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COMMUNITY REINVESTMENT FUND INC

EIN 41-1616861 MINNEAPOLIS, MN

Revenue 2024
$46,782,310
Expenses 2024
$31,421,112

Program services were 80.0% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.

As filed

Subsection
03
NTEE code
S310
Classification
1000
Street
801 NICOLLET MALL STE 1700W

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Officers and directors · 2024

As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • MATTHEW ROTH

    CEO & PRESIDENT

    Total calculated
    $565,843
    From this org
    $532,348
    From related orgs
    $0
    Other
    $33,495
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $382,348
    Bonus
    $150,000
    Other
    $0
    Deferred
    $15,000
    Nontaxable benefits
    $18,495
    Filer's total
    $565,843
  • JENNIFER NOVAK

    SVP CDFI FUND PROGRAMS

    Total calculated
    $313,846
    From this org
    $269,696
    From related orgs
    $0
    Other
    $44,150
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $243,251
    Bonus
    $26,445
    Other
    $0
    Deferred
    $13,485
    Nontaxable benefits
    $30,665
    Filer's total
    $313,846
  • ALEXIS DISHMAN

    SVP CHIEF LENDING OFFICER

    Total calculated
    $276,358
    From this org
    $245,584
    From related orgs
    $0
    Other
    $30,774
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $222,471
    Bonus
    $23,113
    Other
    $0
    Deferred
    $12,279
    Nontaxable benefits
    $18,495
    Filer's total
    $276,358
  • PATRICK DAVIS

    SVP PLATFORM AND TECHNOLOGY SERVICES

    Total calculated
    $275,873
    From this org
    $252,907
    From related orgs
    $0
    Other
    $22,966
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $229,257
    Bonus
    $23,650
    Other
    $0
    Deferred
    $12,645
    Nontaxable benefits
    $10,321
    Filer's total
    $275,873
  • KINFE ARGAW

    SVP CHIEF CREDIT OFFICER

    Total calculated
    $275,406
    From this org
    $233,087
    From related orgs
    $0
    Other
    $42,319
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $211,049
    Bonus
    $22,038
    Other
    $0
    Deferred
    $11,654
    Nontaxable benefits
    $30,665
    Filer's total
    $275,406
  • CHARITY VICKERS

    SVP CHIEF PEOPLE OFFICER

    Total calculated
    $274,862
    From this org
    $241,201
    From related orgs
    $0
    Other
    $33,661
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $218,088
    Bonus
    $23,113
    Other
    $0
    Deferred
    $12,060
    Nontaxable benefits
    $21,601
    Filer's total
    $274,862
  • PAUL TREMEWAN

    SVP CHIEF FINANCIAL OFFICER

    Total calculated
    $273,748
    From this org
    $250,883
    From related orgs
    $0
    Other
    $22,865
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $227,233
    Bonus
    $23,650
    Other
    $0
    Deferred
    $12,544
    Nontaxable benefits
    $10,321
    Filer's total
    $273,748
  • KATELYN BEDNARSKI

    SVP CHIEF OF STAFF

    Total calculated
    $253,314
    From this org
    $212,047
    From related orgs
    $0
    Other
    $41,267
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $191,622
    Bonus
    $20,425
    Other
    $0
    Deferred
    $10,602
    Nontaxable benefits
    $30,665
    Filer's total
    $253,314
  • ANNA BURGETT

    CHIEF LEGAL COUNSEL

    Total calculated
    $251,993
    From this org
    $210,789
    From related orgs
    $0
    Other
    $41,204
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $194,879
    Bonus
    $15,910
    Other
    $0
    Deferred
    $10,539
    Nontaxable benefits
    $30,665
    Filer's total
    $251,993
  • SANDRA DELANCY

    SENIOR DIRECTOR OF EDMA

    Total calculated
    $241,735
    From this org
    $201,019
    From related orgs
    $0
    Other
    $40,716
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $184,920
    Bonus
    $16,099
    Other
    $0
    Deferred
    $10,051
    Nontaxable benefits
    $30,665
    Filer's total
    $241,735
  • ERIK O'LEARY

    PRINCIPAL ARCHITECT

    Total calculated
    $233,718
    From this org
    $212,759
    From related orgs
    $0
    Other
    $20,959
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $196,946
    Bonus
    $15,813
    Other
    $0
    Deferred
    $10,638
    Nontaxable benefits
    $10,321
    Filer's total
    $233,718
  • PETER BERNACIAK

    VP, STRUCTURED FINANCE

    Total calculated
    $219,938
    From this org
    $188,892
    From related orgs
    $0
    Other
    $31,046
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $173,840
    Bonus
    $15,052
    Other
    $0
    Deferred
    $9,445
    Nontaxable benefits
    $21,601
    Filer's total
    $219,938
  • ANISHA MURPHY

    VP, PROGRAM DESIGN/EXECUTION

    Total calculated
    $208,797
    From this org
    $189,025
    From related orgs
    $0
    Other
    $19,772
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $174,267
    Bonus
    $14,758
    Other
    $0
    Deferred
    $9,451
    Nontaxable benefits
    $10,321
    Filer's total
    $208,797
  • CYRUS KHARAS

    VP, PROGRAM DESIGN/EXECUTION

    Total calculated
    $207,962
    From this org
    $198,059
    From related orgs
    $0
    Other
    $9,903
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $188,949
    Bonus
    $9,110
    Other
    $0
    Deferred
    $9,903
    Nontaxable benefits
    $0
    Filer's total
    $207,962
  • ERIC CHAPIN

    GENERAL COUNSEL THRU 8/24

    Total calculated
    $188,663
    From this org
    $160,210
    From related orgs
    $0
    Other
    $28,453
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $137,635
    Bonus
    $22,575
    Other
    $0
    Deferred
    $8,010
    Nontaxable benefits
    $20,443
    Filer's total
    $188,663
  • JENNIFER ANDERSON

    CHIEF ADMIN OFFICER THRU 3/24

    Total calculated
    $98,355
    From this org
    $90,243
    From related orgs
    $0
    Other
    $8,112
    Hours/week
    40
  • DANIEL SPILLER

    CHAIR

    Total calculated
    $0
    Hours/week
    1
  • STEVE KENT

    TREASURER

    Total calculated
    $0
    Hours/week
    1
  • JEANINE JACOKES

    SECRETARY AS OF 1/25

    Total calculated
    $0
    Hours/week
    1
  • LAURA TRUDEAU

    SECRETARY THRU 1/25

    Total calculated
    $0
    Hours/week
    1
  • REZA AGHAMIRZADEH

    TRUSTEE

    Total calculated
    $0
    Hours/week
    1
  • RUBEN ALONSO

    TRUSTEE

    Total calculated
    $0
    Hours/week
    1
  • GAVIN BOROWIAK

    TRUSTEE

    Total calculated
    $0
    Hours/week
    1
  • TONY BROWN

    TRUSTEE

    Total calculated
    $0
    Hours/week
    1
  • CHRYSTEL CORNELIUS

    TRUSTEE

    Total calculated
    $0
    Hours/week
    1

The first 25 listed. Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2024
    Revenue
    $46,782,310
    Expenses
    $31,421,112
    Contributions
    $28,677,919
    Grants paid
    $350,000
  • 2023
    Revenue
    $35,726,052
    Expenses
    $32,849,855
    Contributions
    $15,015,132
    Grants paid
    $316,667
  • 2022
    Revenue
    $55,474,462
    Expenses
    $45,512,446
    Contributions
    $26,484,053
    Grants paid
    $691,623

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2024 · 990-T

    Revenue
    not reported
    Expenses
    not reported
    Assets (EOY)
    not reported
  • 2023 · 990-T

    Revenue
    not reported
    Expenses
    not reported
    Assets (EOY)
    not reported
  • 2022 · 990-T

    Revenue
    not reported
    Expenses
    not reported
    Assets (EOY)
    not reported

Nonprofiteer parses the Form 990 only. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all.

Grants made

The 10 largest by cash amount. The API serves every itemized grant.

Where these grants went next →

Grants received

The 10 largest by cash amount. The API serves every itemized grant.

Related organizations

From Schedule R Part II, where a filer lists the tax-exempt organizations it is related to by control. It does not record shared board members or money.

Declared on its 2024 return

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Listed as of 10 September 2026, under deductibility SOUNK.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.