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DEBT MANAGEMENT CREDIT COUNSELING CORP

EIN 65-0923483 PLANTATION, FL

Browse the largest nonprofits in Florida

Revenue 2024
$1,642,383
Expenses 2024
$1,884,752

Program services were 80.7% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.

As filed

Subsection
03
NTEE code
P51
Classification
1000
Street
2 S UNIVERSITY DR STE 326

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Other organizations at this address

1 other organization in the IRS Business Master File lists the same street address. matched by us

This address is a suite or unit (STE 326). Organizations that share one are often clients of the same office-services firm, accountant or registered agent rather than related to each other.

We match the street line and ZIP code as the IRS gives them, ignoring case and outer spaces and nothing else, so "AVE" and "AVENUE" count as different streets and this list can miss some. A shared address can mean related organizations or a shared office, but it can also be a registered agent, a mail drop or a service provider holding mail for unrelated clients. It is not, by itself, evidence that two organizations are connected.

Mission and programs · 2024

Mission

OUR MISSION IS TO PROVIDE CONSUMERS EDUCATION AND BUDGET COUNSELING TO IMPROVE THEIR FINANCIAL LITERACY AND ASSIST THEM IN THE MANAGEMENT OF THEIR PERSONAL FINANCES. WE ARE COMMITTED TO PROVIDING CREDIT COUNSELING THROUGH EDUCATIONAL PROGRAMS AND MATERIALS PERSONAL BUDGETING HOUSING COUNSELING AND DEBT MANAGEMENT PLANS TO FINANCIALLY DISTRESSED CONSUMERS WHILE MAINTAINING FISCAL INTEGRITY AND UTILIZING THE HIGHEST QUALITY STANDARDS IN THE INDUSTRY.

Activities or mission (Part I)

PROVISION OF COUNSELING EDUCATION AND DEBT REPAYMENT PLANS TO CONSUMERS. SEE PAGE 2 PART III LINE 1 FOR ORGANIZATIONS MISSION AND PURPOSE

  • COUNSELING & EDUCATION:THE ORGANIZATIONS COUNSELING AND EDUCATION PROGRAMS FOCUS ON THE MANAGING OF CREDIT AND DEBT BUDGETING OF PERSONAL FINANCES AND HOUSING ISSUES. COUNSELING AND EDUCATION SERVICES ARE PRIMARILY PROVIDED THROUGH FACE-TO-FACE AND TELEPHONE COUNSELING SESSIONS ONSITE SEMINARS AND WORKSHOPS AT SCHOOLS COMMUNITY CENTERS AND BUSINESSES ONLINE EDUCATIONAL COURSES AND THE DISTRIBUTION OF FREE EDUCATIONAL MATERIALS. THE ORGANIZATION IS APPROVED BY HUD TO PROVIDE COMPREHENSIVE HOUSING COUNSELING TO RESIDENTS OF FLORIDA INCLUDING PRE-PURCHASE COUNSELING AND HOMEBUYER EDUCATION NON-DELINQUENCY POST PURCHASE COUNSELING MORTGAGE DELINQUENCY AND DEFAULT RESOLUTION COUNSELING FINANCIAL LITERACY EDUCATIONAL WORKSHOPS REVERSE MORTGAGE COUNSELING AND HOMELESS COUNSELING SERVICES.SPECIFIC PROGRAM ACCOMPLISHMENTS ACHIEVED WERE AS FOLLOWS: DMCC CONDUCTED FINANCIAL EDUCATION SEMINARS AND WORKSHOPS FOR APPROXIMATELY 500 INDIVIDUALS FOR FIRST-TIME HOMEBUYERS NONPROFIT COMMUNITY ORGANIZATIONS AND EMPLOYERS THROUGHOUT THE STATE OF FLORIDA. DMCC DISSEMINATED FREE FINANCIAL LITERATURE AND EDUCATIONAL MATERIALS TO ITS CLIENTS AND THE GENERAL PUBLIC THROUGH SEMINARS THE U.S. MAIL EMAIL AND ITS WEBSITES. EDUCATIONAL PAGES ON DMCC WEBSITES WERE VIEWED BY APPROXIMATELY 24,000 VISITORS DURING 2024. DMCC PROVIDED PERSONAL FINANCIAL COUNSELING TO APPROXIMATELY 3,000 CONSUMERS OF WHICH 1,400 WERE ENROLLED IN A DMCC PROGRAM. DMCC WAS AWARDED GRANTS TOTALING 95,805 TO PROVIDE HOUSING COUNSELING AND FINANCIAL LITERACY EDUCATION INCLUDING PRE-PURCHASE HOME BUYING POST-PURCHASE HOME OWNERSHIP FORECLOSURE AND RENTAL EVICTION PREVENTION AND HOMELESS ASSISTANCE. DURING THE HUD 2024 FISCAL YEAR DMCC PROVIDED HOUSING COUNSELING SERVICES TO APPROXIMATELY 960 INDIVIDUALS AND FAMILIES.

    Expenses $1,123,217 · Revenue $40,422

  • DEBT MANAGEMENT PLANS:THE ORGANIZATIONS DEBT MANAGEMENT PLAN PROGRAM CONSISTS OF THE NEGOTIATION AND SERVICING OF REPAYMENT PLANS WITH CREDITORS ON BEHALF OF CONSUMER DEBTORS. THE PROVISION OF SUCH SERVICES IS REGULATED BY THE U.S. INTERNAL REVENUE SERVICE MOST STATES AND THE MAJOR BANKS PROVIDING THE UNDERLYING DEBT MANAGEMENT PLAN BENEFITS. REGULATIONS INCLUDE FEE RESTRICTIONS BONDING AND INSURANCE BANKING REQUIREMENTS PRIVACY AND SECURITY POLICIES AND CONTROLS ACCREDITATION AND CERTIFICATION OF THE ORGANIZATION ITS MANAGEMENT AND EMPLOYEES AND ANNUAL LICENSING AND REPORTING. THE ORGANIZATION IS ALSO SUBJECT TO PERIODIC AUDITS BY THESE REGULATING ENTITIES.SPECIFIC PROGRAM ACCOMPLISHMENTS ACHIEVED WERE AS FOLLOWS: DMCC SERVICED DEBT MANAGEMENT PLANS FOR APPROXIMATELY 5,000 CLIENTS OF WHICH AN ESTIMATED 75% WERE LOW-MODERATE HOUSEHOLDS EARNING LESS THAN 80% OF THEIR AREA MEDIAN INCOME BASED ON GUIDELINES PUBLISHED BY THE U.S. DEPARTMENT OF HEALTH AND HUMAN SERVICES. DMCC DISBURSED OVER 15 MILLION IN DEBT REPAYMENTS TO THE CREDITORS OF ITS DEBT MANAGEMENT PLAN CLIENTS. DMCC SUCCESSFULLY COMPLETED OVER 1,300 DEBT MANAGEMENT PLAN ACCOUNTS FOR CLIENTS WHO REPAID THEIR ENROLLED DEBTS IN FULL.

    Expenses $397,981 · Revenue $1,601,962

As filed on the 2024 return.

Officers and directors · 2024

As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • Phil Heinemann

    PRESIDENT EXEC DIRECTOR

    Total calculated
    $185,778
    From this org
    $158,977
    From related orgs
    $0
    Other
    $26,801
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $157,323
    Bonus
    $0
    Other
    $0
    Deferred
    $3,933
    Nontaxable benefits
    $22,869
    Filer's total
    $184,125
  • John Aleman

    DIRECTOR

    Total calculated
    $0
    Hours/week
    0
  • Carol O'Brien

    SECRETARY

    Total calculated
    $0
    Hours/week
    0
  • William Kalaf

    TREASURER

    Total calculated
    $0
    Hours/week
    0

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2024
    Revenue
    $1,642,383
    Expenses
    $1,884,752
    Contributions
    $95,805
    Grants paid
    $0
  • 2023
    Revenue
    $1,828,590
    Expenses
    $2,021,848
    Contributions
    $319,294
    Grants paid
    $0
  • 2022
    Revenue
    $1,643,886
    Expenses
    $1,913,802
    Contributions
    $232,955
    Grants paid
    $0

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $1,940,140
    Expenses
    $1,899,328
    Assets (EOY)
    $2,036,555
  • 2020 · 990

    Revenue
    $2,082,626
    Expenses
    $2,108,405
    Assets (EOY)
    $842,713
  • 2019 · 990

    Revenue
    $2,252,143
    Expenses
    $2,190,449
    Assets (EOY)
    $730,344

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all.

Grants made

No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.

Grants received

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Listed as of 13 October 2026, under deductibility PC.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 13 October 2026 and read 1 November 2026, for every organization at once. Returns through tax year 2024, the newest we have parsed for this organization.