- Revenue 2024
- $251,515,366
- Expenses 2024
- $190,265,948
As filed
- Subsection
- 14
- Street
- 803 WATSON BLVD
These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).
Officers and directors · 2024
As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.
-
JOHN A JONES
BOARD MEMBER
- Total calculated
- $0
- Hours/week
- 2
-
JOHN KUBINEC
BOARD MEMBER
- Total calculated
- $0
- Hours/week
- 2
-
ED WOLFE
BOARD MEMBER
- Total calculated
- $0
- Hours/week
- 2
-
TROY HUBBARD
BOARD MEMBER
- Total calculated
- $0
- Hours/week
- 2
-
CHRIS DAVIS
BOARD MEMBER
- Total calculated
- $0
- Hours/week
- 2
-
DON JARZYNKA
CHAIRMAN
- Total calculated
- $0
- Hours/week
- 2
-
DONALD HANSON
SECRETARY
- Total calculated
- $0
- Hours/week
- 2
-
JANE PARKER
TREASURER
- Total calculated
- $0
- Hours/week
- 2
-
MIKE PARKER
VICE CHAIRMAN
- Total calculated
- $0
- Hours/week
- 2
-
BRANT MALONE
CHIEF FINANCIAL OFFICER
- Total calculated
- $291,773
- From this org
- $275,188
- From related orgs
- $0
- Other
- $16,585
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $151,009
- Bonus
- $46,880
- Other
- $77,299
- Deferred
- $13,513
- Nontaxable benefits
- $3,072
- Filer's total
- $291,773
-
ANDREA DENICE COTE
CHIEF GROWTH OFFICER
- Total calculated
- $615,864
- From this org
- $569,983
- From related orgs
- $0
- Other
- $45,881
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $432,934
- Bonus
- $92,498
- Other
- $44,551
- Deferred
- $42,000
- Nontaxable benefits
- $3,881
- Filer's total
- $615,864
-
JOHN D COZART
CHIEF OPERATIONS OFFICER
- Total calculated
- $391,481
- From this org
- $348,858
- From related orgs
- $0
- Other
- $42,623
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $276,592
- Bonus
- $46,461
- Other
- $25,805
- Deferred
- $34,500
- Nontaxable benefits
- $8,123
- Filer's total
- $391,481
-
JASON C PARKER
CHIEF RISK OFFICER
- Total calculated
- $362,986
- From this org
- $322,551
- From related orgs
- $0
- Other
- $40,435
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $278,279
- Bonus
- $42,101
- Other
- $2,171
- Deferred
- $34,500
- Nontaxable benefits
- $5,935
- Filer's total
- $362,986
-
CHRISTINA M OBRIEN
PRESIDENT/CEO
- Total calculated
- $995,355
- From this org
- $949,487
- From related orgs
- $0
- Other
- $45,868
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $654,682
- Bonus
- $206,712
- Other
- $88,093
- Deferred
- $42,000
- Nontaxable benefits
- $3,868
- Filer's total
- $995,355
-
AMY ETHERIDGE
SVP OF STRATEGY & TRANSFORMATION
- Total calculated
- $314,523
- From this org
- $272,721
- From related orgs
- $0
- Other
- $41,802
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $226,211
- Bonus
- $32,396
- Other
- $14,114
- Deferred
- $34,500
- Nontaxable benefits
- $7,302
- Filer's total
- $314,523
-
SHANNON REAGAN
VP OF CONSUMER LENDING
- Total calculated
- $247,708
- From this org
- $217,675
- From related orgs
- $0
- Other
- $30,033
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $184,357
- Bonus
- $3,995
- Other
- $29,323
- Deferred
- $20,206
- Nontaxable benefits
- $9,827
- Filer's total
- $247,708
-
AMANDA HAWORTH
VP OF HR & LEARNING DEVELOPMENT
- Total calculated
- $258,365
- From this org
- $215,757
- From related orgs
- $0
- Other
- $42,608
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $178,148
- Bonus
- $27,100
- Other
- $10,509
- Deferred
- $38,836
- Nontaxable benefits
- $3,772
- Filer's total
- $258,365
-
MICHAEL HENRY
COMMERCIAL CREDIT OFFICER
- Total calculated
- $284,578
- From this org
- $247,166
- From related orgs
- $0
- Other
- $37,412
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $228,446
- Bonus
- $16,412
- Other
- $2,308
- Deferred
- $30,500
- Nontaxable benefits
- $6,912
- Filer's total
- $284,578
-
KEITH BECKHAM
SVP OF COMMERCIAL SERVICES
- Total calculated
- $367,224
- From this org
- $320,033
- From related orgs
- $0
- Other
- $47,191
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $264,145
- Bonus
- $51,241
- Other
- $4,647
- Deferred
- $42,000
- Nontaxable benefits
- $5,191
- Filer's total
- $367,224
-
ROBERT DYAL
SVP OF LENDING
- Total calculated
- $1,230,064
- From this org
- $1,123,589
- From related orgs
- $0
- Other
- $106,475
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $266,093
- Bonus
- $51,623
- Other
- $805,873
- Deferred
- $101,892
- Nontaxable benefits
- $4,583
- Filer's total
- $1,230,064
-
HENRY SLANE III
VP OF CARDS & PAYMENTS
- Total calculated
- $310,620
- From this org
- $266,343
- From related orgs
- $0
- Other
- $44,277
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $225,379
- Bonus
- $34,978
- Other
- $5,986
- Deferred
- $38,134
- Nontaxable benefits
- $6,143
- Filer's total
- $310,620
-
TAMMY ROSS
VP OF SUPPORT OPERATIONS
- Total calculated
- $327,915
- From this org
- $282,779
- From related orgs
- $0
- Other
- $45,136
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $228,421
- Bonus
- $33,428
- Other
- $20,930
- Deferred
- $42,000
- Nontaxable benefits
- $3,136
- Filer's total
- $327,915
Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.
Filings
-
2024
- Revenue
- $251,515,366
- Expenses
- $190,265,948
- Contributions
- $0
- Grants paid
- $1,000,000
-
2023
- Revenue
- $215,983,906
- Expenses
- $155,887,605
- Contributions
- $0
- Grants paid
- $550,326
-
2022
- Revenue
- $169,374,848
- Expenses
- $119,716,477
- Contributions
- $0
- Grants paid
- $731,437
The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.
Grants made
-
$51,251
2024 CORPORATE DONATION
-
2022 COMMUNITY PROJECT
-
FOOD BANK OF NORTHEAST GEORGIA
$50,000
2024 COMMUNITY PROJECT
-
$46,000
2022 COMMUNITY PROJECT
-
$45,784
2023 CORPORATE DONATION
-
2024 COMMUNITY PROJECT
-
$38,454
2022 SUPPORT THE UNITED WAY OF CENTRAL GA
-
$35,000
2022 SUPPORT THE 21ST CENTURY PARTNERSHIP
-
$35,000
2024 ANNUAL FUNDING
-
$35,000
2023 ANNUAL FUNDING
The 10 largest by cash amount. The API serves every itemized grant.
Grants received
No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.
Other IRS files
Auto-Revocation List
Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.
Publication 78
Not present in the most recent drop.
These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.