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Nonprofiteer
← ALTURA CREDIT UNION FKA RIVERSIDE COUNTY'S CREDIT UNION

Form 990 for tax year 2024

Filed by ALTURA CREDIT UNION FKA RIVERSIDE COUNTY'S CREDIT UNION.

Totals

Total revenue
$165,827,897
Total expenses
$146,781,955
Contributions and grants received
$0
Grants paid
$294,198
Program services expenses (Part IX)
not reported
Management and general expenses
not reported
Fundraising expenses
not reported
Program service expenses (Part III)
not reported

Listed in Part VII

  • JOSEPH CALDERON

    CHAIRMAN

    Total calculated
    $2,287
    From this org
    $2,287
    From related orgs
    $0
    Other
    $0
    Hours/week
    2
  • EUGENE KIM

    VICE CHAIRMAN

    Total calculated
    $1,743
    From this org
    $1,743
    From related orgs
    $0
    Other
    $0
    Hours/week
    2
  • GLORIA PEREZ

    SECRETARY

    Total calculated
    $0
    Hours/week
    2
  • JACQUELINE HALL

    TREASURER

    Total calculated
    $0
    Hours/week
    2
  • JERRY RIVERA

    DIRECTOR

    Total calculated
    $2,681
    From this org
    $2,681
    From related orgs
    $0
    Other
    $0
    Hours/week
    2
  • PERRY REED

    BOARD MEMBER

    Total calculated
    $1,032
    From this org
    $1,032
    From related orgs
    $0
    Other
    $0
    Hours/week
    2
  • BARBARA PURVIS

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    2
  • NORMAN PERRY

    DIRECTOR

    Total calculated
    $0
    Hours/week
    2
  • MARK BALYS

    DIRECTOR

    Total calculated
    $0
    Hours/week
    2
  • KEITH D DOWNS

    DIRECTOR

    Total calculated
    $0
    Hours/week
    2
  • NINFA DELGADO

    DIRECTOR

    Total calculated
    $934
    From this org
    $934
    From related orgs
    $0
    Other
    $0
    Hours/week
    2
  • JENNIFER BINKLEY

    CEO

    Total calculated
    $1,112,135
    From this org
    $1,079,138
    From related orgs
    $0
    Other
    $32,997
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $815,032
    Bonus
    $252,446
    Other
    $11,660
    Deferred
    $13,903
    Nontaxable benefits
    $19,094
    Filer's total
    $1,112,135
  • KEVIN SHERRELL

    EVP/CSO

    Total calculated
    $577,028
    From this org
    $556,328
    From related orgs
    $0
    Other
    $20,700
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $442,096
    Bonus
    $107,709
    Other
    $6,523
    Deferred
    $20,700
    Nontaxable benefits
    $0
    Filer's total
    $577,028
  • CHRIS ANDRUS

    SVP/CHIEF MARKETING OFFICER

    Total calculated
    $399,198
    From this org
    $351,236
    From related orgs
    $0
    Other
    $47,962
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $277,763
    Bonus
    $72,843
    Other
    $630
    Deferred
    $20,684
    Nontaxable benefits
    $27,278
    Filer's total
    $399,198
  • JULIE BJORNSTAD

    SVP/HUMAN RESOURCES

    Total calculated
    $299,577
    From this org
    $259,108
    From related orgs
    $0
    Other
    $40,469
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $206,268
    Bonus
    $52,609
    Other
    $231
    Deferred
    $14,134
    Nontaxable benefits
    $26,335
    Filer's total
    $299,577
  • KATHLEEN THAYER

    SVP/CHIEF FINANCIAL OFFICER

    Total calculated
    $496,115
    From this org
    $459,274
    From related orgs
    $0
    Other
    $36,841
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $364,456
    Bonus
    $92,759
    Other
    $2,059
    Deferred
    $20,700
    Nontaxable benefits
    $16,141
    Filer's total
    $496,115
  • SCOTT MURRAY

    SVP/CHIEF INFORMATION OFFICER

    Total calculated
    $384,748
    From this org
    $364,330
    From related orgs
    $0
    Other
    $20,418
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $286,560
    Bonus
    $71,436
    Other
    $6,334
    Deferred
    $20,418
    Nontaxable benefits
    $0
    Filer's total
    $384,748
  • CHIN H PYUN

    SVP/ CHIEF LEGAL OFFICER

    Total calculated
    $389,708
    From this org
    $358,399
    From related orgs
    $0
    Other
    $31,309
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $285,960
    Bonus
    $72,439
    Other
    $0
    Deferred
    $17,809
    Nontaxable benefits
    $13,500
    Filer's total
    $389,708
  • NATALIE BROWN

    SVP/ LENDING

    Total calculated
    $351,195
    From this org
    $317,161
    From related orgs
    $0
    Other
    $34,034
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $256,965
    Bonus
    $59,916
    Other
    $280
    Deferred
    $17,893
    Nontaxable benefits
    $16,141
    Filer's total
    $351,195
  • TREVOR AMEZCUA

    SVP/ BRANCH OPERATIONS

    Total calculated
    $256,473
    From this org
    $228,113
    From related orgs
    $0
    Other
    $28,360
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $208,312
    Bonus
    $13,801
    Other
    $6,000
    Deferred
    $2,025
    Nontaxable benefits
    $26,335
    Filer's total
    $256,473
  • LUIS BARRIOS

    COMMERCIAL BUS DEVELOPMENT OFFICER

    Total calculated
    $313,504
    From this org
    $273,361
    From related orgs
    $0
    Other
    $40,143
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $259,645
    Bonus
    $13,529
    Other
    $187
    Deferred
    $13,808
    Nontaxable benefits
    $26,335
    Filer's total
    $313,504
  • GREG CHANTLER

    VP CORPORATE REAL ESTATE

    Total calculated
    $277,968
    From this org
    $243,464
    From related orgs
    $0
    Other
    $34,504
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $204,205
    Bonus
    $39,259
    Other
    $0
    Deferred
    $15,146
    Nontaxable benefits
    $19,358
    Filer's total
    $277,968
  • NINA BAILEY

    VP TECHNOLOGY OPERATIONS

    Total calculated
    $260,596
    From this org
    $229,265
    From related orgs
    $0
    Other
    $31,331
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $187,827
    Bonus
    $34,956
    Other
    $6,482
    Deferred
    $12,642
    Nontaxable benefits
    $18,689
    Filer's total
    $260,596
  • TURHAN HUNT

    VP MEMBER SERVICES

    Total calculated
    $257,070
    From this org
    $219,224
    From related orgs
    $0
    Other
    $37,846
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $176,864
    Bonus
    $36,360
    Other
    $6,000
    Deferred
    $11,511
    Nontaxable benefits
    $26,335
    Filer's total
    $257,070
  • CHRISTOPHER WDOWIAK

    DIRECTOR OF INFORMATION SECURITY

    Total calculated
    $249,888
    From this org
    $211,170
    From related orgs
    $0
    Other
    $38,718
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $170,449
    Bonus
    $34,721
    Other
    $6,000
    Deferred
    $13,391
    Nontaxable benefits
    $25,327
    Filer's total
    $249,888

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us.

Schedule J

Answered yes

  • 1a · Travel for companions
  • 1a · Health or social club dues or initiation fees
  • 1b · Written policy on the line-1a expenses
  • 2 · Substantiation required before reimbursing expenses
  • 3 · Compensation survey or study
  • 3 · Approval by the board or compensation committee
  • 4b · Supplemental nonqualified retirement plan

Answered no

  • 4a · Severance or change-of-control payment
  • 4c · Equity-based compensation arrangement

The filer's explanations (Part III)

PART I, LINE 1A
THE CHIEF EXECUTIVE OFFICER WAS REIMBURSED FOR SOCIAL CLUB DUES. THE AMOUNT IS INCLUDED IN COMPENSATION ON SCHEDULE J, PART II, COLUMN B(III). THE DUES REPRESENT AMOUNTS PAID TO THE VICTORIA CLUB, AND ARE A TAXABLE ITEM FOR THE CEO AS IT IS CONSIDERED A BENEFIT. THE REIMBURSEMENT FOR COMPANION TRAVEL EXPENSES MUST BE APPROVED IN ADVANCE OF TRAVEL BY THE BOARD OF DIRECTORS. FOR TRAVEL BENEFITS RECEIVED IN EXCESS OF $600 DURING ANY TAX YEAR, THE CREDIT UNION WILL ISSUE A FORM 1099 TO THE RECIPIENT.
PART I, LINE 4B
THE CREDIT UNION ENTERED INTO A SPLIT-DOLLAR AGREEMENT WITH THE CEO IN 2018. THE CREDIT UNION ENTERED INTO A SPLIT-DOLLAR AGREEMENT WITH THE EVP/CSO IN 2019.

Part I's answers as filed. A line not listed was left unanswered; on lines 1a and 3 that means the box was not checked.

Grants on this return

Related organizations on this return

Schedule R Part II: tax-exempt organizations related to the filer by control. It does not record shared board members or money.

Provenance

Return type
form_990
Tax year
2024
Filed
12 November 2025
IRS schema version
2024v5.2
Source object
202533179349305038

Check it against the return as filed: the GivingTuesday Data Lake hosts a public copy of the original XML.

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