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ST ANNES CREDIT UNION OF FALL RIVER MASS

EIN 04-2128094 FALL RIVER, MA

Browse the largest nonprofits in Massachusetts

Revenue 2024
$54,977,303
Expenses 2024
$52,104,364

As filed

Subsection
14
Classification
1000
Street
829 S MAIN ST

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Mission and programs · 2024

Mission

St. Anne's Credit Union (the "Credit Union") provides a variety of financial services to its members through its full service offices and loan centers in southeastern Massachusetts. Its primary deposit products are savings, checking, money market, and term certificate accounts and its primary lending assets are residential mortgage, commercial mortgage and consumer loans.

  • St. Anne's Credit Union is a cooperative owned, directed by, and dedicated to is members. At the end of 2024, the Credit Union had $1,020,558,000 share account deposits and $1,024,892,000 in loans to members.

As filed on the 2024 return. The filer continues this part on Schedule O, which is not shown here.

Officers and directors · 2024

As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • Jo-Ann Bentley

    Director

    Total calculated
    $4,561
    From this org
    $762
    From related orgs
    $0
    Other
    $3,799
    Hours/week
    1

  • Colleen Brady

    Director

    Total calculated
    $8,356
    From this org
    $258
    From related orgs
    $0
    Other
    $8,098
    Hours/week
    1

  • Claire Entel

    Director

    Total calculated
    $6,581
    From this org
    $762
    From related orgs
    $0
    Other
    $5,819
    Hours/week
    1

  • Kevin C Fitzpatrick

    Director

    Total calculated
    $8,363
    From this org
    $396
    From related orgs
    $0
    Other
    $7,967
    Hours/week
    1

  • Bernard J McDonald III

    Director

    Total calculated
    $4,848
    From this org
    $396
    From related orgs
    $0
    Other
    $4,452
    Hours/week
    1

  • Yonaton Sunshine

    Director

    Total calculated
    $8,158
    From this org
    $60
    From related orgs
    $0
    Other
    $8,098
    Hours/week
    1

  • Kevin Vieira

    Director

    Total calculated
    $6,902
    From this org
    $60
    From related orgs
    $0
    Other
    $6,842
    Hours/week
    1

  • William R Bouchard

    Chair

    Total calculated
    $31,840
    From this org
    $23,878
    From related orgs
    $0
    Other
    $7,962
    Hours/week
    1

  • John R Ledwidge

    Vice Chair

    Total calculated
    $33,633
    From this org
    $25,673
    From related orgs
    $0
    Other
    $7,960
    Hours/week
    1

  • Bruce E Fernandes

    Treasurer/Clerk

    Total calculated
    $24,778
    From this org
    $16,680
    From related orgs
    $0
    Other
    $8,098
    Hours/week
    1

  • Eileen Migliozzi

    President/CEO

    Total calculated
    $1,060,527
    From this org
    $951,846
    From related orgs
    $0
    Other
    $108,681
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $526,722
    Bonus
    $31,250
    Other
    $393,874
    Deferred
    $70,700
    Nontaxable benefits
    $37,981
    Filer's total
    $1,060,527

  • Peter Panaggio

    EVP/CFO

    Total calculated
    $376,744
    From this org
    $290,086
    From related orgs
    $0
    Other
    $86,658
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $275,348
    Bonus
    $13,832
    Other
    $906
    Deferred
    $51,676
    Nontaxable benefits
    $34,982
    Filer's total
    $376,744

  • Joseph Nash

    SVP/Chief Lending Officer

    Total calculated
    $291,942
    From this org
    $239,350
    From related orgs
    $0
    Other
    $52,592
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $229,401
    Bonus
    $7,348
    Other
    $2,601
    Deferred
    $14,610
    Nontaxable benefits
    $37,982
    Filer's total
    $291,942

  • Michelle Marcos

    SVP Human Resources

    Total calculated
    $242,394
    From this org
    $204,596
    From related orgs
    $0
    Other
    $37,798
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $197,553
    Bonus
    $6,137
    Other
    $906
    Deferred
    $9,357
    Nontaxable benefits
    $28,441
    Filer's total
    $242,394

  • Karen Skinner

    SVP Operations & Compliance

    Total calculated
    $224,695
    From this org
    $186,780
    From related orgs
    $0
    Other
    $37,915
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $180,222
    Bonus
    $5,652
    Other
    $906
    Deferred
    $7,856
    Nontaxable benefits
    $30,059
    Filer's total
    $224,695

  • Jeremy Turner

    VP Information Technology

    Total calculated
    $200,714
    From this org
    $159,610
    From related orgs
    $0
    Other
    $41,104
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $153,714
    Bonus
    $5,568
    Other
    $328
    Deferred
    $9,982
    Nontaxable benefits
    $31,122
    Filer's total
    $200,714

  • Luisa Rochester

    VP Residential Lending

    Total calculated
    $178,682
    From this org
    $158,862
    From related orgs
    $0
    Other
    $19,820
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $152,079
    Bonus
    $5,417
    Other
    $1,366
    Deferred
    $4,820
    Nontaxable benefits
    $15,000
    Filer's total
    $178,682

  • Robin Levesque

    SVP Branch Administration

    Total calculated
    $167,582
    From this org
    $142,229
    From related orgs
    $0
    Other
    $25,353
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $136,098
    Bonus
    $4,409
    Other
    $1,722
    Deferred
    $8,689
    Nontaxable benefits
    $16,664
    Filer's total
    $167,582

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2024
    Revenue
    $54,977,303
    Expenses
    $52,104,364
    Contributions
    $0
    Grants paid
    $179,253
  • 2023
    Revenue
    $41,027,576
    Expenses
    $39,003,229
    Contributions
    $0
    Grants paid
    $152,992
  • 2022
    Revenue
    $36,103,812
    Expenses
    $29,599,500
    Contributions
    $0
    Grants paid
    $146,165

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $34,865,858
    Expenses
    $30,849,982
    Assets (EOY)
    $1,266,762,131

  • 2020 · 990

    Revenue
    $36,357,713
    Expenses
    $35,095,621
    Assets (EOY)
    $1,194,115,586

  • 2019 · 990

    Revenue
    $37,686,213
    Expenses
    $32,379,928
    Assets (EOY)
    $1,017,134,867

  • 2018 · 990

    Revenue
    $35,553,798
    Expenses
    $28,383,231
    Assets (EOY)
    $960,436,825

  • 2017 · 990

    Revenue
    $32,392,346
    Expenses
    $26,442,985
    Assets (EOY)
    $929,273,516

  • 2016 · 990

    Revenue
    $30,045,143
    Expenses
    $25,291,932
    Assets (EOY)
    $887,752,617

  • 2015 · 990

    Revenue
    $28,255,718
    Expenses
    $25,329,828
    Assets (EOY)
    $861,107,075

  • 2014 · 990

    Revenue
    $28,155,515
    Expenses
    $25,542,924
    Assets (EOY)
    $835,105,583

  • 2013 · 990

    Revenue
    $27,845,182
    Expenses
    $25,931,943
    Assets (EOY)
    $821,973,826

  • 2012 · 990

    Revenue
    not reported
    Expenses
    $26,170,564
    Assets (EOY)
    $797,191,746

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.

Grants made

The 10 largest by cash amount. The API serves every itemized grant.

Where these grants went next →

Grants received

No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Not present in the most recent drop.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 13 October 2026 and read 1 November 2026, for every organization at once. Returns through tax year 2024, the newest we have parsed for this organization.