- Revenue 2024
- $101,189,826
- Expenses 2024
- $87,077,522
As filed
- Subsection
- 14
- Classification
- 1000
- Street
- 2650 HARRISON AVE
These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).
Group exemption
A subordinate covered by the group exemption of CREDIT UNIONS IN THE STATE OF CALIFORNIA (EIN 94-6123880). matched by us
The IRS lists each organization's group exemption number; we match a subordinate to its central organization by that number and the affiliation code the IRS assigns.
Mission and programs · 2024
Mission
COAST CENTRAL CREDIT UNION'S MISSION IS TO BE THE PRIMARY FINANCIAL INSTITUTION FOR MEMBERS BY PROVIDING HIGH QUALITY FINANCIAL SERVICES AT COMPETITIVELY FAVORABLE RATES CONSISTENT WITH MAINTAINING FINANCIAL STRENGTH.
Activities or mission (Part I)
PROVIDING FINANCIAL SERVICES TO MEMBERS.
-
COAST CENTRAL CREDIT UNION PROVIDES A RANGE OF DEPOSIT SERVICES TO ITS APPROXIMATELY 78,000 MEMBERS. THESE INCLUDE SAVINGS, CHECKING, MONEY MARKET, AND SAVINGS CERTIFICATE ACCOUNTS. SERVICES CAN BE ACCESSED THROUGH OUR 11 MEMBER SERVICES BRANCHES, ONLINE, BY PHONE, OR THROUGH A LARGE NETWORK OF ATMS.
-
COAST CENTRAL CREDIT UNION OFFERS MANY DIFFERENT LOAN PRODUCTS. THESE INCLUDE CREDIT CARDS, CONSUMER PERSONAL, AUTO, AND RV LOANS; REAL ESTATE PURCHASE, REFINANCE, AND HOME EQUITY LINES-OF-CREDIT; AND MEMBER BUSINESS LOANS. LOAN DECISIONS ARE MADE LOCALLY WITH KNOWLEDGE OF LOCAL CONDITIONS AND THE CREDIT UNION MEMBERS THEMSELVES.
-
COAST CENTRAL CREDIT UNION IS ACTIVE IN SUPPORTING MANY LOCAL EVENTS AND CHARITIES. OVER $300,000 IS DONATED TO LOCAL CHARITABLE ORGANIZATIONS, COLLEGE SCHOLARSHIPS TO LOCAL HIGH SCHOOL GRADUATES, AND COMMUNITY PROJECTS EACH YEAR.
As filed on the 2024 return.
Officers and directors · 2024
As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.
-
John GladdingJOHN GLADDING
FORMER TREASURER
- Total calculated
- $0
- Hours/week
- 2
-
Rees HughesREES HUGHES
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
Denise JonesDENISE JONES
VICE CHAIRPERSON
- Total calculated
- $0
- Hours/week
- 2
-
Brendan McKennyBRENDAN MCKENNY
TREASURER
- Total calculated
- $0
- Hours/week
- 2
-
Terry MeierdingTERRY MEIERDING
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
Ronald RudebockRONALD RUDEBOCK
CHAIRPERSON
- Total calculated
- $0
- Hours/week
- 2
-
Dane ValadaoDANE VALADAO
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
Matt WakefieldMATT WAKEFIELD
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
Kelly WalshKELLY WALSH
SECRETARY
- Total calculated
- $0
- Hours/week
- 2
-
James SessaJAMES SESSA
FORMER PRESIDENT/CEO
- Total calculated
- $1,121,284
- From this org
- $1,046,600
- From related orgs
- $0
- Other
- $74,684
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $819,607
- Bonus
- $145,965
- Other
- $81,028
- Deferred
- $51,750
- Nontaxable benefits
- $22,934
- Filer's total
- $1,121,284
-
Fred MooreFRED MOORE
PRESIDENT/CEO
- Total calculated
- $638,956
- From this org
- $561,355
- From related orgs
- $0
- Other
- $77,601
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $503,365
- Bonus
- $54,164
- Other
- $3,826
- Deferred
- $51,750
- Nontaxable benefits
- $25,851
- Filer's total
- $638,956
-
Danielle GruberDANIELLE GRUBER
CHIEF FINANCIAL OFFICER
- Total calculated
- $41,607
- From this org
- $41,607
- From related orgs
- $0
- Other
- $0
- Hours/week
- 40
-
Mandy MarquezMANDY MARQUEZ
SR. AVP/BUSINESS SERVICES
- Total calculated
- $210,489
- From this org
- $172,834
- From related orgs
- $0
- Other
- $37,655
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $160,634
- Bonus
- $12,200
- Other
- $0
- Deferred
- $16,958
- Nontaxable benefits
- $20,697
- Filer's total
- $210,489
-
Robert MooreROBERT MOORE
VP/CHIEF CREDIT OFFICER
- Total calculated
- $428,361
- From this org
- $369,800
- From related orgs
- $0
- Other
- $58,561
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $321,910
- Bonus
- $47,890
- Other
- $0
- Deferred
- $48,507
- Nontaxable benefits
- $10,054
- Filer's total
- $428,361
-
Ann Jadro-BettigaANN JADRO-BETTIGA
VP/HUMAN RESOURCES
- Total calculated
- $337,778
- From this org
- $274,137
- From related orgs
- $0
- Other
- $63,641
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $242,114
- Bonus
- $32,023
- Other
- $0
- Deferred
- $42,760
- Nontaxable benefits
- $20,881
- Filer's total
- $337,778
-
Vaughn PetersonVAUGHN PETERSON
VP/INFORMATION SVCS
- Total calculated
- $348,042
- From this org
- $313,004
- From related orgs
- $0
- Other
- $35,038
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $289,086
- Bonus
- $23,918
- Other
- $0
- Deferred
- $21,252
- Nontaxable benefits
- $13,786
- Filer's total
- $348,042
-
Kristin KuxhausenKRISTIN KUXHAUSEN
VP/OPERATIONS
- Total calculated
- $320,979
- From this org
- $273,050
- From related orgs
- $0
- Other
- $47,929
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $243,444
- Bonus
- $29,571
- Other
- $35
- Deferred
- $27,170
- Nontaxable benefits
- $20,759
- Filer's total
- $320,979
-
Jasmin GammelJASMIN GAMMEL
VP/MEMBER DIGITAL SERVICES
- Total calculated
- $282,053
- From this org
- $236,699
- From related orgs
- $0
- Other
- $45,354
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $217,640
- Bonus
- $19,059
- Other
- $0
- Deferred
- $24,775
- Nontaxable benefits
- $20,579
- Filer's total
- $282,053
Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.
Filings
-
2024
- Revenue
- $101,189,826
- Expenses
- $87,077,522
- Contributions
- $0
- Grants paid
- $350,471
-
2023
- Revenue
- $85,336,490
- Expenses
- $73,508,824
- Contributions
- $0
- Grants paid
- $357,500
-
2022
- Revenue
- $66,591,892
- Expenses
- $46,701,692
- Contributions
- $0
- Grants paid
- $255,204
The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.
Other returns filed
-
2021 · 990
- Revenue
- $57,226,931
- Expenses
- $43,960,025
- Assets (EOY)
- $2,147,688,324
-
2020 · 990
- Revenue
- $57,794,276
- Expenses
- $47,830,936
- Assets (EOY)
- $1,936,596,371
-
2019 · 990
- Revenue
- $61,138,994
- Expenses
- $46,671,998
- Assets (EOY)
- $1,577,082,785
-
2018 · 990
- Revenue
- $55,325,565
- Expenses
- $38,740,456
- Assets (EOY)
- $1,473,051,481
-
2017 · 990
- Revenue
- $47,684,138
- Expenses
- $35,290,359
- Assets (EOY)
- $1,382,696,019
-
2016 · 990
- Revenue
- $43,134,044
- Expenses
- $32,381,123
- Assets (EOY)
- $1,280,163,293
-
2015 · 990
- Revenue
- $38,706,357
- Expenses
- $29,225,999
- Assets (EOY)
- $1,160,157,471
-
2014 · 990
- Revenue
- $35,472,415
- Expenses
- $27,820,317
- Assets (EOY)
- $1,061,043,760
-
2013 · 990
- Revenue
- $35,554,844
- Expenses
- $28,219,969
- Assets (EOY)
- $999,583,329
-
2012 · 990
- Revenue
- not reported
- Expenses
- $29,592,514
- Assets (EOY)
- $971,774,769
Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.
Form 990-N e-Postcard, tax year 2023
- Tax period
- 1 January 2023 to 31 December 2023
- Principal officer
-
Not named on the postcard
- Mailing address
- PO Box 2062McKinleyville CA 95519
As filed, from the IRS e-Postcard file of 2 November 2026. The IRS publishes only each organization's most recent postcard, so earlier years are not shown. A 990-N carries no financial detail. The postcard also gives the principal officer's address, which is not shown here.
Grants made
-
2024 CONSTRUCTION PROJECT FOR COMMUNITY YOUTH CENTER
-
$25,000
2023 RESTORE WATER TO NORTH FORK GRANGE: BRING WATER STORAGE AND ABILITY TO USE IT WHEN POWER IS OUT.
-
$25,000
2024 GAP FUNDS FOR VEHICLE TO DELIVER EMERGENCY FOOD RELIEF TO REMOTE HUMBOLDT COMMUNITIES
-
TRINITY ALPS UNIFIED SCHOOL DISCTRICT
$21,000
2024 BLEACHERS FOR BASEBALL FIELD
-
$20,000
2022 MATRESSES FOR BUNK BEDS
-
$20,000
2023 FIRE SPRINKLER INSTALLATION
-
$15,587
2023 PURCHASE OF DEHUMIDIFIER & INSTALLATION
-
$15,000
2022 MARZ PROJECT STUDIO IMPROVEMENTS
-
$15,000
2022 CARGO VAN FOR HOSPICE SHOP
-
2024 SUPPLIES FOR HOMELESS SHELTERS
The 10 largest by cash amount. The API serves every itemized grant.
Grants received
No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.
Other IRS files
Auto-Revocation List
Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.
Publication 78
Not present in the most recent drop.
These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.
What this page reflects
The registration facts above come from the IRS Business Master File published 13 October 2026 and read 1 November 2026, for every organization at once. Returns through tax year 2024, the newest we have parsed for this organization.