Skip to content
Nonprofiteer
← All organizations

MEMBERS COOPERATIVE CREDIT UNION

EIN 41-0195345 DULUTH, MN

Revenue 2025
$69,886,373
Expenses 2025
$63,279,312

As filed

Subsection
14
Classification
1000
Street
215 N 40TH AVE W

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Group exemption

A subordinate covered by the group exemption of CREDIT UNIONS IN THE STATE OF MINNESOTA (EIN 41-6053882). matched by us

The IRS lists each organization's group exemption number; we match a subordinate to its central organization by that number and the affiliation code the IRS assigns.

Mission and programs · 2025

Mission

TO MAKE OUR COMMUNITIES STRONGER, OUR EMPLOYEES HAPPIER, AND OUR WORLD BETTER.

Activities or mission (Part I)

TO CONDUCT THE ORDINARY AND NECESSARY BUSINESS OF A CREDIT UNION INVOLVING THE RECEIVING OF SAVINGS OF MEMBERS AND LENDING MONEY TO MEMBERS FOR PROVIDENT PURPOSES.

  • DIVIDENDS AND INTEREST OF $13.7 MILLION WAS PAID TO MEMBERS IN 2025 ON 131,600 DEPOSIT ACCOUNTS. WE STRIVE TO OFFER COMPETITVE RATES TO OUR MEMBERS.

  • 24,836 LOANS TOTALING OVER $934 MILLION WERE ACTIVE FOR CONSUMER, MORTGAGE AND COMMERCIAL LOANS. OUR GOAL IS TO OFFER LOANS AT REASONABLE RATES TO OUR MEMBERS. TO PROVIDE INDIRECT LOANS TO CUSTOMERS OF AUTO DEALERSHIPS IN THE AREA AT COMPETITIVE RATES.

  • AVAILABILITY OF 15 OF OUR OWN ATM'S AS WELL AS A LARGE NETWORK OF ATM'S NATION AND WORLD WIDE TO OUR MEMBERS AND NON-MEMBERS. WE WANT TO OFFER CONVENIENCE TO OUR MEMBERS AFTER HOURS AND AWAY FROM HOME.

As filed on the 2025 return.

Officers and directors · 2025

As listed in Part VII of the 2025 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • DORIS DAHL

    CHAIR

    Total calculated
    $21,849
    From this org
    $21,849
    From related orgs
    $0
    Other
    $0
    Hours/week
    14.7

  • DAVID VUKELICH

    VICE CHAIR

    Total calculated
    $12,000
    From this org
    $12,000
    From related orgs
    $0
    Other
    $0
    Hours/week
    13.1

  • JOHN GILBERT

    DIRECTOR

    Total calculated
    $6,000
    From this org
    $6,000
    From related orgs
    $0
    Other
    $0
    Hours/week
    6.7

  • RUSS SALGY

    DIRECTOR

    Total calculated
    $6,000
    From this org
    $6,000
    From related orgs
    $0
    Other
    $0
    Hours/week
    7.1

  • RODNEY BIBEAU

    DIRECTOR

    Total calculated
    $6,000
    From this org
    $6,000
    From related orgs
    $0
    Other
    $0
    Hours/week
    1.3

  • JOE WOLFF

    DIRECTOR

    Total calculated
    $6,000
    From this org
    $6,000
    From related orgs
    $0
    Other
    $0
    Hours/week
    3.2

  • MARY KROHN

    ASSOCIATE DIRECTOR

    Total calculated
    $6,220
    From this org
    $6,220
    From related orgs
    $0
    Other
    $0
    Hours/week
    5

  • NIAL ANDRE MUSON KLYN

    ASSOCIATE DIRECTOR

    Total calculated
    $6,869
    From this org
    $6,869
    From related orgs
    $0
    Other
    $0
    Hours/week
    4

  • TAMI JACOBS

    ASSOCIATE DIRECTOR

    Total calculated
    $5,298
    From this org
    $5,298
    From related orgs
    $0
    Other
    $0
    Hours/week
    4

  • STEPHEN EWERS

    PRESIDENT/CEO

    Total calculated
    $998,145
    From this org
    $938,025
    From related orgs
    $0
    Other
    $60,120
    Hours/week
    55

    Schedule J breakdown matched by us

    Base
    $462,174
    Bonus
    $412,403
    Other
    $63,448
    Deferred
    $17,500
    Nontaxable benefits
    $42,620
    Filer's total
    $998,145

  • RALPH HAMANN

    CFO/CHRO

    Total calculated
    $561,532
    From this org
    $486,829
    From related orgs
    $0
    Other
    $74,703
    Hours/week
    50

    Schedule J breakdown matched by us

    Base
    $363,361
    Bonus
    $85,101
    Other
    $38,367
    Deferred
    $35,000
    Nontaxable benefits
    $39,703
    Filer's total
    $561,532

  • JANET VOLD

    CIO/COO

    Total calculated
    $552,029
    From this org
    $488,467
    From related orgs
    $0
    Other
    $63,562
    Hours/week
    50

    Schedule J breakdown matched by us

    Base
    $359,011
    Bonus
    $83,751
    Other
    $45,705
    Deferred
    $35,000
    Nontaxable benefits
    $28,562
    Filer's total
    $552,029

  • STEPHAN GLONCHAK

    CHIEF LENDING OFFICER

    Total calculated
    $494,190
    From this org
    $438,964
    From related orgs
    $0
    Other
    $55,226
    Hours/week
    50

    Schedule J breakdown matched by us

    Base
    $312,036
    Bonus
    $70,037
    Other
    $56,891
    Deferred
    $35,000
    Nontaxable benefits
    $20,226
    Filer's total
    $494,190

  • SIMONE SURI

    GENERAL COUNSEL

    Total calculated
    $474,135
    From this org
    $411,191
    From related orgs
    $0
    Other
    $62,944
    Hours/week
    50

    Schedule J breakdown matched by us

    Base
    $310,463
    Bonus
    $71,094
    Other
    $29,634
    Deferred
    $35,000
    Nontaxable benefits
    $27,944
    Filer's total
    $474,135

  • SUSAN SHOLD

    VP HR

    Total calculated
    $216,465
    From this org
    $187,499
    From related orgs
    $0
    Other
    $28,966
    Hours/week
    45

    Schedule J breakdown matched by us

    Base
    $170,975
    Bonus
    $9,520
    Other
    $7,004
    Deferred
    $14,934
    Nontaxable benefits
    $14,032
    Filer's total
    $216,465

  • NEIL SAMPLE

    VP BUSINESS SERVICES

    Total calculated
    $197,710
    From this org
    $177,820
    From related orgs
    $0
    Other
    $19,890
    Hours/week
    45

    Schedule J breakdown matched by us

    Base
    $157,127
    Bonus
    $8,552
    Other
    $12,141
    Deferred
    $17,785
    Nontaxable benefits
    $2,105
    Filer's total
    $197,710

  • CORY STENSON

    MORTGAGE MANAGER

    Total calculated
    $204,710
    From this org
    $173,814
    From related orgs
    $0
    Other
    $30,896
    Hours/week
    45

    Schedule J breakdown matched by us

    Base
    $158,603
    Bonus
    $8,855
    Other
    $6,356
    Deferred
    $17,673
    Nontaxable benefits
    $13,223
    Filer's total
    $204,710

  • MARISA JERAMA

    VP RETAIL MANAGEMENT

    Total calculated
    $195,187
    From this org
    $160,897
    From related orgs
    $0
    Other
    $34,290
    Hours/week
    45

    Schedule J breakdown matched by us

    Base
    $151,587
    Bonus
    $9,220
    Other
    $90
    Deferred
    $16,465
    Nontaxable benefits
    $17,825
    Filer's total
    $195,187

  • ERIC FUGLISTER

    VP CONSUMER LENDING

    Total calculated
    $168,618
    From this org
    $159,084
    From related orgs
    $0
    Other
    $9,534
    Hours/week
    45

    Schedule J breakdown matched by us

    Base
    $150,554
    Bonus
    $8,272
    Other
    $258
    Deferred
    $7,941
    Nontaxable benefits
    $1,593
    Filer's total
    $168,618

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2025
    Revenue
    $69,886,373
    Expenses
    $63,279,312
    Contributions
    $0
    Grants paid
    $178,766
  • 2024
    Revenue
    $65,178,355
    Expenses
    $60,606,630
    Contributions
    $0
    Grants paid
    $176,207
  • 2023
    Revenue
    $60,672,514
    Expenses
    $60,581,870
    Contributions
    $0
    Grants paid
    $199,967
  • 2022
    Revenue
    $46,427,247
    Expenses
    $46,777,629
    Contributions
    $0
    Grants paid
    $181,419

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $45,708,037
    Expenses
    $38,334,935
    Assets (EOY)
    $1,064,400,556

  • 2020 · 990

    Revenue
    $43,835,054
    Expenses
    $37,131,319
    Assets (EOY)
    $927,228,890

  • 2019 · 990

    Revenue
    $41,235,372
    Expenses
    $35,023,183
    Assets (EOY)
    $796,073,008

  • 2018 · 990

    Revenue
    $38,043,681
    Expenses
    $33,020,549
    Assets (EOY)
    $738,388,167

  • 2017 · 990

    Revenue
    $31,709,614
    Expenses
    $27,710,653
    Assets (EOY)
    $689,385,169

  • 2016 · 990

    Revenue
    $29,142,034
    Expenses
    $25,134,827
    Assets (EOY)
    $630,208,071

  • 2015 · 990

    Revenue
    $25,161,437
    Expenses
    $23,427,743
    Assets (EOY)
    $628,943,926

  • 2014 · 990

    Revenue
    $19,883,549
    Expenses
    $15,640,463
    Assets (EOY)
    $419,313,873

  • 2013 · 990

    Revenue
    $20,020,255
    Expenses
    $14,737,253
    Assets (EOY)
    $382,821,312

  • 2012 · 990

    Revenue
    not reported
    Expenses
    $17,631,466
    Assets (EOY)
    $349,820,633

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.

Form 990-N e-Postcard, tax year 2022

Tax period
1 January 2022 to 31 December 2022
Principal officer
Dan Williams
Mailing address
820 NW 1st AvenueGrand Rapids MN 55744

As filed, from the IRS e-Postcard file of 26 October 2026. The IRS publishes only each organization's most recent postcard, so earlier years are not shown. A 990-N carries no financial detail. The postcard also gives the principal officer's address, which is not shown here.

Grants made

The 10 largest by cash amount. The API serves every itemized grant.

Where these grants went next →

Grants received

No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.

Related organizations

From Schedule R Part II, where a filer lists the tax-exempt organizations it is related to by control. It does not record shared board members or money.

Declared on its 2025 return

Taxable family

From Schedule R Parts I, III and IV: entities that legally are the filer, and taxable partnerships, corporations and trusts it is related to. These record ownership and control, not shared board members or money.

Disregarded entities on its 2025 return

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Not present in the most recent drop.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 13 October 2026 and read 26 October 2026, for every organization at once. Returns through tax year 2025, the newest we have parsed for this organization.