- Revenue 2024
- $862,659,881
- Expenses 2024
- $851,503,421
Program services were 96.9% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.
As filed
- Subsection
- 04
- NTEE code
- E80
- Classification
- 3000
- Street
- 200 E RANDOLF ST
These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).
Mission and programs · 2024
Mission
THE ASSOCIATION SERVES ITS MEMBERSHIP CONSISTING OF INDEPENDENT BLUE CROSS AND BLUE SHIELD MEMBER PLANS THAT OPERATE WITHIN SPECIFIC GEOGRAPHIC SERVICE AREAS. THE ASSOCIATION PROVIDES A VARIETY OF SERVICES TO MEMBER PLANS AND COORDINATES GOVERNMENT SERVICES, SUCH AS THE CONTRACT UNDER THE FEDERAL EMPLOYEE HEALTH BENEFIT PROGRAM (FEP), WHICH IS THE CORE OF THE ORGANIZATION'S EXEMPT PURPOSE OF PROMOTING THE COMMON GOOD AND GENERAL WELFARE OF THE COMMUNITY BY FOSTERING BROADBASED HEALTH INSURANCE COVERAGE.
Activities or mission (Part I)
THE ORGANIZATION'S TAX EXEMPT PURPOSE IS PROMOTING THROUGH INDEPENDENT BLUE CROSS AND BLUE SHIELD MEMBER PLANS, THE COMMON GOOD AND GENERAL WELFARE OF THE COMMUNITY BY FOSTERING BROADBASED HEALTH INSURANCE COVERAGE.
-
THE BLUE CROSS AND BLUE SHIELD ASSOCIATION'S FEDERAL EMPLOYEE PROGRAM (FEP) ADMINISTERS THE BLUE CROSS AND BLUE SHIELD SERVICE BENEFIT PLAN. APPROXIMATELY 67.5 PERCENT OF ALL FEDERAL EMPLOYEES AND RETIREES WHO RECEIVED THEIR HEALTH CARE BENEFITS THROUGH THE GOVERNMENT'S FEDERAL EMPLOYEES' HEALTH BENEFITS PROGRAM (FEHBP) ARE MEMBERS OF THE SERVICE BENEFIT PLAN RECEIVING HEALTH COVERAGE THROUGH MEMBER PLANS. THE SERVICE BENEFIT PLAN HAS BEEN PART OF THE FEHBP SINCE ITS INCEPTION IN 1960 AND IS THE LARGEST PLAN IN THE PROGRAM. 2024 WAS ANOTHER STRONG YEAR FOR THE FEP, BLUE CROSS BLUE SHIELD FEP DENTAL AND BLUE CROSS BLUE SHIELD FEP VISION. WE ATTAINED HISTORIC LEVELS OF ACHIEVEMENT ON SEVERAL BUSINESS METRICS: ENROLLMENT OF OVER 5.6 MILLION MEMBERS AND A RECORD 39 PROGRAM SERVICE ACCOMPLISHMENTS, CONSECUTIVE YEARS OF OPEN SEASON ENROLLMENT GROWTH, AND RETENTION REMAINS AT A HIGH-LEVEL OF 99.3 PERCENT.
Expenses $358,449,053 · Revenue $358,729,957
-
AS AN ASSOCIATION OF MEMBER PLANS, THE ASSOCIATION (1) COORDINATES ADVERTISING AND COMMUNICATION PROGRAMS, PROVIDING POLICY AND REPRESENTATION OF MEMBER INTERESTS, (2) MONITORS AND FOSTERS THE FINANCIAL STABILITY OF ALL THE PLANS, AND (3) SUPPORTS THE ABILITY OF THE PLANS TO OPERATE EFFICIENTLY BY PROVIDING CONFERENCES, CONSULTING AND MISCELLANEOUS SERVICES TO THE PLANS.
Expenses $140,806,052 · Grants $1,215,062 · Revenue $156,580,905
-
THE BLUECARD PROGRAM ENABLES BLUE PLAN MEMBERS TO RECEIVE THE BENEFITS OF THEIR INSURANCE CONTRACTS WHILE TRAVELING OR LIVING IN ANOTHER MEMBER PLAN'S GEOGRAPHIC SERVICE AREA. THROUGH BLUECARD, BLUE PLAN MEMBERS ARE GIVEN SEAMLESS NATIONAL ACCESS TO PHYSICIANS AND HOSPITALS THAT PARTICIPATE IN BLUE NETWORKS. ADDITIONALLY, THE PROGRAM LINKS PARTICIPATING HEALTHCARE PROVIDERS WITH THE INDEPENDENT BLUE CROSS AND BLUE SHIELD PLANS THROUGH A SINGLE ELECTRONIC NETWORK FOR CLAIMS PROCESSING AND REIMBURSEMENT.
Expenses $241,343,912 · Revenue $231,206,378
-
THE ASSOCIATION PROVIDES OPTIONAL CONSULTING SERVICES AND OTHER MISCELLANEOUS PROJECTS; OPERATION OF THE NATIONAL EMPLOYEE BENEFITS ADMINISTRATION PROGRAM THAT PROVIDES A COMPREHENSIVE GROUP PACKAGE OF EMPLOYEE BENEFITS PROGRAMS TO THE PLANS; A CLOSED PRIVATE, WIDE AREA NETWORK THAT LINKS THE COMPUTER AND INFORMATION RESOURCES OF THE PLANS.
Expenses $84,835,396 · Revenue $100,645,107
As filed on the 2024 return. The filer continues this part on Schedule O, which is not shown here.
Officers and directors · 2024
As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.
-
Kim KeckKIM KECK
PRESIDENT AND CEO
- Total calculated
- $8,414,231
- From this org
- $6,155,415
- From related orgs
- $0
- Other
- $2,258,816
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $1,555,062
- Bonus
- $4,392,400
- Other
- $207,953
- Deferred
- $2,227,277
- Nontaxable benefits
- $31,539
- Filer's total
- $8,414,231
-
Matt AllMATT ALL
BOARD MEMBER
- Total calculated
- $0
- Hours/week
- 4
-
Curtis BarnettCURTIS BARNETT
BOARD MEMBER
- Total calculated
- $0
- Hours/week
- 4
-
Gail BoudreauxGAIL BOUDREAUX
BOARD MEMBER
- Total calculated
- $0
- Hours/week
- 4
-
Dan ConradDAN CONRAD
BOARD MEMBER
- Total calculated
- $0
- Hours/week
- 4
-
Gregory DeavensGREGORY DEAVENS
BOARD MEMBER
- Total calculated
- $0
- Hours/week
- 4
-
Dana EricksonDANA ERICKSON
BOARD MEMBER
- Total calculated
- $0
- Hours/week
- 4
-
Patrick GeraghtyPATRICK GERAGHTY
BOARD MEMBER
- Total calculated
- $0
- Hours/week
- 4
-
Diane GoreDIANE GORE
BOARD MEMBER
- Total calculated
- $0
- Hours/week
- 4
-
Cory HarrisCORY HARRIS
BOARD MEMBER
- Total calculated
- $0
- Hours/week
- 4
-
JD HickeyJD HICKEY
BOARD MEMBER
- Total calculated
- $0
- Hours/week
- 4
-
David HolmbergDAVID HOLMBERG
BOARD MEMBER
- Total calculated
- $0
- Hours/week
- 4
-
Sarah IselinSARAH ISELIN
BOARD MEMBER
- Total calculated
- $0
- Hours/week
- 4
-
Pam KehalyPAM KEHALY
BOARD MEMBER
- Total calculated
- $0
- Hours/week
- 4
-
Daniel LoeppDANIEL LOEPP
BOARD MEMBER
- Total calculated
- $0
- Hours/week
- 4
-
Charlene MaherCHARLENE MAHER
BOARD MEMBER (END 01/24)
- Total calculated
- $0
- Hours/week
- 4
-
Paul MarkovichPAUL MARKOVICH
BOARD MEMBER
- Total calculated
- $0
- Hours/week
- 4
-
Michael MizeurMICHAEL MIZEUR
BOARD MEMBER
- Total calculated
- $0
- Hours/week
- 4
-
Mark MugiishiMARK MUGIISHI
BOARD MEMBER
- Total calculated
- $0
- Hours/week
- 4
-
Brian PieninckBRIAN PIENINCK
BOARD MEMBER
- Total calculated
- $0
- Hours/week
- 4
-
M Carol PigottM CAROL PIGOTT
BOARD MEMBER
- Total calculated
- $0
- Hours/week
- 4
-
James ReedJAMES REED
BOARD MEMBER
- Total calculated
- $0
- Hours/week
- 4
-
Jeffrey RoeJEFFREY ROE
BOARD MEMBER
- Total calculated
- $0
- Hours/week
- 4
-
Jeff RussellJEFF RUSSELL
BOARD MEMBER
- Total calculated
- $0
- Hours/week
- 4
-
Mark RuszczykMARK RUSZCZYK
BOARD MEMBER
- Total calculated
- $0
- Hours/week
- 4
The first 25 listed. Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.
Filings
-
2024
- Revenue
- $862,659,881
- Expenses
- $851,503,421
- Contributions
- $0
- Grants paid
- $1,215,062
-
2023
- Revenue
- $819,123,548
- Expenses
- $797,976,234
- Contributions
- $0
- Grants paid
- $2,000,585
-
2022
- Revenue
- $755,791,525
- Expenses
- $697,934,609
- Contributions
- $0
- Grants paid
- $0
The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.
Other returns filed
-
2021 · 990
- Revenue
- $779,983,196
- Expenses
- $705,382,676
- Assets (EOY)
- $823,249,199
-
2020 · 990
- Revenue
- $672,909,630
- Expenses
- $661,065,961
- Assets (EOY)
- $1,101,136,173
-
2019 · 990
- Revenue
- $695,794,709
- Expenses
- $659,070,100
- Assets (EOY)
- $872,476,835
-
2018 · 990
- Revenue
- $606,168,219
- Expenses
- $602,641,023
- Assets (EOY)
- $795,746,293
-
2017 · 990
- Revenue
- $591,991,374
- Expenses
- $593,423,726
- Assets (EOY)
- $727,717,175
-
2016 · 990
- Revenue
- $536,130,105
- Expenses
- $534,956,329
- Assets (EOY)
- $646,430,670
-
2015 · 990
- Revenue
- $504,178,349
- Expenses
- $509,690,116
- Assets (EOY)
- $650,271,510
-
2014 · 990
- Revenue
- $457,383,677
- Expenses
- $449,635,361
- Assets (EOY)
- $691,620,828
-
2013 · 990
- Revenue
- $413,909,483
- Expenses
- $425,142,555
- Assets (EOY)
- $588,221,414
-
2012 · 990
- Revenue
- not reported
- Expenses
- $401,591,171
- Assets (EOY)
- $545,808,284
Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.
Grants made
-
$550,000
2024 GENERAL SUPPORT
-
$500,000
2023 GENERAL SUPPORT
-
2023 GENERAL SUPPORT
-
2023 GENERAL SUPPORT
-
2024 GENERAL SUPPORT
-
2023 GENERAL SUPPORT
-
$100,000
2023 GENERAL SUPPORT
-
$100,000
2023 GENERAL SUPPORT
-
2023 GENERAL SUPPORT
-
$100,000
2023 GENERAL SUPPORT
The 10 largest by cash amount. The API serves every itemized grant.
Grants received
-
$111,222
2022 GRANTS FOR SCIENTIFIC RESEARCH
-
$26,000
2025 MEDICAL SERVICES
-
2023 PROGRAM SUPPORT
Related organizations
From Schedule R Part II, where a filer lists the tax-exempt organizations it is related to by control. It does not record shared board members or money.
Declared on its 2024 return
-
501(C)(3) · EDUCATIONAL RESEARCH · IL · controlled entity
-
BC AND BS FOUNDATION ON HEALTH CARE
501(C)(3) · EDUCATIONAL RESEARCH · IL · controlled entity
Declared as related by
-
BLUE CROSS AND BLUE SHIELD PLANS NATIONAL RETIREE HEALTH BENEFITS
On its 2024 return
-
BLUE CROSS BLUE SHIELD ASSOC RETIRE BENEFIT TRUST
On its 2024 return
-
BLUE CROSS AND BLUE SHIELD FOUNDATION ON HEALTH CARE
On its 2023 return
Taxable family
From Schedule R Parts I, III and IV: entities that legally are the filer, and taxable partnerships, corporations and trusts it is related to. These record ownership and control, not shared board members or money.
Related corporations and trusts on its 2024 return
-
BLUE CROSS BLUE SHIELD BENEFIT CORP
C · COMMUNITY HEALTH · IL · 100% owned · share of income $257,195 · share of assets $1,570,507 · controlled entity
Other IRS files
Auto-Revocation List
Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.
Publication 78
Not present in the most recent drop.
These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.
What this page reflects
The registration facts above come from the IRS Business Master File published 13 October 2026 and read 1 November 2026, for every organization at once. Returns through tax year 2024, the newest we have parsed for this organization.