- Revenue 2024
- $5,049,421
- Expenses 2024
- $4,943,666
As filed
- Subsection
- 14
- Street
- 533 CAMPBELL STREET
These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).
Mission and programs · 2024
Mission
HRCU'S MISSION IS CREATING AND PROTECTING OWNERSHIP AND ECONOMIC OPPORTUNITY FOR ALL. THE CREDIT UNION DOES THIS BY PROVIDING RESPONSIBLE FINANCIAL SERVICES AND EDUCATION, LENDING TO INDIVIDUALS, SMALL BUSINESSES AND NONPROFITS, DEVELOPING REAL ESTATE, AND PROVIDING FAIR FINANCIAL PRACTICES.
Activities or mission (Part I)
CREATING AND PROTECTING OWNERSHIP AND ECONOMIC OPPORTUNITY FOR ALL
-
90% OF LOANS GIVEN WERE DISBURSED TO CDFI LOW-INCOME TARGET POPULATIONS. THE CREDIT UNION TRULY SERVES THE POOR.
-
PROVIDES FINANCIAL AND FINANCIALLY RELATED SERVICES TO 7,742 MEMBERS.
-
PROVIDES A SOURCE OF CREDIT TO MEMBERS AT A FAIR AND REASONABLE RATE OF INTEREST. AS OF DECEMBER 31, 2024, THERE WERE 3,419 LOANS OUTSTANDING TOTALING $33,679,493.
As filed on the 2024 return. The filer continues this part on Schedule O, which is not shown here.
Officers and directors · 2024
As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.
-
Donald CohenourDONALD COHENOUR
CHAIRMAN
- Total calculated
- $0
- Hours/week
- 1
-
Robert GivensROBERT GIVENS
VICE CHAIRMAN
- Total calculated
- $0
- Hours/week
- 1
-
Salvatore ValentiSALVATORE VALENTI
SECRETARY
- Total calculated
- $0
- Hours/week
- 1
-
Marquita Miller-JoshuaMARQUITA MILLER-JOSHUA
TREASURER
- Total calculated
- $0
- Hours/week
- 1
-
Ty BuiTY BUI
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
James LysingerJAMES LYSINGER
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
T J JollyT J JOLLY
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
Wim Van KlinkenWIM VAN KLINKEN
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
Yolanda NeroYOLANDA NERO
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
Michael CarmonaMICHAEL CARMONA
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
Jesus HuertaJESUS HUERTA
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
Carole WightCAROLE WIGHT
PRESIDENT
- Total calculated
- $127,206
- From this org
- $121,577
- From related orgs
- $0
- Other
- $5,629
- Hours/week
- 80
-
Anna-Maria ConsorANNA-MARIA CONSOR
CHIEF INFORMATION OFFICER
- Total calculated
- $169,411
- From this org
- $164,780
- From related orgs
- $0
- Other
- $4,631
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $164,780
- Bonus
- $0
- Other
- $0
- Deferred
- $4,631
- Nontaxable benefits
- $0
- Filer's total
- $169,411
Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.
Filings
-
2024
- Revenue
- $5,049,421
- Expenses
- $4,943,666
- Contributions
- $1,235,494
- Grants paid
- $0
-
2023
- Revenue
- $4,316,075
- Expenses
- $3,652,384
- Contributions
- $1,027,965
- Grants paid
- $0
-
2022
- Revenue
- $3,010,457
- Expenses
- $2,629,138
- Contributions
- $735,276
- Grants paid
- $0
The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.
Other returns filed
-
2021 · 990
- Revenue
- $2,531,436
- Expenses
- $1,910,256
- Assets (EOY)
- $35,459,400
-
2020 · 990
- Revenue
- $1,682,680
- Expenses
- $1,543,276
- Assets (EOY)
- $28,051,424
-
2019 · 990
- Revenue
- $1,600,773
- Expenses
- $1,308,749
- Assets (EOY)
- $22,961,779
-
2018 · 990
- Revenue
- $1,359,248
- Expenses
- $1,275,587
- Assets (EOY)
- $22,415,376
-
2017 · 990
- Revenue
- $1,161,891
- Expenses
- $1,112,654
- Assets (EOY)
- $21,475,613
-
2016 · 990
- Revenue
- $980,524
- Expenses
- $960,416
- Assets (EOY)
- $21,550,977
-
2015 · 990
- Revenue
- $907,064
- Expenses
- $975,976
- Assets (EOY)
- $18,790,268
-
2014 · 990
- Revenue
- $904,638
- Expenses
- $889,328
- Assets (EOY)
- $18,220,320
-
2013 · 990
- Revenue
- $906,049
- Expenses
- $886,115
- Assets (EOY)
- $17,748,664
-
2012 · 990
- Revenue
- not reported
- Expenses
- $772,429
- Assets (EOY)
- $17,288,990
Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.
Grants made
No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.
Grants received
-
$200,000
2024 GENERAL FUNDING
-
$0
2025 BUILD AND SAVE SUBGRANT AWARDS-2025
Related organizations
From Schedule R Part II, where a filer lists the tax-exempt organizations it is related to by control. It does not record shared board members or money.
Declared on its 2024 return
-
501(C)(3) · CHARITABLE FINANCIAL EDUCATION · MO · controlled entity
Other IRS files
Auto-Revocation List
Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.
Publication 78
Not present in the most recent drop.
These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.
What this page reflects
The registration facts above come from the IRS Business Master File published 9 November 2026 and read 9 November 2026, for every organization at once. Returns through tax year 2024, the newest we have parsed for this organization.