- Revenue 2025
- $95,815,120
- Expenses 2025
- $73,368,520
As filed
- Subsection
- 14
- Street
- 2645 S MOJAVE ROAD
These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).
Mission and programs · 2025
Mission
TRUSTED PROVIDER OF SUPERIOR FINANCIAL SERVICES TO OUR MEMBER-OWNERS.
-
PROVIDE FINANCIAL SERVICES TO MEMBER-OWNERS.
As filed on the 2025 return.
Officers and directors · 2025
As listed in Part VII of the 2025 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.
-
Paul ParrishPAUL PARRISH
PRESIDENT/CEO & DIRECTOR (END 08/25)
- Total calculated
- $1,406,219
- From this org
- $1,392,717
- From related orgs
- $0
- Other
- $13,502
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $643,871
- Bonus
- $307,390
- Other
- $441,456
- Deferred
- $11,702
- Nontaxable benefits
- $1,800
- Filer's total
- $1,406,219
-
Steve O'DonnellSTEVE O'DONNELL
PRESIDENT/CEO (START 9/25)
- Total calculated
- $496,301
- From this org
- $485,712
- From related orgs
- $0
- Other
- $10,589
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $363,351
- Bonus
- $64,381
- Other
- $57,980
- Deferred
- $9,654
- Nontaxable benefits
- $935
- Filer's total
- $496,301
-
Tom ErnspergerTOM ERNSPERGER
EVP/COO
- Total calculated
- $433,335
- From this org
- $418,029
- From related orgs
- $0
- Other
- $15,306
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $294,959
- Bonus
- $66,809
- Other
- $56,261
- Deferred
- $11,661
- Nontaxable benefits
- $3,645
- Filer's total
- $433,335
-
Michael TraficantiMICHAEL TRAFICANTI
SVP HR AND FACILITIES
- Total calculated
- $404,350
- From this org
- $388,176
- From related orgs
- $0
- Other
- $16,174
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $268,847
- Bonus
- $62,003
- Other
- $57,326
- Deferred
- $11,949
- Nontaxable benefits
- $4,225
- Filer's total
- $404,350
-
Chris WibleCHRIS WIBLE
VP INVESTMENTS
- Total calculated
- $251,579
- From this org
- $239,224
- From related orgs
- $0
- Other
- $12,355
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $110,411
- Bonus
- $86,811
- Other
- $42,002
- Deferred
- $8,794
- Nontaxable benefits
- $3,561
- Filer's total
- $251,579
-
Jesse ShearinJESSE SHEARIN
SVP INFORMATION TECHNOLOGY
- Total calculated
- $246,835
- From this org
- $237,048
- From related orgs
- $0
- Other
- $9,787
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $188,265
- Bonus
- $44,679
- Other
- $4,104
- Deferred
- $7,312
- Nontaxable benefits
- $2,475
- Filer's total
- $246,835
-
Trudy McClainTRUDY MCCLAIN
SVP RETAIL OPERATIONS
- Total calculated
- $237,474
- From this org
- $228,612
- From related orgs
- $0
- Other
- $8,862
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $162,808
- Bonus
- $37,402
- Other
- $28,402
- Deferred
- $6,717
- Nontaxable benefits
- $2,145
- Filer's total
- $237,474
-
Alan ChangALAN CHANG
PRESIDENT ONCU INSURANCE SRVS
- Total calculated
- $228,362
- From this org
- $220,888
- From related orgs
- $0
- Other
- $7,474
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $126,911
- Bonus
- $66,328
- Other
- $27,649
- Deferred
- $4,999
- Nontaxable benefits
- $2,475
- Filer's total
- $228,362
-
Eldon TilleyELDON TILLEY
SVP MARKETING
- Total calculated
- $220,591
- From this org
- $208,420
- From related orgs
- $0
- Other
- $12,171
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $164,940
- Bonus
- $39,842
- Other
- $3,638
- Deferred
- $9,696
- Nontaxable benefits
- $2,475
- Filer's total
- $220,591
-
Julianna HolmesJULIANNA HOLMES
SVP/CFO
- Total calculated
- $208,872
- From this org
- $199,421
- From related orgs
- $0
- Other
- $9,451
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $172,861
- Bonus
- $23,177
- Other
- $3,383
- Deferred
- $8,131
- Nontaxable benefits
- $1,320
- Filer's total
- $208,872
-
Tracy RyanTRACY RYAN
SVP RISK MANAGEMENT
- Total calculated
- $208,768
- From this org
- $200,092
- From related orgs
- $0
- Other
- $8,676
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $138,414
- Bonus
- $33,884
- Other
- $27,794
- Deferred
- $6,531
- Nontaxable benefits
- $2,145
- Filer's total
- $208,768
-
Anthony HumphreyANTHONY HUMPHREY
VP REAL ESTATE LENDING
- Total calculated
- $194,225
- From this org
- $181,036
- From related orgs
- $0
- Other
- $13,189
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $149,125
- Bonus
- $9,925
- Other
- $21,986
- Deferred
- $7,919
- Nontaxable benefits
- $5,270
- Filer's total
- $194,225
-
Cindy VelaCINDY VELA
VP DIGITAL SERVICES & DEVELOPMENT
- Total calculated
- $187,160
- From this org
- $176,965
- From related orgs
- $0
- Other
- $10,195
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $150,595
- Bonus
- $26,370
- Other
- $0
- Deferred
- $8,050
- Nontaxable benefits
- $2,145
- Filer's total
- $187,160
-
Mohammad NematiMOHAMMAD NEMATI
SVP LENDING
- Total calculated
- $185,518
- From this org
- $175,578
- From related orgs
- $0
- Other
- $9,940
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $132,642
- Bonus
- $24,260
- Other
- $18,676
- Deferred
- $7,465
- Nontaxable benefits
- $2,475
- Filer's total
- $185,518
-
Anthony TuasonANTHONY TUASON
REAL ESTATE LOAN OFFICER
- Total calculated
- $172,048
- From this org
- $162,734
- From related orgs
- $0
- Other
- $9,314
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $27,249
- Bonus
- $129,274
- Other
- $6,211
- Deferred
- $7,169
- Nontaxable benefits
- $2,145
- Filer's total
- $172,048
-
Jeremias EscotoJEREMIAS ESCOTO
NETWORK OPERATIONS DIRECTOR
- Total calculated
- $165,450
- From this org
- $156,081
- From related orgs
- $0
- Other
- $9,369
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $141,687
- Bonus
- $11,478
- Other
- $2,916
- Deferred
- $6,894
- Nontaxable benefits
- $2,475
- Filer's total
- $165,450
-
Robert KrausROBERT KRAUS
VP BUSINESS LENDING
- Total calculated
- $158,064
- From this org
- $145,701
- From related orgs
- $0
- Other
- $12,363
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $121,331
- Bonus
- $21,716
- Other
- $2,654
- Deferred
- $6,655
- Nontaxable benefits
- $5,708
- Filer's total
- $158,064
-
Simon YuSIMON YU
LEAD SOFTWARE ENGINEER
- Total calculated
- $150,174
- From this org
- $142,533
- From related orgs
- $0
- Other
- $7,641
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $125,307
- Bonus
- $14,275
- Other
- $2,951
- Deferred
- $6,694
- Nontaxable benefits
- $947
- Filer's total
- $150,174
-
Cody GouldingCODY GOULDING
VP FINANCIAL OPERATION
- Total calculated
- $147,545
- From this org
- $143,652
- From related orgs
- $0
- Other
- $3,893
- Hours/week
- 40
-
Mark FerrarioMARK FERRARIO
CHAIR
- Total calculated
- $0
- Hours/week
- 1
-
Michael LantzMICHAEL LANTZ
VICE CHAIR
- Total calculated
- $0
- Hours/week
- 1
-
Jill TaylorJILL TAYLOR
SECRETARY/TREASURER
- Total calculated
- $0
- Hours/week
- 1
-
Bradley BealBRADLEY BEAL
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
Vincent EckelkampVINCENT ECKELKAMP
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
William FlaxaWILLIAM FLAXA
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
The first 25 listed. Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.
Filings
-
2025
- Revenue
- $95,815,120
- Expenses
- $73,368,520
- Contributions
- $0
- Grants paid
- $0
-
2024
- Revenue
- $102,515,149
- Expenses
- $70,199,866
- Contributions
- $0
- Grants paid
- $0
-
2023
- Revenue
- $87,883,095
- Expenses
- $62,969,117
- Contributions
- $0
- Grants paid
- $0
-
2022
- Revenue
- $63,909,343
- Expenses
- $51,640,137
- Contributions
- $0
- Grants paid
- $0
The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.
Other returns filed
-
2021 · 990
- Revenue
- $53,904,058
- Expenses
- $48,714,467
- Assets (EOY)
- $1,333,432,650
-
2020 · 990
- Revenue
- $54,956,740
- Expenses
- $50,046,807
- Assets (EOY)
- $1,164,120,004
-
2019 · 990
- Revenue
- $64,811,265
- Expenses
- $49,548,480
- Assets (EOY)
- $953,378,012
-
2018 · 990
- Revenue
- $62,103,691
- Expenses
- $48,666,908
- Assets (EOY)
- $915,280,080
-
2017 · 990
- Revenue
- $57,312,639
- Expenses
- $47,720,130
- Assets (EOY)
- $877,314,577
-
2016 · 990
- Revenue
- $54,675,475
- Expenses
- $44,628,535
- Assets (EOY)
- $833,942,170
-
2015 · 990
- Revenue
- $53,670,210
- Expenses
- $43,489,856
- Assets (EOY)
- $785,047,405
-
2014 · 990
- Revenue
- $48,140,189
- Expenses
- $41,078,910
- Assets (EOY)
- $729,210,536
-
2013 · 990
- Revenue
- $49,862,841
- Expenses
- $43,451,211
- Assets (EOY)
- $697,866,713
-
2012 · 990
- Revenue
- not reported
- Expenses
- $51,393,483
- Assets (EOY)
- $665,422,535
Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.
Grants made
No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.
Grants received
No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.
Taxable family
From Schedule R Parts I, III and IV: entities that legally are the filer, and taxable partnerships, corporations and trusts it is related to. These record ownership and control, not shared board members or money.
Disregarded entities on its 2025 return
-
ONE NEVADA INSURANCE SERVICES LLC
AUTO & HOMEOWNER INSURANCE · NV · income $1,431,839 · assets $583,707
Other IRS files
Auto-Revocation List
Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.
Publication 78
Not present in the most recent drop.
These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.
What this page reflects
The registration facts above come from the IRS Business Master File published 13 October 2026 and read 1 November 2026, for every organization at once. Returns through tax year 2025, the newest we have parsed for this organization.