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ALABAMA CREDIT UNION

EIN 63-0440014 TUSCALOOSA, AL

Revenue 2024
$143,233,716
Expenses 2024
$131,954,975

As filed

Subsection
14
Classification
1000
Street
910 PROFESSIONAL PLZ

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Group exemption

A subordinate covered by the group exemption of ALABAMA CREDIT UNION ADMINISTRATION (EIN 63-1091725). matched by us

The IRS lists each organization's group exemption number; we match a subordinate to its central organization by that number and the affiliation code the IRS assigns.

Officers and directors · 2024

As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • REBA ESSARY

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1
  • CASEY TAYLOR

    SECRETARY/TREASURER

    Total calculated
    $0
    Hours/week
    1
  • CHARLOTTE HARRIS

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1
  • LYNNE APRIL

    BOARD VICE CHAIRPERSON

    Total calculated
    $0
    Hours/week
    1
  • MARK NELSON

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1
  • MARCUS JONES

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1
  • THOMAS WEST

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1
  • ROBERT RILEY

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1
  • RON DULEK

    BOARD CHAIRPERSON

    Total calculated
    $0
    Hours/week
    1
  • LISA EVANS

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1
  • TONY JOHNSON

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1
  • MICHAEL GOODMAN

    CIO

    Total calculated
    $409,063
    From this org
    $353,808
    From related orgs
    $0
    Other
    $55,255
    Hours/week
    45

    Schedule J breakdown matched by us

    Base
    $259,516
    Bonus
    $32,244
    Other
    $62,048
    Deferred
    $47,095
    Nontaxable benefits
    $8,160
    Filer's total
    $409,063
  • JUNE LANDRUM

    PRESIDENT

    Total calculated
    $390,038
    From this org
    $356,144
    From related orgs
    $0
    Other
    $33,894
    Hours/week
    45

    Schedule J breakdown matched by us

    Base
    $249,476
    Bonus
    $37,847
    Other
    $68,821
    Deferred
    $26,655
    Nontaxable benefits
    $7,239
    Filer's total
    $390,038
  • JIM PENNINGTON

    VP, COLLECTIONS

    Total calculated
    $361,638
    From this org
    $286,987
    From related orgs
    $0
    Other
    $74,651
    Hours/week
    45

    Schedule J breakdown matched by us

    Base
    $173,326
    Bonus
    $25,446
    Other
    $88,215
    Deferred
    $67,519
    Nontaxable benefits
    $7,132
    Filer's total
    $361,638
  • STEPHEN K SWOFFORD

    CEO

    Total calculated
    $620,371
    From this org
    $566,046
    From related orgs
    $0
    Other
    $54,325
    Hours/week
    60

    Schedule J breakdown matched by us

    Base
    $508,462
    Bonus
    $27,700
    Other
    $29,884
    Deferred
    $45,279
    Nontaxable benefits
    $9,046
    Filer's total
    $620,371
  • ELEANOR BROWN

    CFO

    Total calculated
    $341,729
    From this org
    $314,064
    From related orgs
    $0
    Other
    $27,665
    Hours/week
    45

    Schedule J breakdown matched by us

    Base
    $203,506
    Bonus
    $37,135
    Other
    $73,423
    Deferred
    $19,392
    Nontaxable benefits
    $8,273
    Filer's total
    $341,729
  • MICHAEL R SHULTS

    VP OF INFORMATION SYSTEMS

    Total calculated
    $326,805
    From this org
    $298,340
    From related orgs
    $0
    Other
    $28,465
    Hours/week
    45

    Schedule J breakdown matched by us

    Base
    $181,192
    Bonus
    $38,033
    Other
    $79,115
    Deferred
    $20,866
    Nontaxable benefits
    $7,599
    Filer's total
    $326,805
  • BENSON P BOLLING

    CHIEF LENDING OFFICER

    Total calculated
    $359,142
    From this org
    $329,082
    From related orgs
    $0
    Other
    $30,060
    Hours/week
    55

    Schedule J breakdown matched by us

    Base
    $214,287
    Bonus
    $39,845
    Other
    $74,950
    Deferred
    $22,840
    Nontaxable benefits
    $7,220
    Filer's total
    $359,142
  • BRANDI MCKINNEY

    CHIEF RISK OFFICER

    Total calculated
    $245,198
    From this org
    $220,330
    From related orgs
    $0
    Other
    $24,868
    Hours/week
    55

    Schedule J breakdown matched by us

    Base
    $161,817
    Bonus
    $23,988
    Other
    $34,525
    Deferred
    $17,069
    Nontaxable benefits
    $7,799
    Filer's total
    $245,198
  • TOMMY COBB

    PRESIDENT OF ACUS HOLDINGS

    Total calculated
    $524,841
    From this org
    $498,990
    From related orgs
    $0
    Other
    $25,851
    Hours/week
    45

    Schedule J breakdown matched by us

    Base
    $194,262
    Bonus
    $88,130
    Other
    $216,598
    Deferred
    $19,476
    Nontaxable benefits
    $6,375
    Filer's total
    $524,841
  • KELLEY PORTER

    CHIEF MEMBER EXPERIENCE OFFICER

    Total calculated
    $230,292
    From this org
    $211,681
    From related orgs
    $0
    Other
    $18,611
    Hours/week
    45

    Schedule J breakdown matched by us

    Base
    $149,788
    Bonus
    $23,368
    Other
    $38,525
    Deferred
    $15,802
    Nontaxable benefits
    $2,809
    Filer's total
    $230,292
  • JOSEPH HARDY

    PRESIDENT OF ACUSI

    Total calculated
    $586,267
    From this org
    $535,797
    From related orgs
    $0
    Other
    $50,470
    Hours/week
    45

    Schedule J breakdown matched by us

    Base
    $135,583
    Bonus
    $394,458
    Other
    $5,756
    Deferred
    $44,313
    Nontaxable benefits
    $6,157
    Filer's total
    $586,267
  • ELIZABETH COLE

    VP OF BRANCH OPERATIONS

    Total calculated
    $282,971
    From this org
    $258,579
    From related orgs
    $0
    Other
    $24,392
    Hours/week
    45

    Schedule J breakdown matched by us

    Base
    $160,775
    Bonus
    $31,436
    Other
    $66,368
    Deferred
    $17,569
    Nontaxable benefits
    $6,823
    Filer's total
    $282,971
  • JENNIFER BROWNING

    ACUIS PROGRAM MANAGER

    Total calculated
    $234,174
    From this org
    $209,330
    From related orgs
    $0
    Other
    $24,844
    Hours/week
    45

    Schedule J breakdown matched by us

    Base
    $63,443
    Bonus
    $136,608
    Other
    $9,279
    Deferred
    $19,101
    Nontaxable benefits
    $5,743
    Filer's total
    $234,174
  • JOHN EDINGTON

    COMMERCIAL LENDING DIRECTOR

    Total calculated
    $174,544
    From this org
    $152,465
    From related orgs
    $0
    Other
    $22,079
    Hours/week
    45

    Schedule J breakdown matched by us

    Base
    $145,730
    Bonus
    $3,042
    Other
    $3,693
    Deferred
    $15,814
    Nontaxable benefits
    $6,265
    Filer's total
    $174,544

The first 25 listed. Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2024
    Revenue
    $143,233,716
    Expenses
    $131,954,975
    Contributions
    $0
    Grants paid
    $98,948
  • 2023
    Revenue
    $106,263,577
    Expenses
    $101,381,357
    Contributions
    $0
    Grants paid
    $21,000
  • 2022
    Revenue
    $76,294,666
    Expenses
    $63,024,332
    Contributions
    $0
    Grants paid
    $0

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $57,798,045
    Expenses
    $47,077,943
    Assets (EOY)
    $1,400,922,106
  • 2020 · 990

    Revenue
    $49,302,098
    Expenses
    $44,076,231
    Assets (EOY)
    $1,170,483,591
  • 2019 · 990

    Revenue
    $48,611,443
    Expenses
    $43,225,495
    Assets (EOY)
    $939,530,884
  • 2018 · 990

    Revenue
    $43,738,378
    Expenses
    $38,495,221
    Assets (EOY)
    $876,272,368
  • 2017 · 990

    Revenue
    $36,567,734
    Expenses
    $29,983,492
    Assets (EOY)
    $776,285,772
  • 2016 · 990

    Revenue
    $32,169,818
    Expenses
    $27,322,117
    Assets (EOY)
    $737,580,899
  • 2015 · 990

    Revenue
    $30,734,747
    Expenses
    $24,330,514
    Assets (EOY)
    $687,258,465
  • 2014 · 990

    Revenue
    $28,686,693
    Expenses
    $23,207,232
    Assets (EOY)
    $654,346,128
  • 2013 · 990

    Revenue
    $27,009,190
    Expenses
    $22,051,610
    Assets (EOY)
    $619,553,836
  • 2012 · 990

    Revenue
    not reported
    Expenses
    $20,045,157
    Assets (EOY)
    $549,206,142

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.

Grants made

Where these grants went next →

Grants received

Related organizations

From Schedule R Part II, where a filer lists the tax-exempt organizations it is related to by control. It does not record shared board members or money.

Declared as related by

Taxable family

From Schedule R Parts I, III and IV: entities that legally are the filer, and taxable partnerships, corporations and trusts it is related to. These record ownership and control, not shared board members or money.

Disregarded entities on its 2024 return

Related corporations and trusts on its 2024 return

  • ALABAMA CU SERVICES INC

    C · FINANCIAL SERVICES · AL · 100% owned · share of income -$709 · share of assets $2,081,866 · controlled entity

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Not present in the most recent drop.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 13 October 2026 and read 23 October 2026, for every organization at once. Returns through tax year 2024, the newest we have parsed for this organization.