- Revenue 2024
- $80,102,561
- Expenses 2024
- $74,846,606
As filed
- Subsection
- 14
- Classification
- 1000
- Street
- 5105 MONTGOMERY HWY
These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).
Group exemption
A subordinate covered by the group exemption of ALABAMA CREDIT UNION ADMINISTRATION (EIN 63-1091725). matched by us
The IRS lists each organization's group exemption number; we match a subordinate to its central organization by that number and the affiliation code the IRS assigns.
Mission and programs · 2024
Mission
THE CREDIT UNION IS A COOPERATIVE ASSOCIATION WHICH WAS ORGANIZED TO PROMOTE THRIFT AMONG ITS MEMBERS AS WELL AS TO PROVIDE THEM WITH A SOURCE OF CREDIT. FIVE STAR SERVES MEMBERS IN COUNTIES IN THE SOUTHEAST REGION OF ALABAMA AND IN SOUTHEAST AND SOUTHWEST GEORGIA. THE TOTAL NUMBER OF MEMBERS SERVED IS IN EXCESS OF 65,000.
Activities or mission (Part I)
THE CREDIT UNION PROVIDES FINANCIAL PRODUCTS AND SERVICES TO ITS MEMBERS.
-
IN OUR EFFORTS TO PROMOTE THRIFT AMONG OUR MEMBERS, FIVE STAR PROVIDES COMPETITIVE SAVINGS PRODUCTS, WHICH INCLUDE SAVINGS, CHECKING, AND CERTIFICATE OF DEPOSIT ACCOUNTS AS WELL AS IRA SAVINGS AND CERTIFICATE OF DEPOSIT ACCOUNTS.
-
TO MEET THE FINANCIAL NEEDS OF OUR MEMBERS, FIVE STAR PROVIDES A SOURCE OF CREDIT BY OFFERING A VARIETY OF CONSUMER AND MORTGAGE LENDING PRODUCTS AT REASONABLE RATES OF INTEREST.
As filed on the 2024 return. The filer continues this part on Schedule O, which is not shown here.
Officers and directors · 2024
As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.
-
Wallace JohnsonWALLACE JOHNSON
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
Suzann CulpepperSUZANN CULPEPPER
SECRETARY
- Total calculated
- $0
- Hours/week
- 1
-
Harold SteplerHAROLD STEPLER
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
Bobby SwannBOBBY SWANN
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
Cory DriggersCORY DRIGGERS
CHAIRMAN
- Total calculated
- $0
- Hours/week
- 1
-
Pamela ScottPAMELA SCOTT
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
Whit HuskeyWHIT HUSKEY
VICE-CHAIRMAN
- Total calculated
- $0
- Hours/week
- 1
-
Janice GreenJANICE GREEN
TREASURER
- Total calculated
- $0
- Hours/week
- 1
-
Michael FarrisMICHAEL FARRIS
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
Robert A SteensmaROBERT A STEENSMA
PRESIDENT/CEO
- Total calculated
- $962,568
- From this org
- $918,126
- From related orgs
- $0
- Other
- $44,442
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $536,058
- Bonus
- $382,068
- Other
- $0
- Deferred
- $17,250
- Nontaxable benefits
- $27,192
- Filer's total
- $962,568
-
Tyler BeckTYLER BECK
VICE PRESIDENT/COO
- Total calculated
- $1,052,158
- From this org
- $1,011,211
- From related orgs
- $0
- Other
- $40,947
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $344,038
- Bonus
- $667,173
- Other
- $0
- Deferred
- $17,250
- Nontaxable benefits
- $23,697
- Filer's total
- $1,052,158
-
Fabio BiasellaFABIO BIASELLA
SR VICE PRESIDENT/CMO
- Total calculated
- $347,077
- From this org
- $339,397
- From related orgs
- $0
- Other
- $7,680
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $48,558
- Bonus
- $290,839
- Other
- $0
- Deferred
- $4,068
- Nontaxable benefits
- $3,612
- Filer's total
- $347,077
-
Landon WildesLANDON WILDES
VP/CFO
- Total calculated
- $399,018
- From this org
- $360,215
- From related orgs
- $0
- Other
- $38,803
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $223,077
- Bonus
- $137,138
- Other
- $0
- Deferred
- $15,750
- Nontaxable benefits
- $23,053
- Filer's total
- $399,018
-
Michael MachowiczMICHAEL MACHOWICZ
VP/CIO
- Total calculated
- $355,325
- From this org
- $318,816
- From related orgs
- $0
- Other
- $36,509
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $214,038
- Bonus
- $104,778
- Other
- $0
- Deferred
- $13,479
- Nontaxable benefits
- $23,030
- Filer's total
- $355,325
-
Lance WagnerLANCE WAGNER
VP/CLO
- Total calculated
- $377,826
- From this org
- $339,752
- From related orgs
- $0
- Other
- $38,074
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $224,039
- Bonus
- $115,713
- Other
- $0
- Deferred
- $14,549
- Nontaxable benefits
- $23,525
- Filer's total
- $377,826
-
Stacie GreenSTACIE GREEN
VP-RETAIL SALES/ SERVICES
- Total calculated
- $186,017
- From this org
- $159,863
- From related orgs
- $0
- Other
- $26,154
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $128,692
- Bonus
- $31,171
- Other
- $0
- Deferred
- $5,277
- Nontaxable benefits
- $20,877
- Filer's total
- $186,017
-
Ann Marie CookANN MARIE COOK
VP-CREDIT ADMIN
- Total calculated
- $260,821
- From this org
- $247,741
- From related orgs
- $0
- Other
- $13,080
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $156,923
- Bonus
- $90,818
- Other
- $0
- Deferred
- $12,403
- Nontaxable benefits
- $677
- Filer's total
- $260,821
-
Mike BridgesMIKE BRIDGES
VP-MARKETING/COMMUNICATION
- Total calculated
- $228,533
- From this org
- $195,705
- From related orgs
- $0
- Other
- $32,828
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $154,231
- Bonus
- $41,474
- Other
- $0
- Deferred
- $9,936
- Nontaxable benefits
- $22,892
- Filer's total
- $228,533
-
Kellie EldridgeKELLIE ELDRIDGE
VP-HUMAN RESOURCES
- Total calculated
- $295,231
- From this org
- $260,527
- From related orgs
- $0
- Other
- $34,704
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $158,654
- Bonus
- $101,873
- Other
- $0
- Deferred
- $11,800
- Nontaxable benefits
- $22,904
- Filer's total
- $295,231
-
Deborah McRaeDEBORAH MCRAE
VP RISK MANAGEMENT
- Total calculated
- $142,034
- From this org
- $134,817
- From related orgs
- $0
- Other
- $7,217
- Hours/week
- 40
-
Bobby LandwehrBOBBY LANDWEHR
MARKET PRESIDENT
- Total calculated
- $183,303
- From this org
- $156,872
- From related orgs
- $0
- Other
- $26,431
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $138,429
- Bonus
- $18,443
- Other
- $0
- Deferred
- $7,918
- Nontaxable benefits
- $18,513
- Filer's total
- $183,303
-
Candice WhiteCANDICE WHITE
MORTGAGE LOAN ORIGINATOR
- Total calculated
- $228,046
- From this org
- $195,437
- From related orgs
- $0
- Other
- $32,609
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $65,833
- Bonus
- $129,604
- Other
- $0
- Deferred
- $10,011
- Nontaxable benefits
- $22,598
- Filer's total
- $228,046
-
Mindy RichburgMINDY RICHBURG
VP-SUPPORT & DEVELOPMENT
- Total calculated
- $201,774
- From this org
- $170,205
- From related orgs
- $0
- Other
- $31,569
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $121,500
- Bonus
- $48,705
- Other
- $0
- Deferred
- $8,752
- Nontaxable benefits
- $22,817
- Filer's total
- $201,774
-
Patrick WendolekPATRICK WENDOLEK
DIRECTOR OF PROGRAMMING
- Total calculated
- $209,589
- From this org
- $194,769
- From related orgs
- $0
- Other
- $14,820
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $148,077
- Bonus
- $46,692
- Other
- $0
- Deferred
- $5,889
- Nontaxable benefits
- $8,931
- Filer's total
- $209,589
Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.
Filings
-
2024
- Revenue
- $80,102,561
- Expenses
- $74,846,606
- Contributions
- $0
- Grants paid
- $284,459
-
2023
- Revenue
- $54,121,623
- Expenses
- $41,912,042
- Contributions
- $0
- Grants paid
- $662,328
-
2022
- Revenue
- $44,908,248
- Expenses
- $32,751,215
- Contributions
- $0
- Grants paid
- $508,380
The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.
Other returns filed
-
2021 · 990
- Revenue
- $37,991,386
- Expenses
- $27,776,849
- Assets (EOY)
- $661,046,497
-
2020 · 990
- Revenue
- $33,601,064
- Expenses
- $26,653,983
- Assets (EOY)
- $557,122,826
-
2019 · 990
- Revenue
- $33,606,623
- Expenses
- $25,039,310
- Assets (EOY)
- $463,275,656
-
2018 · 990
- Revenue
- $29,317,856
- Expenses
- $22,310,986
- Assets (EOY)
- $434,524,436
-
2017 · 990
- Revenue
- $26,969,322
- Expenses
- $21,030,877
- Assets (EOY)
- $383,486,513
-
2016 · 990
- Revenue
- $24,945,492
- Expenses
- $19,513,071
- Assets (EOY)
- $384,613,764
-
2015 · 990
- Revenue
- $22,908,737
- Expenses
- $18,653,858
- Assets (EOY)
- $365,830,803
-
2014 · 990
- Revenue
- $18,354,418
- Expenses
- $14,445,868
- Assets (EOY)
- $317,649,991
-
2013 · 990
- Revenue
- $15,855,647
- Expenses
- $12,839,068
- Assets (EOY)
- $253,484,056
-
2012 · 990
- Revenue
- not reported
- Expenses
- $12,557,226
- Assets (EOY)
- $251,608,110
Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.
Grants made
-
FIVE STAR CREDIT UNION FOUNDATION
$642,609
2023 CONTINUED FUNDING OF FOUNDATION
-
FIVE STAR CREDIT UNION FOUNDATION
$508,380
2022 CONTINUED FUNDING OF FOUNDATION
-
FIVE STAR CREDIT UNION FOUNDATION
$268,824
2024 CONTINUED FUNDING OF FOUNDATION
Grants received
No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.
Related organizations
From Schedule R Part II, where a filer lists the tax-exempt organizations it is related to by control. It does not record shared board members or money.
Declared on its 2024 return
-
FIVE STAR CREDIT UNION FOUNDATION
501(C)(3) · CHARITABLE, EDUCATION, COMMUNITY DETERIORATION · AL
Other IRS files
Auto-Revocation List
Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.
Publication 78
Not present in the most recent drop.
These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.
What this page reflects
The registration facts above come from the IRS Business Master File published 9 November 2026 and read 9 November 2026, for every organization at once. Returns through tax year 2024, the newest we have parsed for this organization.