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CREDIT UNIONS IN THE STATE OF CALIFORNIA

EIN 94-1287157 EUREKA, CA

Browse the largest nonprofits in California

Revenue 2024
$101,189,826
Expenses 2024
$87,077,522

As filed

Subsection
14
Classification
1000
Street
2650 HARRISON AVE

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Group exemption

A subordinate covered by the group exemption of CREDIT UNIONS IN THE STATE OF CALIFORNIA (EIN 94-6123880). matched by us

The IRS lists each organization's group exemption number; we match a subordinate to its central organization by that number and the affiliation code the IRS assigns.

Mission and programs · 2024

Mission

COAST CENTRAL CREDIT UNION'S MISSION IS TO BE THE PRIMARY FINANCIAL INSTITUTION FOR MEMBERS BY PROVIDING HIGH QUALITY FINANCIAL SERVICES AT COMPETITIVELY FAVORABLE RATES CONSISTENT WITH MAINTAINING FINANCIAL STRENGTH.

Activities or mission (Part I)

PROVIDING FINANCIAL SERVICES TO MEMBERS.

  • COAST CENTRAL CREDIT UNION PROVIDES A RANGE OF DEPOSIT SERVICES TO ITS APPROXIMATELY 78,000 MEMBERS. THESE INCLUDE SAVINGS, CHECKING, MONEY MARKET, AND SAVINGS CERTIFICATE ACCOUNTS. SERVICES CAN BE ACCESSED THROUGH OUR 11 MEMBER SERVICES BRANCHES, ONLINE, BY PHONE, OR THROUGH A LARGE NETWORK OF ATMS.

  • COAST CENTRAL CREDIT UNION OFFERS MANY DIFFERENT LOAN PRODUCTS. THESE INCLUDE CREDIT CARDS, CONSUMER PERSONAL, AUTO, AND RV LOANS; REAL ESTATE PURCHASE, REFINANCE, AND HOME EQUITY LINES-OF-CREDIT; AND MEMBER BUSINESS LOANS. LOAN DECISIONS ARE MADE LOCALLY WITH KNOWLEDGE OF LOCAL CONDITIONS AND THE CREDIT UNION MEMBERS THEMSELVES.

  • COAST CENTRAL CREDIT UNION IS ACTIVE IN SUPPORTING MANY LOCAL EVENTS AND CHARITIES. OVER $300,000 IS DONATED TO LOCAL CHARITABLE ORGANIZATIONS, COLLEGE SCHOLARSHIPS TO LOCAL HIGH SCHOOL GRADUATES, AND COMMUNITY PROJECTS EACH YEAR.

As filed on the 2024 return.

Officers and directors · 2024

As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • John Gladding

    FORMER TREASURER

    Total calculated
    $0
    Hours/week
    2
  • Rees Hughes

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1
  • Denise Jones

    VICE CHAIRPERSON

    Total calculated
    $0
    Hours/week
    2
  • Brendan McKenny

    TREASURER

    Total calculated
    $0
    Hours/week
    2
  • Terry Meierding

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1
  • Ronald Rudebock

    CHAIRPERSON

    Total calculated
    $0
    Hours/week
    2
  • Dane Valadao

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1
  • Matt Wakefield

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1
  • Kelly Walsh

    SECRETARY

    Total calculated
    $0
    Hours/week
    2
  • James Sessa

    FORMER PRESIDENT/CEO

    Total calculated
    $1,121,284
    From this org
    $1,046,600
    From related orgs
    $0
    Other
    $74,684
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $819,607
    Bonus
    $145,965
    Other
    $81,028
    Deferred
    $51,750
    Nontaxable benefits
    $22,934
    Filer's total
    $1,121,284
  • Fred Moore

    PRESIDENT/CEO

    Total calculated
    $638,956
    From this org
    $561,355
    From related orgs
    $0
    Other
    $77,601
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $503,365
    Bonus
    $54,164
    Other
    $3,826
    Deferred
    $51,750
    Nontaxable benefits
    $25,851
    Filer's total
    $638,956
  • Danielle Gruber

    CHIEF FINANCIAL OFFICER

    Total calculated
    $41,607
    From this org
    $41,607
    From related orgs
    $0
    Other
    $0
    Hours/week
    40
  • Mandy Marquez

    SR. AVP/BUSINESS SERVICES

    Total calculated
    $210,489
    From this org
    $172,834
    From related orgs
    $0
    Other
    $37,655
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $160,634
    Bonus
    $12,200
    Other
    $0
    Deferred
    $16,958
    Nontaxable benefits
    $20,697
    Filer's total
    $210,489
  • Robert Moore

    VP/CHIEF CREDIT OFFICER

    Total calculated
    $428,361
    From this org
    $369,800
    From related orgs
    $0
    Other
    $58,561
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $321,910
    Bonus
    $47,890
    Other
    $0
    Deferred
    $48,507
    Nontaxable benefits
    $10,054
    Filer's total
    $428,361
  • Ann Jadro-Bettiga

    VP/HUMAN RESOURCES

    Total calculated
    $337,778
    From this org
    $274,137
    From related orgs
    $0
    Other
    $63,641
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $242,114
    Bonus
    $32,023
    Other
    $0
    Deferred
    $42,760
    Nontaxable benefits
    $20,881
    Filer's total
    $337,778
  • Vaughn Peterson

    VP/INFORMATION SVCS

    Total calculated
    $348,042
    From this org
    $313,004
    From related orgs
    $0
    Other
    $35,038
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $289,086
    Bonus
    $23,918
    Other
    $0
    Deferred
    $21,252
    Nontaxable benefits
    $13,786
    Filer's total
    $348,042
  • Kristin Kuxhausen

    VP/OPERATIONS

    Total calculated
    $320,979
    From this org
    $273,050
    From related orgs
    $0
    Other
    $47,929
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $243,444
    Bonus
    $29,571
    Other
    $35
    Deferred
    $27,170
    Nontaxable benefits
    $20,759
    Filer's total
    $320,979
  • Jasmin Gammel

    VP/MEMBER DIGITAL SERVICES

    Total calculated
    $282,053
    From this org
    $236,699
    From related orgs
    $0
    Other
    $45,354
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $217,640
    Bonus
    $19,059
    Other
    $0
    Deferred
    $24,775
    Nontaxable benefits
    $20,579
    Filer's total
    $282,053

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2024
    Revenue
    $101,189,826
    Expenses
    $87,077,522
    Contributions
    $0
    Grants paid
    $350,471
  • 2023
    Revenue
    $85,336,490
    Expenses
    $73,508,824
    Contributions
    $0
    Grants paid
    $357,500
  • 2022
    Revenue
    $66,591,892
    Expenses
    $46,701,692
    Contributions
    $0
    Grants paid
    $255,204

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $57,226,931
    Expenses
    $43,960,025
    Assets (EOY)
    $2,147,688,324
  • 2020 · 990

    Revenue
    $57,794,276
    Expenses
    $47,830,936
    Assets (EOY)
    $1,936,596,371
  • 2019 · 990

    Revenue
    $61,138,994
    Expenses
    $46,671,998
    Assets (EOY)
    $1,577,082,785
  • 2018 · 990

    Revenue
    $55,325,565
    Expenses
    $38,740,456
    Assets (EOY)
    $1,473,051,481
  • 2017 · 990

    Revenue
    $47,684,138
    Expenses
    $35,290,359
    Assets (EOY)
    $1,382,696,019
  • 2016 · 990

    Revenue
    $43,134,044
    Expenses
    $32,381,123
    Assets (EOY)
    $1,280,163,293
  • 2015 · 990

    Revenue
    $38,706,357
    Expenses
    $29,225,999
    Assets (EOY)
    $1,160,157,471
  • 2014 · 990

    Revenue
    $35,472,415
    Expenses
    $27,820,317
    Assets (EOY)
    $1,061,043,760
  • 2013 · 990

    Revenue
    $35,554,844
    Expenses
    $28,219,969
    Assets (EOY)
    $999,583,329
  • 2012 · 990

    Revenue
    not reported
    Expenses
    $29,592,514
    Assets (EOY)
    $971,774,769

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.

Form 990-N e-Postcard, tax year 2023

Tax period
1 January 2023 to 31 December 2023
Principal officer
Not named on the postcard
Mailing address
PO Box 2062McKinleyville CA 95519

As filed, from the IRS e-Postcard file of 2 November 2026. The IRS publishes only each organization's most recent postcard, so earlier years are not shown. A 990-N carries no financial detail. The postcard also gives the principal officer's address, which is not shown here.

Grants made

The 10 largest by cash amount. The API serves every itemized grant.

Where these grants went next →

Grants received

No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Not present in the most recent drop.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 13 October 2026 and read 1 November 2026, for every organization at once. Returns through tax year 2024, the newest we have parsed for this organization.