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FIVE COUNTY CREDIT UNION

EIN 01-0261795 BATH, ME

Largest nonprofits in Maine

Revenue 2025
$29,565,856
Expenses 2025
$28,796,626

As filed

Subsection
14
Street
765 WASHINGTON STREET

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Mission and programs · 2025

Mission

TO HELP OUR MEMBERS ACHIEVE FINANCIAL WELLBEING.

  • ANCORUM CREDIT UNION'S FIELD OF MEMBERSHIP INCLUDES PERSONS WHO LIVE OR WORK IN THE COUNTIES OF ANDROSCOGGIN, CUMBERLAND, FRANKLIN, KENNEBEC, KNOX, LINCOLN, OXFORD, PENOBSCOT, PISCATAQUIS, SAGADAHOC, SOMERSET, AND WALDO MAINE, ALL ACTIVE AND RETIRED EMPLOYEES OF BATH IRON WORKS, EMPLOYEES OF ANCORUM CREDIT UNION AND RELATIVES OF ELIGIBLE MEMBERS. THE CREDIT UNION'S PRIMARY ACTIVITY IS PROVIDING LOANS TO MEMBERS AND THEIR FAMILIES. AS OF 12/31/25, ANCORUM CREDIT UNION SERVES 30,693 MEMBERS AND HAS TOTAL DEPOSITS OF $351,162,990. IN ADDITION, THE CREDIT UNION HAS 22,953 OUTSTANDING LOANS TO MEMBERS WITH A TOTAL BALANCE OF $285,930,755 AT 12/31/2025.

As filed on the 2025 return.

Officers and directors · 2025

As listed in Part VII of the 2025 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • Robert Brewer

    SECRETARY/TREASURER

    Total calculated
    $0
    Hours/week
    1
  • Merlin Suggs

    CHAIRMAN

    Total calculated
    $0
    Hours/week
    1
  • Mona Faulter

    VICE CHAIRMAN

    Total calculated
    $0
    Hours/week
    1
  • Al Moroney

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1
  • Peter Decourcy

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1
  • Sam May

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1
  • Bruce Wilson

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1
  • A Bosica Thru Feb 2025

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1
  • Julie A Marquis

    PRESIDENT & CEO

    Total calculated
    $626,377
    From this org
    $568,880
    From related orgs
    $0
    Other
    $57,497
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $354,772
    Bonus
    $56,731
    Other
    $157,377
    Deferred
    $27,266
    Nontaxable benefits
    $30,231
    Filer's total
    $626,377
  • Kenneth H Stockford

    SVP FINANCE & TECHNOLOGY/CFO

    Total calculated
    $319,068
    From this org
    $272,641
    From related orgs
    $0
    Other
    $46,427
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $182,022
    Bonus
    $33,554
    Other
    $57,065
    Deferred
    $16,993
    Nontaxable benefits
    $29,434
    Filer's total
    $319,068
  • Michael Foley

    SVP SUPPORT SERVICES/CGO

    Total calculated
    $313,013
    From this org
    $267,009
    From related orgs
    $0
    Other
    $46,004
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $175,784
    Bonus
    $33,338
    Other
    $57,887
    Deferred
    $16,633
    Nontaxable benefits
    $29,371
    Filer's total
    $313,013
  • Jennifer Andersen

    SVP RETAIL SERVICES/COO

    Total calculated
    $281,246
    From this org
    $246,928
    From related orgs
    $0
    Other
    $34,318
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $161,922
    Bonus
    $33,086
    Other
    $51,920
    Deferred
    $15,910
    Nontaxable benefits
    $18,408
    Filer's total
    $281,246
  • Kim Hutchins

    VP BRANCH OPERATIONS

    Total calculated
    $142,757
    From this org
    $121,544
    From related orgs
    $0
    Other
    $21,213
    Hours/week
    40
  • Dan Leeman

    VP SERVICE CTR & DELIVERY CHANNELS

    Total calculated
    $138,644
    From this org
    $116,938
    From related orgs
    $0
    Other
    $21,706
    Hours/week
    40
  • Scott Budde

    SVP STRATEGIC DEVELOPMENT/CSO

    Total calculated
    $127,932
    From this org
    $117,194
    From related orgs
    $0
    Other
    $10,738
    Hours/week
    40

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2025
    Revenue
    $29,565,856
    Expenses
    $28,796,626
    Contributions
    $0
    Grants paid
    $0
  • 2024
    Revenue
    $26,215,158
    Expenses
    $23,993,228
    Contributions
    $0
    Grants paid
    $0
  • 2023
    Revenue
    $23,598,688
    Expenses
    $20,551,841
    Contributions
    $0
    Grants paid
    $0
  • 2022
    Revenue
    $19,031,105
    Expenses
    $17,374,511
    Contributions
    $0
    Grants paid
    $0

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $16,981,136
    Expenses
    $14,732,930
    Assets (EOY)
    $349,962,070
  • 2020 · 990

    Revenue
    $17,667,578
    Expenses
    $16,373,196
    Assets (EOY)
    $311,529,938
  • 2019 · 990

    Revenue
    $17,621,394
    Expenses
    $16,248,280
    Assets (EOY)
    $261,463,831
  • 2018 · 990

    Revenue
    $17,087,144
    Expenses
    $14,844,597
    Assets (EOY)
    $244,228,721
  • 2017 · 990

    Revenue
    $16,297,716
    Expenses
    $14,487,664
    Assets (EOY)
    $243,225,384
  • 2016 · 990

    Revenue
    $15,469,240
    Expenses
    $13,829,834
    Assets (EOY)
    $230,750,687
  • 2015 · 990

    Revenue
    $14,761,083
    Expenses
    $14,217,365
    Assets (EOY)
    $224,008,302
  • 2014 · 990

    Revenue
    $14,486,559
    Expenses
    $13,703,087
    Assets (EOY)
    $217,412,610
  • 2013 · 990

    Revenue
    $14,243,271
    Expenses
    $13,236,805
    Assets (EOY)
    $211,221,587
  • 2012 · 990

    Revenue
    not reported
    Expenses
    $13,138,917
    Assets (EOY)
    $206,763,689

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.

Grants made

No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.

Grants received

No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Not present in the most recent drop.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 13 October 2026 and read 1 November 2026, for every organization at once. Returns through tax year 2025, the newest we have parsed for this organization.