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ALTURA CREDIT UNION FKA RIVERSIDE COUNTY'S CREDIT UNION

EIN 95-2023588 RIVERSIDE, CA

Revenue 2024
$165,827,897
Expenses 2024
$146,781,955

As filed

Subsection
14
Street
2847 CAMPUS PARKWAY

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Mission and programs · 2024

Mission

A COOPERATIVE, ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS AMONG ITS MEMBERS, CREATING A SOURCE OF CREDIT FOR THEM AT RATES OF INTEREST SET BY THE BOARD OF DIRECTORS, AND PROVIDING AN OPPORTUNITY FOR THEM TO USE AND CONTROL THEIR OWN MONEY ON A DEMOCRATIC BASIS IN ORDER TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITIONS. AS A COOPERATIVE, ALTURA CREDIT UNION CONDUCTS ITS BUSINESS FOR THE MUTUAL BENEFIT AND GENERAL WELFARE OF ITS MEMBERS WITH THE EARNINGS, SAVINGS, BENEFITS, OR SERVICES OF THE CREDIT UNION BEING DISTRIBUTED TO ITS MEMBERS AS PATRONS.

Activities or mission (Part I)

A COOPERATIVE, ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS AMONG ITS MEMBERS.

  • ALTURA CREDIT UNION OFFERS TRADITIONAL BANKING SERVICES, INCLUDING CHECKING ACCOUNTS, SAVINGS ACCOUNTS, AND INVESTMENT SERVICES (RETIREMENT ACCOUNTS, STOCKS, BONDS, AND MUTUAL FUNDS) FOR PERSONAL AND BUSINESS PURPOSES. IT ALSO OFFERS MOBILE BANKING THROUGH A PHONE APPLICATION AVAILABLE FOR IPHONE, ANDROID PHONES, AND BLACKBERRY PHONES. MEMBERS CAN HAVE 24/7 ACCOUNT ACCESS, CHECK THEIR ACCOUNT AND LOAN BALANCES, TRANSFER FUNDS WITHIN AN ACCOUNT PAY THEIR CREDIT CARD AND LOAN WITHIN AN ACCOUNT, LOCATE BRANCHES AND ATM MACHINES, AND HAVE ACCESS TO OTHER MEMBER SERVICES.

  • ALTURA CREDIT UNION OFFERS A WIDE RANGE LINE OF CREDIT PRODUCTS TO ITS MEMBERS THAT INCLUDES VEHICLE LOANS, HOME LOANS, PERSONAL LOANS, AND CREDIT CARDS. THE ORGANIZATION OFFERS FINANCING OR REFINANCING FOR NEW OR USED AUTOMOBILES WITH TERMS UP TO 84 MONTHS. IT ALSO OFFERS FINANCING FOR RECREATIONAL VEHICLES, BOATS, JET SKIS, AND MOTORCYCLES. THE ORGANIZATION OFFERED TRADITIONAL AND ADJUSTABLE RATE MORTGAGES IN 2024. IN 2024, IT SPECIFICALLY SOUGHT TO ASSIST MEMBERS THAT WERE IMPACTED BY FIRE, GOVERNMENT SHUTDOWN,OR OTHER EMERGENCY, THROUGH A VARIETY OF EFFORTS BY OFFERING EMERGENCY AND OTHER SPECIALIZED LOANS. THE ORGANIZATION OFFERS TWO TYPES OF PERSONAL LOANS: SIGNATURE LOAN AND SECURED LOANS. A SIGNATURE LOAN PROVIDES UP TO $15,000 TO ITS MEMBERS FOR ANY PURPOSE. A SECURED LOAN PROVIDES LOANS TO ITS MEMBERS THAT IS SECURED BY COLLATERAL. A SECURED LOAN HAS TERMS UP TO 10 YEARS OR UP TO THE MATURITY DATE FOR A SHARE CERTIFICATE. THE ORGANIZATION ALSO OFFERS A VARIETY OF CREDIT CARDS INCLUDING MASTERCARD PLATINUM PREFERRED, MASTERCARD PLATINUM, MASTERCARD CLASSIC, AND MASTERCARD REWARDS.

  • ALTURA CREDIT UNION OFFERED FREE WORKSHOPS IN 2024 TO ITS MEMBERS THROUGH COMMUNITY OUTREACH AND CONNECTING WITH OUR COMMUNITY PARTNERS. THESE WORKSHOPS COVERED THE FOLLOWING TOPICS: REBUILDING AFTER A FINANCIAL CRISIS, SOLVING THE MYSTERY OF CREDIT REPORTS, RAISING MONEY SMART KIDS, BUILDING A BETTER BUDGET, IDENTIFY THEFT SOLUTIONS, TEN STEPS TO FINANCIAL SUCCESS, PSYCHOLOGY OF SPENDING, TEENS AND MONEY AND UNDERSTANDING CREDIT. WE ALSO OFFER ACCESS TO CERTIFIED FINANCIAL COUNSELORS (BALANCE), ONLINE COURSE AND EDUCATION ARTICLES. THE FREE ONLINE COURSES CONSIST OF VARIOUS TOPICS ENABLING OUR MEMBERS TO EXPLORE DIFFERENT ASPECTS OF FINANCIAL EDUCATION AT THEIR OWN PACE. CLASSES INCLUDED: MONEY MANAGEMENT,CHECKING ACCOUNT MANAGEMENT,THE PSYCHOLOGY OF SPENDING,THE ROAD TO HOME OWNERSHIP, FINANCIAL FIRST AID, FINANCES FOR COLLEGE STUDENTS, AND BUYING A VEHICLE.

As filed on the 2024 return. The filer continues this part on Schedule O, which is not shown here.

Officers and directors · 2024

As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • JOSEPH CALDERON

    CHAIRMAN

    Total calculated
    $2,287
    From this org
    $2,287
    From related orgs
    $0
    Other
    $0
    Hours/week
    2

  • EUGENE KIM

    VICE CHAIRMAN

    Total calculated
    $1,743
    From this org
    $1,743
    From related orgs
    $0
    Other
    $0
    Hours/week
    2

  • GLORIA PEREZ

    SECRETARY

    Total calculated
    $0
    Hours/week
    2

  • JACQUELINE HALL

    TREASURER

    Total calculated
    $0
    Hours/week
    2

  • JERRY RIVERA

    DIRECTOR

    Total calculated
    $2,681
    From this org
    $2,681
    From related orgs
    $0
    Other
    $0
    Hours/week
    2

  • PERRY REED

    BOARD MEMBER

    Total calculated
    $1,032
    From this org
    $1,032
    From related orgs
    $0
    Other
    $0
    Hours/week
    2

  • BARBARA PURVIS

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    2

  • NORMAN PERRY

    DIRECTOR

    Total calculated
    $0
    Hours/week
    2

  • MARK BALYS

    DIRECTOR

    Total calculated
    $0
    Hours/week
    2

  • KEITH D DOWNS

    DIRECTOR

    Total calculated
    $0
    Hours/week
    2

  • NINFA DELGADO

    DIRECTOR

    Total calculated
    $934
    From this org
    $934
    From related orgs
    $0
    Other
    $0
    Hours/week
    2

  • JENNIFER BINKLEY

    CEO

    Total calculated
    $1,112,135
    From this org
    $1,079,138
    From related orgs
    $0
    Other
    $32,997
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $815,032
    Bonus
    $252,446
    Other
    $11,660
    Deferred
    $13,903
    Nontaxable benefits
    $19,094
    Filer's total
    $1,112,135

  • KEVIN SHERRELL

    EVP/CSO

    Total calculated
    $577,028
    From this org
    $556,328
    From related orgs
    $0
    Other
    $20,700
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $442,096
    Bonus
    $107,709
    Other
    $6,523
    Deferred
    $20,700
    Nontaxable benefits
    $0
    Filer's total
    $577,028

  • CHRIS ANDRUS

    SVP/CHIEF MARKETING OFFICER

    Total calculated
    $399,198
    From this org
    $351,236
    From related orgs
    $0
    Other
    $47,962
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $277,763
    Bonus
    $72,843
    Other
    $630
    Deferred
    $20,684
    Nontaxable benefits
    $27,278
    Filer's total
    $399,198

  • JULIE BJORNSTAD

    SVP/HUMAN RESOURCES

    Total calculated
    $299,577
    From this org
    $259,108
    From related orgs
    $0
    Other
    $40,469
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $206,268
    Bonus
    $52,609
    Other
    $231
    Deferred
    $14,134
    Nontaxable benefits
    $26,335
    Filer's total
    $299,577

  • KATHLEEN THAYER

    SVP/CHIEF FINANCIAL OFFICER

    Total calculated
    $496,115
    From this org
    $459,274
    From related orgs
    $0
    Other
    $36,841
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $364,456
    Bonus
    $92,759
    Other
    $2,059
    Deferred
    $20,700
    Nontaxable benefits
    $16,141
    Filer's total
    $496,115

  • SCOTT MURRAY

    SVP/CHIEF INFORMATION OFFICER

    Total calculated
    $384,748
    From this org
    $364,330
    From related orgs
    $0
    Other
    $20,418
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $286,560
    Bonus
    $71,436
    Other
    $6,334
    Deferred
    $20,418
    Nontaxable benefits
    $0
    Filer's total
    $384,748

  • CHIN H PYUN

    SVP/ CHIEF LEGAL OFFICER

    Total calculated
    $389,708
    From this org
    $358,399
    From related orgs
    $0
    Other
    $31,309
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $285,960
    Bonus
    $72,439
    Other
    $0
    Deferred
    $17,809
    Nontaxable benefits
    $13,500
    Filer's total
    $389,708

  • NATALIE BROWN

    SVP/ LENDING

    Total calculated
    $351,195
    From this org
    $317,161
    From related orgs
    $0
    Other
    $34,034
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $256,965
    Bonus
    $59,916
    Other
    $280
    Deferred
    $17,893
    Nontaxable benefits
    $16,141
    Filer's total
    $351,195

  • TREVOR AMEZCUA

    SVP/ BRANCH OPERATIONS

    Total calculated
    $256,473
    From this org
    $228,113
    From related orgs
    $0
    Other
    $28,360
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $208,312
    Bonus
    $13,801
    Other
    $6,000
    Deferred
    $2,025
    Nontaxable benefits
    $26,335
    Filer's total
    $256,473

  • LUIS BARRIOS

    COMMERCIAL BUS DEVELOPMENT OFFICER

    Total calculated
    $313,504
    From this org
    $273,361
    From related orgs
    $0
    Other
    $40,143
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $259,645
    Bonus
    $13,529
    Other
    $187
    Deferred
    $13,808
    Nontaxable benefits
    $26,335
    Filer's total
    $313,504

  • GREG CHANTLER

    VP CORPORATE REAL ESTATE

    Total calculated
    $277,968
    From this org
    $243,464
    From related orgs
    $0
    Other
    $34,504
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $204,205
    Bonus
    $39,259
    Other
    $0
    Deferred
    $15,146
    Nontaxable benefits
    $19,358
    Filer's total
    $277,968

  • NINA BAILEY

    VP TECHNOLOGY OPERATIONS

    Total calculated
    $260,596
    From this org
    $229,265
    From related orgs
    $0
    Other
    $31,331
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $187,827
    Bonus
    $34,956
    Other
    $6,482
    Deferred
    $12,642
    Nontaxable benefits
    $18,689
    Filer's total
    $260,596

  • TURHAN HUNT

    VP MEMBER SERVICES

    Total calculated
    $257,070
    From this org
    $219,224
    From related orgs
    $0
    Other
    $37,846
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $176,864
    Bonus
    $36,360
    Other
    $6,000
    Deferred
    $11,511
    Nontaxable benefits
    $26,335
    Filer's total
    $257,070

  • CHRISTOPHER WDOWIAK

    DIRECTOR OF INFORMATION SECURITY

    Total calculated
    $249,888
    From this org
    $211,170
    From related orgs
    $0
    Other
    $38,718
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $170,449
    Bonus
    $34,721
    Other
    $6,000
    Deferred
    $13,391
    Nontaxable benefits
    $25,327
    Filer's total
    $249,888

The first 25 listed. Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2024
    Revenue
    $165,827,897
    Expenses
    $146,781,955
    Contributions
    $0
    Grants paid
    $294,198
  • 2023
    Revenue
    $142,842,923
    Expenses
    $127,984,580
    Contributions
    $0
    Grants paid
    $192,406
  • 2022
    Revenue
    $117,960,253
    Expenses
    $99,295,318
    Contributions
    $0
    Grants paid
    $87,438

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $106,884,732
    Expenses
    $85,335,532
    Assets (EOY)
    $2,322,631,067

  • 2020 · 990

    Revenue
    $98,303,057
    Expenses
    $84,375,057
    Assets (EOY)
    $1,961,697,946

  • 2019 · 990

    Revenue
    $94,951,548
    Expenses
    $75,602,789
    Assets (EOY)
    $1,515,289,444

  • 2018 · 990

    Revenue
    $83,196,671
    Expenses
    $68,734,005
    Assets (EOY)
    $1,415,150,496

  • 2017 · 990

    Revenue
    $70,019,284
    Expenses
    $59,784,208
    Assets (EOY)
    $1,280,007,348

  • 2016 · 990

    Revenue
    $63,800,909
    Expenses
    $55,588,515
    Assets (EOY)
    $1,220,062,946

  • 2015 · 990

    Revenue
    $50,608,273
    Expenses
    $44,303,414
    Assets (EOY)
    $1,154,858,239

  • 2014 · 990

    Revenue
    $41,880,129
    Expenses
    $29,476,153
    Assets (EOY)
    $758,028,257

  • 2013 · 990

    Revenue
    $43,295,144
    Expenses
    $31,844,084
    Assets (EOY)
    $679,790,540

  • 2012 · 990

    Revenue
    not reported
    Expenses
    $26,261,608
    Assets (EOY)
    $656,371,729

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.

Grants made

Where these grants went next →

Grants received

No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.

Related organizations

From Schedule R Part II, where a filer lists the tax-exempt organizations it is related to by control. It does not record shared board members or money.

Declared on its 2024 return

Declared as related by

Taxable family

From Schedule R Parts I, III and IV: entities that legally are the filer, and taxable partnerships, corporations and trusts it is related to. These record ownership and control, not shared board members or money.

Related corporations and trusts on its 2024 return

  • ALTURA GROUP INC

    C · LENDING · CA · share of income $1,344,622 · share of assets $6,047,396 · controlled entity

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Not present in the most recent drop.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 13 October 2026 and read 26 October 2026, for every organization at once. Returns through tax year 2024, the newest we have parsed for this organization.