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FIRST CREDIT UNION

EIN 86-0100904 CHANDLER, AZ

Revenue 2024
$50,404,499
Expenses 2024
$42,745,872

As filed

Subsection
14
Classification
1000
Street
25 S ARIZONA PL STE 111

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Group exemption

A subordinate covered by the group exemption of CREDIT UNIONS IN THE STATE OF ARIZONA (EIN 86-6043135). matched by us

The IRS lists each organization's group exemption number; we match a subordinate to its central organization by that number and the affiliation code the IRS assigns.

Officers and directors · 2024

As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • JAY CURTIS

    PRESIDENT/CEO/BOARD MEMBER

    Total calculated
    $953,941
    From this org
    $887,423
    From related orgs
    $0
    Other
    $66,518
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $521,629
    Bonus
    $161,705
    Other
    $204,089
    Deferred
    $44,975
    Nontaxable benefits
    $21,543
    Filer's total
    $953,941

  • CARYN HORVITZ-STRAUSS

    BOARD CHAIR

    Total calculated
    $0
    Hours/week
    1

  • RUSS PUCKETT

    VICE CHAIR

    Total calculated
    $0
    Hours/week
    1

  • BEN TAN

    TREASURER

    Total calculated
    $0
    Hours/week
    1

  • KENNETH MULLINS

    SECRETARY

    Total calculated
    $0
    Hours/week
    1

  • WILLIAM JIMRO

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1

  • BARRY SCHLEGEL

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1

  • DOUGLAS ALLDREDGE

    CFO

    Total calculated
    $528,256
    From this org
    $458,193
    From related orgs
    $0
    Other
    $70,063
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $268,038
    Bonus
    $50,000
    Other
    $140,155
    Deferred
    $44,081
    Nontaxable benefits
    $25,982
    Filer's total
    $528,256

  • THOMAS GESSEL

    CNO

    Total calculated
    $403,467
    From this org
    $339,946
    From related orgs
    $0
    Other
    $63,521
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $274,989
    Bonus
    $50,000
    Other
    $14,957
    Deferred
    $44,537
    Nontaxable benefits
    $18,984
    Filer's total
    $403,467

  • HEIDI KIM

    CXO

    Total calculated
    $481,919
    From this org
    $409,887
    From related orgs
    $0
    Other
    $72,032
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $247,211
    Bonus
    $50,000
    Other
    $112,676
    Deferred
    $48,828
    Nontaxable benefits
    $23,204
    Filer's total
    $481,919

  • BENJAMIN RICKS

    VP/IT

    Total calculated
    $249,766
    From this org
    $200,462
    From related orgs
    $0
    Other
    $49,304
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $178,038
    Bonus
    $20,000
    Other
    $2,424
    Deferred
    $23,062
    Nontaxable benefits
    $26,242
    Filer's total
    $249,766

  • CHANTEL CAMPBELL

    VP/FINANCE

    Total calculated
    $197,051
    From this org
    $150,449
    From related orgs
    $0
    Other
    $46,602
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $136,082
    Bonus
    $10,000
    Other
    $4,367
    Deferred
    $21,300
    Nontaxable benefits
    $25,302
    Filer's total
    $197,051

  • SCOT GILBREATH

    VP/RE LENDING

    Total calculated
    $226,418
    From this org
    $185,298
    From related orgs
    $0
    Other
    $41,120
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $173,423
    Bonus
    $10,500
    Other
    $1,375
    Deferred
    $23,456
    Nontaxable benefits
    $17,664
    Filer's total
    $226,418

  • KRISTIN PARKER

    VP/CREDIT ADMINISTRATION

    Total calculated
    $184,217
    From this org
    $146,492
    From related orgs
    $0
    Other
    $37,725
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $132,115
    Bonus
    $10,000
    Other
    $4,377
    Deferred
    $20,979
    Nontaxable benefits
    $16,746
    Filer's total
    $184,217

  • LISA PETERS

    VP/COMPLIANCE & RISK

    Total calculated
    $185,134
    From this org
    $155,229
    From related orgs
    $0
    Other
    $29,905
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $128,042
    Bonus
    $17,977
    Other
    $9,210
    Deferred
    $21,301
    Nontaxable benefits
    $8,604
    Filer's total
    $185,134

  • ROBERT GAGE

    IT MANAGER

    Total calculated
    $140,422
    From this org
    $117,213
    From related orgs
    $0
    Other
    $23,209
    Hours/week
    40

  • LETICIA KAUFMAN

    DIRECTOR OF CREDIT MANAGEMENT

    Total calculated
    $128,649
    From this org
    $120,297
    From related orgs
    $0
    Other
    $8,352
    Hours/week
    40

  • LORI GALLEGOS

    FORMER EVP (THRU 3/31/2023)

    Total calculated
    $285,723
    From this org
    $244,846
    From related orgs
    $0
    Other
    $40,877
    Hours/week
    0

    Schedule J breakdown matched by us

    Base
    $0
    Bonus
    $0
    Other
    $244,846
    Deferred
    $16,456
    Nontaxable benefits
    $24,421
    Filer's total
    $285,723

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2024
    Revenue
    $50,404,499
    Expenses
    $42,745,872
    Contributions
    $0
    Grants paid
    $67,906
  • 2023
    Revenue
    $39,282,064
    Expenses
    $35,297,564
    Contributions
    $971,886
    Grants paid
    $69,203
  • 2022
    Revenue
    $30,610,743
    Expenses
    $25,835,411
    Contributions
    $0
    Grants paid
    $50,400

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $24,353,409
    Expenses
    $20,366,012
    Assets (EOY)
    $666,315,890

  • 2020 · 990

    Revenue
    $24,321,171
    Expenses
    $23,086,669
    Assets (EOY)
    $590,539,749

  • 2019 · 990

    Revenue
    $31,258,865
    Expenses
    $22,821,515
    Assets (EOY)
    $491,790,423

  • 2018 · 990

    Revenue
    $25,712,379
    Expenses
    $23,364,287
    Assets (EOY)
    $460,320,720

  • 2017 · 990

    Revenue
    $25,548,059
    Expenses
    $24,523,607
    Assets (EOY)
    $459,183,370

  • 2016 · 990

    Revenue
    $24,314,115
    Expenses
    $23,895,833
    Assets (EOY)
    $449,345,264

  • 2015 · 990

    Revenue
    $22,121,180
    Expenses
    $20,599,742
    Assets (EOY)
    $427,865,643

  • 2014 · 990

    Revenue
    $21,408,713
    Expenses
    $19,244,213
    Assets (EOY)
    $410,037,025

  • 2013 · 990

    Revenue
    $18,388,732
    Expenses
    $15,995,992
    Assets (EOY)
    $402,532,097

  • 2012 · 990

    Revenue
    not reported
    Expenses
    $17,399,913
    Assets (EOY)
    $398,771,034

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.

Form 990-N e-Postcard, tax year 2009

Tax period
1 January 2009 to 31 December 2009
Principal officer
CAROLYN BERNHEIM
Mailing address
3601 S 6th AVENUETUCSON AZ 85723

As filed, from the IRS e-Postcard file of 19 October 2026. The IRS publishes only each organization's most recent postcard, so earlier years are not shown. A 990-N carries no financial detail. The postcard also gives the principal officer's address, which is not shown here.

Grants made

The 10 largest by cash amount. The API serves every itemized grant.

Where these grants went next →

Grants received

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Not present in the most recent drop.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 13 October 2026 and read 23 October 2026, for every organization at once. Returns through tax year 2024, the newest we have parsed for this organization.