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CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN

EIN 38-1524325 ADRIAN, MI

Revenue 2023
$34,438,890
Expenses 2023
$24,660,197

As filed

Subsection
14
Classification
1000
Street
3030 S ADRIAN HWY

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Group exemption

A subordinate covered by the group exemption of CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN (EIN 38-6092097). matched by us

The IRS lists each organization's group exemption number; we match a subordinate to its central organization by that number and the affiliation code the IRS assigns.

Officers and directors · 2023

As listed in Part VII of the 2023 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • MARK SPOHR

    CHAIRPERSON

    Total calculated
    $0
    Hours/week
    2

  • CHRIS LANE

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1

  • TROY BEVIER

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1

  • RICHARD EGLI

    VICE CHAIRPERSON

    Total calculated
    $0
    Hours/week
    1

  • JOE MURPHY

    TREASURER

    Total calculated
    $0
    Hours/week
    1

  • MARK BRUGGEMAN

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1

  • MEREDITH FRANCIS

    SECRETARY

    Total calculated
    $0
    Hours/week
    1

  • JEFF BREHMER

    EVP-CFO/CEO

    Total calculated
    $411,246
    From this org
    $308,649
    From related orgs
    $0
    Other
    $102,597
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $308,133
    Bonus
    $0
    Other
    $516
    Deferred
    $38,400
    Nontaxable benefits
    $64,197
    Filer's total
    $411,246

  • RANDALL SMITH

    CEO

    Total calculated
    $223,205
    From this org
    $181,419
    From related orgs
    $0
    Other
    $41,786
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $95,847
    Bonus
    $0
    Other
    $85,572
    Deferred
    $14,104
    Nontaxable benefits
    $27,682
    Filer's total
    $223,205

  • JENNIFER FROST

    SR VP FINANCE

    Total calculated
    $113,895
    From this org
    $104,930
    From related orgs
    $0
    Other
    $8,965
    Hours/week
    40

  • MICHAEL ZARNECKI

    SVP OPERATIONS

    Total calculated
    $173,720
    From this org
    $138,015
    From related orgs
    $0
    Other
    $35,705
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $138,015
    Bonus
    $0
    Other
    $0
    Deferred
    $17,280
    Nontaxable benefits
    $18,425
    Filer's total
    $173,720

  • PAUL CORAZZOL

    SVP INFORMATION SERVICES

    Total calculated
    $197,093
    From this org
    $156,088
    From related orgs
    $0
    Other
    $41,005
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $155,572
    Bonus
    $0
    Other
    $516
    Deferred
    $19,968
    Nontaxable benefits
    $21,037
    Filer's total
    $197,093

  • LORIE EASTON

    SVP CONSUMER LENDING

    Total calculated
    $165,292
    From this org
    $147,148
    From related orgs
    $0
    Other
    $18,144
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $144,124
    Bonus
    $0
    Other
    $3,024
    Deferred
    $17,482
    Nontaxable benefits
    $662
    Filer's total
    $165,292

  • ALYCIA NICHOLS

    EVP-OPERATIONS & LENDING

    Total calculated
    $219,457
    From this org
    $172,716
    From related orgs
    $0
    Other
    $46,741
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $172,596
    Bonus
    $0
    Other
    $120
    Deferred
    $22,800
    Nontaxable benefits
    $23,941
    Filer's total
    $219,457

  • LINDA TOMFORD

    VP HUMAN RESOURCES

    Total calculated
    $119,380
    From this org
    $106,292
    From related orgs
    $0
    Other
    $13,088
    Hours/week
    40

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2023
    Revenue
    $34,438,890
    Expenses
    $24,660,197
    Contributions
    $0
    Grants paid
    $184,869
  • 2022
    Revenue
    $27,618,251
    Expenses
    $19,570,980
    Contributions
    $0
    Grants paid
    $131,203

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Grants made

Where these grants went next →

Grants received

No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Not present in the most recent drop.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The IRS Business Master File ingested 5 October 2026, which is when the registration facts above were last refreshed for every organization. Returns through tax year 2023, the newest we have parsed for this organization.