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VOLUNTEER CORPORATE CREDIT UNION

EIN 62-1120233 NASHVILLE, TN

Browse the largest nonprofits in Tennessee

Revenue 2025
$130,013,138
Expenses 2025
$116,444,884

Program services were 100.0% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.

As filed

Subsection
14
Classification
1000
Street
2460 ATRIUM WAY

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Group exemption

A subordinate covered by the group exemption of CREDIT UNIONS CHARTERED IN THE STATE OF TENNESSEE (EIN 62-6074998). matched by us

The IRS lists each organization's group exemption number; we match a subordinate to its central organization by that number and the affiliation code the IRS assigns.

Mission and programs · 2025

Mission

TO SERVE AS THE PRIMARY FINANCIAL PARTNER WITH CREDIT UNIONS IN PROVIDING SUPERIOR PRODUCTS, SERVICES AND SUPPORT.

Activities or mission (Part I)

INSPIRING CREDIT UNIONS TO REACH NEW HEIGHTS BY PROVIDING DYNAMIC PAYMENT SOLUTIONS, CUSTOM INVESTMENT SERVICES, AND UNPARALLELED MEMBER SERVICE.

  • VOLUNTEER CORPORATE CREDIT UNION IS A NOT-FOR-PROFIT FINANCIAL COOPERATIVE THAT SERVES NATURAL PERSON CREDIT UNIONS NATIONALLY. IT WAS ORGANIZED FOR THE EXPRESS PURPOSE OF PROVIDING LOW-COST FINANCIAL SERVICES AND COMPETITIVE INVESTMENT AND LENDING RATES TO ITS MEMBER/OWNERS.

    Expenses $116,444,884

As filed on the 2025 return.

Officers and directors · 2025

As listed in Part VII of the 2025 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • Ben Johnson

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1
  • Bradley Arant Boult Cummings LLP

    GENERAL COUNSEL

    Total calculated
    $0
    Hours/week
    1
  • Brian Trotter

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1
  • Erin Walter

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1
  • John Jacoway

    CHAIRMAN

    Total calculated
    $0
    Hours/week
    1
  • Judy Hester

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1
  • Mike Cooper

    SECRETARY

    Total calculated
    $0
    Hours/week
    1
  • Nick Arvon

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1
  • Ron Smith

    TREASURER

    Total calculated
    $0
    Hours/week
    1
  • Todd Swims

    VICE CHAIRMAN

    Total calculated
    $0
    Hours/week
    1
  • Ben Williams

    VP IT STRATEGIC PROJECTS

    Total calculated
    $261,085
    From this org
    $221,599
    From related orgs
    $0
    Other
    $39,486
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $198,656
    Bonus
    $17,752
    Other
    $5,191
    Deferred
    $19,866
    Nontaxable benefits
    $19,620
    Filer's total
    $261,085
  • Christina Adkison

    CHIEF EXPERIENCE OFFICER

    Total calculated
    $296,150
    From this org
    $240,036
    From related orgs
    $0
    Other
    $56,114
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $204,449
    Bonus
    $34,622
    Other
    $965
    Deferred
    $29,269
    Nontaxable benefits
    $26,845
    Filer's total
    $296,150
  • Jeffrey Dato

    EVP/COO

    Total calculated
    $398,476
    From this org
    $340,643
    From related orgs
    $0
    Other
    $57,833
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $287,498
    Bonus
    $51,339
    Other
    $1,806
    Deferred
    $28,750
    Nontaxable benefits
    $29,083
    Filer's total
    $398,476
  • Jeffrey Merry

    PRESIDENT/CEO

    Total calculated
    $986,787
    From this org
    $743,522
    From related orgs
    $0
    Other
    $243,265
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $581,604
    Bonus
    $145,472
    Other
    $16,446
    Deferred
    $215,814
    Nontaxable benefits
    $27,451
    Filer's total
    $986,787
  • Justin Holt

    CHIEF FINANCIAL OFFICER

    Total calculated
    $324,028
    From this org
    $253,954
    From related orgs
    $0
    Other
    $70,074
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $226,188
    Bonus
    $27,346
    Other
    $420
    Deferred
    $52,050
    Nontaxable benefits
    $18,024
    Filer's total
    $324,028
  • Phillip Cochran

    SVP/CHIEF INVESTMENT OFFIC

    Total calculated
    $479,482
    From this org
    $418,557
    From related orgs
    $0
    Other
    $60,925
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $179,393
    Bonus
    $238,323
    Other
    $841
    Deferred
    $33,495
    Nontaxable benefits
    $27,430
    Filer's total
    $479,482
  • Casondra Dobbins

    INVESTMENTS REPRESENTATIVE

    Total calculated
    $217,944
    From this org
    $183,848
    From related orgs
    $0
    Other
    $34,096
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $71,251
    Bonus
    $112,345
    Other
    $252
    Deferred
    $7,125
    Nontaxable benefits
    $26,971
    Filer's total
    $217,944
  • Jeff Cantrell

    VP INFORMATION TECHNOLOGY

    Total calculated
    $307,891
    From this org
    $256,971
    From related orgs
    $0
    Other
    $50,920
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $235,496
    Bonus
    $20,509
    Other
    $966
    Deferred
    $23,550
    Nontaxable benefits
    $27,370
    Filer's total
    $307,891
  • Josh Powell

    DIRECTOR SOFTWARE DEVELOPM

    Total calculated
    $209,657
    From this org
    $167,272
    From related orgs
    $0
    Other
    $42,385
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $160,353
    Bonus
    $6,628
    Other
    $291
    Deferred
    $16,035
    Nontaxable benefits
    $26,350
    Filer's total
    $209,657
  • James Dayton

    IT SYSTEM ENGINEER

    Total calculated
    $203,561
    From this org
    $176,371
    From related orgs
    $0
    Other
    $27,190
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $164,900
    Bonus
    $10,054
    Other
    $1,417
    Deferred
    $16,490
    Nontaxable benefits
    $10,700
    Filer's total
    $203,561

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2025
    Revenue
    $130,013,138
    Expenses
    $116,444,884
    Contributions
    $0
    Grants paid
    $0
  • 2023
    Revenue
    $118,810,831
    Expenses
    $98,234,687
    Contributions
    $0
    Grants paid
    $0
  • 2022
    Revenue
    $78,897,689
    Expenses
    $52,267,070
    Contributions
    $0
    Grants paid
    $0

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $49,925,746
    Expenses
    $20,016,290
    Assets (EOY)
    $2,404,399,500
  • 2020 · 990

    Revenue
    $20,915,133
    Expenses
    $17,162,795
    Assets (EOY)
    $2,500,981,054
  • 2019 · 990

    Revenue
    $40,461,745
    Expenses
    $33,585,001
    Assets (EOY)
    $1,339,904,120
  • 2018 · 990

    Revenue
    $34,288,326
    Expenses
    $27,588,771
    Assets (EOY)
    $1,212,932,507
  • 2017 · 990

    Revenue
    $24,010,773
    Expenses
    $18,370,849
    Assets (EOY)
    $1,333,105,498
  • 2016 · 990

    Revenue
    $18,119,218
    Expenses
    $12,905,580
    Assets (EOY)
    $1,346,419,914
  • 2015 · 990

    Revenue
    $14,234,652
    Expenses
    $11,523,878
    Assets (EOY)
    $1,331,821,870
  • 2014 · 990

    Revenue
    $12,271,724
    Expenses
    $10,780,980
    Assets (EOY)
    $1,220,835,970
  • 2013 · 990

    Revenue
    $11,874,444
    Expenses
    $9,787,184
    Assets (EOY)
    $1,022,322,909
  • 2012 · 990

    Revenue
    not reported
    Expenses
    $11,913,269
    Assets (EOY)
    $1,179,925,197

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.

Grants made

No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.

Grants received

No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.

Taxable family

From Schedule R Parts I, III and IV: entities that legally are the filer, and taxable partnerships, corporations and trusts it is related to. These record ownership and control, not shared board members or money.

Disregarded entities on its 2025 return

  • SYMPHONY LLC

    TN · income $160,881 · assets $1,007,404

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Not present in the most recent drop.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 9 November 2026 and read 9 November 2026, for every organization at once. Returns through tax year 2025, the newest we have parsed for this organization.