Totals
- Total revenue
- $63,909,343
- Total expenses
- $51,640,137
- Contributions and grants received
- $0
- Grants paid
- $0
- Program service revenue
- $47,973,155
- Investment income
- $15,936,188
- Other revenue
- $0
- Total assets, end of year
- $1,340,404,197
- Total liabilities, end of year
- $1,202,822,269
- Net assets or fund balances, end of year
- $137,581,928
- Program services expenses (Part IX)
- not reported
- Management and general expenses
- not reported
- Fundraising expenses
- not reported
- Program service expenses (Part III)
- not reported
Line items
Every line the filer filed in Parts VIII, IX and X, as filed and in filed order. Blank columns are left out, and the lines are not forced to add up to the totals above.
Revenue
Part VIII, the statement of revenue.
-
2a · Program service revenue: FEE INCOME
total $24,238,190 · related or exempt $23,930,687 · unrelated business $307,503
-
2b · Program service revenue: LOAN INTEREST
total $23,734,965 · related or exempt $23,734,965
-
3 · Investment income
total $15,737,897 · unrelated business $26,662 · excluded $15,711,235
-
7a · Gross sales of assets other than inventory
securities $779,905
-
7b · Less cost or other basis and sales expenses
securities $578,687 · other assets $2,927
-
7c · Gain or loss
securities $201,218 · other assets -$2,927
-
7d · Net gain or loss
total $198,291 · excluded $198,291
Functional expenses
Part IX, the statement of functional expenses.
-
4 · Benefits paid to or for members
total $1,648,911
-
5 · Compensation of officers, directors and key employees
total $3,041,318
-
7 · Other salaries and wages
total $14,357,325
-
8 · Pension plan contributions
total $846,921
-
9 · Other employee benefits
total $2,336,748
-
10 · Payroll taxes
total $1,265,653
-
11b · Fees: legal
total $512,848
-
11c · Fees: accounting
total $120,000
-
11d · Fees: lobbying
total $68,000
-
11g · Fees: other
total $893,286
-
12 · Advertising and promotion
total $3,519,535
-
13 · Office expenses
total $553,051
-
14 · Information technology
total $1,299,349
-
16 · Occupancy
total $3,238,847
-
17 · Travel
total $333,402
-
20 · Interest
total $250
-
22 · Depreciation, depletion and amortization
total $4,559,717
-
23 · Insurance
total $150,118
-
24a · Other expenses: PROVISION FOR LOAN LOSS
total $3,063,955
-
24b · Other expenses: VISA CARD PROCESSING
total $2,590,065
-
24c · Other expenses: LOAN SERVICING EXPENSE
total $2,497,701
-
24d · Other expenses: EQUIPMENT MAINTENANCE
total $1,124,220
-
24e · All other expenses
total $3,618,917
Balance sheet
Part X, book values.
-
1 · Cash, non-interest-bearing
beginning of year $44,364,499 · end of year $117,505,375
-
2 · Savings and temporary cash investments
beginning of year $579,814,282 · end of year $420,634,897
-
4 · Accounts receivable
beginning of year $12,481,286 · end of year $2,273,921
-
7 · Other notes and loans receivable
beginning of year $413,686,695 · end of year $474,336,652
-
9 · Prepaid expenses and deferred charges
beginning of year $5,339,909 · end of year $5,296,355
-
10a · Land, buildings and equipment: cost or other basis
$22,709,295
-
10b · Land, buildings and equipment: accumulated depreciation
$15,519,635
-
10c · Land, buildings and equipment, net
beginning of year $7,710,458 · end of year $7,189,660
-
11 · Investments: publicly traded securities
beginning of year $138,852,716 · end of year $124,038,341
-
12 · Investments: other securities
beginning of year $117,140,952 · end of year $169,598,705
-
15 · Other assets
beginning of year $14,041,853 · end of year $19,530,291
-
17 · Accounts payable and accrued expenses
beginning of year $4,474,706 · end of year $8,174,923
-
19 · Deferred revenue
beginning of year $1,532,157 · end of year $1,326,277
-
25 · Other liabilities
beginning of year $1,178,392,886 · end of year $1,193,321,069
-
29 · Capital stock, trust principal or current funds
beginning of year $0 · end of year $0
-
30 · Paid-in or capital surplus, or land, building or equipment fund
beginning of year $0 · end of year $0
-
31 · Retained earnings, endowment or other funds
beginning of year $149,032,901 · end of year $137,581,928
Mission and programs · 2022
Mission
TRUSTED PROVIDER OF SUPERIOR FINANCIAL SERVICES TO OUR MEMBER-OWNERS.
-
PROVIDE FINANCIAL SERVICES TO MEMBER-OWNERS.
As filed on the 2022 return.
Listed in Part VII
-
Jill TaylorJILL TAYLOR
CHAIR
- Total calculated
- $0
- Hours/week
- 1
-
Michael LantzMICHAEL LANTZ
VICE CHAIR
- Total calculated
- $0
- Hours/week
- 1
-
Bradley BealBRADLEY BEAL
TREASURER / SECRETARY
- Total calculated
- $0
- Hours/week
- 1
-
George PetersonGEORGE PETERSON
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
Mark FerrarioMARK FERRARIO
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
Dennis ShipleyDENNIS SHIPLEY
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
Vincent EckelkampVINCENT ECKELKAMP
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
William FlaxaWILLIAM FLAXA
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
Paul ParrishPAUL PARRISH
PRESIDENT/CEO
- Total calculated
- $867,317
- From this org
- $813,641
- From related orgs
- $0
- Other
- $53,676
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $590,290
- Bonus
- $154,200
- Other
- $69,151
- Deferred
- $39,767
- Nontaxable benefits
- $13,909
- Filer's total
- $867,317
-
Tom ErnspergerTOM ERNSPERGER
EVP/CLO
- Total calculated
- $440,764
- From this org
- $400,428
- From related orgs
- $0
- Other
- $40,336
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $291,120
- Bonus
- $55,453
- Other
- $53,855
- Deferred
- $26,427
- Nontaxable benefits
- $13,909
- Filer's total
- $440,764
-
Steve O'DonnellSTEVE O'DONNELL
EVP/CFO
- Total calculated
- $418,237
- From this org
- $380,553
- From related orgs
- $0
- Other
- $37,684
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $282,591
- Bonus
- $53,377
- Other
- $44,585
- Deferred
- $23,775
- Nontaxable benefits
- $13,909
- Filer's total
- $418,237
-
Michael TraficantiMICHAEL TRAFICANTI
SVP HR AND FACILITIES
- Total calculated
- $411,225
- From this org
- $371,447
- From related orgs
- $0
- Other
- $39,778
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $269,170
- Bonus
- $50,336
- Other
- $51,941
- Deferred
- $25,869
- Nontaxable benefits
- $13,909
- Filer's total
- $411,225
-
Deborah ColbyDEBORAH COLBY
SVP/CMO
- Total calculated
- $251,196
- From this org
- $223,196
- From related orgs
- $0
- Other
- $28,000
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $145,161
- Bonus
- $42,137
- Other
- $35,898
- Deferred
- $18,292
- Nontaxable benefits
- $9,708
- Filer's total
- $251,196
-
Trudy McClainTRUDY MCCLAIN
SVP RETAIL OPERATIONS
- Total calculated
- $228,033
- From this org
- $201,186
- From related orgs
- $0
- Other
- $26,847
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $151,106
- Bonus
- $26,491
- Other
- $23,589
- Deferred
- $12,938
- Nontaxable benefits
- $13,909
- Filer's total
- $228,033
-
Tracy RyanTRACY RYAN
SVP RISK MANAGEMENT
- Total calculated
- $210,995
- From this org
- $184,668
- From related orgs
- $0
- Other
- $26,327
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $143,909
- Bonus
- $27,283
- Other
- $13,476
- Deferred
- $12,418
- Nontaxable benefits
- $13,909
- Filer's total
- $210,995
-
Jesse ShearinJESSE SHEARIN
VP OF IT
- Total calculated
- $213,551
- From this org
- $180,929
- From related orgs
- $0
- Other
- $32,622
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $167,359
- Bonus
- $13,570
- Other
- $0
- Deferred
- $18,713
- Nontaxable benefits
- $13,909
- Filer's total
- $213,551
-
Roger WhiteROGER WHITE
REAL ESTATE LOAN OFFICER
- Total calculated
- $265,600
- From this org
- $242,011
- From related orgs
- $0
- Other
- $23,589
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $242,011
- Bonus
- $0
- Other
- $0
- Deferred
- $9,680
- Nontaxable benefits
- $13,909
- Filer's total
- $265,600
-
Daniel DuffyDANIEL DUFFY
INVESTMENT REPRESENTATIVE
- Total calculated
- $213,961
- From this org
- $191,739
- From related orgs
- $0
- Other
- $22,222
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $191,739
- Bonus
- $0
- Other
- $0
- Deferred
- $7,670
- Nontaxable benefits
- $14,552
- Filer's total
- $213,961
-
Chris WibleCHRIS WIBLE
VP INVESTMENTS
- Total calculated
- $262,798
- From this org
- $240,758
- From related orgs
- $0
- Other
- $22,040
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $240,758
- Bonus
- $0
- Other
- $0
- Deferred
- $8,131
- Nontaxable benefits
- $13,909
- Filer's total
- $262,798
-
Alan ChangALAN CHANG
PRESIDENT ONCU INSURANCE SRV.
- Total calculated
- $247,944
- From this org
- $221,018
- From related orgs
- $0
- Other
- $26,926
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $133,759
- Bonus
- $64,443
- Other
- $22,816
- Deferred
- $13,017
- Nontaxable benefits
- $13,909
- Filer's total
- $247,944
-
Anthony HumphreyANTHONY HUMPHREY
VP REAL ESTATE LENDING
- Total calculated
- $208,831
- From this org
- $182,334
- From related orgs
- $0
- Other
- $26,497
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $155,511
- Bonus
- $26,823
- Other
- $0
- Deferred
- $12,588
- Nontaxable benefits
- $13,909
- Filer's total
- $208,831
Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us.
Schedule J
Answered yes
- 1a · Travel for companions
- 1b · Written policy on the line-1a expenses
- 2 · Substantiation required before reimbursing expenses
- 3 · Compensation committee
- 3 · Independent compensation consultant
- 3 · Compensation survey or study
- 3 · Approval by the board or compensation committee
- 4b · Supplemental nonqualified retirement plan
Answered no
- 4a · Severance or change-of-control payment
- 4c · Equity-based compensation arrangement
The filer's explanations (Part III)
- PART I, LINE 4B
- THE CREDIT UNION HAS A 457(F) SUPPLEMENTAL EXECUTIVE RETIREMENT PLAN FOR A SELECT GROUP OF MANAGEMENT OR HIGHLY COMPENSATED EMPLOYEES. CONTRIBUTIONS TO THIS PLAN DURING 2022 WERE AS FOLLOWS: PAUL PARRISH, PRESIDENT/CEO - $36,775 TOM ERNSPERGER, EVP/CLO - $17,329 MICHAEL TRAFICANTI, SVP HR AND FACILITIES - $15,975 STEVE O'DONNELL, EVP,CFO - $17,055 DEBORAH COLBY, SVP/CMO - $10,178 TRUDY MCCLAIN, SVP RETAIL OPERATIONS - $7,455 TRACY RYAN, SVP RISK MANAGEMENT - $6,742 ALAN CHANG, PRESIDENT ONCU INSURANCE SRV - $9,648 JESSE SHEARIN, VP OF IT- $11,476 ANTHONY HUMPHREY, VP REAL ESTATE LENDING - $5,295 THERE WERE NO DISTRIBUTIONS FROM THE PLAN DURING CALENDAR 2022.
Part I's answers as filed. A line not listed was left unanswered; on lines 1a and 3 that means the box was not checked.
Grants on this return
No itemized grants to organizations on this return.
Taxable family on this return
Schedule R Parts I, III and IV, as filed. These record ownership and control, not shared board members or money moved.
Disregarded entities
Part I: entities that legally are the filer and file no return of their own.
-
ONE NEVADA INSURANCE SERVICES LLC
AUTO & HOMEOWNER INSURANCE · NV · income $1,393,684 · assets $564,125
Directly controlled by ONE NEVADA CREDIT UNION
Provenance
- Return type
- form_990
- Tax year
- 2022
- Filed
- 10 November 2023
- IRS schema version
- 2022v5.0
- Source object
- 202343199349328659
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