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Nonprofiteer
← ONPOINT COMMUNITY CREDIT UNION

Form 990 for tax year 2022

Filed by ONPOINT COMMUNITY CREDIT UNION.

Totals

Total revenue
$325,450,246
Total expenses
$220,810,338
Contributions and grants received
$0
Grants paid
$2,462,178
Program services expenses (Part IX)
not reported
Management and general expenses
not reported
Fundraising expenses
not reported
Program service expenses (Part III)
not reported

Listed in Part VII

  • L JOHNSON

    BOARD CHAIR

    Total calculated
    $63,000
    From this org
    $63,000
    From related orgs
    $0
    Other
    $0
    Hours/week
    13

  • K DURHAM

    BOARD VICE CHAIR

    Total calculated
    $50,296
    From this org
    $50,296
    From related orgs
    $0
    Other
    $0
    Hours/week
    6.5

  • K THOMAJAN

    BOARD SECRETARY

    Total calculated
    $47,998
    From this org
    $47,998
    From related orgs
    $0
    Other
    $0
    Hours/week
    6.5

  • A SLAGLE

    DIRECTOR

    Total calculated
    $45,000
    From this org
    $45,000
    From related orgs
    $0
    Other
    $0
    Hours/week
    6.5

  • M MROCZEK

    DIRECTOR

    Total calculated
    $50,909
    From this org
    $50,909
    From related orgs
    $0
    Other
    $0
    Hours/week
    6.5

  • S NARENDRA

    DIRECTOR

    Total calculated
    $11,250
    From this org
    $11,250
    From related orgs
    $0
    Other
    $0
    Hours/week
    6.5

  • M DAMM

    DIRECTOR

    Total calculated
    $45,759
    From this org
    $45,759
    From related orgs
    $0
    Other
    $0
    Hours/week
    6.5

  • D NAKATA

    DIRECTOR

    Total calculated
    $45,000
    From this org
    $45,000
    From related orgs
    $0
    Other
    $0
    Hours/week
    6.5

  • F TRIPP

    DIRECTOR

    Total calculated
    $45,699
    From this org
    $45,699
    From related orgs
    $0
    Other
    $0
    Hours/week
    6.5

  • R STUART

    PRESIDENT/CEO

    Total calculated
    $3,706,613
    From this org
    $2,896,186
    From related orgs
    $0
    Other
    $810,427
    Hours/week
    50

    Schedule J breakdown matched by us

    Base
    $698,584
    Bonus
    $548,838
    Other
    $1,648,764
    Deferred
    $800,344
    Nontaxable benefits
    $10,083
    Filer's total
    $3,706,613

  • J HUNT

    SVP/CHIEF FINANCIAL OFFICER

    Total calculated
    $1,820,656
    From this org
    $1,397,916
    From related orgs
    $0
    Other
    $422,740
    Hours/week
    45

    Schedule J breakdown matched by us

    Base
    $365,667
    Bonus
    $261,130
    Other
    $771,119
    Deferred
    $408,436
    Nontaxable benefits
    $14,304
    Filer's total
    $1,820,656

  • S LEUGERS

    SVP/CHIEF LENDING OFFICER

    Total calculated
    $1,215,825
    From this org
    $884,640
    From related orgs
    $0
    Other
    $331,185
    Hours/week
    45

    Schedule J breakdown matched by us

    Base
    $274,463
    Bonus
    $199,072
    Other
    $411,105
    Deferred
    $310,440
    Nontaxable benefits
    $20,745
    Filer's total
    $1,215,825

  • T MCVAY

    SVP/CHIEF RETAIL OFFICER

    Total calculated
    $1,753,436
    From this org
    $1,347,684
    From related orgs
    $0
    Other
    $405,752
    Hours/week
    45

    Schedule J breakdown matched by us

    Base
    $342,654
    Bonus
    $246,558
    Other
    $758,472
    Deferred
    $385,007
    Nontaxable benefits
    $20,745
    Filer's total
    $1,753,436

  • V ERVIN

    SVP/CHIEF COMPLIANCE OFFICER

    Total calculated
    $1,197,903
    From this org
    $1,164,727
    From related orgs
    $0
    Other
    $33,176
    Hours/week
    45

    Schedule J breakdown matched by us

    Base
    $64,453
    Bonus
    $182,910
    Other
    $917,364
    Deferred
    $30,500
    Nontaxable benefits
    $2,676
    Filer's total
    $1,197,903

  • J ARMSTRONG

    SVP/CHIEF INFORMATION OFFICER

    Total calculated
    $1,506,990
    From this org
    $1,137,491
    From related orgs
    $0
    Other
    $369,499
    Hours/week
    45

    Schedule J breakdown matched by us

    Base
    $312,690
    Bonus
    $246,963
    Other
    $577,838
    Deferred
    $353,741
    Nontaxable benefits
    $15,758
    Filer's total
    $1,506,990

  • J DUNCKLEY

    SVP/CHIEF TALENT OFFICER

    Total calculated
    $344,563
    From this org
    $306,194
    From related orgs
    $0
    Other
    $38,369
    Hours/week
    45

    Schedule J breakdown matched by us

    Base
    $131,870
    Bonus
    $149,403
    Other
    $24,921
    Deferred
    $30,500
    Nontaxable benefits
    $7,869
    Filer's total
    $344,563

  • T CLEVENGER

    SVP/CHIEF MARKETING OFFICER

    Total calculated
    $298,054
    From this org
    $273,527
    From related orgs
    $0
    Other
    $24,527
    Hours/week
    45

    Schedule J breakdown matched by us

    Base
    $245,926
    Bonus
    $25,000
    Other
    $2,601
    Deferred
    $12,709
    Nontaxable benefits
    $11,818
    Filer's total
    $298,054

  • C ANDERSON

    SVP/CHIEF RISK OFFICER

    Total calculated
    $218,535
    From this org
    $206,748
    From related orgs
    $0
    Other
    $11,787
    Hours/week
    45

    Schedule J breakdown matched by us

    Base
    $140,284
    Bonus
    $65,000
    Other
    $1,464
    Deferred
    $7,003
    Nontaxable benefits
    $4,784
    Filer's total
    $218,535

  • W OLIVER

    SVP/CHIEF LEGAL OFFICER

    Total calculated
    $222,065
    From this org
    $199,606
    From related orgs
    $0
    Other
    $22,459
    Hours/week
    45

    Schedule J breakdown matched by us

    Base
    $135,767
    Bonus
    $59,835
    Other
    $4,004
    Deferred
    $16,479
    Nontaxable benefits
    $5,980
    Filer's total
    $222,065

  • A EMERSON

    VP/ONPOINT MORTGAGE

    Total calculated
    $793,618
    From this org
    $644,121
    From related orgs
    $0
    Other
    $149,497
    Hours/week
    45

    Schedule J breakdown matched by us

    Base
    $130,000
    Bonus
    $509,847
    Other
    $4,274
    Deferred
    $131,295
    Nontaxable benefits
    $18,202
    Filer's total
    $793,618

  • M CASIANO

    MORTGAGE LOAN OFFICER

    Total calculated
    $536,058
    From this org
    $499,425
    From related orgs
    $0
    Other
    $36,633
    Hours/week
    45

    Schedule J breakdown matched by us

    Base
    $0
    Bonus
    $495,181
    Other
    $4,244
    Deferred
    $22,329
    Nontaxable benefits
    $14,304
    Filer's total
    $536,058

  • C SCHRECK

    MORTGAGE SALES MANAGER

    Total calculated
    $483,910
    From this org
    $435,208
    From related orgs
    $0
    Other
    $48,702
    Hours/week
    45

    Schedule J breakdown matched by us

    Base
    $52,800
    Bonus
    $379,254
    Other
    $3,154
    Deferred
    $30,500
    Nontaxable benefits
    $18,202
    Filer's total
    $483,910

  • M LINDSAY-LIPKINS

    VP/ONPOINT INVESTMENT SERVICES

    Total calculated
    $433,307
    From this org
    $393,240
    From related orgs
    $0
    Other
    $40,067
    Hours/week
    45

    Schedule J breakdown matched by us

    Base
    $143,917
    Bonus
    $247,609
    Other
    $1,714
    Deferred
    $30,500
    Nontaxable benefits
    $9,567
    Filer's total
    $433,307

  • J CHESTNUT

    MORTGAGE LOAN OFFICER

    Total calculated
    $420,731
    From this org
    $370,347
    From related orgs
    $0
    Other
    $50,384
    Hours/week
    45

    Schedule J breakdown matched by us

    Base
    $0
    Bonus
    $359,715
    Other
    $10,632
    Deferred
    $29,639
    Nontaxable benefits
    $20,745
    Filer's total
    $420,731

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us.

Schedule J

Answered yes

  • 1a · First-class or charter travel
  • 1a · Travel for companions
  • 1a · Health or social club dues or initiation fees
  • 1a · Personal services (maid, chauffeur, chef)
  • 1b · Written policy on the line-1a expenses
  • 2 · Substantiation required before reimbursing expenses
  • 3 · Compensation committee
  • 3 · Independent compensation consultant
  • 3 · Compensation survey or study
  • 3 · Approval by the board or compensation committee
  • 4a · Severance or change-of-control payment
  • 4b · Supplemental nonqualified retirement plan

Answered no

  • 4c · Equity-based compensation arrangement

The filer's explanations (Part III)

PART I, LINE 1A
* FIRST-CLASS TRAVEL - PRESIDENT/CEO & ALL DIRECTORS (9 PEOPLE); NOT TAXABLE TO INDIVIDUALS AS SUCH TRAVEL IS REASONABLE AND CUSTOMARY WITHIN THE INDUSTRY FOR HIGH-LEVEL EXECUTIVES. THE BOARD HAS APPROVED SUCH TRAVEL IN LIMITED CIRCUMSTANCES AND SUBSTANTIATION OF ALL EXPENSES IS REQUIRED. * TRAVEL FOR COMPANIONS - ALL DIRECTORS (8 PEOPLE); TAXABLE TO INDIVIDUALS * HEALTH OR SOCIAL CLUB DUES - PRESIDENT/CEO; TAXABLE TO INDIVIDUALS * PERSONAL SERVICES - PRESIDENT/CEO AND SENIOR EXECUTIVES (7 PEOPLE); TAXABLE TO INDIVIDUALS
PART I, LINES 4A-B
THE FOLLOWING INDIVIDUAL RECEIVED SEVERANCE IN 2022: V. ERVIN - $554,094 THE FOLLOWING INDIVIDUALS RECEIVED PAYMENTS FROM A 457(F) PLAN, AMOUNTS THAT WERE REPORTED AS DEFERRED ON THE PRIOR YEAR FORMS 990 ARE INCLUDED IN PART II, COLUMN (F). R. STUART - $1,558,794 J. HUNT - $738,164 S. LEUGERS - $398,653 T. MCVAY - $722,518 V. ERVIN - $327,589 J. ARMSTRONG - $554,160
PART I:
THE BOARD OF DIRECTORS CONTROLS ALL COMPENSATION OR BENEFIT CHANGES THAT WOULD AFFECT THE PRESIDENT/CEO. ALL CHANGES TO THE PRESIDENT/CEO'S COMPENSATION AND BENEFITS ARE GOVERNED BY AN EMPLOYMENT CONTRACT AND ANY AMENDMENTS TO THE CONTRACT. THE COMPENSATION COMMITTEE REVIEWS THE PRESIDENT/CEO'S COMPENSATION PACKAGE EACH YEAR. THE SALARY SCHEDULE AND BENEFITS PROGRAM FOR THE PRESIDENT/CEO IS TIED TO GEOGRAPHIC STUDIES OF SALARIES AND BENEFITS PERFORMED BY PROFESSIONAL ORGANIZATIONS WITH EXPERTISE IN THE AREA OF COMPENSATION. THESE INCLUDED THE PEARL MEYER 2022 TOP CEO TOTAL COMPENSATION SURVEY REPORT, THE 2022 TOWERS WATSON EXECUTIVE COMPENSATION PAY ASSESSMENT AND A 2021 CEO COMPENSATION STUDY PROVIDED BY MERCER.

Part I's answers as filed. A line not listed was left unanswered; on lines 1a and 3 that means the box was not checked.

Grants on this return

The 10 largest by cash amount. The API serves every itemized grant.

Provenance

Return type
form_990
Tax year
2022
Filed
24 October 2023
IRS schema version
2022v5.0
Source object
202323049349302777

Check it against the return as filed: the GivingTuesday Data Lake hosts a public copy of the original XML.

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