Form 990 for tax year 2025

Totals

Total revenue

$3,058,596

Total expenses

$3,102,818

Contributions and grants received

$862,380

Grants paid

$0

Program service revenue

$2,180,723

Investment income

$15,493

Other revenue

$0

Total assets, end of year

$4,023,025

Total liabilities, end of year

$1,603,609

Net assets or fund balances, end of year

$2,419,416

Program services expenses (Part IX)

$1,310,638

Management and general expenses

$1,732,950

Fundraising expenses

$59,230

Program service expenses (Part III)

$1,310,638

Program services were 42.2% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.

Line items

Every line the filer filed in Parts VIII, IX and X, as filed and in filed order. Blank columns are left out, and the lines are not forced to add up to the totals above.

Mission and programs · 2025

• YOUTH AND FAMILY DEVELOPMENT: OUR YMCA IS COMMITTED TO NURTURING THE POTENTIAL OF EVERY CHILD THROUGH COGNITIVE, PHYSICAL, AND SOCIAL-EMOTIONAL DEVELOPMENT. IN ALL OUR YOUTH DEVELOPMENT PROGRAMS, WE STRIVE TO HELP EACH CHILD ACHIEVE A GREATER SENSE OF WELLBEING: SPECIFICALLY, IN THE AREAS OF SENSE OF BELONGING, ACHIEVEMENT, AND RELATIONSHIPS. WE BELIEVE THAT THESE THREE ELEMENTS ARE VITAL TO A YOUNG PERSON'S DEVELOPMENT AND CHARACTER AND CAN HELP THEM BE THE BEST VERSION OF THEMSELVES. OUR GOAL IS THAT THROUGH OUR RANGE OF PROGRAMS WE CAN SUPPORT YOUTH IN THEIR DEVELOPMENT PROGRESS. WE HAVE BEEN ABLE TO ACCOMPLISH THIS THROUGH OUR PROGRAMS AND PARTNERSHIPS. IN 2025, WE CONTINUED OUR PARTNERSHIP WITH SCHOOL DISTRICT D90 TO PROVIDE THE SIGNATURE PROGRAM AFTERSCHOOL PROGRAM AND ENRICHMENT PROGRAM POWER SCHOLARS ACADEMY. THESE PROGRAMS SUPPORT SCHOLARS YEAR-ROUND TO ENSURE THEIR LEARNING IS SUPPORTED, PROVIDE THE OPPORTUNITY TO BUILD SEL SKILLS, THE SUMMER PROGRAM SPECIFICALLY WORKS ON PREVENTING THE SUMMER LEARNING LOSS AIMED AT IMPROVING STUDENTS' ACADEMICS IN MATH AND LITERACY. IN THE SCHOOL YEAR, WE LAUNCHED OUR ADDITIONAL CLASSROOMS FOR THE SIGNATURE AFTER-SCHOOL PROGRAM, AN EVIDENCE-BASED PROGRAM AIMED AT PARTNERING WITH SCHOOLS TO PROVIDE ACADEMIC, SOCIAL-EMOTIONAL, AND PHYSICAL ACTIVITY SUPPORT WITHIN THE SCHOOLS. IN PARTNERSHIP WITH OUR NEIGHBORING SCHOOL DISTRICTS, WE WERE ABLE TO LAUNCH OUR SCHOOL'S OUT SPECIALS PROGRAM IN THE FALL TO PROVIDE CHILDCARE SERVICES FOR PARENTS WHO STILL NEED TO WORK WHILE THEIR KIDS WERE OUT OF SCHOOL FOR K-5TH GRADE STUDENTS.

  Expenses $349,557 · Revenue $239,967

• RESIDENCE PROGRAM: SINGLE-ROOM OCCUPANCY (SRO) UNITS HAVE SERVED A CRITICAL NEED OF PROVIDING AFFORDABLE HOUSING FOR LOW-INCOME AND FORMERLY HOMELESS INDIVIDUALS FOR OVER A HUNDRED YEARS. SROS ARE INDIVIDUAL UNITS WITH SHARED BATHROOM FACILITIES. THE SROS ARE CRITICAL ASSETS WHICH PROVIDE PREVENTATIVE SERVICES FOR RESIDENTS TO MAINTAIN HOUSING AND STAVE OFF POVERTY AND/OR THE POTENTIAL LOSS OF EMPLOYMENT. MOST INDIVIDUALS THAT SEEK OUT SRO HOUSING HAVE INCOMES AT OR BELOW THE POVERTY LINE. THE WEST COOK YMCA IS THE ONLY SINGLE-ROOM OCCUPANCY PROGRAM IN THE WESTERN SUBURBS. IT ADDRESSES THE NEED FOR AFFORDABLE HOUSING IN THE OAK PARK AREA. AS A RESULT OF THIS PROGRAM, INDIVIDUALS HAVE THE OPPORTUNITY TO ACCESS AFFORDABLE HOUSING SO THAT THEY CAN EXPLORE MORE SUSTAINABLE/INDEPENDENT HOUSING. RESIDENTS ALSO HAVE ACCESS TO WELLNESS BENEFITS. IN 2025, THE WCY DID NOT ONBOARD NEW RESIDENTS WHILE WE FOCUSED ON MAINTAINING THE HEALTH AND SAFETY OF OUR CURRENT RESIDENTS.

  Expenses $127,183 · Revenue $227,150

• MEMBERSHIP - THE MEMBERSHIP DEPARTMENT IS THE GATEWAY TO THE Y, AS THEY ARE THE FIRST TO INTERACT WITH OUR CURRENT AND PROSPECTIVE MEMBERS. THE MEMBER ENGAGEMENT TEAM SERVES THE MEMBER BY HELPING THEM NAVIGATE THE Y'S SERVICES AND PROGRAMS TO BEST FIT THEIR NEEDS. WE ENSURE ALL FEEL WELCOMED, CONNECTED, AND ENGAGED AT THE Y. TEAM MEMBERS LISTEN AND UNDERSTAND THE COLLECTIVE NEEDS OF OUR MEMBERSHIP AND ADVOCATE ON THEIR BEHALF SO THAT THE Y IS ALWAYS STRIVING TO BEST ADDRESS THE NEEDS OF THE COMMUNITY THROUGH PROGRAMS AND SERVICES THAT HELP CHANGE THE BEHAVIORS OF INDIVIDUALS AS THEY ACHIEVE THEIR HEALTH AND WELLNESS GOALS. IT IS THROUGH MEMBERSHIP THAT INDIVIDUALS AND FAMILIES HAVE ACCESS NOT ONLY TO THE Y FACILITY BUT TO THE MANY COMPLIMENTARY PROGRAMS AND AMENITIES AVAILABLE TO THEM.

  Expenses $433,249 · Revenue $1,264,744

• HEALTHY LIVING: THE Y IS A LEADING VOICE ON HEALTH AND WELL-BEING AS WELL AS THE INVENTOR OF GROUP SWIMMING LESSONS. WE BELIEVE THAT EVERY CHILD DESERVES TO KNOW HOW TO SWIM, AND HOW TO BE SAFE AROUND WATER. AQUATIC ACTIVITIES ARE HIGHLY EFFECTIVE METHODS OF SUPPORTING HEALTHY LIFESTYLES AND A GREAT SOURCE OF EXERCISE. OUR SWIMMING AND AQUATICS PROGRAMS NOT ONLY PROVIDE LIFE-SAVING WATER SKILLS TO YOUNG PEOPLE AND ADULTS, BUT THEY ALSO PROVIDE OPPORTUNITIES TO GAIN SELF-CONFIDENCE AND BUILD A FOUNDATION IN PHYSICAL SKILLS WHICH CAN SUPPORT A PERSONAL HEALTH PROGRAM THAT CAN BE MAINTAINED AT ALL AGES AND FITNESS LEVELS FOR A LIFETIME ALL WHILE HAVING FUN IN THE WATER. BOTH YOUTH AND ADULTS GAIN A TREMENDOUS SENSE OF SELF CONFIDENCE AND SELF-WORTH WHEN LEARNING TO SWIM OR IMPROVING AQUATIC SKILLS. THE Y'S AREA OF FOCUS IS YOUTH DEVELOPMENT, HEALTHY LIVING, AND SOCIAL RESPONSIBILITY. IN 2025, THE Y CONTINUED TO OFFER SWIMMING LESSONS AND COMPLIMENTARY DROWNING PREVENTION PROGRAMS. WE ALSO CONTINUE TO GROW THE COMPETITIVE SWIM TEAM AND THEY WERE ABLE TO PARTICIPATE IN SWIM MEETS DURING THE SEASONS. WE ALSO RE-LAUNCHED OUR IN-PERSON CHRONIC DISEASE PROGRAMMING INCLUDING OUR DIABETES PREVENTION PROGRAM AIMED AT CHANGING THE LIFESTYLE OF INDIVIDUALS AND REDUCING THEIR RISK FACTORS FOR DEVELOPING TYPE 2 DIABETES, WEIGHT LOSS PROGRAM, AND BLOOD PRESSURE SELF-MONITORING PROGRAM.

  Expenses $400,649 · Revenue $448,862

As filed on the 2025 return. The filer continues this part on Schedule O, which is not shown here.

Listed in Part VII

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those.

Schedule J

Part I's answers as filed. A line not listed was left unanswered; on lines 1a and 3 that means the box was not checked.

Grants on this return

No itemized grants to organizations on this return.

Provenance

Return type

form_990

Tax year

2025

Filed

8 July 2026

IRS schema version

2025v4.2

Source object

202621969349301632

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