- Revenue 2024
- $103,161,140
- Expenses 2024
- $91,173,483
As filed
- Subsection
- 14
- Classification
- 1000
- Street
- PO BOX 209
These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).
Group exemption
A subordinate covered by the group exemption of CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN (EIN 38-6092097). matched by us
The IRS lists each organization's group exemption number; we match a subordinate to its central organization by that number and the affiliation code the IRS assigns.
Mission and programs · 2024
Mission
PROVIDE SAFE, CONVENIENT, COST EFFECTIVE SERVICES FOR THE FINANCIAL WELL-BEING OF THE CREDIT UNION AND ITS MEMBERS. AND TO GROW TRUSTED RELATIONSHIPS BY PROVIDING PERSONALIZED FINANCIAL SOLUTIONS.
Activities or mission (Part I)
PROVIDE FINANCIAL SERVICES TO MEMBER OWNERS WITH A COMMON BOND.
-
PROVIDE 65,513 MEMBERS WITH SHARES, CHECKING, BUSINESS SAVINGS, BUSINESS CHECKING, MONEY MARKET, VACATION CLUB, CHRISTMAS CLUB, HEALTH SAVINGS, IRA AND CERTIFICATE OF DEPOSIT ACCOUNTS TOTALING $1,069,100,683.
-
PROVIDE 52,082 SHARE SECURED, STUDENT, SIGNATURE, BUSINESS, CONSTRUCTION, REAL ESTATE, HOME EQUITY, LINE OF CREDIT, NEW AND USED VEHICLE, RECREATIONAL VEHICLE, LEASE LOANS, HOME IMPROVEMENT AND CREDIT CARD LOANS.
-
OFFER AUTOMATED TELLER MACHINES, INTERACTIVE TELLER MACHINES, DEBIT CARDS, CREDIT CARDS, SHARED BRANCHING, MONEY ORDERS, COURTESY PAY, WIRE TRANSFERS, BILL PAY, INVESTMENTS SERVICES AND VARIOUS INSURANCE PROGRAMS TO ALL ELIGIBLE MEMBERS.
As filed on the 2024 return.
Officers and directors · 2024
As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.
-
Timothy HildnerTIMOTHY HILDNER
CHAIRPERSON
- Total calculated
- $0
- Hours/week
- 3.79 + 1 related
-
Jill CatterfeldJILL CATTERFELD
VICE CHAIRPERSON
- Total calculated
- $0
- Hours/week
- 0.86
-
Brian DixonBRIAN DIXON
TREASURER
- Total calculated
- $0
- Hours/week
- 1.82 + 1 related
-
Richard ReifRICHARD REIF
SECRETARY
- Total calculated
- $0
- Hours/week
- 3.05
-
Michael FassezeeMICHAEL FASSEZEE
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1.63
-
Dan LemkeDAN LEMKE
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1.35
-
Scot PutzigSCOT PUTZIG
DIRECTOR
- Total calculated
- $0
- Hours/week
- 0.95
-
Karina SpencerKARINA SPENCER
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1.32
-
Chris FrankCHRIS FRANK
DIRECTOR
- Total calculated
- $0
- Hours/week
- 0.9 + 1 related
-
Vickie SchmitzerVICKIE SCHMITZER
CEO
- Total calculated
- $928,640
- From this org
- $875,336
- From related orgs
- $0
- Other
- $53,304
- Hours/week
- 54
Schedule J breakdown matched by us
- Base
- $574,086
- Bonus
- $301,250
- Other
- $0
- Deferred
- $26,872
- Nontaxable benefits
- $26,432
- Filer's total
- $928,640
-
Donna HaubenstrickerDONNA HAUBENSTRICKER
VP OF FINANCE
- Total calculated
- $292,914
- From this org
- $254,649
- From related orgs
- $0
- Other
- $38,265
- Hours/week
- 45
Schedule J breakdown matched by us
- Base
- $216,135
- Bonus
- $38,514
- Other
- $0
- Deferred
- $12,665
- Nontaxable benefits
- $25,600
- Filer's total
- $292,914
-
Eric NeumeyerERIC NEUMEYER
CEO OF MMIA
- Total calculated
- $271,076
- From this org
- $224,781
- From related orgs
- $0
- Other
- $46,295
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $201,524
- Bonus
- $23,257
- Other
- $0
- Deferred
- $9,861
- Nontaxable benefits
- $36,434
- Filer's total
- $271,076
-
Robert RobinsonROBERT ROBINSON
INSURANCE SALES
- Total calculated
- $370,554
- From this org
- $318,955
- From related orgs
- $0
- Other
- $51,599
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $208,450
- Bonus
- $110,505
- Other
- $0
- Deferred
- $15,896
- Nontaxable benefits
- $35,703
- Filer's total
- $370,554
-
William WatchornWILLIAM WATCHORN
MORTGAGE ORIGINATOR
- Total calculated
- $245,872
- From this org
- $231,056
- From related orgs
- $0
- Other
- $14,816
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $2,925
- Bonus
- $228,131
- Other
- $0
- Deferred
- $11,475
- Nontaxable benefits
- $3,341
- Filer's total
- $245,872
-
Daniel WortmanDANIEL WORTMAN
INSURANCE SALES
- Total calculated
- $266,565
- From this org
- $232,683
- From related orgs
- $0
- Other
- $33,882
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $179,093
- Bonus
- $53,590
- Other
- $0
- Deferred
- $10,891
- Nontaxable benefits
- $22,991
- Filer's total
- $266,565
-
Steve WittSTEVE WITT
INSURANCE SALES
- Total calculated
- $265,725
- From this org
- $219,669
- From related orgs
- $0
- Other
- $46,056
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $196,089
- Bonus
- $23,580
- Other
- $0
- Deferred
- $10,963
- Nontaxable benefits
- $35,093
- Filer's total
- $265,725
-
Brad GnatkowskiBRAD GNATKOWSKI
MORTGAGE ORIGINATOR
- Total calculated
- $255,965
- From this org
- $235,702
- From related orgs
- $0
- Other
- $20,263
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $1,119
- Bonus
- $234,583
- Other
- $0
- Deferred
- $9,389
- Nontaxable benefits
- $10,874
- Filer's total
- $255,965
Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.
Filings
-
2024
- Revenue
- $103,161,140
- Expenses
- $91,173,483
- Contributions
- $0
- Grants paid
- $613,994
-
2023
- Revenue
- $86,447,275
- Expenses
- $78,645,946
- Contributions
- $0
- Grants paid
- $569,548
-
2022
- Revenue
- $70,580,613
- Expenses
- $56,921,620
- Contributions
- $0
- Grants paid
- $511,507
The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.
Other returns filed
-
2021 · 990
- Revenue
- $67,769,311
- Expenses
- $49,555,113
- Assets (EOY)
- $1,071,337,170
-
2020 · 990
- Revenue
- $62,431,166
- Expenses
- $48,862,017
- Assets (EOY)
- $910,076,725
-
2019 · 990
- Revenue
- $52,523,544
- Expenses
- $47,862,896
- Assets (EOY)
- $740,854,703
-
2018 · 990
- Revenue
- $45,888,918
- Expenses
- $40,054,497
- Assets (EOY)
- $651,460,923
-
2017 · 990
- Revenue
- $37,465,759
- Expenses
- $29,138,464
- Assets (EOY)
- $567,059,424
-
2016 · 990
- Revenue
- $31,008,925
- Expenses
- $23,766,674
- Assets (EOY)
- $470,665,512
-
2015 · 990
- Revenue
- $27,104,698
- Expenses
- $20,464,908
- Assets (EOY)
- $410,754,414
-
2014 · 990
- Revenue
- $21,982,263
- Expenses
- $16,934,980
- Assets (EOY)
- $345,038,238
-
2013 · 990
- Revenue
- $20,530,419
- Expenses
- $15,404,429
- Assets (EOY)
- $291,942,845
-
2012 · 990
- Revenue
- not reported
- Expenses
- $13,393,127
- Assets (EOY)
- $261,755,276
Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.
Grants made
-
$27,000
2023 PURCHASE TRAILER AND LABELING
-
VASSAR MUSIC BOOSTERS
$26,000
2024 NEW BAND UNIFORMS
-
$22,374
2023 NEW GYMNASTIC EQUIPMENT
-
$20,375
2024 TIME CLOCK
-
MILLINGTON ARBELA FIRE DEPARTMENT
$20,000
2023 VEHICLE EXTRACTION TOOLS
-
$20,000
2023 MATS
-
CITY OF FRANKENMUTH
$20,000
2023 FANS FOR HARVEY KERN FOR PICKLE BALL ETC
-
KINGSTON FIRE DEPARTMENT
$19,900
2022 JAWS OF LIFE EQUIPMENT
-
CENTRAL MI EMERGERGENCY NETWORK
$19,073
2023 BAY AREA AMATEUR RADION IMPROVEMENTS
-
$15,000
2023 FINANCIAL ASSISTANCE IN COMMUNITY TROOPS
The 10 largest by cash amount. The API serves every itemized grant.
Grants received
No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.
Taxable family
From Schedule R Parts I, III and IV: entities that legally are the filer, and taxable partnerships, corporations and trusts it is related to. These record ownership and control, not shared board members or money.
Disregarded entities on its 2024 return
-
MY MEMBER INSURANCE AGENCY
INSURANCE SALES · MI · income -$1,598,372 · assets $4,049,515
-
BANQUET HALL · MI · income $0 · assets $0
Related partnerships on its 2024 return
-
CU WEALTHNEXT LLC
CRYPTOCURRENCY · MI · 61.38% owned · share of income -$604,262 · share of assets $11,753,658 · general or managing partner
Other IRS files
Auto-Revocation List
Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.
Publication 78
Not present in the most recent drop.
These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.
What this page reflects
The registration facts above come from the IRS Business Master File published 13 October 2026 and read 29 October 2026, for every organization at once. Returns through tax year 2024, the newest we have parsed for this organization.