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← EMBRACE LIVING CHARITIES

Form 990 for tax year 2025

Filed by EMBRACE LIVING CHARITIES.

Totals

Total revenue
$404,569
Total expenses
$230,802
Contributions and grants received
$284,886
Grants paid
$0
Program service revenue
$0
Investment income
$116,195
Other revenue
$3,488
Total assets, end of year
$6,158,564
Total liabilities, end of year
$11,425
Net assets or fund balances, end of year
$6,147,139
Program services expenses (Part IX)
$230,202
Management and general expenses
$600
Fundraising expenses
$0
Program service expenses (Part III)
$230,202

Program services were 99.7% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.

Line items

Every line the filer filed in Parts VIII, IX and X, as filed and in filed order. Blank columns are left out, and the lines are not forced to add up to the totals above.

Revenue

Part VIII, the statement of revenue.

  • 1f · All other contributions, gifts and grants

    $284,886

  • 3 · Investment income

    total $116,195 · excluded $116,195

  • 11d · All other revenue

    total $3,488 · related or exempt $3,488

  • 11e · Other revenue, total

    $3,488

Functional expenses

Part IX, the statement of functional expenses.

  • 11a · Fees: management

    total $68,955 · program services $68,955

  • 11c · Fees: accounting

    total $6,600 · program services $6,600

  • 11g · Fees: other

    total $151,600 · program services $151,600

  • 13 · Office expenses

    total $2,515 · program services $2,515

  • 19 · Conferences, conventions and meetings

    total $600 · management and general $600

  • 24e · All other expenses

    total $532 · program services $532

Balance sheet

Part X, book values.

  • 1 · Cash, non-interest-bearing

    beginning of year $451,741 · end of year $477,792

  • 4 · Accounts receivable

    beginning of year $8,361 · end of year $12,331

  • 15 · Other assets

    beginning of year $38,020,620 · end of year $5,668,441

  • 17 · Accounts payable and accrued expenses

    beginning of year $40,313 · end of year $11,425

  • 25 · Other liabilities

    beginning of year $6,661 · end of year $0

  • 27 · Net assets without donor restrictions

    beginning of year $33,204,513 · end of year $338,969

  • 28 · Net assets with donor restrictions

    beginning of year $5,229,235 · end of year $5,808,170

Mission and programs · 2025

Mission

TO PROVIDE ACTIVELY AGING ADULTS AFFORDABLE WELCOMING HOMES IN COMMUNITIES THAT EMBRACE LIVING.

  • EMBRACE LIVING CHARITIES, A NONPROFIT ORGANIZATION WAS ESTABLISHED IN 1894 TO PROVIDE PROGRAMS AND SERVICES FOR THE ELDERLY. EMBRACE LIVING CHARITIES IS THE FUNDRAISING ARM FOR EMBRACE LIVING COMMUNITIES.

    Expenses $230,202 · Revenue $3,488

As filed on the 2025 return.

Listed in Part VII

  • Irv Woods

    DIRECTOR

    Total calculated
    $0
    Hours/week
    0.2
  • Karen M Latimer-Horsthemke

    DIRECTOR

    Total calculated
    $0
    Hours/week
    0.2
  • Ruth Carlson

    DIRECTOR

    Total calculated
    $0
    Hours/week
    0.2
  • Scott Meyer

    CHAIRMAN

    Total calculated
    $0
    Hours/week
    0.2
  • J Paul Bersche

    DIRECTOR

    Total calculated
    $0
    Hours/week
    0.2
  • Ralph Gaines

    PRESIDENT & CEO (FORMER SEPT 25)

    Total calculated
    $403,762
    From this org
    $0
    From related orgs
    $363,961
    Other
    $39,801
    Hours/week
    0.2 + 39.8 related

    Schedule J breakdown matched by us

    Base
    $0 + $363,961 related
    Bonus
    $0
    Other
    $0
    Deferred
    $0
    Nontaxable benefits
    $0 + $39,801 related
    Filer's total
    $0 + $403,762 related
  • Wayne Foley

    CEO

    Total calculated
    $23,077
    From this org
    $0
    From related orgs
    $23,077
    Other
    $0
    Hours/week
    0.2 + 39.8 related
  • Alina Serban

    CHIEF OF STAFF

    Total calculated
    $144,033
    From this org
    $0
    From related orgs
    $104,929
    Other
    $39,104
    Hours/week
    0.2 + 39.8 related
  • Dawn Zenkner

    VICE PRESIDENT OF FINANCE

    Total calculated
    $161,295
    From this org
    $0
    From related orgs
    $122,244
    Other
    $39,051
    Hours/week
    0.2 + 39.8 related

    Schedule J breakdown matched by us

    Base
    $0 + $122,244 related
    Bonus
    $0
    Other
    $0
    Deferred
    $0
    Nontaxable benefits
    $0 + $39,051 related
    Filer's total
    $0 + $161,295 related
  • Ed Havlovic

    DIRECTOR OF PLANT OPERATIONS

    Total calculated
    $138,965
    From this org
    $0
    From related orgs
    $110,884
    Other
    $28,081
    Hours/week
    0.2 + 39.8 related
  • Gary Adams

    DIRECTOR OF OPERATIONS(FORMER DEC 25)

    Total calculated
    $178,736
    From this org
    $0
    From related orgs
    $149,003
    Other
    $29,733
    Hours/week
    0.2 + 39.8 related

    Schedule J breakdown matched by us

    Base
    $0 + $149,003 related
    Bonus
    $0
    Other
    $0
    Deferred
    $0
    Nontaxable benefits
    $0 + $29,733 related
    Filer's total
    $0 + $178,736 related
  • Jennifer Truppa

    DIRECTOR OF SOCIAL SERVICES AND QUALITY ASSURANCE

    Total calculated
    $165,189
    From this org
    $0
    From related orgs
    $123,897
    Other
    $41,292
    Hours/week
    0.2 + 39.8 related

    Schedule J breakdown matched by us

    Base
    $0 + $123,897 related
    Bonus
    $0
    Other
    $0
    Deferred
    $0
    Nontaxable benefits
    $0 + $41,292 related
    Filer's total
    $0 + $165,189 related

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us.

Schedule J

Answered yes

None.

Answered no

  • 4a · Severance or change-of-control payment
  • 4b · Supplemental nonqualified retirement plan
  • 4c · Equity-based compensation arrangement
  • 5a · Pay contingent on this organization's revenues
  • 5b · Pay contingent on a related organization's revenues
  • 6a · Pay contingent on this organization's net earnings
  • 6b · Pay contingent on a related organization's net earnings
  • 7 · Other non-fixed payments
  • 8 · Paid under the initial-contract exception

The filer's explanations (Part III)

PART I, LINE 3:
THE BOARD OF DIRECTORS OF EMBRACE LIVING COMMUNITIES AND AFFILIATES APPOINTS THE PRESIDENT & CEO AND THE CFO AND DETERMINES THEIR COMPENSATION. THE METHOD USED TO ESTABLISH THE COMPENSATION FOR THE PRESIDENT & CEO AND THE CFO, RECEIVED FROM RELATED ORGANIZATIONS, INCLUDE A COMPENSATION COMMITTEE, INDEPENDENT COMPENSATION CONSULTANT, FORM 990 OF OTHER SIMILAR ORGANIZATIONS. THE PROCESS INCLUDES A WRITTEN EMPLOYMENT CONTRACT, COMPENSATION SURVEY AND/OR STUDY AND APPROVAL BY THE COMPENSATION COMMITTEE AND THE BOARD.

Part I's answers as filed. A line not listed was left unanswered; on lines 1a and 3 that means the box was not checked.

Grants on this return

No itemized grants to organizations on this return.

Related organizations on this return

Schedule R Part II: tax-exempt organizations related to the filer by control. It does not record shared board members or money.

Taxable family on this return

Schedule R Parts I, III and IV, as filed. These record ownership and control, not shared board members or money moved.

Related partnerships

Part III: related organizations taxable as a partnership, with the filer's share.

  • ANCHOR SENIOR LIVING 2021 GP LLC

    RENTAL SENIOR · IL

  • GREENWOOD SENIOR LIVING 2021 GP LLC

    RENTAL SENIOR · IL

  • GROVE SENIOR LIVING 2021 GP LLC

    RENTAL SENIOR · IL

  • OASIS SENIOR LIVING 2021 GP LLCOASIS SENIOR LIVING 2021 GP LLC

    RENTAL SENIOR · IL

Related corporations and trusts

Part IV: related organizations taxable as a corporation or trust.

  • ANCHOR SENIOR LIVING 2021 GP LLC

    C · RENTAL SENIOR · IL

  • GREENWOOD SENIOR LIVING 2021 GP LLC

    C · RENTAL SENIOR · IL

  • GROVE SENIOR LIVING 2021 GP LLC

    C · RENTAL SENIOR · IL

  • OASIS SENIOR LIVING 2021 GP LLC

    C · RENTAL SENIOR · IL

Provenance

Return type
form_990
Tax year
2025
Filed
20 August 2026
IRS schema version
2025v4.2
Source object
202612539349300401

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