HABITAT FOR HUMANITY OF METRO LOUISVILLE INC

As filed

Subsection

03

NTEE code

L20Z

Classification

1000

Street

1620 BANK ST

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Mission and programs · 2025

• HOMEOWNERSHIP PROGRAM: FAMILIES IN NEED OF A DECENT PLACE TO LIVE BUILD SAFE AND AFFORDABLE HOMES IN PARTNERSHIP WITH US. HABITAT HOUSES ARE MODESTLY SIZED. THEY ARE LARGE ENOUGH FOR THE HOMEOWNER'S FAMILY'S NEEDS, BUT SMALL ENOUGH TO KEEP CONSTRUCTION AND MAINTENANCE COSTS AFFORDABLE. BY USING THE LABOR OF VOLUNTEERS AND PROSPECTIVE HOMEOWNERS, EMPLOYING EFFICIENT BUILDING METHODS, KEEPING HOUSE SIZES MODEST, USING DONATED CONSTRUCTION MATERIALS AND APPLIANCES, AND ISSUING NONPROFIT LOANS, HABITAT MAKES ITS HOUSES AFFORDABLE FOR LOW INCOME FAMILIES TO PURCHASE. AFFORDABLE HOMEOWNERSHIP HELPS CREATE THE CONDITIONS THAT FREE FAMILIES FROM INSTABILITY, STRESS AND FEAR AND ENCOURAGE SELF RELIANCE AND CONFIDENCE. STUDIES SHOW THAT STRONG AND STABLE HOUSEHOLDS ARE FOUNDATIONAL TO CHILD DEVELOPMENT AND GROWTH. WHEN A HOME FOSTERS INSTEAD OF HINDERS HEALTH AND SAFETY, FAMILIES CAN FLOURISH. OWNING AN AFFORDABLE HOME ALSO ALLOWS HOMEOWNERS TO LIFT UP THEIR ENTIRE FAMILY BY SAVING FOR THEIR FUTURES AND INVESTING IN EDUCATIONAL OPPORTUNITIES, BOLSTERING JOB OPPORTUNITIES AND CAREER GROWTH. DURING FISCAL YEAR 2025, HABITAT OF METRO LOUISVILLE SERVED 192 FAMILIES WITH HOUSING SOLUTIONS INCLUDING 31 THROUGH ITS LONG-TERM HOMEOWNERSHIP PROGRAM AND 161 THROUGH ITS HOME PRESERVATION PROGRAM.

  Expenses $6,831,349 · Grants $806,909 · Revenue $4,753,128

• MORTGAGE DISCOUNTS: MORTGAGES ARE DISCOUNTED USING AN IMPUTED INTEREST RATE THAT APPROXIMATES THE RATE THAT AN INDEPENDENT BORROWER AND LENDER WOULD HAVE NEGOTIATED IN A SIMILAR TRANSACTION. NEW MORTGAGES EQUALING APPROXIMATELY $4.4 MILLION WERE WRITTEN AND ENTERED INTO IN 2025 AND WERE DISCOUNTED TO REPRESENT THE PRESENT VALUE OF THESE ZERO INTEREST LOANS. IMPUTED INTEREST OF 8.01% IS USED FOR MORTGAGES IN 2025.

  Expenses $2,438,874 · Revenue $1,763,719

• RESTORE PROGRAM: THE PURPOSE IS TO GENERATE A SUSTAINABLE SOURCE OF INCOME FOR HABITAT OF METRO LOUISVILLE BY DIVERTING USABLE BUILDING MATERIALS, FURNITURE AND APPLIANCES FROM LANDFILLS AND SELLING THOSE DONATED ITEMS TO THE PUBLIC. IN 2025, WE ESTIMATE THAT OVER 2.1 MILLION POUNDS OF MATERIALS WERE DIVERTED FROM LANDFILLS.

  Expenses $1,434,041 · Revenue $1,675,856

• HOME PRESERVATION PROGRAM: OUR HOME PRESERVATION PROGRAM IS AN OUTREACH INITIATIVE THAT SEEKS TO PROVIDE A WIDE RANGE OF OPPORTUNITIES FOR LOW TO MODERATE INCOME HOMEOWNERS, INCLUDING VETERANS AND SENIORS, WHO ARE STRUGGLING TO MAINTAIN THEIR HOMES BECAUSE OF AGE, DISABILITY OR FAMILY CIRCUMSTANCES. WE PARTNER WITH FAMILIES TO HELP THEM RECLAIM THEIR HOMES WITH PRIDE AND DIGNITY. THE PROGRAM ALLOWS FAMILIES TO STAY IN THEIR HOME AND AVOID THE UNCERTAINTY, TRAUMA AND EXPENSE OF MOVING. PROJECTS CONSIST OF INTERIOR AND/OR EXTERIOR REPAIRS INTENDED TO ALLEVIATE CRITICAL HEALTH, LIFE AND SAFETY ISSUES OR CODE VIOLATIONS. VOLUNTEER TEAMS WORK ALONG WITH SUBCONTRACTORS UNDER THE DIRECTION HABITAT OF METRO LOUISVILLE STAFF MEMBERS TO COMPLETE THE REPAIRS. IN 2025, 161 HOMEOWNERS WERE SERVED IN OUR HOME PRESERVATION PROGRAM.

  Expenses $1,821,329 · Revenue $12,351

As filed on the 2025 return. The filer continues this part on Schedule O, which is not shown here.

Officers and directors · 2025

As listed in Part VII of the 2025 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

The first 25 listed. Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

• 2025

  Revenue

  $16,289,374

  Expenses

  $13,854,613

  Contributions

  $8,016,971

  Grants paid

  $806,909

• 2024

  Revenue

  $13,832,931

  Expenses

  $12,384,808

  Contributions

  $5,777,145

  Grants paid

  $763,552

• 2023

  Revenue

  $11,012,266

  Expenses

  $10,390,427

  Contributions

  $5,638,300

  Grants paid

  $1,588,516

• 2022

  Revenue

  $8,767,687

  Expenses

  $7,108,219

  Contributions

  $5,421,942

  Grants paid

  $79,921

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

• 2021 · 990

  Revenue

  $8,716,107

  Expenses

  $7,404,120

  Assets (EOY)

  $17,692,701

• 2020 · 990

  Revenue

  $6,290,102

  Expenses

  $6,188,933

  Assets (EOY)

  $16,862,985

• 2019 · 990

  Revenue

  $6,449,040

  Expenses

  $6,571,740

  Assets (EOY)

  $16,238,152

• 2018 · 990

  Revenue

  $5,979,286

  Expenses

  $5,789,003

  Assets (EOY)

  $16,228,078

• 2017 · 990

  Revenue

  $6,324,580

  Expenses

  $6,013,304

  Assets (EOY)

  $16,146,684

• 2016 · 990

  Revenue

  $5,696,989

  Expenses

  $5,333,441

  Assets (EOY)

  $15,869,655

• 2015 · 990

  Revenue

  $5,482,740

  Expenses

  $5,638,022

  Assets (EOY)

  $15,612,746

• 2014 · 990

  Revenue

  $6,087,511

  Expenses

  $5,932,635

  Assets (EOY)

  $15,874,999

• 2013 · 990

  Revenue

  $5,457,806

  Expenses

  $5,441,767

  Assets (EOY)

  $15,631,399

• 2012 · 990

  Revenue

  — not reported

  Expenses

  $5,163,138

  Assets (EOY)

  $15,543,839

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.

Grants made

No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.

Grants received

• THE COMMUNITY FOUNDATION OF LOUISVILLE INC

  $361,875

  2023 · X20 CHRISTIAN

• FIDELITY INVESTMENTS CHARITABLE GIFT FUND

  $309,953

  2024 · For grant recipient's exempt purposes

• HABITAT FOR HUMANITY INTERNATIONAL INC

  $246,873

  2024 · AFFORDABLE HOUSING

• THE COMMUNITY FOUNDATION OF LOUISVILLE INC

  $212,500

  2022 · X20 CHRISTIAN

• THE COMMUNITY FOUNDATION OF LOUISVILLE INC

  $199,900

  2024 · L20 HOUSING DEVELOPMENT CONSTRUCTION MANAGEMENT

• FIDELITY INVESTMENTS CHARITABLE GIFT FUND

  $164,941

  2022 · For grant recipient's exempt purposes

• FIDELITY INVESTMENTS CHARITABLE GIFT FUND

  $154,895

  2023 · For grant recipient's exempt purposes

• HABITAT FOR HUMANITY INTERNATIONAL INC

  $93,932

  2023 · AFFILIATE

• HABITAT FOR HUMANITY INTERNATIONAL INC

  $85,651

  2022 · AFFILIATE

• NORTON HEALTHCARE INC

  $50,000

  2023 · Funding for a home build project

The 10 largest by cash amount. The API serves every itemized grant.

Taxable family

From Schedule R Parts I, III and IV: entities that legally are the filer, and taxable partnerships, corporations and trusts it is related to. These record ownership and control, not shared board members or money.

Other IRS files