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Nonprofiteer
← ROBINS FINANCIAL CREDIT UNION

Form 990 for tax year 2023

Filed by ROBINS FINANCIAL CREDIT UNION.

Totals

Total revenue
$215,983,906
Total expenses
$155,887,605
Contributions and grants received
$0
Grants paid
$550,326
Program service revenue
$180,998,007
Investment income
$34,985,899
Other revenue
$0
Total assets, end of year
$4,325,042,301
Total liabilities, end of year
$3,756,207,717
Net assets or fund balances, end of year
$568,834,584
Program services expenses (Part IX)
not reported
Management and general expenses
not reported
Fundraising expenses
not reported
Program service expenses (Part III)
not reported

Listed in Part VII

  • CHRISTINA M O'BRIEN

    PRESIDENT/CEO

    Total calculated
    $900,246
    From this org
    $854,500
    From related orgs
    $0
    Other
    $45,746
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $613,418
    Bonus
    $152,625
    Other
    $88,457
    Deferred
    $41,250
    Nontaxable benefits
    $4,496
    Filer's total
    $900,246

  • ANDREA DENICE COTE

    SR VP/ CAO

    Total calculated
    $508,612
    From this org
    $462,816
    From related orgs
    $0
    Other
    $45,796
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $371,198
    Bonus
    $59,390
    Other
    $32,228
    Deferred
    $41,250
    Nontaxable benefits
    $4,546
    Filer's total
    $508,612

  • ROBERT L DYAL

    SR VP OF LENDING

    Total calculated
    $441,568
    From this org
    $322,391
    From related orgs
    $0
    Other
    $119,177
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $257,241
    Bonus
    $50,118
    Other
    $15,032
    Deferred
    $113,923
    Nontaxable benefits
    $5,254
    Filer's total
    $441,568

  • JOHN D COZART

    SR VP OF TECHNOLOGY

    Total calculated
    $366,804
    From this org
    $325,051
    From related orgs
    $0
    Other
    $41,753
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $257,241
    Bonus
    $43,853
    Other
    $23,957
    Deferred
    $33,750
    Nontaxable benefits
    $8,003
    Filer's total
    $366,804

  • KEITH BECKHAM

    SR VP OF CS

    Total calculated
    $337,875
    From this org
    $305,766
    From related orgs
    $0
    Other
    $32,109
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $254,806
    Bonus
    $48,801
    Other
    $2,159
    Deferred
    $26,538
    Nontaxable benefits
    $5,571
    Filer's total
    $337,875

  • JASON C PARKER

    SR VP OF RISK

    Total calculated
    $329,665
    From this org
    $305,834
    From related orgs
    $0
    Other
    $23,831
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $261,675
    Bonus
    $41,347
    Other
    $2,812
    Deferred
    $14,761
    Nontaxable benefits
    $9,070
    Filer's total
    $329,665

  • SCOTT KLETCKE

    SR VP /CFO

    Total calculated
    $329,619
    From this org
    $287,478
    From related orgs
    $0
    Other
    $42,141
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $161,378
    Bonus
    $48,997
    Other
    $77,103
    Deferred
    $38,624
    Nontaxable benefits
    $3,517
    Filer's total
    $329,619

  • TAMMY L ROSS

    VP OF BRANCH SRV/OPS

    Total calculated
    $328,869
    From this org
    $282,079
    From related orgs
    $0
    Other
    $46,790
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $221,627
    Bonus
    $45,634
    Other
    $14,818
    Deferred
    $41,250
    Nontaxable benefits
    $5,540
    Filer's total
    $328,869

  • BRANT MALONE

    CHIEF FINANCIAL OFFICER

    Total calculated
    $263,647
    From this org
    $235,893
    From related orgs
    $0
    Other
    $27,754
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $225,392
    Bonus
    $0
    Other
    $10,501
    Deferred
    $23,045
    Nontaxable benefits
    $4,709
    Filer's total
    $263,647

  • DON JARZYNKA

    CHAIRMAN

    Total calculated
    $0
    Hours/week
    2

  • MIKE PARKER

    VICE CHAIRMAN

    Total calculated
    $0
    Hours/week
    2

  • DONALD HANSON

    SECRETARY

    Total calculated
    $0
    Hours/week
    2

  • EDWARD C HILLIARD

    PAST CHAIR

    Total calculated
    $0
    Hours/week
    2

  • JANE PARKER

    TREASURER

    Total calculated
    $0
    Hours/week
    2

  • JOHN A JONES

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    2

  • BARRY BROWN

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    2

  • JAMES KIDD

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    2

  • TROY HUBBARD

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    2

  • JOHN KUBINEC

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    2

  • EDWIN WOLFE

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    2

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us.

Schedule J

Answered yes

  • 1a · Travel for companions
  • 1a · Tax indemnification and gross-up payments
  • 1b · Written policy on the line-1a expenses
  • 2 · Substantiation required before reimbursing expenses
  • 3 · Compensation committee
  • 3 · Compensation survey or study
  • 3 · Approval by the board or compensation committee
  • 4b · Supplemental nonqualified retirement plan

Answered no

  • 4a · Severance or change-of-control payment
  • 4c · Equity-based compensation arrangement

The filer's explanations (Part III)

PART I, LINE 3
THE BOARD OF DIRECTORS APPROVES THE CEO SALARY UTILIZING HR PERFORMANCE SOLUTIONS COMPENSATION SYSTEM WHICH USES MULTIPLE NATIONAL SALARY SURVEYS TO SET SALARY RANGES. THE SAME COMPENSATION SYSTEM IS USED FOR OTHER MANAGEMENT SALARIES. THE SALARY RANGES ARE UPDATED ANNUALLY.
PART I, LINE 4B
457F PLAN PARTICIPANTS: THE ORGANIZATION MADE A CONTRIBUTION TO A 457F PLAN ON BEHALF OF: ROBERT DYAL $ 74,251

Part I's answers as filed. A line not listed was left unanswered; on lines 1a and 3 that means the box was not checked.

Grants on this return

The 10 largest by cash amount. The API serves every itemized grant.

Taxable family on this return

Schedule R Parts I, III and IV, as filed. These record ownership and control, not shared board members or money moved.

Disregarded entities

Part I: entities that legally are the filer and file no return of their own.

  • OLUTION OURCE LLC

    CREDIT UNION SERVICE ORGANIZATION · GA · income $671 · assets $1,961,115

    Directly controlled by RFCU

Provenance

Return type
form_990
Tax year
2023
Filed
21 August 2024
IRS schema version
2023v5.1
Source object
202412369349301651

Check it against the return as filed: the GivingTuesday Data Lake hosts a public copy of the original XML.

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