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COMMUNITY CHOICE CREDIT UNION

EIN 42-0778245 JOHNSTON, IA

Browse the largest nonprofits in Iowa

Revenue 2024
$55,660,525
Expenses 2024
$49,667,631

Program services were 100.0% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.

As filed

Subsection
14
Street
PO BOX 1405

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Mission and programs · 2024

Mission

SIMPLY AND HAPPILY FULFILL THE FINANCIAL WANTS AND NEEDS OF OUR MEMBERS. TO ACHIEVE THIS, WE MUST STRIVE TO UNEXPECTEDLY DELIGHT THOSE WE SERVE; OUR EMPLOYEES, OUR COMMUNITIES, OUR MEMBERS.

  • COMMUNITY CHOICE CREDIT UNION OFFERS LOW RATE LOANS AND OFFERS HIGHER RATE DEPOSITS TO ITS MEMBERS. THE ORGANIZATION IS A FULL SERVICE FINANCIAL PROVIDER OFFERING EVERYTHING FROM MORTGAGE LOANS ALL THE WAY TO SAFE DEPOSIT BOXES. MEMBERS AS OF 12/31/2024 - 51,085

    Expenses $49,667,631 · Revenue $51,651,168

As filed on the 2024 return.

Officers and directors · 2024

As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • Randy Dickey

    BOARD CHAIR

    Total calculated
    $0
    Hours/week
    0.5 + 1 related
  • Joe Yamen

    VICE CHAIR

    Total calculated
    $0
    Hours/week
    0.5
  • Mikel Koschmeder

    BOARD CFO

    Total calculated
    $0
    Hours/week
    0.5
  • Thomas McEntee

    BOARD SECRETARY

    Total calculated
    $0
    Hours/week
    0.5 + 1 related
  • Ken Zinkula

    AUDIT COMMITTEE CHAIR

    Total calculated
    $0
    Hours/week
    0.5
  • Deb Degraff

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    0.5 + 1 related
  • Brian Farrell

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    0.5
  • Brenna Finnerty

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    0.5
  • Sara Kurovski

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    0.5
  • Joshua Cook

    CEO

    Total calculated
    $967,587
    From this org
    $903,607
    From related orgs
    $0
    Other
    $63,980
    Hours/week
    40 + 1 related

    Schedule J breakdown matched by us

    Base
    $716,497
    Bonus
    $187,110
    Other
    $0
    Deferred
    $51,750
    Nontaxable benefits
    $12,230
    Filer's total
    $967,587
  • Brian Curtin

    CRO, EVP

    Total calculated
    $445,920
    From this org
    $393,622
    From related orgs
    $0
    Other
    $52,298
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $345,781
    Bonus
    $47,841
    Other
    $0
    Deferred
    $49,419
    Nontaxable benefits
    $2,879
    Filer's total
    $445,920
  • Erik Sorensen

    CFO

    Total calculated
    $358,344
    From this org
    $305,962
    From related orgs
    $0
    Other
    $52,382
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $268,172
    Bonus
    $37,790
    Other
    $0
    Deferred
    $39,417
    Nontaxable benefits
    $12,965
    Filer's total
    $358,344
  • Timothy Wallen

    COO

    Total calculated
    $318,574
    From this org
    $276,022
    From related orgs
    $0
    Other
    $42,552
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $242,247
    Bonus
    $33,775
    Other
    $0
    Deferred
    $34,701
    Nontaxable benefits
    $7,851
    Filer's total
    $318,574
  • Jeffrey Klein

    CHOICE CREATIVE SOULTIONS

    Total calculated
    $293,059
    From this org
    $252,388
    From related orgs
    $0
    Other
    $40,671
    Hours/week
    1 + 40 related

    Schedule J breakdown matched by us

    Base
    $252,388
    Bonus
    $0
    Other
    $0
    Deferred
    $33,012
    Nontaxable benefits
    $7,659
    Filer's total
    $293,059
  • Jeffrey Johannsen

    VP MORTGAGE SALES

    Total calculated
    $292,141
    From this org
    $256,021
    From related orgs
    $0
    Other
    $36,120
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $256,021
    Bonus
    $0
    Other
    $0
    Deferred
    $35,202
    Nontaxable benefits
    $918
    Filer's total
    $292,141
  • Angela Richards

    CHIEF MARKETING OFFICER

    Total calculated
    $282,870
    From this org
    $248,104
    From related orgs
    $0
    Other
    $34,766
    Hours/week
    40 + 1 related

    Schedule J breakdown matched by us

    Base
    $219,654
    Bonus
    $28,450
    Other
    $0
    Deferred
    $32,317
    Nontaxable benefits
    $2,449
    Filer's total
    $282,870
  • Christopher Punke

    CHIEF TECHNOLOGY OFFICER

    Total calculated
    $290,716
    From this org
    $246,613
    From related orgs
    $0
    Other
    $44,103
    Hours/week
    40 + 1 related

    Schedule J breakdown matched by us

    Base
    $219,388
    Bonus
    $27,225
    Other
    $0
    Deferred
    $32,304
    Nontaxable benefits
    $11,799
    Filer's total
    $290,716
  • Kelly Quick

    VP RETAIL PAYMENT SYSTEMS

    Total calculated
    $289,113
    From this org
    $244,626
    From related orgs
    $0
    Other
    $44,487
    Hours/week
    40 + 1 related

    Schedule J breakdown matched by us

    Base
    $216,176
    Bonus
    $28,450
    Other
    $0
    Deferred
    $31,800
    Nontaxable benefits
    $12,687
    Filer's total
    $289,113
  • David Jordan

    VP MORTGAGE OPERATIONS

    Total calculated
    $254,110
    From this org
    $213,580
    From related orgs
    $0
    Other
    $40,530
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $188,160
    Bonus
    $25,420
    Other
    $0
    Deferred
    $27,955
    Nontaxable benefits
    $12,575
    Filer's total
    $254,110
  • Joshua Murphy

    VP RETAIL BANKING

    Total calculated
    $254,056
    From this org
    $210,779
    From related orgs
    $0
    Other
    $43,277
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $184,163
    Bonus
    $26,616
    Other
    $0
    Deferred
    $30,618
    Nontaxable benefits
    $12,659
    Filer's total
    $254,056
  • Nicole Mills

    VP PEOPLE & CULTURE

    Total calculated
    $241,987
    From this org
    $202,637
    From related orgs
    $0
    Other
    $39,350
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $176,237
    Bonus
    $26,400
    Other
    $0
    Deferred
    $29,364
    Nontaxable benefits
    $9,986
    Filer's total
    $241,987
  • Troy Moore

    VP COMMERCIAL LENDING

    Total calculated
    $186,703
    From this org
    $154,358
    From related orgs
    $0
    Other
    $32,345
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $154,358
    Bonus
    $0
    Other
    $0
    Deferred
    $21,777
    Nontaxable benefits
    $10,568
    Filer's total
    $186,703
  • Kayla Nelson

    MORTGAGE LOAN OFFICER

    Total calculated
    $272,600
    From this org
    $229,105
    From related orgs
    $0
    Other
    $43,495
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $229,105
    Bonus
    $0
    Other
    $0
    Deferred
    $34,351
    Nontaxable benefits
    $9,144
    Filer's total
    $272,600
  • James Bakkie

    MORTGAGE LOAN OFFICER

    Total calculated
    $249,954
    From this org
    $216,925
    From related orgs
    $0
    Other
    $33,029
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $216,925
    Bonus
    $0
    Other
    $0
    Deferred
    $32,539
    Nontaxable benefits
    $490
    Filer's total
    $249,954
  • Joseph Hayhoe

    MORTGAGE LOAN OFFICER

    Total calculated
    $238,930
    From this org
    $200,524
    From related orgs
    $0
    Other
    $38,406
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $200,524
    Bonus
    $0
    Other
    $0
    Deferred
    $30,064
    Nontaxable benefits
    $8,342
    Filer's total
    $238,930

The first 25 listed. Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2024
    Revenue
    $55,660,525
    Expenses
    $49,667,631
    Contributions
    $0
    Grants paid
    $0
  • 2023
    Revenue
    $50,289,947
    Expenses
    $42,662,082
    Contributions
    $0
    Grants paid
    $0
  • 2022
    Revenue
    $39,072,921
    Expenses
    $33,641,930
    Contributions
    $0
    Grants paid
    $0

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $38,821,305
    Expenses
    $31,078,787
    Assets (EOY)
    $742,389,004
  • 2020 · 990

    Revenue
    $35,449,241
    Expenses
    $29,645,481
    Assets (EOY)
    $670,932,840
  • 2019 · 990

    Revenue
    $34,518,300
    Expenses
    $25,825,500
    Assets (EOY)
    $550,277,039
  • 2018 · 990

    Revenue
    $30,074,814
    Expenses
    $24,402,715
    Assets (EOY)
    $506,679,401
  • 2017 · 990

    Revenue
    $27,701,736
    Expenses
    $24,318,669
    Assets (EOY)
    $477,251,672
  • 2016 · 990

    Revenue
    $25,836,239
    Expenses
    $22,711,326
    Assets (EOY)
    $457,778,728
  • 2015 · 990

    Revenue
    $23,912,440
    Expenses
    $20,497,641
    Assets (EOY)
    $445,420,879
  • 2014 · 990

    Revenue
    $21,438,038
    Expenses
    $19,071,980
    Assets (EOY)
    $436,032,636
  • 2013 · 990

    Revenue
    $21,567,798
    Expenses
    $18,403,968
    Assets (EOY)
    $390,490,729
  • 2012 · 990

    Revenue
    not reported
    Expenses
    $17,799,004
    Assets (EOY)
    $371,172,182

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.

Grants made

No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.

Grants received

No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.

Related organizations

From Schedule R Part II, where a filer lists the tax-exempt organizations it is related to by control. It does not record shared board members or money.

Declared on its 2024 return

Declared as related by

Taxable family

From Schedule R Parts I, III and IV: entities that legally are the filer, and taxable partnerships, corporations and trusts it is related to. These record ownership and control, not shared board members or money.

Related corporations and trusts on its 2024 return

  • CAPITAL FINANCIAL SERVICE CORP

    C · MORTGAGE LEGAL SERVICES · IA · 100% owned · controlled entity

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Not present in the most recent drop.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 13 October 2026 and read 1 November 2026, for every organization at once. Returns through tax year 2024, the newest we have parsed for this organization.