- Revenue 2024
- $70,159,818
- Expenses 2024
- $65,081,415
As filed
- Subsection
- 14
- Classification
- 1000
- Street
- 2073 SUMMIT LAKE DR STE 100
These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).
Group exemption
A subordinate covered by the group exemption of STATE CHARTER CREDIT UNIONS IN FLORIDA GROUP RETURN (EIN 59-6153337). matched by us
The IRS lists each organization's group exemption number; we match a subordinate to its central organization by that number and the affiliation code the IRS assigns.
Mission and programs · 2024
Mission
TO BE OUR MEMBERS' FINANCIAL PARTNERS FOR LIFE.
Activities or mission (Part I)
TO PROVIDE SERVICES AND EDUCATION TO MEMBERS IN THE FRAMEWORK OF A FINANCIAL COOPERATIVE.
-
TALLAHASSEE'S #1 AUTO LENDING PROGRAM FOR OVER A DECADE. FIRST COMMERCE HAS EARNED THE TITLE OF TALLAHASSEE'S NUMBER ONE AUTO LENDER YEAR AFTER YEAR. THIS TITLE HAS BEEN CONSISTENTLY EARNED BECAUSE THE CREDIT UNION OFFERS A RANGE OF AUTO LOAN CHOICES FOR ALMOST EVERY BUDGET AND CREDIT LEVEL. FIRST COMMERCE'S FLEXIBLE TERMS AND COMPETITIVE RATES ALLOW MEMBERS TO PURCHASE THE VEHICLE THEY NEED AT A MONTHLY PAYMENT THEY CAN AFFORD.
-
FIRST COMMERCE OFFERS A FULL RANGE OF FINANCIAL PRODUCTS FOR BUSINESSES. THEY INCLUDE LENDING FOR OPERATING EXPENSES, EQUIPMENT, INVENTORY, REAL ESTATE, AND OTHER NEEDS AS WELL AS BUSINESS CREDIT CARD OFFERINGS. DEPOSIT PRODUCTS FROM BASIC BUSINESS CHECKING TO A FULL SUITE OF TREASURY SERVICES ARE ALSO AVAILABLE. FCCU INCORPORATES INTEREST BEARING ACCOUNTS, TIME DEPOSITS, FUNDS TRANSFER, AND DIGITAL AND REMOTE BUSINESS SERVICES.
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FIRST COMMERCE CREDIT UNION OFFERS A WIDE ARRAY OF ELECTRONIC SERVICES TO MEMBERS. ALMOST 46,000 MEMBERS UTILIZE DIGITAL BANKING TO KEEP TRACK OF THEIR ACCOUNTS, MAKE TRANSFERS, MAKE MOBILE DEPOSITS AND PAY BILLS. FCCU'S BILL PAY OFFERS SAME DAY BILL PAY AND OVERNIGHT CHECK OPTIONS TO PROVIDE MEMBERS FLEXIBILITY IN HOW THEY MAKE THEIR PAYMENTS. ACCOUNT-TO-ACCOUNT TRANSFERS PROVIDE MEMBERS CONVENIENT OPTIONS IN MOVING THEIR FUNDS. OVER HALF OF OUR ACTIVE ONLINE BANKING USERS HAVE ENROLLED IN MOBILE BANKING. FCCU PRESENTS MEMBERS AND NON-MEMBERS WITH ONLINE OPTIONS TO OPEN AN ACCOUNT; APPLY FOR AUTO OR PERSONAL LOANS; AND APPLY FOR A MORTGAGE.
As filed on the 2024 return. The filer continues this part on Schedule O, which is not shown here.
Officers and directors · 2024
As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.
-
Alan NeubauerALAN NEUBAUER
BOD CHAIRPERSON
- Total calculated
- $0
- Hours/week
- 1
-
Kathy ArrantKATHY ARRANT
BOD TREASURER
- Total calculated
- $0
- Hours/week
- 1
-
Shonda KnightSHONDA KNIGHT
BOD DIRECTOR
- Total calculated
- $1,648
- From this org
- $1,648
- From related orgs
- $0
- Other
- $0
- Hours/week
- 1
-
John GraysonJOHN GRAYSON
BOD SECRETARY
- Total calculated
- $0
- Hours/week
- 1
-
Jared RossJARED ROSS
BOD DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
Canita PetersonCANITA PETERSON
BOD VICE CHAIRPERSON
- Total calculated
- $0
- Hours/week
- 1
-
Casey StoutamireCASEY STOUTAMIRE
BOD DIRECTOR
- Total calculated
- $1,240
- From this org
- $1,240
- From related orgs
- $0
- Other
- $0
- Hours/week
- 1
-
Cecilia D HomisonCECILIA D HOMISON
CEO
- Total calculated
- $1,222,123
- From this org
- $1,193,923
- From related orgs
- $0
- Other
- $28,200
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $553,486
- Bonus
- $610,624
- Other
- $29,813
- Deferred
- $23,000
- Nontaxable benefits
- $5,200
- Filer's total
- $1,222,123
-
Dennis G AdamsDENNIS G ADAMS
SENIOR EXECUTIVE VICE PRESIDENT
- Total calculated
- $463,936
- From this org
- $445,037
- From related orgs
- $0
- Other
- $18,899
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $335,004
- Bonus
- $78,124
- Other
- $31,909
- Deferred
- $14,579
- Nontaxable benefits
- $4,320
- Filer's total
- $463,936
-
Angela TerhuneANGELA TERHUNE
CFO
- Total calculated
- $283,007
- From this org
- $251,944
- From related orgs
- $0
- Other
- $31,063
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $220,208
- Bonus
- $30,596
- Other
- $1,140
- Deferred
- $10,414
- Nontaxable benefits
- $20,649
- Filer's total
- $283,007
-
Kimberly S HowesKIMBERLY S HOWES
CHIEF VISIONARY OFFICER
- Total calculated
- $326,292
- From this org
- $310,682
- From related orgs
- $0
- Other
- $15,610
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $259,215
- Bonus
- $46,324
- Other
- $5,143
- Deferred
- $12,398
- Nontaxable benefits
- $3,212
- Filer's total
- $326,292
-
Justin HofJUSTIN HOF
CHIEF INFORMATION & LENDING OFFICER
- Total calculated
- $309,967
- From this org
- $286,053
- From related orgs
- $0
- Other
- $23,914
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $237,767
- Bonus
- $45,206
- Other
- $3,080
- Deferred
- $10,341
- Nontaxable benefits
- $13,573
- Filer's total
- $309,967
-
Amy K GroffAMY K GROFF
CHIEF PEOPLE OFFICER
- Total calculated
- $204,844
- From this org
- $202,910
- From related orgs
- $0
- Other
- $1,934
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $127,659
- Bonus
- $36,013
- Other
- $39,238
- Deferred
- $1,888
- Nontaxable benefits
- $46
- Filer's total
- $204,844
-
Joy SandersJOY SANDERS
COO
- Total calculated
- $222,845
- From this org
- $177,268
- From related orgs
- $0
- Other
- $45,577
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $152,284
- Bonus
- $14,116
- Other
- $10,868
- Deferred
- $7,759
- Nontaxable benefits
- $37,818
- Filer's total
- $222,845
-
Barbara Williams-AndersonBARBARA WILLIAMS-ANDERSON
THOMAS COUNTY MARKET EXECUTIVE
- Total calculated
- $245,711
- From this org
- $221,039
- From related orgs
- $0
- Other
- $24,672
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $59,837
- Bonus
- $157,510
- Other
- $3,692
- Deferred
- $9,077
- Nontaxable benefits
- $15,595
- Filer's total
- $245,711
-
Steven ReynoldsSTEVEN REYNOLDS
VICE PRESIDENT OF BUSINESS SERVICES
- Total calculated
- $179,333
- From this org
- $167,223
- From related orgs
- $0
- Other
- $12,110
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $157,085
- Bonus
- $4,601
- Other
- $5,537
- Deferred
- $6,828
- Nontaxable benefits
- $5,282
- Filer's total
- $179,333
-
Warren SumnerWARREN SUMNER
DIRECTOR OF LENDING
- Total calculated
- $176,089
- From this org
- $163,951
- From related orgs
- $0
- Other
- $12,138
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $130,530
- Bonus
- $18,895
- Other
- $14,526
- Deferred
- $6,565
- Nontaxable benefits
- $5,573
- Filer's total
- $176,089
-
Christopher EppesCHRISTOPHER EPPES
DIRECTOR OF IT
- Total calculated
- $167,390
- From this org
- $147,373
- From related orgs
- $0
- Other
- $20,017
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $142,584
- Bonus
- $0
- Other
- $4,789
- Deferred
- $6,211
- Nontaxable benefits
- $13,806
- Filer's total
- $167,390
-
Allen BurkesALLEN BURKES
DIRECTOR OF RISK MANAGEMENT
- Total calculated
- $155,665
- From this org
- $140,713
- From related orgs
- $0
- Other
- $14,952
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $130,213
- Bonus
- $650
- Other
- $9,850
- Deferred
- $0
- Nontaxable benefits
- $14,952
- Filer's total
- $155,665
Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.
Filings
-
2024
- Revenue
- $70,159,818
- Expenses
- $65,081,415
- Contributions
- $450,000
- Grants paid
- $0
-
2023
- Revenue
- $60,956,938
- Expenses
- $55,069,957
- Contributions
- $433,000
- Grants paid
- $56,000
-
2022
- Revenue
- $49,452,473
- Expenses
- $41,095,263
- Contributions
- $0
- Grants paid
- $25,000
The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.
Other returns filed
-
2021 · 990
- Revenue
- $46,857,921
- Expenses
- $39,411,572
- Assets (EOY)
- $972,658,522
-
2020 · 990
- Revenue
- $47,845,792
- Expenses
- $44,728,914
- Assets (EOY)
- $919,350,223
-
2019 · 990
- Revenue
- $39,613,609
- Expenses
- $35,355,027
- Assets (EOY)
- $615,519,411
-
2018 · 990
- Revenue
- $36,489,769
- Expenses
- $32,657,054
- Assets (EOY)
- $606,327,093
-
2017 · 990
- Revenue
- $33,363,330
- Expenses
- $29,417,906
- Assets (EOY)
- $562,838,407
-
2016 · 990
- Revenue
- $29,823,726
- Expenses
- $26,301,448
- Assets (EOY)
- $512,717,232
-
2015 · 990
- Revenue
- $29,191,947
- Expenses
- $25,035,168
- Assets (EOY)
- $481,046,471
-
2014 · 990
- Revenue
- $28,904,782
- Expenses
- $22,884,761
- Assets (EOY)
- $435,709,840
-
2013 · 990
- Revenue
- $27,052,884
- Expenses
- $24,113,988
- Assets (EOY)
- $384,271,252
-
2011 · 990
- Revenue
- not reported
- Expenses
- $24,766,674
- Assets (EOY)
- $349,618,896
Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.
Grants made
-
$56,000
2023 TO ASSIST FCCU FOUNDATION INC. IN CARRYING OUT ITS PRIMARY FUNCTION OF CONDUCTING VIRTUAL AND IN-PERSON WORKSHOPS TO PROMOTE FINANCIAL LITERACY AMONG THE MEMBERS OF THE COMMUNITY AND LOCAL AREA COLLEGE STUDENTS
-
$25,000
2022 TO ASSIST FCCU FOUNDATION INC. IN CARRYING OUT ITS PRIMARY FUNCTION OF CONDUCTING VIRTUAL AND IN-PERSON WORKSHOPS TO PROMOTE FINANCIAL LITERACY AMONG THE MEMBERS OF THE COMMUNITY AND LOCAL AREA COLLEGE STUDENTS
Grants received
No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.
Related organizations
From Schedule R Part II, where a filer lists the tax-exempt organizations it is related to by control. It does not record shared board members or money.
Declared on its 2024 return
-
501(C)(3) · WORKSHOPS TO PROMOTE FINANCIAL LITERACY · FL · controlled entity
Taxable family
From Schedule R Parts I, III and IV: entities that legally are the filer, and taxable partnerships, corporations and trusts it is related to. These record ownership and control, not shared board members or money.
Disregarded entities on its 2024 return
-
SIX PILLARS FINANCIAL ADVISORS LLC
FINANCIAL ADVISORS · FL · income $297,130 · assets $242,415
Other IRS files
Auto-Revocation List
Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.
Publication 78
Not present in the most recent drop.
These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.
What this page reflects
The registration facts above come from the IRS Business Master File published 9 November 2026 and read 9 November 2026, for every organization at once. Returns through tax year 2024, the newest we have parsed for this organization.