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FIVE STAR CREDIT UNION

EIN 58-0960142 DOTHAN, AL

Browse the largest nonprofits in Alabama

Revenue 2024
$80,102,561
Expenses 2024
$74,846,606

As filed

Subsection
14
Classification
1000
Street
5105 MONTGOMERY HWY

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Group exemption

A subordinate covered by the group exemption of ALABAMA CREDIT UNION ADMINISTRATION (EIN 63-1091725). matched by us

The IRS lists each organization's group exemption number; we match a subordinate to its central organization by that number and the affiliation code the IRS assigns.

Mission and programs · 2024

Mission

THE CREDIT UNION IS A COOPERATIVE ASSOCIATION WHICH WAS ORGANIZED TO PROMOTE THRIFT AMONG ITS MEMBERS AS WELL AS TO PROVIDE THEM WITH A SOURCE OF CREDIT. FIVE STAR SERVES MEMBERS IN COUNTIES IN THE SOUTHEAST REGION OF ALABAMA AND IN SOUTHEAST AND SOUTHWEST GEORGIA. THE TOTAL NUMBER OF MEMBERS SERVED IS IN EXCESS OF 65,000.

Activities or mission (Part I)

THE CREDIT UNION PROVIDES FINANCIAL PRODUCTS AND SERVICES TO ITS MEMBERS.

  • IN OUR EFFORTS TO PROMOTE THRIFT AMONG OUR MEMBERS, FIVE STAR PROVIDES COMPETITIVE SAVINGS PRODUCTS, WHICH INCLUDE SAVINGS, CHECKING, AND CERTIFICATE OF DEPOSIT ACCOUNTS AS WELL AS IRA SAVINGS AND CERTIFICATE OF DEPOSIT ACCOUNTS.

  • TO MEET THE FINANCIAL NEEDS OF OUR MEMBERS, FIVE STAR PROVIDES A SOURCE OF CREDIT BY OFFERING A VARIETY OF CONSUMER AND MORTGAGE LENDING PRODUCTS AT REASONABLE RATES OF INTEREST.

As filed on the 2024 return. The filer continues this part on Schedule O, which is not shown here.

Officers and directors · 2024

As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • Wallace Johnson

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1
  • Suzann Culpepper

    SECRETARY

    Total calculated
    $0
    Hours/week
    1
  • Harold Stepler

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1
  • Bobby Swann

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1
  • Cory Driggers

    CHAIRMAN

    Total calculated
    $0
    Hours/week
    1
  • Pamela Scott

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1
  • Whit Huskey

    VICE-CHAIRMAN

    Total calculated
    $0
    Hours/week
    1
  • Janice Green

    TREASURER

    Total calculated
    $0
    Hours/week
    1
  • Michael Farris

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1
  • Robert A Steensma

    PRESIDENT/CEO

    Total calculated
    $962,568
    From this org
    $918,126
    From related orgs
    $0
    Other
    $44,442
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $536,058
    Bonus
    $382,068
    Other
    $0
    Deferred
    $17,250
    Nontaxable benefits
    $27,192
    Filer's total
    $962,568
  • Tyler Beck

    VICE PRESIDENT/COO

    Total calculated
    $1,052,158
    From this org
    $1,011,211
    From related orgs
    $0
    Other
    $40,947
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $344,038
    Bonus
    $667,173
    Other
    $0
    Deferred
    $17,250
    Nontaxable benefits
    $23,697
    Filer's total
    $1,052,158
  • Fabio Biasella

    SR VICE PRESIDENT/CMO

    Total calculated
    $347,077
    From this org
    $339,397
    From related orgs
    $0
    Other
    $7,680
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $48,558
    Bonus
    $290,839
    Other
    $0
    Deferred
    $4,068
    Nontaxable benefits
    $3,612
    Filer's total
    $347,077
  • Landon Wildes

    VP/CFO

    Total calculated
    $399,018
    From this org
    $360,215
    From related orgs
    $0
    Other
    $38,803
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $223,077
    Bonus
    $137,138
    Other
    $0
    Deferred
    $15,750
    Nontaxable benefits
    $23,053
    Filer's total
    $399,018
  • Michael Machowicz

    VP/CIO

    Total calculated
    $355,325
    From this org
    $318,816
    From related orgs
    $0
    Other
    $36,509
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $214,038
    Bonus
    $104,778
    Other
    $0
    Deferred
    $13,479
    Nontaxable benefits
    $23,030
    Filer's total
    $355,325
  • Lance Wagner

    VP/CLO

    Total calculated
    $377,826
    From this org
    $339,752
    From related orgs
    $0
    Other
    $38,074
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $224,039
    Bonus
    $115,713
    Other
    $0
    Deferred
    $14,549
    Nontaxable benefits
    $23,525
    Filer's total
    $377,826
  • Stacie Green

    VP-RETAIL SALES/ SERVICES

    Total calculated
    $186,017
    From this org
    $159,863
    From related orgs
    $0
    Other
    $26,154
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $128,692
    Bonus
    $31,171
    Other
    $0
    Deferred
    $5,277
    Nontaxable benefits
    $20,877
    Filer's total
    $186,017
  • Ann Marie Cook

    VP-CREDIT ADMIN

    Total calculated
    $260,821
    From this org
    $247,741
    From related orgs
    $0
    Other
    $13,080
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $156,923
    Bonus
    $90,818
    Other
    $0
    Deferred
    $12,403
    Nontaxable benefits
    $677
    Filer's total
    $260,821
  • Mike Bridges

    VP-MARKETING/COMMUNICATION

    Total calculated
    $228,533
    From this org
    $195,705
    From related orgs
    $0
    Other
    $32,828
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $154,231
    Bonus
    $41,474
    Other
    $0
    Deferred
    $9,936
    Nontaxable benefits
    $22,892
    Filer's total
    $228,533
  • Kellie Eldridge

    VP-HUMAN RESOURCES

    Total calculated
    $295,231
    From this org
    $260,527
    From related orgs
    $0
    Other
    $34,704
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $158,654
    Bonus
    $101,873
    Other
    $0
    Deferred
    $11,800
    Nontaxable benefits
    $22,904
    Filer's total
    $295,231
  • Deborah McRae

    VP RISK MANAGEMENT

    Total calculated
    $142,034
    From this org
    $134,817
    From related orgs
    $0
    Other
    $7,217
    Hours/week
    40
  • Bobby Landwehr

    MARKET PRESIDENT

    Total calculated
    $183,303
    From this org
    $156,872
    From related orgs
    $0
    Other
    $26,431
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $138,429
    Bonus
    $18,443
    Other
    $0
    Deferred
    $7,918
    Nontaxable benefits
    $18,513
    Filer's total
    $183,303
  • Candice White

    MORTGAGE LOAN ORIGINATOR

    Total calculated
    $228,046
    From this org
    $195,437
    From related orgs
    $0
    Other
    $32,609
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $65,833
    Bonus
    $129,604
    Other
    $0
    Deferred
    $10,011
    Nontaxable benefits
    $22,598
    Filer's total
    $228,046
  • Mindy Richburg

    VP-SUPPORT & DEVELOPMENT

    Total calculated
    $201,774
    From this org
    $170,205
    From related orgs
    $0
    Other
    $31,569
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $121,500
    Bonus
    $48,705
    Other
    $0
    Deferred
    $8,752
    Nontaxable benefits
    $22,817
    Filer's total
    $201,774
  • Patrick Wendolek

    DIRECTOR OF PROGRAMMING

    Total calculated
    $209,589
    From this org
    $194,769
    From related orgs
    $0
    Other
    $14,820
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $148,077
    Bonus
    $46,692
    Other
    $0
    Deferred
    $5,889
    Nontaxable benefits
    $8,931
    Filer's total
    $209,589

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2024
    Revenue
    $80,102,561
    Expenses
    $74,846,606
    Contributions
    $0
    Grants paid
    $284,459
  • 2023
    Revenue
    $54,121,623
    Expenses
    $41,912,042
    Contributions
    $0
    Grants paid
    $662,328
  • 2022
    Revenue
    $44,908,248
    Expenses
    $32,751,215
    Contributions
    $0
    Grants paid
    $508,380

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $37,991,386
    Expenses
    $27,776,849
    Assets (EOY)
    $661,046,497
  • 2020 · 990

    Revenue
    $33,601,064
    Expenses
    $26,653,983
    Assets (EOY)
    $557,122,826
  • 2019 · 990

    Revenue
    $33,606,623
    Expenses
    $25,039,310
    Assets (EOY)
    $463,275,656
  • 2018 · 990

    Revenue
    $29,317,856
    Expenses
    $22,310,986
    Assets (EOY)
    $434,524,436
  • 2017 · 990

    Revenue
    $26,969,322
    Expenses
    $21,030,877
    Assets (EOY)
    $383,486,513
  • 2016 · 990

    Revenue
    $24,945,492
    Expenses
    $19,513,071
    Assets (EOY)
    $384,613,764
  • 2015 · 990

    Revenue
    $22,908,737
    Expenses
    $18,653,858
    Assets (EOY)
    $365,830,803
  • 2014 · 990

    Revenue
    $18,354,418
    Expenses
    $14,445,868
    Assets (EOY)
    $317,649,991
  • 2013 · 990

    Revenue
    $15,855,647
    Expenses
    $12,839,068
    Assets (EOY)
    $253,484,056
  • 2012 · 990

    Revenue
    not reported
    Expenses
    $12,557,226
    Assets (EOY)
    $251,608,110

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.

Grants made

Where these grants went next →

Grants received

No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.

Related organizations

From Schedule R Part II, where a filer lists the tax-exempt organizations it is related to by control. It does not record shared board members or money.

Declared on its 2024 return

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Not present in the most recent drop.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 9 November 2026 and read 9 November 2026, for every organization at once. Returns through tax year 2024, the newest we have parsed for this organization.