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STATE CHARTERED CREDIT UNIONS IN FLORIDA

EIN 59-0687423 TALLAHASSEE, FL

Browse the largest nonprofits in Florida

Revenue 2024
$70,159,818
Expenses 2024
$65,081,415

As filed

Subsection
14
Classification
1000
Street
2073 SUMMIT LAKE DR STE 100

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Group exemption

A subordinate covered by the group exemption of STATE CHARTER CREDIT UNIONS IN FLORIDA GROUP RETURN (EIN 59-6153337). matched by us

The IRS lists each organization's group exemption number; we match a subordinate to its central organization by that number and the affiliation code the IRS assigns.

Mission and programs · 2024

Mission

TO BE OUR MEMBERS' FINANCIAL PARTNERS FOR LIFE.

Activities or mission (Part I)

TO PROVIDE SERVICES AND EDUCATION TO MEMBERS IN THE FRAMEWORK OF A FINANCIAL COOPERATIVE.

  • TALLAHASSEE'S #1 AUTO LENDING PROGRAM FOR OVER A DECADE. FIRST COMMERCE HAS EARNED THE TITLE OF TALLAHASSEE'S NUMBER ONE AUTO LENDER YEAR AFTER YEAR. THIS TITLE HAS BEEN CONSISTENTLY EARNED BECAUSE THE CREDIT UNION OFFERS A RANGE OF AUTO LOAN CHOICES FOR ALMOST EVERY BUDGET AND CREDIT LEVEL. FIRST COMMERCE'S FLEXIBLE TERMS AND COMPETITIVE RATES ALLOW MEMBERS TO PURCHASE THE VEHICLE THEY NEED AT A MONTHLY PAYMENT THEY CAN AFFORD.

  • FIRST COMMERCE OFFERS A FULL RANGE OF FINANCIAL PRODUCTS FOR BUSINESSES. THEY INCLUDE LENDING FOR OPERATING EXPENSES, EQUIPMENT, INVENTORY, REAL ESTATE, AND OTHER NEEDS AS WELL AS BUSINESS CREDIT CARD OFFERINGS. DEPOSIT PRODUCTS FROM BASIC BUSINESS CHECKING TO A FULL SUITE OF TREASURY SERVICES ARE ALSO AVAILABLE. FCCU INCORPORATES INTEREST BEARING ACCOUNTS, TIME DEPOSITS, FUNDS TRANSFER, AND DIGITAL AND REMOTE BUSINESS SERVICES.

  • FIRST COMMERCE CREDIT UNION OFFERS A WIDE ARRAY OF ELECTRONIC SERVICES TO MEMBERS. ALMOST 46,000 MEMBERS UTILIZE DIGITAL BANKING TO KEEP TRACK OF THEIR ACCOUNTS, MAKE TRANSFERS, MAKE MOBILE DEPOSITS AND PAY BILLS. FCCU'S BILL PAY OFFERS SAME DAY BILL PAY AND OVERNIGHT CHECK OPTIONS TO PROVIDE MEMBERS FLEXIBILITY IN HOW THEY MAKE THEIR PAYMENTS. ACCOUNT-TO-ACCOUNT TRANSFERS PROVIDE MEMBERS CONVENIENT OPTIONS IN MOVING THEIR FUNDS. OVER HALF OF OUR ACTIVE ONLINE BANKING USERS HAVE ENROLLED IN MOBILE BANKING. FCCU PRESENTS MEMBERS AND NON-MEMBERS WITH ONLINE OPTIONS TO OPEN AN ACCOUNT; APPLY FOR AUTO OR PERSONAL LOANS; AND APPLY FOR A MORTGAGE.

As filed on the 2024 return. The filer continues this part on Schedule O, which is not shown here.

Officers and directors · 2024

As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • Alan Neubauer

    BOD CHAIRPERSON

    Total calculated
    $0
    Hours/week
    1
  • Kathy Arrant

    BOD TREASURER

    Total calculated
    $0
    Hours/week
    1
  • Shonda Knight

    BOD DIRECTOR

    Total calculated
    $1,648
    From this org
    $1,648
    From related orgs
    $0
    Other
    $0
    Hours/week
    1
  • John Grayson

    BOD SECRETARY

    Total calculated
    $0
    Hours/week
    1
  • Jared Ross

    BOD DIRECTOR

    Total calculated
    $0
    Hours/week
    1
  • Canita Peterson

    BOD VICE CHAIRPERSON

    Total calculated
    $0
    Hours/week
    1
  • Casey Stoutamire

    BOD DIRECTOR

    Total calculated
    $1,240
    From this org
    $1,240
    From related orgs
    $0
    Other
    $0
    Hours/week
    1
  • Cecilia D Homison

    CEO

    Total calculated
    $1,222,123
    From this org
    $1,193,923
    From related orgs
    $0
    Other
    $28,200
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $553,486
    Bonus
    $610,624
    Other
    $29,813
    Deferred
    $23,000
    Nontaxable benefits
    $5,200
    Filer's total
    $1,222,123
  • Dennis G Adams

    SENIOR EXECUTIVE VICE PRESIDENT

    Total calculated
    $463,936
    From this org
    $445,037
    From related orgs
    $0
    Other
    $18,899
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $335,004
    Bonus
    $78,124
    Other
    $31,909
    Deferred
    $14,579
    Nontaxable benefits
    $4,320
    Filer's total
    $463,936
  • Angela Terhune

    CFO

    Total calculated
    $283,007
    From this org
    $251,944
    From related orgs
    $0
    Other
    $31,063
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $220,208
    Bonus
    $30,596
    Other
    $1,140
    Deferred
    $10,414
    Nontaxable benefits
    $20,649
    Filer's total
    $283,007
  • Kimberly S Howes

    CHIEF VISIONARY OFFICER

    Total calculated
    $326,292
    From this org
    $310,682
    From related orgs
    $0
    Other
    $15,610
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $259,215
    Bonus
    $46,324
    Other
    $5,143
    Deferred
    $12,398
    Nontaxable benefits
    $3,212
    Filer's total
    $326,292
  • Justin Hof

    CHIEF INFORMATION & LENDING OFFICER

    Total calculated
    $309,967
    From this org
    $286,053
    From related orgs
    $0
    Other
    $23,914
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $237,767
    Bonus
    $45,206
    Other
    $3,080
    Deferred
    $10,341
    Nontaxable benefits
    $13,573
    Filer's total
    $309,967
  • Amy K Groff

    CHIEF PEOPLE OFFICER

    Total calculated
    $204,844
    From this org
    $202,910
    From related orgs
    $0
    Other
    $1,934
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $127,659
    Bonus
    $36,013
    Other
    $39,238
    Deferred
    $1,888
    Nontaxable benefits
    $46
    Filer's total
    $204,844
  • Joy Sanders

    COO

    Total calculated
    $222,845
    From this org
    $177,268
    From related orgs
    $0
    Other
    $45,577
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $152,284
    Bonus
    $14,116
    Other
    $10,868
    Deferred
    $7,759
    Nontaxable benefits
    $37,818
    Filer's total
    $222,845
  • Barbara Williams-Anderson

    THOMAS COUNTY MARKET EXECUTIVE

    Total calculated
    $245,711
    From this org
    $221,039
    From related orgs
    $0
    Other
    $24,672
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $59,837
    Bonus
    $157,510
    Other
    $3,692
    Deferred
    $9,077
    Nontaxable benefits
    $15,595
    Filer's total
    $245,711
  • Steven Reynolds

    VICE PRESIDENT OF BUSINESS SERVICES

    Total calculated
    $179,333
    From this org
    $167,223
    From related orgs
    $0
    Other
    $12,110
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $157,085
    Bonus
    $4,601
    Other
    $5,537
    Deferred
    $6,828
    Nontaxable benefits
    $5,282
    Filer's total
    $179,333
  • Warren Sumner

    DIRECTOR OF LENDING

    Total calculated
    $176,089
    From this org
    $163,951
    From related orgs
    $0
    Other
    $12,138
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $130,530
    Bonus
    $18,895
    Other
    $14,526
    Deferred
    $6,565
    Nontaxable benefits
    $5,573
    Filer's total
    $176,089
  • Christopher Eppes

    DIRECTOR OF IT

    Total calculated
    $167,390
    From this org
    $147,373
    From related orgs
    $0
    Other
    $20,017
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $142,584
    Bonus
    $0
    Other
    $4,789
    Deferred
    $6,211
    Nontaxable benefits
    $13,806
    Filer's total
    $167,390
  • Allen Burkes

    DIRECTOR OF RISK MANAGEMENT

    Total calculated
    $155,665
    From this org
    $140,713
    From related orgs
    $0
    Other
    $14,952
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $130,213
    Bonus
    $650
    Other
    $9,850
    Deferred
    $0
    Nontaxable benefits
    $14,952
    Filer's total
    $155,665

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2024
    Revenue
    $70,159,818
    Expenses
    $65,081,415
    Contributions
    $450,000
    Grants paid
    $0
  • 2023
    Revenue
    $60,956,938
    Expenses
    $55,069,957
    Contributions
    $433,000
    Grants paid
    $56,000
  • 2022
    Revenue
    $49,452,473
    Expenses
    $41,095,263
    Contributions
    $0
    Grants paid
    $25,000

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $46,857,921
    Expenses
    $39,411,572
    Assets (EOY)
    $972,658,522
  • 2020 · 990

    Revenue
    $47,845,792
    Expenses
    $44,728,914
    Assets (EOY)
    $919,350,223
  • 2019 · 990

    Revenue
    $39,613,609
    Expenses
    $35,355,027
    Assets (EOY)
    $615,519,411
  • 2018 · 990

    Revenue
    $36,489,769
    Expenses
    $32,657,054
    Assets (EOY)
    $606,327,093
  • 2017 · 990

    Revenue
    $33,363,330
    Expenses
    $29,417,906
    Assets (EOY)
    $562,838,407
  • 2016 · 990

    Revenue
    $29,823,726
    Expenses
    $26,301,448
    Assets (EOY)
    $512,717,232
  • 2015 · 990

    Revenue
    $29,191,947
    Expenses
    $25,035,168
    Assets (EOY)
    $481,046,471
  • 2014 · 990

    Revenue
    $28,904,782
    Expenses
    $22,884,761
    Assets (EOY)
    $435,709,840
  • 2013 · 990

    Revenue
    $27,052,884
    Expenses
    $24,113,988
    Assets (EOY)
    $384,271,252
  • 2011 · 990

    Revenue
    not reported
    Expenses
    $24,766,674
    Assets (EOY)
    $349,618,896

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.

Grants made

  • 2023 TO ASSIST FCCU FOUNDATION INC. IN CARRYING OUT ITS PRIMARY FUNCTION OF CONDUCTING VIRTUAL AND IN-PERSON WORKSHOPS TO PROMOTE FINANCIAL LITERACY AMONG THE MEMBERS OF THE COMMUNITY AND LOCAL AREA COLLEGE STUDENTS

  • 2022 TO ASSIST FCCU FOUNDATION INC. IN CARRYING OUT ITS PRIMARY FUNCTION OF CONDUCTING VIRTUAL AND IN-PERSON WORKSHOPS TO PROMOTE FINANCIAL LITERACY AMONG THE MEMBERS OF THE COMMUNITY AND LOCAL AREA COLLEGE STUDENTS

Where these grants went next →

Grants received

No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.

Related organizations

From Schedule R Part II, where a filer lists the tax-exempt organizations it is related to by control. It does not record shared board members or money.

Declared on its 2024 return

  • FFCU FOUNDATION

    501(C)(3) · WORKSHOPS TO PROMOTE FINANCIAL LITERACY · FL · controlled entity

Taxable family

From Schedule R Parts I, III and IV: entities that legally are the filer, and taxable partnerships, corporations and trusts it is related to. These record ownership and control, not shared board members or money.

Disregarded entities on its 2024 return

  • SIX PILLARS FINANCIAL ADVISORS LLC

    FINANCIAL ADVISORS · FL · income $297,130 · assets $242,415

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Not present in the most recent drop.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 9 November 2026 and read 9 November 2026, for every organization at once. Returns through tax year 2024, the newest we have parsed for this organization.