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WESTCHESTER RESIDENTIAL OPPORTUNITIES INC

EIN 13-2617705 WHITE PLAINS, NY

Revenue 2025
$5,301,015
Expenses 2025
$4,636,716

Program services were 85.4% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.

As filed

Subsection
03
NTEE code
L99Z
Classification
1200
Street
470 MAMARONECK AVE STE 410

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Mission and programs · 2025

Mission

WESTCHESTER RESIDENTIAL OPPORTUNITIES (WRO) IS A HUD-CERTIFIED HOUSING COUNSELING AGENCY WITH SPECIALIZED PROGRAMS TO COMBAT HOUSING DISCRIMINATION, MARKET AFFORDABLE HOUSING OPPORTUNITIES, AND TO ASSIST FIRST TIME HOMEBUYERS, THE ELDERLY AND THOSE FACING EVICTION OR MORTGAGE DEFAULT.ADDITIONALLY, WRO PROVIDES HOUSING AND CASE MANAGEMENT FOR PEOPLE WITH MENTAL ILLNESS. WRO PROMOTES HOUSING MOBILITY, AFFORDABILITY AND STABILITY FOR MARGINALIZED POPULATIONS, AND LOW-TO-MODERATE INCOME GROUPS.

Activities or mission (Part I)

TO PROMOTE EQUAL, AFFORDABLE, AND ACCESSIBLE HOUSING OPPORTUNITIES FOR ALL RESIDENTS OF OUR REGION.

  • INDEPENDENT LIVING PROGRAMTHE INDEPENDENT LIVING PROGRAM CONSISTS OF OUR SUPPORTED HOUSING APARTMENT PROGRAM, OUR SINGLE ROOM OCCUPANCY (SRO) PROGRAM, AND AN EDUCATION AND OUTREACH COMPONENT. IN 2025, THE SUPPORTED HOUSING PROGRAM PROVIDED INDIVIDUALIZED HOUSING-RELATED CASE MANAGEMENT SERVICES AND RENTAL ASSISTANCE TO 45 ADULTS DIAGNOSED WITH SERIOUS MENTAL ILLNESS, WHO WISH TO OBTAIN PERMANENT, AFFORDABLE, AND INDEPENDENT HOUSING. THE SINGLE ROOM OCCUPANCY PROGRAM STAFF PROVIDED HOUSING AND SUPPORTIVE SERVICES AND SUPERVISION TO ADULTS RESIDING IN OUR NINE BEDROOM SRO IN 2025.ADDITIONALLY, WRO PROVIDES HOMELESS OUTREACH TO ASSIST HOMELESS PEOPLE WITH MENTAL ILLNESS TO FIND HOUSING.

    Expenses $1,592,586 · Grants $986,342 · Revenue $246,078

  • HOME OWNERSHIP PROGRAMSWRO PROVIDES ASSISTANCE TO QUALIFIED HOUSEHOLDS IN THREE AREAS: (A) FIRST-TIME HOMEBUYING (PROVIDING EDUCATION AND COUNSELING PROGRAMS IN SPANISH AND ENGLISH ON THE HOMEBUYING PROCESS, AS WELL AS FACILITATING ACCESS TO VARIOUS DOWN-PAYMENT AND CLOSING COST ASSISTANCE PROGRAMS). IN 2025, 175 INDIVIDUALS COMPLETED OUR HOMEBUYING EDUCATION PROGRAM, AND 10 CLIENTS PURCHASED A HOME, UTILIZING OVER $252,000 IN GRANTS FUNDS SECURED TO HELP PURCHASE THEIR HOMES. (B) MORTGAGE FORECLOSURE PREVENTION (ASSISTING HOMEOWNERS WHO ARE FACING FORECLOSURE DUE TO TEMPORARY INTERRUPTIONS IN INCOME OR FINANCIAL HARDSHIP, INCLUDING EXPLORING POSSIBLE OPTIONS AVAILABLE WITH THEIR LENDER). IN 2025, WRO SERVED 200 CLIENTS, AND CLOSED ON 50 LOAN MODIFICATIONS OR REINSTATEMENTS.(C) PROPERTY TAX FORECLOSURE PREVENTION (ASSISTING HOUSEHOLDS FACING FORECLOSURE DUE TO PROPERTY TAX ARREARS). IN 2025, WE ASSISTED TWO HOUSEHOLDS, INCLUDING SECURING ALMOST $20,500 IN GRANT FUNDS.

    Expenses $1,050,615 · Grants $361,573 · Revenue $75,151

  • FAIR HOUSING PROGRAMWRO'S FAIR HOUSING PROGRAM WORKS TO ELIMINATE DISCRIMINATION IN THE HOUSING AND LENDING MARKETS. THE PROGRAM HANDLES COMPLAINTS AND CONDUCTS INVESTIGATIONS, INCLUDING BOTH SYSTEMIC AND COMPLAINT-BASED TESTING, AND ACCESSIBLE DESIGN AND CONSTRUCTION INVESTIGATIONS. WRO'S FAIR HOUSING PROGRAM PROVIDES EDUCATION AND OUTREACH TO CONSUMERS, CIVIC AND BUSINESS AND OTHER NON-PROFIT ORGANIZATIONS, AND TRAINS REAL ESTATE PROFESSIONALS, CO-OP BOARDS AND MANAGEMENT COMPANIES TO COMPLY WITH FAIR HOUSING LAWS. IN 2025, 164 FAMILIES AND INDIVIDUALS WERE ASSISTED WITH FAIR HOUSING COMPLAINTS, AND 170 INDIVIDUAL REAL ESTATE PROFESSIONALS AND 94 CO-OP APARTMENT DIRECTORS WERE TRAINED IN OUR FAIR HOUSING WORKSHOPS.ADDITIONALLY, WRO MANAGES AN AFFIRMATIVE HOUSING MARKETING PROGRAM FOR RENT AND RESALE OF FAIR AND AFFORDABLE HOMES. AS PART OF THIS PROGRAM, WRO COLLECTS APPLICATIONS AND ADMINISTERS A LOTTERY FOR ELIGIBLE APPLICANTS. IN 2025, WRO MARKETED 40 RENTAL UNITS IN TWO RENTAL DEVELOPMENTS AND SIX OWNERSHIP UNITS IN TWO DEVELOPMENTS, AND ASSISTED IN THE CLOSING OF TWO RE-SALES OF EXISTING AFFORDABLE HOMES.

    Expenses $663,050 · Grants $59 · Revenue $253,170

  • EVICTION PREVENTION & RENTAL ASSISTANCE PROGRAM WRO ASSISTS QUALIFIED HOUSEHOLDS FACING RENTAL AND/OR UTILITY ARREARS, BY PROVIDING FINANCIAL ASSISTANCE GRANTS AGAINST THOSE ARREARS. WRO ALSO WORKS WITH HOUSEHOLDS LOOKING TO SECURE RENTAL HOUSING BY PROVIDING FINANCIAL ASSISTANCE GRANTS FOR SECURITY DEPOSITS, MOVING EXPENSES, FIRST MONTH'S RENT, ETC.IN ADDITION TO PROVIDING FINANCIAL ASSISTANCE, THE PROGRAM (1) PROVIDES COUNSELING TO PRIMARILY LOW-TO-MODERATE INCOME HOUSEHOLDS TO FIND AND MAINTAIN AFFORDABLE HOUSING, (2) NEGOTIATES WITH LANDLORDS TO HELP KEEP PEOPLE HOUSED, AND (3) MAKES REFERRALS AS APPROPRIATE TO LOCATE ADDITIONAL SOURCES OF FINANCIAL AND OTHER FORMS OF ASSISTANCE. IN 2025, THE PROGRAM ASSISTED 284 INDIVIDUALS AND FAMILIES, AND DISBURSED ALMOST $190,000 IN RENTAL ARREARS GRANTS TO 43 HOUSEHOLDS.

    Expenses $652,571 · Grants $290,771

As filed on the 2025 return. The filer continues this part on Schedule O, which is not shown here.

Officers and directors · 2025

As listed in Part VII of the 2025 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • LAURENCE BEILENSON

    CO-CHAIR

    Total calculated
    $0
    Hours/week
    1

  • DEBRA BUDETTI

    CO-CHAIR

    Total calculated
    $0
    Hours/week
    1

  • THOMAS RICE ESQ

    SECRETARY

    Total calculated
    $0
    Hours/week
    1 + 0.5 related

  • KEITH ROSENTHAL

    ASSISTANT SECRETARY THRU 12/2025

    Total calculated
    $0
    Hours/week
    1

  • ROGER CAMPOS

    ASSISTANT SECRETARY

    Total calculated
    $0
    Hours/week
    1

  • HENRY J CARNAGE

    TREASURER

    Total calculated
    $0
    Hours/week
    1 + 0.5 related

  • DAVID SAMUELS

    ASSISTANT TREASURER

    Total calculated
    $0
    Hours/week
    1

  • LEAH CARO

    BOARD MEMBER THRU 05/2025

    Total calculated
    $0
    Hours/week
    1

  • MARGARET M FLINT ESQ

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    1

  • BARRY KRAMER

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    1

  • DAVID MOORE

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    1

  • MITALI KAMDAR

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    1

  • DENNIS D PARKER ESQ

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    1

  • RICHARD STERN

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    1

  • DEBRA THOMPSON

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    1

  • WENDY MARIE WEATHERS ESQ

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    1

  • ALAN R WOLFERT ESQ

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    1 + 0.5 related

  • MARLENE ZARFES

    EXECUTIVE DIRECTOR

    Total calculated
    $190,244
    From this org
    $163,653
    From related orgs
    $0
    Other
    $26,591
    Hours/week
    34 + 1 related

    Schedule J breakdown matched by us

    Base
    $143,653
    Bonus
    $20,000
    Other
    $0
    Deferred
    $4,650
    Nontaxable benefits
    $21,941
    Filer's total
    $190,244

  • ELIZABETH ELLISON

    CHIEF FINANCIAL OFFICER

    Total calculated
    $106,673
    From this org
    $103,600
    From related orgs
    $0
    Other
    $3,073
    Hours/week
    27.5 + 0.5 related

  • ANDREW SMITH

    DEPUTY EXECUTIVE DIRECTOR

    Total calculated
    $165,665
    From this org
    $117,023
    From related orgs
    $0
    Other
    $48,642
    Hours/week
    35

    Schedule J breakdown matched by us

    Base
    $97,023
    Bonus
    $20,000
    Other
    $0
    Deferred
    $4,050
    Nontaxable benefits
    $44,592
    Filer's total
    $165,665

  • NNEKA REED

    DIRECTOR OF OPERATIONS

    Total calculated
    $126,921
    From this org
    $102,964
    From related orgs
    $0
    Other
    $23,957
    Hours/week
    35

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2025
    Revenue
    $5,301,015
    Expenses
    $4,636,716
    Contributions
    $4,547,015
    Grants paid
    $1,638,745
  • 2023
    Revenue
    $4,786,666
    Expenses
    $4,062,671
    Contributions
    $3,851,749
    Grants paid
    $1,163,882
  • 2022
    Revenue
    $7,053,204
    Expenses
    $5,626,606
    Contributions
    $6,657,882
    Grants paid
    $3,072,506

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $4,122,237
    Expenses
    $3,624,678
    Assets (EOY)
    $3,295,661

  • 2020 · 990

    Revenue
    $3,531,543
    Expenses
    $2,991,866
    Assets (EOY)
    $2,459,131

  • 2019 · 990

    Revenue
    $2,675,046
    Expenses
    $2,527,020
    Assets (EOY)
    $1,778,309

  • 2018 · 990

    Revenue
    $2,668,386
    Expenses
    $2,583,034
    Assets (EOY)
    $1,747,149

  • 2017 · 990

    Revenue
    $2,503,020
    Expenses
    $2,478,126
    Assets (EOY)
    $1,834,134

  • 2016 · 990

    Revenue
    $2,352,425
    Expenses
    $2,323,424
    Assets (EOY)
    $1,852,005

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all.

Grants made

Where these grants went next →

Grants received

Related organizations

From Schedule R Part II, where a filer lists the tax-exempt organizations it is related to by control. It does not record shared board members or money.

Declared on its 2025 return

Declared as related by

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Listed as of 13 October 2026, under deductibility PC.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 13 October 2026 and read 26 October 2026, for every organization at once. Returns through tax year 2025, the newest we have parsed for this organization.