYAN WILLIAMS

    TREASURER

    Total calculated
    $28,000
    From this org
    $28,000
    From related orgs
    $0
    Other
    $0
    Hours/week
    2

  • SAM WHEELER

    DIRECTOR

    Total calculated
    $28,476
    From this org
    $28,476
    From related orgs
    $0
    Other
    $0
    Hours/week
    2

  • T PAUL THOMAS

    DIRECTOR

    Total calculated
    $18,278
    From this org
    $18,278
    From related orgs
    $0
    Other
    $0
    Hours/week
    2

  • BRANDON MICHAELS

    CEO/PRESIDENT

    Total calculated
    $1,353,915
    From this org
    $1,006,890
    From related orgs
    $0
    Other
    $347,025
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $810,247
    Bonus
    $196,643
    Other
    $0
    Deferred
    $327,380
    Nontaxable benefits
    $19,645
    Filer's total
    $1,353,915

  • DEBORAH PEARSON

    EVP STRATEGY & BRAND

    Total calculated
    $755,028
    From this org
    $747,284
    From related orgs
    $0
    Other
    $7,744
    Hours/week
    40 + 5 related

    Schedule J breakdown matched by us

    Base
    $6,310
    Bonus
    $105,840
    Other
    $635,134
    Deferred
    $5,495
    Nontaxable benefits
    $2,249
    Filer's total
    $755,028

  • KEN BAUER

    EVP CLO

    Total calculated
    $679,885
    From this org
    $521,526
    From related orgs
    $0
    Other
    $158,359
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $415,440
    Bonus
    $106,086
    Other
    $0
    Deferred
    $136,513
    Nontaxable benefits
    $21,846
    Filer's total
    $679,885

  • LAURA WORZELLA

    EVP COO

    Total calculated
    $794,264
    From this org
    $607,741
    From related orgs
    $0
    Other
    $186,523
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $472,737
    Bonus
    $135,004
    Other
    $0
    Deferred
    $168,393
    Nontaxable benefits
    $18,130
    Filer's total
    $794,264

  • MICHAEL BODEN

    EVP CFO

    Total calculated
    $777,393
    From this org
    $593,698
    From related orgs
    $0
    Other
    $183,695
    Hours/week
    40 + 1 related

    Schedule J breakdown matched by us

    Base
    $448,352
    Bonus
    $128,107
    Other
    $17,239
    Deferred
    $161,269
    Nontaxable benefits
    $22,426
    Filer's total
    $777,393

  • MICHAEL EMANUELLI

    EVP CAO

    Total calculated
    $414,940
    From this org
    $413,477
    From related orgs
    $0
    Other
    $1,463
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $43,469
    Bonus
    $106,295
    Other
    $263,713
    Deferred
    $963
    Nontaxable benefits
    $500
    Filer's total
    $414,940

  • OSMAN ZAFAR ULHAQ

    EVP CHIEF STRATEGY & GROWTH OFFICER

    Total calculated
    $559,588
    From this org
    $420,631
    From related orgs
    $0
    Other
    $138,957
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $404,635
    Bonus
    $15,996
    Other
    $0
    Deferred
    $122,049
    Nontaxable benefits
    $16,908
    Filer's total
    $559,588

  • SANDEEP UTHRA

    EVP CHIEF TECHNOLOGY OFFICER

    Total calculated
    $452,524
    From this org
    $411,468
    From related orgs
    $0
    Other
    $41,056
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $402,400
    Bonus
    $9,068
    Other
    $0
    Deferred
    $24,173
    Nontaxable benefits
    $16,883
    Filer's total
    $452,524

  • BEAM CHIP GRIFFITH

    SVP RETAIL SALES & OPERATI

    Total calculated
    $426,415
    From this org
    $350,625
    From related orgs
    $0
    Other
    $75,790
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $280,947
    Bonus
    $66,507
    Other
    $3,171
    Deferred
    $54,828
    Nontaxable benefits
    $20,962
    Filer's total
    $426,415

  • BRIAN JOHNSON

    SVP BUSINESS PLANNING

    Total calculated
    $327,220
    From this org
    $250,354
    From related orgs
    $0
    Other
    $76,866
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $197,820
    Bonus
    $52,534
    Other
    $0
    Deferred
    $61,559
    Nontaxable benefits
    $15,307
    Filer's total
    $327,220

  • KRISTEN RENEE

    SVP REVENUE OPTIMIZATION &

    Total calculated
    $384,328
    From this org
    $324,680
    From related orgs
    $0
    Other
    $59,648
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $254,936
    Bonus
    $59,988
    Other
    $9,756
    Deferred
    $50,532
    Nontaxable benefits
    $9,116
    Filer's total
    $384,328

  • LIZA BUCHANAN

    SVP MARKETING OPERATIONS

    Total calculated
    $222,594
    From this org
    $191,288
    From related orgs
    $0
    Other
    $31,306
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $148,006
    Bonus
    $43,282
    Other
    $0
    Deferred
    $24,236
    Nontaxable benefits
    $7,070
    Filer's total
    $222,594

  • THOMAS MITCHELL

    SVP WEALTH MANAGEMENT

    Total calculated
    $494,004
    From this org
    $447,192
    From related orgs
    $0
    Other
    $46,812
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $238,359
    Bonus
    $40,517
    Other
    $168,316
    Deferred
    $45,043
    Nontaxable benefits
    $1,769
    Filer's total
    $494,004

  • AUSTIN WILLIAMS

    MORTGAGE LOAN OFFICER

    Total calculated
    $296,392
    From this org
    $272,226
    From related orgs
    $0
    Other
    $24,166
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $40,593
    Bonus
    $231,633
    Other
    $0
    Deferred
    $13,645
    Nontaxable benefits
    $10,521
    Filer's total
    $296,392

  • GREGORY RUSSO

    MARKET PRESIDENT

    Total calculated
    $299,055
    From this org
    $268,094
    From related orgs
    $0
    Other
    $30,961
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $197,869
    Bonus
    $62,217
    Other
    $8,008
    Deferred
    $10,400
    Nontaxable benefits
    $20,561
    Filer's total
    $299,055

The first 25 listed. Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2024
    Revenue
    $198,883,800
    Expenses
    $166,468,298
    Contributions
    $0
    Grants paid
    $915,144
  • 2023
    Revenue
    $171,247,753
    Expenses
    $146,334,124
    Contributions
    $0
    Grants paid
    $592,748
  • 2022
    Revenue
    $127,189,432
    Expenses
    $111,985,163
    Contributions
    $0
    Grants paid
    $764,440

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Grants made

The 10 largest by cash amount. The API serves every itemized grant.

Where these grants went next →

Grants received

No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.

Related organizations

From Schedule R Part II, where a filer lists the tax-exempt organizations it is related to by control. It does not record shared board members or money.

Declared on its 2024 return

Declared as related by

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Not present in the most recent drop.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.