- Revenue 2024
- $45,794,051
- Expenses 2024
- $40,495,822
As filed
- Subsection
- 14
- Classification
- 1000
- Street
- 615 S BROADWAY
These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).
Mission and programs · 2024
Mission
THE MISSION OF TOWN & COUNTRY CREDIT UNION IS TO BUILD TRUSTED FINANCIAL RELATIONSHIPS THROUGH PERSONALIZED SERVICE.
Activities or mission (Part I)
TO BUILD TRUSTED FINANCIAL RELATIONSHIPS THROUGH PERSONALIZED SERVICE
-
NON-PROFIT ORGANIZATION PROVIDING FINANCIAL SERVICES TO A FIELD OF MEMBERSHIP.
As filed on the 2024 return.
Officers and directors · 2024
As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.
-
Tim RaffertyTIM RAFFERTY
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
Wendy LoucksWENDY LOUCKS
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
Delrae GeinertDELRAE GEINERT
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
Lars ChristensenLARS CHRISTENSEN
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
Kalli SchellKALLI SCHELL
CEO
- Total calculated
- $465,884
- From this org
- $414,453
- From related orgs
- $0
- Other
- $51,431
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $321,784
- Bonus
- $87,059
- Other
- $5,610
- Deferred
- $24,150
- Nontaxable benefits
- $27,281
- Filer's total
- $465,884
-
Kalvin LarsonKALVIN LARSON
VICE CHAIRMAN
- Total calculated
- $0
- Hours/week
- 1
-
Jay LandsiedelJAY LANDSIEDEL
CFO
- Total calculated
- $495,562
- From this org
- $454,667
- From related orgs
- $0
- Other
- $40,895
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $253,036
- Bonus
- $193,955
- Other
- $7,676
- Deferred
- $24,150
- Nontaxable benefits
- $16,745
- Filer's total
- $495,562
-
Curtis SmithCURTIS SMITH
SECRETARY/TREASURER
- Total calculated
- $0
- Hours/week
- 1
-
David RipplingerDAVID RIPPLINGER
CHAIRMAN
- Total calculated
- $0
- Hours/week
- 1
-
Adam SilbernagelADAM SILBERNAGEL
CIO
- Total calculated
- $321,123
- From this org
- $267,722
- From related orgs
- $0
- Other
- $53,401
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $205,882
- Bonus
- $56,180
- Other
- $5,660
- Deferred
- $19,892
- Nontaxable benefits
- $33,509
- Filer's total
- $321,123
-
Fred BeuchlerFRED BEUCHLER
CLO
- Total calculated
- $435,400
- From this org
- $377,750
- From related orgs
- $0
- Other
- $57,650
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $287,191
- Bonus
- $80,199
- Other
- $10,360
- Deferred
- $23,831
- Nontaxable benefits
- $33,819
- Filer's total
- $435,400
-
Mortgage Loan Officers2 IndividualsMORTGAGE LOAN OFFICERS2 INDIVIDUALS
MORTGAGE LOAN ORIGINATOR
- Total calculated
- $668,914
- From this org
- $557,698
- From related orgs
- $0
- Other
- $111,216
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $245,315
- Bonus
- $311,113
- Other
- $1,270
- Deferred
- $41,531
- Nontaxable benefits
- $69,685
- Filer's total
- $668,914
-
Brad HouleBRAD HOULE
FORMER CEO
- Total calculated
- $243,318
- From this org
- $221,968
- From related orgs
- $0
- Other
- $21,350
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $85,102
- Bonus
- $68,150
- Other
- $68,716
- Deferred
- $15,714
- Nontaxable benefits
- $5,636
- Filer's total
- $243,318
Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.
Filings
-
2024
- Revenue
- $45,794,051
- Expenses
- $40,495,822
- Contributions
- $0
- Grants paid
- $0
-
2023
- Revenue
- $38,503,155
- Expenses
- $34,352,374
- Contributions
- $0
- Grants paid
- $0
-
2022
- Revenue
- $29,514,851
- Expenses
- $25,000,066
- Contributions
- $0
- Grants paid
- $0
The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.
Other returns filed
-
2021 · 990
- Revenue
- $30,613,353
- Expenses
- $25,310,611
- Assets (EOY)
- $639,797,460
-
2020 · 990
- Revenue
- $30,720,921
- Expenses
- $26,686,672
- Assets (EOY)
- $565,613,421
-
2019 · 990
- Revenue
- $26,821,573
- Expenses
- $24,011,787
- Assets (EOY)
- $485,723,542
-
2018 · 990
- Revenue
- $23,908,102
- Expenses
- $20,559,850
- Assets (EOY)
- $441,051,760
-
2017 · 990
- Revenue
- $22,321,623
- Expenses
- $19,253,156
- Assets (EOY)
- $415,506,047
-
2017 · 990
- Revenue
- $22,321,623
- Expenses
- $19,253,156
- Assets (EOY)
- $415,506,047
-
2016 · 990
- Revenue
- $23,791,728
- Expenses
- $19,183,426
- Assets (EOY)
- $391,565,497
-
2015 · 990
- Revenue
- $24,033,819
- Expenses
- $18,530,545
- Assets (EOY)
- $384,292,643
-
2014 · 990
- Revenue
- $22,259,749
- Expenses
- $17,315,048
- Assets (EOY)
- $367,304,807
-
2013 · 990
- Revenue
- $20,566,901
- Expenses
- $15,035,143
- Assets (EOY)
- $347,013,729
Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.
Grants made
No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.
Grants received
No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.
Taxable family
From Schedule R Parts I, III and IV: entities that legally are the filer, and taxable partnerships, corporations and trusts it is related to. These record ownership and control, not shared board members or money.
Related corporations and trusts on its 2024 return
-
TOWN & COUNTRY CUSO INC
C · INSURANCE AGENCY · ND · 100% owned · share of income $5,094,668 · share of assets $2,202,344 · controlled entity
Other IRS files
Auto-Revocation List
Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.
Publication 78
Not present in the most recent drop.
These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.
What this page reflects
The registration facts above come from the IRS Business Master File published 13 October 2026 and read 1 November 2026, for every organization at once. Returns through tax year 2024, the newest we have parsed for this organization.